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SG10201610669RA - Payment facilitation method and system - Google Patents

Payment facilitation method and system

Info

Publication number
SG10201610669RA
SG10201610669RA SG10201610669RA SG10201610669RA SG10201610669RA SG 10201610669R A SG10201610669R A SG 10201610669RA SG 10201610669R A SG10201610669R A SG 10201610669RA SG 10201610669R A SG10201610669R A SG 10201610669RA SG 10201610669R A SG10201610669R A SG 10201610669RA
Authority
SG
Singapore
Prior art keywords
payment
payment facilitation
facilitation method
merchant
authentication
Prior art date
Application number
SG10201610669RA
Inventor
Fortin Frederic
Maheshwari Rajat
Charles Gilbey Benjamin
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201610669RA priority Critical patent/SG10201610669RA/en
Priority to US15/847,100 priority patent/US10810590B2/en
Publication of SG10201610669RA publication Critical patent/SG10201610669RA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G10L17/22—Interactive procedures; Man-machine interfaces
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/28—Constructional details of speech recognition systems
    • G10L15/30—Distributed recognition, e.g. in client-server systems, for mobile phones or network applications
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G10L2015/223—Execution procedure of a spoken command

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Multimedia (AREA)
  • Acoustics & Sound (AREA)
  • Human Computer Interaction (AREA)
  • Audiology, Speech & Language Pathology (AREA)
  • Health & Medical Sciences (AREA)
  • Computational Linguistics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PAYMENT FACILITATION METHOD AND SYSTEM There is provided a client device, method and system for facilitating a payment from a customer to a merchant. Payment is carried out upon use of voice data for authentication of a user and subsequent transmission of a payment authorisation message. Figure 5
SG10201610669RA 2016-12-20 2016-12-20 Payment facilitation method and system SG10201610669RA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201610669RA SG10201610669RA (en) 2016-12-20 2016-12-20 Payment facilitation method and system
US15/847,100 US10810590B2 (en) 2016-12-20 2017-12-19 Payment facilitation method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201610669RA SG10201610669RA (en) 2016-12-20 2016-12-20 Payment facilitation method and system

Publications (1)

Publication Number Publication Date
SG10201610669RA true SG10201610669RA (en) 2018-07-30

Family

ID=62561820

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201610669RA SG10201610669RA (en) 2016-12-20 2016-12-20 Payment facilitation method and system

Country Status (2)

Country Link
US (1) US10810590B2 (en)
SG (1) SG10201610669RA (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11037154B1 (en) * 2018-05-29 2021-06-15 Wells Fargo Bank, N.A. Determining payment details based on contextual and historical information
US11599565B2 (en) * 2018-08-30 2023-03-07 Ncr Corporation Messaging-enabled travel integration processing
CN109886669A (en) * 2019-02-01 2019-06-14 北京小米智能科技有限公司 Electronic payment method and device
JP7366463B2 (en) * 2019-09-25 2023-10-23 メイ、キャメロン Method and system for communicating payment card details during a call between a customer's phone and a supplier's phone
US11516197B2 (en) * 2020-04-30 2022-11-29 Capital One Services, Llc Techniques to provide sensitive information over a voice connection
US20220067684A1 (en) * 2020-08-25 2022-03-03 International Business Machines Corporation Point-of-sale terminal transfer
US11184306B1 (en) 2020-12-29 2021-11-23 Square, Inc. Contextual communication routing methods and systems
KR102332915B1 (en) * 2021-03-05 2021-12-01 쿠팡 주식회사 Apparatus for providing benefit information of payment method and method thereof

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7403890B2 (en) * 2002-05-13 2008-07-22 Roushar Joseph C Multi-dimensional method and apparatus for automated language interpretation
SG187283A1 (en) * 2011-07-27 2013-02-28 goodwin Russell Intelligent payment system
US20150081548A1 (en) * 2013-08-15 2015-03-19 MDR Group LLC Methods and systems for making mobile payments
US20150081545A1 (en) * 2013-09-18 2015-03-19 Greg Gissler Secure payment by mobile phone
US20150363762A1 (en) * 2014-06-14 2015-12-17 Mastercard International Incorporated Apparatus, method, and computer program product for mobile open payment network
US20160275506A1 (en) * 2015-03-17 2016-09-22 Ca, Inc. System and method of contactless mobile payment verification
US9519901B1 (en) * 2015-09-16 2016-12-13 Square, Inc. Biometric payment technology

Also Published As

Publication number Publication date
US10810590B2 (en) 2020-10-20
US20180174152A1 (en) 2018-06-21

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