[go: up one dir, main page]

SG11201600918PA - Method for authenticating transactions - Google Patents

Method for authenticating transactions

Info

Publication number
SG11201600918PA
SG11201600918PA SG11201600918PA SG11201600918PA SG11201600918PA SG 11201600918P A SG11201600918P A SG 11201600918PA SG 11201600918P A SG11201600918P A SG 11201600918PA SG 11201600918P A SG11201600918P A SG 11201600918PA SG 11201600918P A SG11201600918P A SG 11201600918PA
Authority
SG
Singapore
Prior art keywords
authenticating transactions
authenticating
transactions
Prior art date
Application number
SG11201600918PA
Inventor
Yuexi Chen
Original Assignee
Gemalto Sa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemalto Sa filed Critical Gemalto Sa
Publication of SG11201600918PA publication Critical patent/SG11201600918PA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00Business processing using cryptography
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201600918PA 2013-08-30 2014-09-01 Method for authenticating transactions SG11201600918PA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP13306187.9A EP2843605A1 (en) 2013-08-30 2013-08-30 Method for authenticating transactions
PCT/EP2014/068506 WO2015028664A1 (en) 2013-08-30 2014-09-01 Method for authenticating transactions

Publications (1)

Publication Number Publication Date
SG11201600918PA true SG11201600918PA (en) 2016-03-30

Family

ID=49150888

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201600918PA SG11201600918PA (en) 2013-08-30 2014-09-01 Method for authenticating transactions

Country Status (7)

Country Link
US (1) US10579987B2 (en)
EP (2) EP2843605A1 (en)
JP (1) JP6401278B2 (en)
CN (1) CN105593883B (en)
BR (1) BR112016003819B1 (en)
SG (1) SG11201600918PA (en)
WO (1) WO2015028664A1 (en)

Families Citing this family (32)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130311382A1 (en) * 2012-05-21 2013-11-21 Klaus S. Fosmark Obtaining information for a payment transaction
US11132657B2 (en) 2012-08-27 2021-09-28 Ncr Corporation Transaction flow
EP2843605A1 (en) * 2013-08-30 2015-03-04 Gemalto SA Method for authenticating transactions
JP6472513B2 (en) * 2014-10-22 2019-02-20 ホアウェイ・テクノロジーズ・カンパニー・リミテッド Method and terminal for transmitting verification information
WO2016134065A1 (en) * 2015-02-17 2016-08-25 Visa International Service Association Secure authentication of user and mobile device
ITUB20160721A1 (en) * 2016-02-12 2017-08-12 Progress Consultant Srl A method to make payments securely.
JP6721832B2 (en) * 2016-08-24 2020-07-15 富士通株式会社 Data conversion program, data conversion device, and data conversion method
WO2018085629A1 (en) * 2016-11-07 2018-05-11 Wal-Mart Stores, Inc. Reducing cybersecurity risks when purchasing products over a network
CN112184192B (en) * 2016-12-12 2024-08-30 创新先进技术有限公司 Resource allocation method and device and electronic payment method
CN107256484B (en) * 2017-03-17 2021-01-15 中国银联股份有限公司 Mobile payment authorization transfer method and payment system realized by using same
US10681037B2 (en) * 2017-06-29 2020-06-09 Amadeus S.A.S. Terminal authentication
WO2019028481A1 (en) * 2017-08-03 2019-02-07 Just Pay (Pty) Ltd. Mobile payment system
EP3471038A1 (en) * 2017-10-13 2019-04-17 Mastercard International Incorporated User authentication and transaction staging
US10692077B2 (en) * 2017-10-25 2020-06-23 Mastercard International Incorporated Method and system for conveyance of machine readable code data via payment network
CN108419225B (en) * 2018-03-16 2020-12-04 上海百联集团股份有限公司 Authorization end, authorized end, server and authorization method
CN109409472B (en) 2018-08-24 2022-11-22 创新先进技术有限公司 Two-dimensional code generation method, data processing device and server
KR102882063B1 (en) * 2019-01-23 2025-11-07 가부시끼가이샤 다쓰노 Fueling station system, fueling device and server
JP7435586B2 (en) * 2019-02-25 2024-02-21 ソニーグループ株式会社 Information processing device, mobile terminal, and information processing method
CN110011760B (en) * 2019-04-10 2020-07-24 中山大学 Full-duplex multi-carrier near-field communication method based on sound waves
JP6853973B2 (en) * 2019-08-14 2021-04-07 株式会社シマノ科研 Monitoring system using an electronic payment terminal
JP7001733B2 (en) * 2020-03-31 2022-01-20 Kddi株式会社 Information processing method
JP7273939B2 (en) * 2020-03-31 2023-05-15 Kddi株式会社 Information processing method and terminal
JP7136836B2 (en) * 2020-06-22 2022-09-13 株式会社メルカリ Information processing method, information processing device and program
JP7028947B2 (en) * 2020-07-07 2022-03-02 エヌ・ティ・ティ・コミュニケーションズ株式会社 Payment system, payment method and usage system
US11687910B2 (en) * 2020-09-28 2023-06-27 Paypal, Inc. Relay attack prevention for electronic QR codes
US11574304B2 (en) * 2021-05-10 2023-02-07 Bank Of America Corporation Blockchain-based dynamic payterm generator
US11640455B2 (en) * 2021-05-27 2023-05-02 Bank Of America Corporation Systems and methods for dynamic polychrome lattice image security
JP7432039B2 (en) * 2021-12-24 2024-02-15 Kddi株式会社 Information processing method and terminal
US12475459B1 (en) * 2022-01-10 2025-11-18 Citibank, N.A. Authorization flow management system
US20240303638A1 (en) * 2023-03-08 2024-09-12 Capital One Services, Llc Systems and methods for secure authentication of contactless card
US20250238798A1 (en) * 2024-01-18 2025-07-24 Capital One Services, Llc Systems and methods to share data with a 3rd party wallet through the authorization message
US20250238801A1 (en) * 2024-01-23 2025-07-24 Wells Fargo Bank, N.A. Merchant and customer authentication interface

