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US20060179004A1 - BioMetric PayPoint System - Google Patents

BioMetric PayPoint System Download PDF

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Publication number
US20060179004A1
US20060179004A1 US11/164,840 US16484005A US2006179004A1 US 20060179004 A1 US20060179004 A1 US 20060179004A1 US 16484005 A US16484005 A US 16484005A US 2006179004 A1 US2006179004 A1 US 2006179004A1
Authority
US
United States
Prior art keywords
stolen
credit
eliminate
biometric
fraud
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
US11/164,840
Inventor
BIll Fuchs
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to US11/164,840 priority Critical patent/US20060179004A1/en
Publication of US20060179004A1 publication Critical patent/US20060179004A1/en
Abandoned legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Definitions

  • the BioMetric Pay-Point system is a technology and methodology that was developed for the express purpose of making financial transactions of any size and type, easier, more convenient, safer and far more secure.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The Biometric Pay-Point system is the future for all financial transactions particularly point of sale transactions (POS). It is more convenient, safer and more secure than using credit cards or cash. It is always available and cannot be stolen, copied or misplaced. This system will totally eliminate all forms of credit card fraud. The system is applicable for the elimination and protection of personal identity theft.

Description

  • The BioMetric Pay-Point system is a technology and methodology that was developed for the express purpose of making financial transactions of any size and type, easier, more convenient, safer and far more secure.
  • When coupled with our revolutionary Advanced Ultra Secure Encryption System it forms a truly state-of-the-art complete financial transaction environment.

Claims (3)

What is claimed is:
1. The Biometric Pay-Point system is the future for all financial transactions particularly point of sale transactions (pos). It is more convenient, safer and more secure than using credit cards or cash. It is always available and cannot be stolen, copied or misplaced. It is a positive Biometric authorization signature utilizing a finger print and a pin code. The pin code can even be another finger print the order of the fingers prescribes the data stream and proper coding sequence which only the user will know.
2. This system will totally eliminate all forms of credit card fraud. Credit card fraud is a byproduct of having a plastic card, eliminate the card you reduce or eliminate the fraud, cards and cash can be stolen, counterfeited and copied. Fingers are always there never forgotten stolen or misplaced. Credit card fraud statistics vary but are in the multiple billions of dollars annually, moreover the credit and banking industries are reluctant to publish accurate figures.
3. Furthermore, this system is applicable for the elimination and protection of personal identity theft.
US11/164,840 2005-12-07 2005-12-07 BioMetric PayPoint System Abandoned US20060179004A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
US11/164,840 US20060179004A1 (en) 2005-12-07 2005-12-07 BioMetric PayPoint System

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US11/164,840 US20060179004A1 (en) 2005-12-07 2005-12-07 BioMetric PayPoint System

Publications (1)

Publication Number Publication Date
US20060179004A1 true US20060179004A1 (en) 2006-08-10

Family

ID=36781066

Family Applications (1)

Application Number Title Priority Date Filing Date
US11/164,840 Abandoned US20060179004A1 (en) 2005-12-07 2005-12-07 BioMetric PayPoint System

Country Status (1)

Country Link
US (1) US20060179004A1 (en)

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8359278B2 (en) 2006-10-25 2013-01-22 IndentityTruth, Inc. Identity protection
US8819793B2 (en) 2011-09-20 2014-08-26 Csidentity Corporation Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository
US9235728B2 (en) 2011-02-18 2016-01-12 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
WO2018205468A1 (en) * 2017-05-10 2018-11-15 平安科技（深圳）有限公司 Biometric transaction processing method, electronic device and storage medium
US10339527B1 (en) 2014-10-31 2019-07-02 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US10592982B2 (en) 2013-03-14 2020-03-17 Csidentity Corporation System and method for identifying related credit inquiries
US10699028B1 (en) 2017-09-28 2020-06-30 Csidentity Corporation Identity security architecture systems and methods
US10896472B1 (en) 2017-11-14 2021-01-19 Csidentity Corporation Security and identity verification system and architecture
US10909617B2 (en) 2010-03-24 2021-02-02 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US11030562B1 (en) 2011-10-31 2021-06-08 Consumerinfo.Com, Inc. Pre-data breach monitoring
US11151468B1 (en) 2015-07-02 2021-10-19 Experian Information Solutions, Inc. Behavior analysis using distributed representations of event data
US12430646B2 (en) 2021-04-12 2025-09-30 Csidentity Corporation Systems and methods of generating risk scores and predictive fraud modeling

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7003495B1 (en) * 1999-09-28 2006-02-21 Chameleon Network Inc. Portable electronic authorization system and method

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7003495B1 (en) * 1999-09-28 2006-02-21 Chameleon Network Inc. Portable electronic authorization system and method

Cited By (25)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8359278B2 (en) 2006-10-25 2013-01-22 IndentityTruth, Inc. Identity protection
US10909617B2 (en) 2010-03-24 2021-02-02 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US10593004B2 (en) 2011-02-18 2020-03-17 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US9235728B2 (en) 2011-02-18 2016-01-12 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US9558368B2 (en) 2011-02-18 2017-01-31 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US9710868B2 (en) 2011-02-18 2017-07-18 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US8819793B2 (en) 2011-09-20 2014-08-26 Csidentity Corporation Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository
US9237152B2 (en) 2011-09-20 2016-01-12 Csidentity Corporation Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository
US11568348B1 (en) 2011-10-31 2023-01-31 Consumerinfo.Com, Inc. Pre-data breach monitoring
US12045755B1 (en) 2011-10-31 2024-07-23 Consumerinfo.Com, Inc. Pre-data breach monitoring
US11030562B1 (en) 2011-10-31 2021-06-08 Consumerinfo.Com, Inc. Pre-data breach monitoring
US10592982B2 (en) 2013-03-14 2020-03-17 Csidentity Corporation System and method for identifying related credit inquiries
US10990979B1 (en) 2014-10-31 2021-04-27 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US10339527B1 (en) 2014-10-31 2019-07-02 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US11436606B1 (en) 2014-10-31 2022-09-06 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US11941635B1 (en) 2014-10-31 2024-03-26 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US11151468B1 (en) 2015-07-02 2021-10-19 Experian Information Solutions, Inc. Behavior analysis using distributed representations of event data
US12099940B1 (en) 2015-07-02 2024-09-24 Experian Information Solutions, Inc. Behavior analysis using distributed representations of event data
WO2018205468A1 (en) * 2017-05-10 2018-11-15 平安科技（深圳）有限公司 Biometric transaction processing method, electronic device and storage medium
US11157650B1 (en) 2017-09-28 2021-10-26 Csidentity Corporation Identity security architecture systems and methods
US11580259B1 (en) 2017-09-28 2023-02-14 Csidentity Corporation Identity security architecture systems and methods
US10699028B1 (en) 2017-09-28 2020-06-30 Csidentity Corporation Identity security architecture systems and methods
US12455978B1 (en) 2017-09-28 2025-10-28 Csidentity Corporation Identity security architecture systems and methods
US10896472B1 (en) 2017-11-14 2021-01-19 Csidentity Corporation Security and identity verification system and architecture
US12430646B2 (en) 2021-04-12 2025-09-30 Csidentity Corporation Systems and methods of generating risk scores and predictive fraud modeling

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Legal Events

Date Code Title Description
STCB Information on status: application discontinuation

Free format text: ABANDONED -- FAILURE TO RESPOND TO AN OFFICE ACTION