TWM614808U - System of obtaining claim data from integrated platform and depositing it on blockchain - Google Patents

Abstract

A system that obtains claim data from an integrated platform and deposits it on the blockchain. After the client generates claim data containing patient identification data, the platform host requests the patient data from the medical host based on the identification data and sends The patient data is provided to the insurance server for claim settlement, and the patient claim data including the claim application data and patient data are encrypted and published to the blockchain technology, which can reduce the time for the insured to apply for the claim to the insurance company , And achieve the technical effect of providing a safe and convenient data transmission mechanism between insurance companies and medical institutions.

Description

A system that obtains claims data from an integrated platform and deposits it on the blockchain

An online claims system, in particular, a system that obtains data through an integrated platform and blockchain for claims settlement.

In the past, when the insured requested a claim from the insurance company, he had to apply for a diagnosis certificate from the medical institution and wait for the diagnosis certificate to be issued. The medical record survey consent form and other materials to apply for claims. After the insurance company receives the claims application documents, it will review the authenticity of the claims application documents, investigate the medical records of the insureds with medical institutions, and perform claims settlement operations based on the medical records of the insureds obtained through the investigation.

Although insurance companies now also provide a mechanism for online claim settlement, it is still necessary for the insured to fill in the claim application materials online and upload the diagnosis certificate and medical record survey consent form. In this way, the insured still needs to spend extra time Apply to the medical institution and wait for the diagnosis certificate to be issued. At the same time, if the insured wants to apply for claims from multiple insurance companies, he also needs to go to the server of each insurance company to fill in the claim application materials. In addition, each insurance company also needs Sign contracts with various medical institutions to transmit medical records, otherwise you still need to go to the medical institutions to investigate the medical records in person.

In addition, there are also related technologies for sharing medical records through blockchain. For example, the Republic of China Patent No. I683275/M569002 discloses that the reader-side information device can write medical record information into the blockchain and send it to the medical record center server for storage. When the reader-side information device needs to read the medical record information, You can use the key provided by the medical record center server for identity verification. However, since the medical record information written in the blockchain by the reader-side information device is in plaintext, anyone who can access the blockchain can obtain the medical record data, and patients cannot maintain privacy; another example is the Republic of China No. 202001926 The patent application reveals that the hospital system encrypts the medical records and writes them to the blockchain. Patients can use the key issued by the hospital system to decrypt the medical records recorded on the blockchain, although this application can only allow patients Checking your own medical records maintains your own privacy, but it cannot be shared with other units. Insurance companies cannot obtain the patient's medical record from the blockchain. You still need to go to the medical institution to obtain the patient's medical record.

In summary, it can be seen that in the prior art, there has been a long-standing existence in the prior art that the insured needs to spend extra time to apply for claims from various insurance companies, and each insurance company needs to spend the cost to sign and connect with various medical institutions in order to maintain patient privacy. The problem of obtaining patient medical records, so it is necessary to propose improved technical means to solve this problem.

In view of the prior art that the insured needs to spend extra time to apply for claims to various insurance companies, and each insurance company has to spend cost to sign and connect with various medical institutions, this creation reveals a method of obtaining claims information from an integrated platform and from the district. Blockchain deposit certificate system, including:

The system disclosed in this creation that obtains claim data from an integrated platform and is certified by the blockchain includes at least: a medical host to obtain consent data; a client to generate claim application data containing identification data; insurance server The platform host is used to obtain the claim application data; the platform host is used to obtain the claim application information, and request patient information from the medical host based on the identification data, so that the medical host generates patient data, and the platform host is used to send the patient data to The insurance server enables the insurance server to perform claim settlement operations based on patient data, and the platform host is used to generate patient claim data including claim application data and patient data, and publish the patient claim data to the alliance blockchain. And calculate the patient's claim data to generate the calculated value, and publish the calculated value to the public blockchain.

