TW201519138A - Financial commodity transaction method and system - Google Patents

Abstract

A financial commodity transaction method comprises: (a) a user executing a financial commodity transaction application program in a mobile device to set up and transmit a financial commodity notification condition and corresponding financial commodity transaction data to be executed to a financial commodity information server; (b) the financial commodity information server periodically monitoring if the financial commodity notification condition is reached and issuing a transaction notifying message to the mobile device once it has been reached; (c) a user opening the transaction notifying message and activating the mobile device to start the financial commodity transaction application program; and (d) the financial commodity transaction application program notifying a transaction module to load the financial commodity transaction data to be executed into the transaction screen to allow the user to place a order submission and complete the transaction. The method of the present invention allows a user to efficiently and conveniently completely a transaction upon receiving a transaction notifying message. The present invention also provides a financial commodity transaction system.

Description

Financial commodity trading method and system

The present invention relates to a transaction method and system, and more particularly to a financial commodity transaction method and system.

Thanks to the development of mobile communication, users can now conduct financial commodity transactions through financial commodity trading applications installed in mobile devices such as smart phones and tablets. However, limited by limited power and network traffic, in general, users usually do not open financial commodity trading applications for a long time to save power and network traffic of mobile devices, and only open financial commodity transactions when necessary. application.

Therefore, the transmission of offline notification messages is an important function of financial commodity trading services, and the purpose is to actively inform users of the consumption information of financial products. However, in terms of the design and operation of the existing financial commodity trading system, if the user wants to conduct related financial transactions after receiving the notification message, it is necessary to carry out complicated trading steps through the financial commodity trading application. For example, if the financial commodity trading application has been closed by the user, the existing trading steps are generally in order: the user starts the financial commodity trading application, the user identity authentication, the user sets the trading conditions, and the user places an order, etc. In which the user often needs to enter multiple screens in order to set the trading conditions, for example, enter the main menu screen, select the transaction class. Do not screen and open the trading function screen. In addition, even if the financial commodity trading application has been opened and authenticated by the user, the user still needs to spend a lot of time setting the trading conditions.

The above-mentioned financial transaction steps of the user after receiving the offline notification message are complicated and inconvenient for the user, so it is necessary to seek a solution, so that the user can quickly and conveniently perform the relevant after receiving the offline notification message. Financial commodity trading.

Accordingly, it is an object of the present invention to provide a method of trading financial products.

Therefore, the financial commodity transaction method of the present invention comprises the following steps: (a) a financial commodity transaction application executing a mobile device by a user and setting a financial product notification condition and a predicted financial product for a pair of financial product notification conditions. After the transaction data, the mobile device sends the financial commodity notification condition and the estimated execution financial commodity transaction data to a financial commodity information server; (b) the financial commodity information server periodically detects whether the financial commodity notification condition is established, and Sending a notification transaction message to the mobile device when the financial product notification condition is established, wherein the notification transaction message includes the expected execution of the financial commodity transaction data; (c) the financial commodity transaction application is closed and the user opens the notification After the transaction message, the mobile device will launch the financial commodity trading application, and then the financial commodity trading application launches a notification transaction module of the financial commodity trading application; and (d) the notification transaction module generates one more The trading screen of the field, and the notification news The expected execution of financial products The transaction data is automatically populated into the corresponding fields in the transaction screen for the user to complete the transaction for the expected execution of the financial commodity transaction data.

Further, another object of the present invention is to provide a financial commodity trading system.

Therefore, the financial commodity trading system of the present invention is suitable for a user to conduct financial commodity transactions through a communication network, and includes a mobile device and a financial commodity information server.

The mobile device includes a financial commodity trading application, wherein the financial commodity trading application has a notification transaction module, and is configured to set a financial commodity notification condition and a pair of expected financial commodity transaction conditions for the financial product notification condition, and Transmitting the financial product notification condition and the estimated execution financial commodity transaction data through the communication network.

The financial product information server is connected to the mobile device via the communication network, and is configured to receive the financial product notification condition and the expected execution of the financial product transaction data, and periodically check whether the financial product notification condition is established, and notify the financial product When the condition is met, a notification transaction message is sent to the mobile device, wherein the notification transaction message includes the expected execution of the financial commodity transaction data.

After the financial commodity trading application is closed and the user opens the notification transaction message, the mobile device launches the financial commodity trading application, and then the financial commodity trading application launches the notification transaction module, and the notification transaction module Generating a transaction screen having a plurality of fields, and automatically loading the projected execution financial commodity transaction data in the notification transaction message into the corresponding fields in the transaction screen for the The user completes the transaction that is expected to execute the financial commodity transaction data.

The effect of the present invention is that, by setting the notification transaction module, the user can quickly and conveniently complete the transaction of the expected execution of the financial commodity transaction data via the notification transaction module after receiving the notification transaction message. .