Family Cites Families (83)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BR9713267A (en) * 1996-10-25 2004-06-15 Schlumberger Systems & Service Integrated circuit card for use with a terminal, process for use with it, microcontroller and process for programming
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US7606760B2 (en) * 1999-06-18 2009-10-20 Echarge Corporation Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
US7657490B1 (en) * 1999-08-02 2010-02-02 Softbankbb Corporation Electronic settlement system, settlement device, and terminal
US7889052B2 (en) * 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
FR2801709B1 (en) * 1999-11-29 2002-02-15 A S K CONTACTLESS OR CONTACT-FREE HYBRID CHIP CARD TO REDUCE THE RISK OF FRAUD
US8037193B2 (en) * 1999-12-24 2011-10-11 Telstra Corporation Limited Virtual token
JP2001344545A (en) * 2000-03-29 2001-12-14 Ibm Japan Ltd Processing system, server, processing terminal, communication terminal, processing method, data management method, processing execution method, program
JP3207192B1 (en) * 2000-05-02 2001-09-10 株式会社 ジェネス Authentication method and device
AUPQ790100A0 (en) * 2000-06-01 2000-06-22 Telstra R & D Management Pty Ltd A validation system
JP2002163583A (en) 2000-11-22 2002-06-07 Ntt Data Corp Electronic transaction method, center and prepaid card
US7203158B2 (en) * 2000-12-06 2007-04-10 Matsushita Electric Industrial Co., Ltd. OFDM signal transmission system, portable terminal, and e-commerce system
JP2002236805A (en) * 2001-02-09 2002-08-23 Toyo Commun Equip Co Ltd Password acquiring system and method
US7103576B2 (en) * 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
US7784684B2 (en) * 2002-08-08 2010-08-31 Fujitsu Limited Wireless computer wallet for physical point of sale (POS) transactions
AU2003261898A1 (en) * 2003-02-20 2004-09-09 Source Japan Co., Ltd. Mobile net commerce settlement system
US7512693B2 (en) * 2004-05-13 2009-03-31 International Business Machines Corporation Dual-component state token with state data direct access index for systems with high transaction volume and high number of unexpired tokens
US7318550B2 (en) * 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
KR100781301B1 (en) * 2004-08-05 2007-11-30 주식회사 모빌리언스 Payment system supporting user authentication in oIP environment and its payment method
KR100759489B1 (en) * 2004-11-18 2007-09-18 삼성전자주식회사 Method and appratus for security of ip security tunnel using public key infrastructure in a mobile communication network
JP2006211343A (en) * 2005-01-28 2006-08-10 Renesas Technology Corp Authentication method and its system
US20130073309A1 (en) * 2005-02-11 2013-03-21 Payspan, Inc. Customizable payment system and method
JP4281966B2 (en) * 2005-04-19 2009-06-17 シャープ株式会社 Information preservation system for portable terminal device, information preservation method for portable terminal device, control program, readable recording medium, and electronic information device
US20070244811A1 (en) * 2006-03-30 2007-10-18 Obopay Inc. Mobile Client Application for Mobile Payments
US8522019B2 (en) * 2007-02-23 2013-08-27 Qualcomm Incorporated Method and apparatus to create trust domains based on proximity
JP2009032003A (en) * 2007-07-26 2009-02-12 Toshiba Corp Portable electronic device, terminal device, authentication system, and authentication method
US9177313B1 (en) * 2007-10-18 2015-11-03 Jpmorgan Chase Bank, N.A. System and method for issuing, circulating and trading financial instruments with smart features
US20090106138A1 (en) * 2007-10-22 2009-04-23 Smith Steven E Transaction authentication over independent network
JP2009245122A (en) * 2008-03-31 2009-10-22 Fujitsu Ltd Authentication device, electronic apparatus, authentication method and authentication program thereof
US8301500B2 (en) * 2008-04-02 2012-10-30 Global 1 Enterprises Ghosting payment account data in a mobile telephone payment transaction system
US8145195B2 (en) * 2008-04-14 2012-03-27 Nokia Corporation Mobility related control signalling authentication in mobile communications system
US20090276347A1 (en) * 2008-05-01 2009-11-05 Kargman James B Method and apparatus for use of a temporary financial transaction number or code
US8965811B2 (en) * 2008-10-04 2015-02-24 Mastercard International Incorporated Methods and systems for using physical payment cards in secure E-commerce transactions
US8255323B1 (en) * 2009-01-09 2012-08-28 Apple Inc. Motion based payment confirmation
JP5423123B2 (en) 2009-04-23 2014-02-19 大日本印刷株式会社 User authentication system, method, scratch medium, and method of manufacturing scratch medium
US20140100973A1 (en) * 2009-12-28 2014-04-10 Cryptite, Llc Smartphone virtual payment card
US8429048B2 (en) * 2009-12-28 2013-04-23 Visa International Service Association System and method for processing payment transaction receipts
US8224293B1 (en) * 2010-12-31 2012-07-17 Knapp Ronald P Encoded colorgram for mobile device security
US8468455B2 (en) * 2010-02-24 2013-06-18 Novell, Inc. System and method for providing virtual desktop extensions on a client desktop
WO2011141062A1 (en) * 2010-05-12 2011-11-17 Novelty Group Limited Payment system, procedure for producing at least one code pair for authorizing a debit operation, and method for carrying out a payment operation