The system disclosed in this creation is as above. The difference with the previous technology is that after this creation generates claims application data containing patient identification data through the client, the platform host requests the patient information from the medical host based on the identification data and then The patient data is provided to the insurance server for claim settlement, and the patient claim data including the claim application data and patient data are encrypted and published to the blockchain, so as to solve the problems of the previous technology and achieve the insured It takes less time for people to complete claims application and provides a safe and convenient data transfer mechanism between insurance companies and multiple medical institutions and medical institutions and multiple insurance companies.

The following will describe the features and implementation methods of this creation in detail with the drawings and embodiments. The content is sufficient to enable any person familiar with relevant skills to easily and fully understand the technical means used in this creation to solve technical problems and implement them accordingly. The achievable effect of this creation.

This creation can operate the client to generate claims application data, so that a fair third-party platform host can obtain patient data from the medical host, and the insurance server provided by the insurance company can perform claim settlement operations based on the obtained patient data. The platform host encrypts the claims application data and patient data and publishes them to the blockchain for storage. Among them, the client, insurance server, platform host, and medical host mentioned in this creation can all be computing devices.

The computing devices mentioned in this creation include but are not limited to one or more processing modules, one or more memory modules, and hardware such as buses connecting different hardware components (including memory modules and processing modules). Body components. Through the included multiple hardware components, the computing device can load and execute the operating system, make the operating system run on the computing device, and can also execute software or programs. In addition, the computing device also includes a housing, and each of the above-mentioned hardware components is arranged in the housing.

The bus of the computing device mentioned in this creation can include one or more types, such as data bus, address bus, control bus, and extended function bus ( expansion bus), and/or local bus (local bus). The bus bars of computing devices include but are not limited to Industry Standard Architecture (ISA) bus, Peripheral Component Interconnect (PCI) bus, Video Electronics Standards Association (VESA) Bureau Domain bus, serial universal serial bus (Universal Serial Bus, USB), fast peripheral component interconnection (PCI Express, PCI-E/PCIe) bus, etc.

The processing module of the computing device mentioned in this creation is coupled with the bus. The processing module includes a register group or register space. The register group or register space can be completely set on the processing chip of the processing module, or all or part of it can be set outside the processing chip It is coupled to the processing chip via a dedicated electrical connection and/or via a bus. The processing module can be a central processing unit, a microprocessor or any suitable processing element. If the computing device is a multi-processor device, that is, the computing device includes multiple processing modules, the processing modules included in the computing device are all the same or similar, and they are coupled and communicated through a bus. The processing module can interpret a computer instruction or a series of multiple computer instructions to perform specific operations or operations, such as mathematical operations, logical operations, data comparison, copy/move data, etc., to drive other hardware in the computing device Components or run operating systems or execute various programs and/or modules.

Computing equipment usually also contains one or more chipsets. The processing module of the computing device can be coupled to the chipset or electrically connected to the chipset through a bus. The chipset is composed of one or more integrated circuits (Integrated Circuit, IC), including memory controller and peripheral input/output (I/O) controller, that is, memory controller and peripheral input/output control The device can be included in one integrated circuit, or it can be implemented using two or more integrated circuits. Chipsets usually provide I/O and memory management functions, as well as multiple general-purpose and/or special-purpose registers, timers, etc., among which the aforementioned general-purpose and/or special-purpose registers and timers can be coupled or One or more processing modules electrically connected to the chipset are accessed or used.

The processing module of the computing device can also access the data in the memory module and the mass storage area installed on the computing device through the memory controller. The above-mentioned memory modules include any type of volatile memory (volatile memory) and/or non-volatile memory (NVRAM), such as Static Random Access Memory (SRAM) , Dynamic Random Access Memory (DRAM), Read-Only Memory (ROM), Flash memory, etc. The aforementioned mass storage area can include any type of storage device or storage medium, such as hard disk drives, optical discs, flash drives, memory cards, and solid state disks. , SSD), or any other storage device, etc. In other words, the memory controller can access data in static random access memory, dynamic random access memory, flash memory, hard disk drives, and solid state drives.