1‧‧‧Financial Commodity Trading System

11‧‧‧Mobile devices

111‧‧‧Financial Commodity Trading App

112‧‧‧Notice trading module

12‧‧‧Financial Products Information Server

2‧‧‧Financial commodity trading methods

21‧‧‧ Notification message before the stage of transmission

211~214‧‧‧Steps

22‧‧‧After the notification message is sent

221~224‧‧‧Steps

Other features and advantages of the present invention will be apparent from the embodiments of the present invention, wherein: Figure 1 is a system block diagram illustrating a preferred embodiment of the financial merchandise transaction system of the present invention; A flow chart illustrating a preferred embodiment of the financial product transaction method of the present invention; and FIG. 3 is a schematic diagram illustrating an expected execution of a financial product by setting a financial product notification condition and a pair of financial product notification conditions via a financial commodity trading application Transaction data; FIG. 4 is a schematic diagram illustrating another estimated financial product transaction data set by the financial commodity trading application and another expected execution financial commodity transaction data corresponding to another financial commodity notification condition; FIG. 5 is a schematic diagram illustrating Corresponding to the transaction screen generated by the notification transaction module in the next single step of FIG. 3; and FIG. 6 is a schematic diagram illustrating the transaction screen generated by the notification transaction module corresponding to FIG. 4 in the order step.

Referring to Figures 1 and 2, a preferred embodiment 2 of the financial article transaction method of the present invention is implemented in the system 1 shown in Figure 1. The system 1 includes a mobile device 11 and a financial product information server 12, wherein the mobile device 11 can be an existing smart phone or tablet, etc., and includes a financial commodity trading application having a notification transaction module 112. 111, and is connected to the financial product information server 12 via a communication network.

The preferred embodiment 2 of the financial commodity transaction method of the present invention, as shown in FIG. 2, includes a pre-transmission notification phase 21 similar to the existing financial transaction method and an innovative notification message post-transmission phase 22. The pre-delivery stage 21 of the notification message first performs a user registration step 211, the user launches the financial merchandise transaction application 111 via the mobile device 11 and via the financial merchandise transaction application 111 at the financial merchandise information server 12 Register a user account and a corresponding password.

Next, a financial product notification condition setting step 212 is performed. After the user sets a financial product notification condition and a pair of expected financial product transaction conditions to be executed by the financial product transaction application 111, the mobile device 11 will The financial item notification condition and the estimated execution financial item transaction data are sent to the financial item information server 12. For example, as shown in FIG. 3, the user sets the financial product notification condition via the financial commodity trading application 111 to “Fukun Financial Control stock rose by 1%”, and the estimated execution of financial commodity transaction information is “(Buy and Sell) : (sold), (commodity: Fubon Gold Control), (quantity: 1); and, for example, as shown in FIG. 4, the user sets the financial item notification condition via the financial commodity trading application 111 as " The stock market index exceeded 8500 points," The estimated financial commodity transaction data is “(Buy and Sell: Buy), (Commodity: TSMC Stock), (Quantity: 10)”.

In addition, in another embodiment, the user can also set the financial product through the company salesperson or other host system to which the financial product information server 12 belongs, or via the financial commodity trading application 111 on the personal computer. Notification conditions and the expected implementation of financial commodity transaction data.

Next, as shown in step 213, the financial product information server 12 periodically checks whether the financial product notification condition is established.

Then, in the case that the detection result of the step 213 is YES, a notification transaction message transmitting step 214 is performed, and the financial product information server 12 sends a notification transaction message to the mobile device 11, wherein the notification transaction message can be a mobile newsletter. , an email or a push message, and includes information about the financial product notification conditions and the expected execution of financial commodity transaction data. In addition, the notification transaction message may also be a combination of the above action newsletter, email and push message.

After the notification message is sent, the stage 22 first performs a start notification transaction module step 221, the user opens the notification transaction message, and further triggers the mobile device 11 to start the financial commodity transaction application 111, and then the financial commodity transaction application. 111 initiates the notification transaction module 112.

Then, as shown in step 222, the notification transaction module 112 detects whether the financial commodity transaction application 111 is originally in the closed state, and then performs a determination in the case where the detection result in the step 222 is YES. The user authentication step 223, and if the detection result of the step 222 is NO, the next single step 224 is performed.

In the user authentication step 223, the notification transaction module 112 requests the user to input a password, and the input password is checked against the password registered by the user in the financial product information server 12, and then the input password is Checking the correct situation proceeds to step 224 of the order.