AU2010341423B1 (en) * 2010-06-13 2011-10-20 QDEGA Loyality Souloutions GmbH Method and system for managing customer relationships
US20120028609A1 (en) * 2010-07-27 2012-02-02 John Hruska Secure financial transaction system using a registered mobile device
JP5053424B2 (en) * 2010-07-29 2012-10-17 株式会社バッファロー RELAY DEVICE, WIRELESS COMMUNICATION DEVICE, NETWORK SYSTEM, PROGRAM, AND METHOD
US8869248B2 (en) * 2010-08-16 2014-10-21 Blackberry Limited Communication system providing wireless authentication for private data access and related methods
US20120089509A1 (en) * 2010-10-06 2012-04-12 Ebay Inc. Systems and methods for facilitating payment reconciliation over a network
US9292870B2 (en) * 2010-12-13 2016-03-22 Qualcomm Incorporated System and method for point of service payment acceptance via wireless communication
US8447983B1 (en) * 2011-02-01 2013-05-21 Target Brands, Inc. Token exchange
JP2013020609A (en) * 2011-06-13 2013-01-31 Kazunori Fujisawa Authentication system
US9165294B2 (en) * 2011-08-24 2015-10-20 Visa International Service Association Method for using barcodes and mobile devices to conduct payment transactions
US8583112B2 (en) * 2011-09-26 2013-11-12 Klone Mobile, LLC End user controlled temporary mobile phone service device swapping system and method
AT512070B1 (en) 2011-11-08 2018-02-15 Secure Payment Tech Gmbh METHOD AND DEVICE FOR IMPLEMENTING CASH-FREE PAYMENTS
KR20130082948A (en) * 2011-12-23 2013-07-22 주식회사 케이티 Payment agency system, user terminal and market server
KR101409754B1 (en) * 2012-03-12 2014-06-19 에스케이플래닛 주식회사 System for payment of off-line transaction, method thereof and apparatus thereof
EP2828814A4 (en) * 2012-04-18 2015-12-16 Ebp Tecnologia Desenvolvimento De Sist S Ltda System and method for data and identity verification and authentication
US20140229388A1 (en) * 2012-04-18 2014-08-14 Edgard Lobo Baptista Pereira System and Method for Data and Identity Verification and Authentication
US20130311382A1 (en) * 2012-05-21 2013-11-21 Klaus S. Fosmark Obtaining information for a payment transaction
US9521548B2 (en) * 2012-05-21 2016-12-13 Nexiden, Inc. Secure registration of a mobile device for use with a session
JP6006533B2 (en) * 2012-05-25 2016-10-12 キヤノン株式会社 Authorization server and client device, server linkage system, and token management method
US9262755B2 (en) * 2012-06-20 2016-02-16 Intuit Inc. Mobile payment system
KR101451214B1 (en) * 2012-09-14 2014-10-15 주식회사 엘지씨엔에스 Payment method, server performing the same, storage media storing the same and system performing the same
US20140101055A1 (en) * 2012-10-05 2014-04-10 Jvl Ventures, Llc Systems, methods, and computer program products for managing remote transactions
CA3126471A1 (en) * 2012-10-17 2014-04-17 Royal Bank Of Canada Virtualization and secure processing of data
US20160019536A1 (en) * 2012-10-17 2016-01-21 Royal Bank Of Canada Secure processing of data
US11210648B2 (en) * 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
US10521794B2 (en) * 2012-12-10 2019-12-31 Visa International Service Association Authenticating remote transactions using a mobile device
US8893227B2 (en) * 2013-02-06 2014-11-18 Gemalto Sa System and method for providing privacy in smart meter deployment
CN103413216B (en) * 2013-05-16 2018-02-09 深圳市淘淘谷信息技术有限公司 A kind of more account management methods of payment
US8620790B2 (en) * 2013-07-11 2013-12-31 Scvngr Systems and methods for dynamic transaction-payment routing
EP2827275A1 (en) * 2013-07-16 2015-01-21 Gemalto SA Method for transferring user data between two instances of an application
EP2843605A1 (en) * 2013-08-30 2015-03-04 Gemalto SA Method for authenticating transactions
KR20150026233A (en) * 2013-09-02 2015-03-11 삼성에스디에스 주식회사 Payment system and method t based on digital card
EP3174240A4 (en) * 2013-12-08 2018-06-27 Mao Ye Digital token system for physical medium digitalization and physical store optimization
US20150254650A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Controlling token issuance based on exposure
US9721248B2 (en) * 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
CN106462849B (en) * 2014-05-05 2019-12-24 维萨国际服务协会 System and method for token domain control
US20160098693A1 (en) * 2014-10-05 2016-04-07 Jack Shauh Online purchase with mobile payment device and method
US20170099393A1 (en) * 2015-10-05 2017-04-06 eComputer Inc. Monitoring Device Geolocations
US10885509B2 (en) * 2015-10-15 2021-01-05 Visa International Service Association Bridge device for linking wireless protocols
US20170337550A1 (en) * 2016-05-18 2017-11-23 Amadeus S.A.S. Secure exchange of a sensitive data over a network based on barcodes and tokens
US10613849B2 (en) * 2016-09-23 2020-04-07 Visa International Service Association Update migration system and method
US10397215B2 (en) * 2016-09-27 2019-08-27 Visa International Service Assocation Secure element installation and provisioning
WO2018092127A1 (en) * 2016-11-16 2018-05-24 Golan Meir System, methods and software for user authentication
US10588016B2 (en) * 2017-06-23 2020-03-10 Visa International Service Association Adapter for providing unified transaction interface