The processing module of the computing device can also connect and communicate with peripheral output devices, peripheral input devices, communication interfaces, and GPS receivers and other peripheral devices or interfaces through the peripheral I/O controller through the peripheral I/O bus. The peripheral input device can be any type of input device, such as a keyboard, mouse, trackball, touchpad, joystick, etc. The peripheral output device can be any type of output device, such as a display, a printer, etc., a peripheral input device It can also be the same device as the peripheral output device, such as a touch screen. The communication interface can include a wireless communication interface and/or a wired communication interface. The wireless communication interface can include support for wireless local area networks (such as Wi-Fi, Zigbee, etc.), Bluetooth, infrared, near-field communication (NFC), 3G/4G/5G and other mobile communication network (cellular network) or other wireless data transmission protocol interface, wired communication interface can be Ethernet device, DSL modem, cable modem, asynchronous transmission Mode (Asynchronous Transfer Mode, ATM) devices, or optical fiber communication interfaces and/or components, etc. The processing module can periodically poll various peripheral devices and interfaces, so that the computing device can input and output data through various peripheral devices and interfaces, and can also interact with another computing device with the hardware components described above. To communicate.

The following first illustrates this creation with the system architecture diagram of claim data obtained by the integrated platform and certified by the blockchain mentioned in the creation of "Picture 1". As shown in "Figure 1", the authored system includes a medical host 120, a client 110, a platform host 130, and an insurance server 151. Among them, the medical host 120 and the client 110, the medical host and the platform host 130, and the client 110 and the insurance server 151 can be connected through a wired network or a wireless network to transmit data or signals to each other; the platform host 130 and the insurance server 151 can be connected to the same alliance blockchain 141 in series. The above-mentioned wired networks include but are not limited to Ethernet or optical fiber networks; the above-mentioned wireless networks include mobile communication networks, wireless local area networks, Bluetooth, infrared, near field communication, etc., but this creation is not based on this Is limited.

The client 110 may be a computing device such as a computer or a mobile phone, but the creation is not limited to this.

The client 110 is responsible for obtaining the patient's identification data. Generally speaking, the client 110 can provide the user to input patient identification data, but this creation is not limited to this. For example, the client 110 can also load pre-recorded identification data. Among them, the patient's identification data mentioned in this creation is data sufficient to identify the patient, including but not limited to the patient's identification card number, passport number, work card number, etc.

The client 110 is also responsible for generating claim application data including the acquired identification data, and sending the generated claim application data to the insurance server 151 or the platform host 130. In addition to the identification information, the claims application materials may also include the forms or documents for applying for claims. In some embodiments, the claim application data may also include the company identification data of the insurance company applying for the claim, the institutional identification data of the medical institution where the patient sees, and/or the communication data of the patient or the patient's family. Wherein, the client 110 may send the obtained identification data to the platform host 130, so as to obtain the company identification data of the insurance company insured by the patient through the platform host 130.

The medical host 120 is responsible for obtaining the patient's consent data, and storing the obtained consent data, and can use the consent data as a part of the patient's data. Among them, the patient’s consent information includes the patient’s identity information, the time interval (and cause of disease) that the patient is allowed to provide, and other documents, as well as the medical record survey consent form signed by the patient (or the patient’s family). Among them, consent The data can include scanned files or image files of paper documents, or files that record content in text format and contain signed image files, or files that have been digitally signed and record content in text format, etc., but agree to the format of the data and Not limited to the above. In some embodiments, the medical host 120 may convert the consent data into a specific format and store it.

The medical host 120 can also receive the identification data sent by the platform host 130, and can obtain the medical record data of the indicated patient's time interval in the consent data based on the received identification data, or based on the read out The medical record data generates diagnostic certificate data (such as reading out the date of visit and diagnosis and treatment records from the medical record data and arranging the read data into the diagnostic certificate data in a predetermined format), and can combine the generated diagnostic certificate data with The patient-related data is sent to the platform host 130 as the patient data. Among them, patient-related materials, such as consent materials, etc., are not limited to this creation.

