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SG10201508473WA - Methods and systems for determining cardholder location when a transaction takes place - Google Patents

Methods and systems for determining cardholder location when a transaction takes place

Info

Publication number
SG10201508473WA
SG10201508473WA SG10201508473WA SG10201508473WA SG10201508473WA SG 10201508473W A SG10201508473W A SG 10201508473WA SG 10201508473W A SG10201508473W A SG 10201508473WA SG 10201508473W A SG10201508473W A SG 10201508473WA SG 10201508473W A SG10201508473W A SG 10201508473WA
Authority
SG
Singapore
Prior art keywords
systems
methods
takes place
transaction takes
cardholder location
Prior art date
Application number
SG10201508473WA
Inventor
Sharan Ashutosh
Prakash Mayank
Gupta Sheetanshu
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201508473WA priority Critical patent/SG10201508473WA/en
Priority to PCT/US2016/053308 priority patent/WO2017065955A1/en
Priority to CN201680058740.8A priority patent/CN108140189A/en
Priority to US15/292,455 priority patent/US20170103383A1/en
Publication of SG10201508473WA publication Critical patent/SG10201508473WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201508473WA 2015-10-13 2015-10-13 Methods and systems for determining cardholder location when a transaction takes place SG10201508473WA (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
SG10201508473WA SG10201508473WA (en) 2015-10-13 2015-10-13 Methods and systems for determining cardholder location when a transaction takes place
PCT/US2016/053308 WO2017065955A1 (en) 2015-10-13 2016-09-23 Methods and systems for determining cardholder location when a transaction takes place
CN201680058740.8A CN108140189A (en) 2015-10-13 2016-09-23 The method and system of holder position is determined during for merchandising
US15/292,455 US20170103383A1 (en) 2015-10-13 2016-10-13 Methods and systems for determining cardholder location when a transaction takes place

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201508473WA SG10201508473WA (en) 2015-10-13 2015-10-13 Methods and systems for determining cardholder location when a transaction takes place

Publications (1)

Publication Number Publication Date
SG10201508473WA true SG10201508473WA (en) 2017-05-30

Family

ID=58498708

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201508473WA SG10201508473WA (en) 2015-10-13 2015-10-13 Methods and systems for determining cardholder location when a transaction takes place

Country Status (4)

Country Link
US (1) US20170103383A1 (en)
CN (1) CN108140189A (en)
SG (1) SG10201508473WA (en)
WO (1) WO2017065955A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN115136172B (en) * 2019-12-09 2025-09-02 维萨国际服务协会 Computer-implemented method for real-time determination of merchant location using a virtual card
CN114328578A (en) * 2021-12-20 2022-04-12 支付宝实验室(新加坡)有限公司 Method and apparatus for processing data

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070174164A1 (en) * 2001-06-01 2007-07-26 American Express Travel Related Services Company, Inc. Network/Processor Fraud Scoring for Card Not Present Transactions
US20080040275A1 (en) * 2006-04-25 2008-02-14 Uc Group Limited Systems and methods for identifying potentially fraudulent financial transactions and compulsive spending behavior
US8099363B1 (en) * 2007-06-30 2012-01-17 Michael W. Kilchenstein, Jr. Methods and systems for processing card-not-present financial transactions as card-present financial transactions
US20100005013A1 (en) * 2008-07-03 2010-01-07 Retail Decisions, Inc. Methods and systems for detecting fraudulent transactions in a customer-not-present environment
US20110047075A1 (en) * 2009-08-19 2011-02-24 Mastercard International Incorporated Location controls on payment card transactions
EP2596462A1 (en) * 2010-07-20 2013-05-29 Moqom Limited Cardholder mobile device positioning system and method
US8566233B2 (en) * 2010-07-29 2013-10-22 Intel Corporation Device, system, and method for location-based payment authorization
US20150012430A1 (en) * 2013-07-03 2015-01-08 Mastercard International Incorporated Systems and methods for risk based decisioning service incorporating payment card transactions and application events
US9483765B2 (en) * 2013-12-09 2016-11-01 Mastercard International Incorporated Systems and methods for monitoring payment transactions for fraud using social media

Also Published As

Publication number Publication date
WO2017065955A1 (en) 2017-04-20
CN108140189A (en) 2018-06-08
US20170103383A1 (en) 2017-04-13

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