Also Published As

Publication number Publication date
US20160203468A1 (en) 2016-07-14
CN105593883B (en) 2020-02-11
JP2016534459A (en) 2016-11-04
JP6401278B2 (en) 2018-10-10
US10579987B2 (en) 2020-03-03
EP2843605A1 (en) 2015-03-04
CN105593883A (en) 2016-05-18
WO2015028664A1 (en) 2015-03-05
BR112016003819A2 (en) 2017-08-01
EP3039627A1 (en) 2016-07-06
EP3039627B1 (en) 2020-01-01
BR112016003819B1 (en) 2022-11-16

Similar Documents

Publication Publication Date Title
SG11201600918PA (en) Method for authenticating transactions
EP3047448A4 (en) Transaction authentication
GB201309057D0 (en) Method
GB2519798B (en) Transaction authentication
ZA201801025B (en) Transaction authentication
GB201309928D0 (en) Method
GB201313249D0 (en) Method
GB201301857D0 (en) Method
GB201300409D0 (en) Method
GB201309654D0 (en) Method
GB201305714D0 (en) Method
GB201301233D0 (en) Method
GB201316028D0 (en) Electronic transaction method
GB201311385D0 (en) Method
GB201301094D0 (en) Method
SG11201601264UA (en) Soil-volume reduction method
GB201312609D0 (en) Method
GB201303274D0 (en) Authentication method & system
GB201314054D0 (en) Method
GB201311389D0 (en) Method
ZA201402800B (en) Payment method
AU2013900235A0 (en) Transaction validation method
GB201319203D0 (en) Transaction authentication
GB201313412D0 (en) Method
GB201313416D0 (en) Method