In some embodiments, the medical host 120 may also first determine whether the identity data received from the platform host 130 is consistent with the pre-established consent data. If there is consent data that matches the identity data received from the platform host 130, The medical host 120 can obtain the patient data of the indicated patient based on the identity information, and if the consent data is not consistent with the identity information received from the platform host 130, the medical host 120 may not obtain the patient information.

The medical host 120 is also responsible for transmitting the read patient data to the platform host 130. Generally speaking, the medical host 120 can transmit patient data to the platform host 130 through a digital envelope.

The platform host 130 can receive the electronic insurance policy sent by the insurance server 151, can also sign the received electronic insurance policy, and can also store the signed electronic insurance policy. The platform host 130 can also generate the deposit information of the received electronic insurance policy, and can publish the generated deposit information to the alliance blockchain 141, so as to deposit the received electronic insurance policy through the alliance blockchain 141 .

The platform host 130 can receive the identification data sent by the client 110, and can read the company identification data of the insurance company that provides the policy data corresponding to the received identification data from the customer insurance record maintained, and can The obtained company identification data is sent to the client 110. The customer insurance record maintained by the platform host 130 can store the insurance policy data of all insurance applicants of multiple insurance companies.

The platform host 130 is responsible for obtaining claims application materials. The claim application data obtained by the platform host 130 may be sent by the client 110 or the insurance server 151. In some embodiments, the platform host 130 may also determine that the claim application data contains company identification data of an insurance company other than the insurance server 151 that provides the transmission of the claim application data, and then send the obtained claim application data to the claim application data. The company identification data contained in the data corresponds to an insurance server 152 provided by another insurance company.

The platform host 130 is also responsible for requesting patient information from the medical host 120 based on the identification information in the claim application materials. Generally speaking, the platform host 130 can send identification data to the medical host 120 through a digital envelope, and can receive patient data returned by the medical host 120 through the digital envelope, so as to improve the security of the data. However, this creation does not It is limited to sending patient data through digital envelopes. For example, the platform host 130 can also send identification data to the medical host 120 in plain text, and can receive the patient data returned by the medical host 120 through the digital envelope; another example, in security In a sexually permitted environment, the platform host 130 can also use plain text to send the identification data to the medical host 120, and receive the patient data sent by the medical host 120 in plain text.

The platform host 130 is also responsible for generating patient claim data including the claim application data received from the client 110 or the insurance server 151 and the patient data received from the medical host 120, and is responsible for publishing the generated patient claim data to the alliance Blockchain 141. In some embodiments, the platform host 130 may also perform a specific operation on the patient data to generate an operation value, and then publish the generated operation value to the public blockchain 145.

The platform host 130 can also send a notification message indicating that the patient is not an insurer to the user of the client 110 (usually a patient) according to the communication data in the claim application data when it is noted in the claim application data that the patient is not an insurer. Patients or family members of patients). Among them, the communication data can be mobile phone numbers, email accounts, instant messaging accounts, etc., but this creation is not limited to this.

The platform host 130 may also convert the legal currency value transferred from the insurance server 151 to the virtual account into a virtual currency value corresponding to the insurance server 151. The platform host 130 may provide an application program interface to the insurance server 151, so that the insurance server 151 can transfer fiat currency to a virtual account applied to the bank by the institution providing the platform host 130 through the application program interface.

The platform host 130 may also add a corresponding value to the virtual currency value corresponding to the medical host 120 when receiving the patient data sent by the medical host 120; the platform host 130 may also increase the value of the virtual currency corresponding to the medical host 120 when sending the patient data to the insurance server 151, Or when the patient claims data is released to the alliance blockchain, or when the calculated value is released to the public blockchain, the platform host 130 can reduce the virtual currency value corresponding to the insurance server 151 by a corresponding value.

The insurance server 151 can generate an electronic insurance policy signed with the insurer, and can transmit the generated electronic insurance policy to the platform host 130.

The insurance server 151 is responsible for obtaining claims application data. The insurance server 151 can receive the claim application data generated by the client 110, and can also receive the claim application data transmitted by the platform host 130 in a digital envelope.

