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SG148076A1 - Funds management method and system - Google Patents

Funds management method and system

Info

Publication number
SG148076A1
SG148076A1 SG200704007-4A SG2007040074A SG148076A1 SG 148076 A1 SG148076 A1 SG 148076A1 SG 2007040074 A SG2007040074 A SG 2007040074A SG 148076 A1 SG148076 A1 SG 148076A1
Authority
SG
Singapore
Prior art keywords
accounts
funds
loan
deposit
management method
Prior art date
Application number
SG200704007-4A
Inventor
Anthony Kin Chu Cheung
Andy Hak Keung Hon
Lewes Kwok Keung Kam
Tom Mccabe
Peck Sim Pereira
Original Assignee
Standard Chartered Bank
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Standard Chartered Bank filed Critical Standard Chartered Bank
Priority to SG200704007-4A priority Critical patent/SG148076A1/en
Priority to KR1020080031872A priority patent/KR20080106837A/en
Priority to CNA2008101002193A priority patent/CN101320462A/en
Priority to TW097120711A priority patent/TW200912792A/en
Priority to PCT/SG2008/000203 priority patent/WO2008150243A2/en
Publication of SG148076A1 publication Critical patent/SG148076A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Operations Research (AREA)
  • Human Resources & Organizations (AREA)
  • Game Theory and Decision Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

FUNDS MANAGEMENT METHOD AND SYSTEM A method of managing funds between linked accounts, the linked accounts including a plurality of loan accounts and a plurality of deposit accounts The method includes the steps of receiving deposit funds into one or more deposit or loan accounts; and moving the deposit funds to offset borrowings in the plurality of loan accounts to minimise interest paid, up to a first predetermined limit of the deposit funds being moved into a first loan account with up to a second predetermined limit of any excess funds being moved into a second loan account, the first and second loan accounts being determined according to one or more predetermined fund allocation criteria. Figure 10
SG200704007-4A 2007-06-04 2007-06-04 Funds management method and system SG148076A1 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
SG200704007-4A SG148076A1 (en) 2007-06-04 2007-06-04 Funds management method and system
KR1020080031872A KR20080106837A (en) 2007-06-04 2008-04-04 Money management method and system
CNA2008101002193A CN101320462A (en) 2007-06-04 2008-05-16 Money management method and system
TW097120711A TW200912792A (en) 2007-06-04 2008-06-04 Funds management method and system
PCT/SG2008/000203 WO2008150243A2 (en) 2007-06-04 2008-06-04 Funds management method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG200704007-4A SG148076A1 (en) 2007-06-04 2007-06-04 Funds management method and system

Publications (1)

Publication Number Publication Date
SG148076A1 true SG148076A1 (en) 2008-12-31

Family

ID=40094322

Family Applications (1)

Application Number Title Priority Date Filing Date
SG200704007-4A SG148076A1 (en) 2007-06-04 2007-06-04 Funds management method and system

Country Status (5)

Country Link
KR (1) KR20080106837A (en)
CN (1) CN101320462A (en)
SG (1) SG148076A1 (en)
TW (1) TW200912792A (en)
WO (1) WO2008150243A2 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8275685B2 (en) 2010-01-04 2012-09-25 Bank Of America Corporation Determining a payment strategy
US8463703B1 (en) 2012-02-22 2013-06-11 Citibank, N.A. Methods and systems for customer incentive awards
US11250503B1 (en) * 2017-12-27 2022-02-15 Square, Inc. User interface for presenting capital offers
TWI696143B (en) * 2018-01-25 2020-06-11 合作金庫商業銀行股份有限公司 Cloud housekeeping system
CN108510386A (en) * 2018-04-04 2018-09-07 北京全亚信息服务有限公司 A kind of network loan system, method, terminal and medium
US11107157B1 (en) 2018-05-31 2021-08-31 Square, Inc. Intelligent modification of capital loan offerings at point-of-sale
US11379913B1 (en) 2018-05-31 2022-07-05 Block, Inc. Electronic payroll funds transfer delay and failed transfer coverage
US11176607B1 (en) 2018-06-28 2021-11-16 Square, Inc. Capital loan optimization
CN109102281A (en) * 2018-07-31 2018-12-28 北京比特大陆科技有限公司 A kind of method and apparatus for realizing the integration of digital cash transaction record
TWI761673B (en) * 2019-04-09 2022-04-21 許家燁 Debt repayment system and debt management method
CN113744044A (en) * 2021-09-03 2021-12-03 中国银行股份有限公司 Method and device for processing deposit and financing business

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7174313B1 (en) * 1999-03-04 2007-02-06 Merrill, Lynch, Pierce, Fenner & Smith Portfolio rebalancing system
US20040111370A1 (en) * 2000-06-27 2004-06-10 Digital World Access, Inc. Single source money management system
US20060047593A1 (en) * 2004-09-01 2006-03-02 Ubs Financial Services Inc. Method and system for funds management

Also Published As

Publication number Publication date
KR20080106837A (en) 2008-12-09
WO2008150243A3 (en) 2009-02-26
CN101320462A (en) 2008-12-10
TW200912792A (en) 2009-03-16
WO2008150243A2 (en) 2008-12-11

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