In the ordering step 224, the notification transaction module 112 generates a transaction screen having a plurality of fields, and automatically loads the financial item notification condition and the expected execution of the financial product transaction data from the notification transaction message to the transaction screen. The corresponding fields in the field for the user to complete the transaction for the expected execution of financial commodity transaction data. For example, as shown in FIG. 5, the notification transaction module 112 automatically loads the financial item notification condition set by the user in FIG. 3 and the expected execution of the financial product transaction data to the "financial product notification condition", "buy and sell", and " The field of "product", "quantity", etc., the user completes the transaction after pressing the "immediate order" button in FIG. For another example, as shown in FIG. 6, the notification transaction module 112 automatically loads the financial item notification condition set by the user in FIG. 4 and the expected execution of the financial product transaction data, and the user presses “immediately” in FIG. The transaction is completed after the order is placed.

As can be seen from the above, in the method 2 of the present invention, the user does not need to perform complicated transaction condition setting as in other existing financial transaction methods after receiving the notification transaction message, so that the transaction can be completed quickly and conveniently.

In summary, the financial commodity transaction method and system of the present invention are borrowed By the setting of the financial commodity trading application 111 and the notification transaction module 112, after the user opens the notification transaction message and triggers execution of the financial commodity trading application 111, the financial commodity trading application 111 starts the notification. The transaction module 112 automatically loads the pre-set expected financial transaction transaction data from the notification transaction message, so that the user can complete the transaction quickly and conveniently, so that the object of the present invention can be achieved.

The above is only the preferred embodiment of the present invention, and the scope of the present invention is not limited thereto, that is, the simple equivalent changes and modifications made by the patent application scope and patent specification content of the present invention, All remain within the scope of the invention patent.

1‧‧‧Financial Commodity Trading System

11‧‧‧Mobile devices

111‧‧‧Financial Commodity Trading App

112‧‧‧Notice trading module

12‧‧‧Financial Products Information Server

Claims (8)

A financial commodity trading method comprising the steps of: (a) executing a financial commodity trading application of a mobile device by a user and setting a financial commodity notification condition and a predicted financial product transaction data for a pair of financial product notification conditions Thereafter, the mobile device sends the financial commodity notification condition and the estimated execution financial commodity transaction data to a financial commodity information server; (b) the financial commodity information server periodically detects whether the financial commodity notification condition is established, and Sending a notification transaction message to the mobile device when the financial product notification condition is established, wherein the notification transaction message includes the expected execution of the financial commodity transaction data; (c) the financial commodity transaction application is closed and the user opens the notification transaction message Thereafter, the mobile device will launch the financial commodity trading application, and then the financial commodity trading application launches a notification transaction module of the financial commodity trading application; and (d) the notification transaction module generates a plurality of columns Bit of the trading screen, and will notify the trading message Financial Instruments and Exchange is expected to perform the transaction data automatically fill in the picture of those corresponding field, for which the user is expected to complete the implementation of Financial Instruments and Exchange data transactions. The financial commodity transaction method of claim 1, further comprising a step (e) performed before the step (a): the user registers a user with the financial commodity information server via the financial commodity trading application Account number and a corresponding password. The financial product transaction method of claim 2, wherein in the step (c), the notification transaction module first requests the user to input the password, and if the password is checked correctly, the user The notification transaction module directly activates the transaction function in the notification transaction module. The financial product transaction method of claim 1, wherein the notification transaction message is one of an action message, an email, and a push message. A financial commodity trading system is suitable for a user to conduct financial commodity transactions through a communication network, and comprises: a mobile device, comprising: a financial commodity trading application, having a notification transaction module, and configured to set a financial product Notifying the condition and a pair of expected financial commodity transaction data that should be notified of the financial product, and transmitting the financial commodity notification condition and the expected execution financial commodity transaction data through the communication network; and a financial commodity information server via the communication network The road is connected to the user mobile device, and configured to receive the financial product notification condition and the expected execution of the financial product transaction data, and periodically detect whether the financial product notification condition is established, and send a notification transaction when the financial product notification condition is established. Sending a message to the mobile device, wherein the notification transaction message includes the expected execution of the financial commodity transaction data; after the financial commodity transaction application is closed and the user opens the notification transaction message, the mobile device launches the financial commodity transaction application, Then Financial commodity trading through the app launcher Knowing the transaction module, and the notification transaction module generates a transaction screen having a plurality of fields, and automatically inserting the predicted execution financial commodity transaction data in the notification transaction message into the corresponding corresponding ones in the transaction screen In the field, for the user to complete the transaction of the expected execution of financial commodity transaction data. The financial product transaction system of claim 5, wherein the user first passes the financial transaction information before the user uses the financial commodity transaction application of the mobile device to set the financial commodity notification condition and the expected execution of the financial commodity transaction data. The commodity trading application registers a user account and a corresponding password on the financial product information server. The financial product transaction system of claim 6, wherein when the notification transaction module is activated, the notification transaction module first requests the user to input the password, and if the password is checked correctly, the use The notification function module directly activates the transaction function in the notification transaction module. The financial product transaction system of claim 5, wherein the notification transaction message is one of an action message, an email, and a push message.