The insurance server 151 can also determine whether the patient indicated by the identification data in the obtained claim application data is the insured. For example, the insurance server 151 can determine whether there is identity identification data in the policyholder data that is the same as the identity identification data in the claim application data. If so, it means that the patient indicated by the identity identification data is the policyholder; otherwise, the policyholder data If there is no identity identification data that is the same as the identity identification data in the claim application data, it means that the patient indicated by the identification data is not the insured, but the insurance server 151 judges it as indicated by the identity identification data in the claim application data Whether the patient is a policyholder is not limited to the above. For example, the insurance server 151 can also check whether there is an electronic insurance policy that includes the identification data in the claim application data, and can determine whether the existing electronic insurance policy has expired and / Or whether it is valid. When the existing electronic insurance policy has not expired and is still valid, the insurance server 151 can determine that the patient indicated by the identification data in the claim application data is the insured person. On the contrary, when there is no inclusion and claim application The insurance server 151 can determine that the patient indicated by the identification data in the claim application data is not a policyholder when the electronic policy with the identification data in the data, or the electronic policy has expired or the electronic policy is invalid.

When the insurance server 151 determines that the patient indicated by the identification data in the claim application data is the insured person, it can then mark the patient as the insured user in the claim application data; the insurance server 151 can also use it in the judgment of the claim application data When the patient indicated by the identification data is not the insured, the patient shall be noted in the claim application materials as not the insured.

The insurance server 151 is also responsible for obtaining patient information, and is responsible for performing claims settlement operations based on the obtained patient information. Generally speaking, the insurance server 151 can receive patient data obtained by the platform host 130 from the medical host 120.

The insurance server 151 can also read the pre-stored electronic insurance policy based on the identification data contained in the received claim application data, and send the care information to the salesperson based on the salesperson information in the read-out electronic insurance policy. Among them, the care information can indicate that the policyholder is injured or ill, and can contain information that allows the salesperson to find the policyholder (such as the policyholder identification data, etc.); the salesperson information can be the salesperson’s communication data or the salesperson’s The business identification data of the insurance company. The insurance server 151 can directly send the care information to mobile devices such as mobile phones or tablets used by the salesperson based on the communication data. It can also read out the communication data of the corresponding salesperson based on the business identification data. , And then send the care information to the mobile device used by the salesperson based on the communication data.

Next, an example is used to explain the operation of the system of this creation, and please refer to the flowchart of "Figure 2A" in this creation for obtaining claims data from the integrated platform and depositing it on the blockchain.

If the patient purchases an insurance product from an insurance company before becoming ill or injured, the insurance server 151 can generate an electronic insurance policy for the insurance product purchased by the patient. After a patient visits a medical institution and wants to apply for a claim for the purchased insurance product, the patient or the patient’s family can choose to use this creation to apply for the claim, and the patient can sign the medical record survey consent form at the medical institution to make the medical treatment The host 120 can obtain the consent data (step 210). In this embodiment, it is assumed that the medical staff of a medical institution can scan the medical record survey consent form into an image file, and then upload the image file and the patient's patient number (the patient’s identification code in the medical institution) to the medical host 120 .

Then, the patient or the patient's family member can operate the client 110, so that the client 110 generates claims application data (step 220). In this embodiment, it is assumed that the patient or the patient’s family can operate the client 110 to connect to the insurance server 151 or the platform host 130 provided by any insurance company that supports this creation. The insurance server 151 or the platform host 130 can provide The client 110 displays an input interface of claim application data. In the input interface, you can provide the patient or the patient's family member to enter the identification data, or the patient or the patient's family member to enter or select the medical institution to see. The client 110 may also provide the patient or the patient's family member to input the insurance company for claim settlement.

After the client 110 generates the claim application data, the insurance server 151 and the platform host 130 can obtain the claim application data (step 230). In this embodiment, it is assumed that the client 110 can send the claim application data to the insurance server 151. After receiving the claim application data, the insurance server 151 can encrypt the received claim application data and encrypt the encrypted claim application data. The claim application data and the identification data in the claim application data are sent to the platform host 130; the client 110 can also send the claim application data to the platform host 130, and the platform host 130 will apply for the claim according to the company identification information in the claim application data The data is forwarded to the insurance server 151 corresponding to the company identification data. After receiving the claim application data, the insurance server 151 can encrypt the received claim application data and send the encrypted claim application data back to the platform host 130. Wherein, the insurance server 151 can encrypt the personal information in the claim application data in a way that cannot be restored, and encrypt other content in the claim application data in a way that can be restored.

In addition, after the insurance server 151 obtains the claim application data, the insurance server 151 can first determine the disease indicated by the identity identification data based on the identification data contained in the claim application data as shown in the process shown in "Figure 2B". Whether the patient is an insured person (step 241), for example, the insurance server 151 may first determine whether there is a corresponding insurance policy based on the identification data, and then determine whether the insurance policy is expired or valid. If there is an insurance policy corresponding to the identification data, and the policy has not yet expired and is valid, the insurance server 151 can add a note indicating that the patient indicated by the identification data is the policyholder in the claim application data; If there is an insurance policy corresponding to the ID data, or there is an insurance policy corresponding to the ID data, but the policy has expired or is invalid, the insurance server 151 can add to the claim application data that the patient indicated by the ID data is not Note for policyholders.

After the platform host 130 receives the claim application data, the identification data can be sent to the medical host 120 corresponding to the institution identification data of the medical institution recorded in the claim application data, so as to request patient information from the medical host 120 (step 250 ). In this embodiment, since the claim application data is encrypted, the platform host 130 can decrypt the claim application data to obtain the organization identification data in the claim application data. Among them, if the patient is noted as the insurer in the claim application data, the platform host 130 can send the generated notification message to the user of the client 110 according to the communication data contained in the claim application data, that is, send the notification message To a computing device such as a client 110 or a mobile phone used by the patient or the patient's family (step 245).

After the medical host 120 receives the patient's identification data sent by the platform host 130, it can obtain the patient's consent data based on the received identification data, and obtain the consent data based on the identification data within the time interval defined in the consent data Based on the obtained medical record data, the diagnosis certificate data can be generated, and patient data including the generated diagnosis certificate data and consent data can be generated, and the generated patient data can be sent back to the platform host 130 (step 260 ).

After the platform host 130 obtains the patient data, the platform host 130 can send the patient data to the insurance server 151. After receiving the patient data, the insurance server 151 can perform a claim settlement operation based on the obtained patient data (step 270).

Similarly, after the platform host 130 or insurance server 151 obtains patient data, the platform host 130 or insurance server 151 can generate patient claims data including claim application data and patient data, and can publish the patient claims data to the alliance Blockchain 141 (step 281). In addition, the platform host 130 may also perform calculations on the patient claims data to generate calculation values, and may publish the generated calculation values to the public blockchain 145 (step 285).

In this way, through this creation, for patients or their family members, there is no need to spend time waiting to obtain medical records, and only one claim application can be accepted by all insurance companies; for medical institutions, patients can be sent through the platform host. The information is given to all insurance companies; for insurance companies, the risk of false information can be reduced.

In the above embodiment, after the insurance server 151 executes the claim settlement operation based on the patient data (step 270), the insurance server 151 can obtain an electronic insurance policy based on the claim application data, and can send care information settings based on the salesperson information in the electronic insurance policy. The salesperson’s mobile device (step 290) enables the salesperson to take the initiative to care for the patient.

In addition, in the above-mentioned embodiment, as shown in the process of "Figure 3", before the insurance server 151 uses the service of this creation, the insurance server 151 can transfer the legal currency value from the account corresponding to the insurance server 151 To the virtual account corresponding to the platform host 130 (step 310), the platform host 130 may convert the legal currency value transferred into the virtual account into the corresponding virtual currency value (step 320). For example, the platform host 130 may provide an application program interface to the insurance server 151, and the insurance server 151 may transfer a certain amount of NT from the account of the insurance company to the provider platform host 130 through the application program interface provided by the platform host 130 In the virtual account that the institution applies to the bank, the platform host 130 can convert the amount of New Taiwan dollars transferred into the virtual account into the amount of virtual currency corresponding to the insurance server 151.

After the platform host 130 converts the legal currency value transferred from the insurance server 151 into the virtual account into the corresponding virtual currency value (step 320), the insurance server 151 can use this creation, where the platform host 130 is obtained by the medical host 120 After the patient data (step 250), the platform host 130 can add a corresponding value to the virtual currency value corresponding to the medical host 120, and the medical institution that provides the medical host 120 can settle the bank that provides the virtual account corresponding to the platform host 130 based on the virtual currency value , In order to convert the virtual currency value of the virtual account into New Taiwan Dollars (step 350); and the platform host 130 transmits the patient data to the insurance server 151 (step 270), or publishes the patient claims data to the alliance blockchain After (step 281), or after publishing the calculated value to the public blockchain (step 285), the platform host 130 can reduce the virtual currency value corresponding to the insurance server 151 by a corresponding value (step 360).

To sum up, it can be seen that the difference between this creation and the previous technology is that after the client generates the claim application data containing the patient’s identification data, the platform host requests the patient data from the medical host based on the identification data and sends the patient The data is provided to the insurance server for claim settlement, and the patient claim data including the claim application data and patient data is encrypted and published to the blockchain. This technical method can solve the problems of the previous technology. The insurer needs to spend extra time to apply for claims to various insurance companies and each insurance company needs to spend the cost to contract and connect with various medical institutions, so as to allow the insured to complete the claim application in less time and to contact the insurance company. The technical effect of providing a safe and convenient data transmission mechanism between a medical institution and a medical institution and multiple insurance companies.

Furthermore, each device/equipment included in the system in which claims data is obtained from the integrated platform and certified by the blockchain in this creation can be implemented in hardware, or a combination of hardware and software, or in a computer system It is implemented in a centralized manner or in a decentralized manner in which different components are distributed among several interconnected computer systems.

Although the implementation method disclosed in this creation is as above, the content described is not used to directly limit the scope of patent protection of this creation. Any person with ordinary knowledge in the technical field to which this creation belongs, without departing from the spirit and scope of this creation, makes a little modification in the form and details of the implementation of this creation, and it belongs to the patent protection of this creation. scope. The scope of patent protection for this creation shall still be subject to the scope of the attached patent application.

110: client 120: medical host 130: platform host 141: Consortium Blockchain 145: Public blockchain 151, 152: Insurance server Step 210: The medical host obtains consent information Step 220: The client obtains the identification data, and generates a claim application data containing the identification data Step 230: Insurance server and platform host obtain claim application information Step 241: The insurance server determines whether the patient is the insured person based on the identification data Step 245: The platform host sends a notification message to the client user based on the communication data in the claim application data Step 250: The platform host requests patient information from the medical host based on the identity information Step 260: The medical host generates patient data according to the time interval in the consent data, and transmits the patient data to the platform host Step 270: The platform host sends the patient data to the insurance server, and the insurance server performs the claim settlement operation based on the patient data Step 281: The platform host or insurance server generates patient claim data including claim application data and patient data, and publishes the patient claim data to the alliance blockchain Step 285: The platform host performs calculations on the patient claims data to generate calculation values, and publishes the calculation values to the public blockchain Step 310: The insurance server transfers the fiat currency value to the virtual account corresponding to the platform host Step 320: The platform host converts the legal currency value into the virtual currency value corresponding to the insurance server Step 350: The platform host increases the virtual currency value corresponding to the medical host after requesting patient information from the medical host Step 360: After the platform host sends the patient data to the insurance server, or publishes the patient claims data to the alliance blockchain, or publishes the calculated value to the public blockchain, it matches the insurance server The corresponding virtual currency value is reduced by the corresponding value

Figure 1 is a system architecture diagram of the creation proposed by the integrated platform to obtain claims data and deposit it on the blockchain. Figure 2A is the flow chart of the creation of the claim data obtained from the integrated platform and stored on the blockchain. Figure 2B is an additional flow chart of the creation of claims through the integration platform and blockchain to obtain data. Figure 3 is the flow chart of the platform host computing the virtual currency corresponding to the insurance server mentioned in the creation.

110: client

120: medical host

130: platform host

141: Consortium Blockchain

145: Public blockchain

151, 152: Insurance server

Claims (12)

A system that obtains claims data from an integrated platform and deposits it on a blockchain. The system includes at least: A medical host to obtain a consent data; A client terminal for obtaining an identification data, and for generating a claim application data containing the identification data; An insurance server for obtaining the claim application data; and A platform host for obtaining the claim application data, and requesting a patient data from the medical host based on the identification data, so that the medical host generates the patient data, and the platform host is used to send the patient data to The insurance server enables the insurance server to perform a claim settlement operation based on the patient data, and the platform host is used to generate patient claim data including the claim application data and the patient data, and send the patient claim data Publish to a consortium blockchain, perform calculations on the patient's claims data to generate a calculation value, and publish the calculation value to a public blockchain. For example, the system in which claim data is obtained from an integrated platform and stored on a blockchain as described in claim 1, wherein the medical host reads the patient data based on the identification data, and then encrypts the patient data. The encrypted patient data is sent to the platform host through a digital envelope, and the insurance server is used to decrypt the encrypted patient data. For example, the system in which claim data is obtained from an integrated platform and is stored in the blockchain as described in claim 1, wherein the insurance server is further used to encrypt the personal data in the claim application data in an irreversible manner and to make the claim After the identification data in the application data is encrypted in a reversible manner, the encrypted claims application data is sent to the platform host. The system in which claim data is obtained from an integrated platform and deposited by the blockchain as described in claim 1, wherein the insurance server receives the claim application data sent by the client or the platform host sends it in a digital envelope The claim application data sent by the client. The system for obtaining claims data from an integrated platform and depositing it on a blockchain as described in claim 1, wherein the platform host is further used to read at least one company identification data based on the identification data sent by the client, the The client terminal is further used for selecting the at least one company identification data to generate the claim application data. As described in claim 5, the system for obtaining claim data from an integrated platform and depositing it on the blockchain, wherein the platform host is further used to transmit the claim application data to the corresponding at least one company identification data in the claim application data Other insurance servers. The system in which claims data is obtained from an integrated platform and is certified by the blockchain as described in claim 1, wherein the medical host reads the patient data within the time interval included in the consent data. The system in which claims data is obtained from an integrated platform and certified by the blockchain as described in claim 1, wherein the medical host is further used to determine the identity data when receiving the identity data sent by the platform host Whether it is consistent with the consent data, and obtain the patient data when the identification data is consistent with the consent data. For example, the system in which claims data is obtained from an integrated platform and is stored by the blockchain as described in claim 1, wherein the insurance server is further used to determine whether the patient is a policyholder based on the identification data, and to determine whether the patient is not. At the time of the policyholder, a notification message is sent to the user of the client according to the communication data in the claim application data. As described in claim 1, the system for obtaining claims data from the integrated platform and depositing it on the blockchain, wherein the insurance server is further used to transfer a legal currency value to a virtual account corresponding to the platform host, the platform host It is also used to convert the legal currency value into a corresponding virtual currency value, and send the patient data to the insurance server on the platform host or publish the patient claims data to the alliance blockchain or the calculated value When publishing to the public blockchain, the value of the virtual currency is reduced by the corresponding value. As described in claim 1, the system for obtaining claim data from the integrated platform and depositing it on the blockchain, wherein the insurance server is further used to obtain an electronic insurance policy based on the claim application data, and based on one of the businesses in the electronic insurance policy Staff information sends care information to a business device. As described in claim 1, the system for obtaining claim data from an integrated platform and depositing it on a blockchain, wherein the insurance server is further used to generate and send an electronic insurance policy to the platform host, and the platform host is further used to generate the One of the electronic insurance policies deposits the certificate data and signs the electronic policy, and publishes the certificate data to an alliance blockchain.

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