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SG10201501246TA - Methods and systems for processing an electronic payment - Google Patents

Methods and systems for processing an electronic payment

Info

Publication number
SG10201501246TA
SG10201501246TA SG10201501246TA SG10201501246TA SG10201501246TA SG 10201501246T A SG10201501246T A SG 10201501246TA SG 10201501246T A SG10201501246T A SG 10201501246TA SG 10201501246T A SG10201501246T A SG 10201501246TA SG 10201501246T A SG10201501246T A SG 10201501246TA
Authority
SG
Singapore
Prior art keywords
systems
methods
processing
electronic payment
payment
Prior art date
Application number
SG10201501246TA
Inventor
Venugopalan Vijin
Charles Gilbey Benjamin
Sharma Prashant
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201501246TA priority Critical patent/SG10201501246TA/en
Priority to US15/042,717 priority patent/US10671988B2/en
Publication of SG10201501246TA publication Critical patent/SG10201501246TA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • G06Q20/38215Use of certificates or encrypted proofs of transaction rights
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201501246TA 2015-02-17 2015-02-17 Methods and systems for processing an electronic payment SG10201501246TA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201501246TA SG10201501246TA (en) 2015-02-17 2015-02-17 Methods and systems for processing an electronic payment
US15/042,717 US10671988B2 (en) 2015-02-17 2016-02-12 Methods and systems for processing an electronic payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201501246TA SG10201501246TA (en) 2015-02-17 2015-02-17 Methods and systems for processing an electronic payment

Publications (1)

Publication Number Publication Date
SG10201501246TA true SG10201501246TA (en) 2016-09-29

Family

ID=56621331

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201501246TA SG10201501246TA (en) 2015-02-17 2015-02-17 Methods and systems for processing an electronic payment

Country Status (2)

Country Link
US (1) US10671988B2 (en)
SG (1) SG10201501246TA (en)

Families Citing this family (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9984371B2 (en) * 2015-03-27 2018-05-29 Ca, Inc. Payment de-tokenization with risk evaluation for secure transactions
SG10201503701PA (en) * 2015-05-11 2016-12-29 Mastercard Asia Pacific Pte Ltd Method and system for rewarding customers in a tokenized payment transaction
US10304078B2 (en) * 2015-06-02 2019-05-28 Francesco Rulli System and method for the transfer of funds in exchange for participation in qualifying events
US10652365B2 (en) * 2016-01-06 2020-05-12 Adobe Inc. Robust computing device identification framework
US10282726B2 (en) * 2016-03-03 2019-05-07 Visa International Service Association Systems and methods for domain restriction with remote authentication
CN107204957B (en) * 2016-03-16 2020-04-28 阿里巴巴集团控股有限公司 Account binding and service processing method and device
CN109155033B (en) * 2016-04-28 2022-08-12 卡诺爱股份有限公司 Mobile phone prepaid card service system, clone card storage device and service method thereof
AU2017281938A1 (en) * 2016-06-24 2018-10-25 Visa International Service Association Unique token authentication cryptogram
CN106339873A (en) * 2016-08-30 2017-01-18 中国银联股份有限公司 Token based payment method and system
CN117009946A (en) 2016-11-28 2023-11-07 维萨国际服务协会 Access identifier supplied to application program
SG10201701882YA (en) * 2017-03-08 2018-10-30 Mastercard Asia Pacific Pte Ltd Customer-initiated payment system and process
US20200302442A1 (en) * 2017-05-10 2020-09-24 Mastercard International Incorporated Systems and methods for tokenizing tokens in transactions
US11544706B2 (en) * 2019-04-26 2023-01-03 Discover Financial Services Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methods
EP3910581A1 (en) * 2020-05-14 2021-11-17 IPCO 2012 Limited An apparatus, method and computer program for associating a first party and a second party
US12198138B1 (en) * 2020-05-21 2025-01-14 Wells Fargo Bank, N.A. Distributed ledger technology utilizing cardless payments
EP3933736B1 (en) 2020-06-30 2025-09-17 Mastercard International Incorporated Techniques for performing authentication in ecommerce transactions
US11704649B2 (en) 2020-09-03 2023-07-18 Mastercard International Incorporated Contactless payment relay attack protection
US11475426B2 (en) * 2020-12-15 2022-10-18 Toast, Inc. System and method for transaction handoff and completion employing ephemeral token
US11475427B2 (en) 2020-12-15 2022-10-18 Toast, Inc. Server for transaction handoff and completion employing ephemeral token
US11651344B2 (en) * 2020-12-15 2023-05-16 Toast, Inc. System and method for transaction handoff and completion employing indirect token
US11651342B2 (en) 2020-12-15 2023-05-16 Toast, Inc. Point-of-sale terminal for transaction handoff and completion employing ephemeral token
US12067547B2 (en) 2020-12-15 2024-08-20 Toast, Inc. Point-of-sale terminal for transaction handoff and completion employing indirect token
WO2023094895A1 (en) * 2021-11-29 2023-06-01 Corco Systems A.S. Economy support method and device for performing this method
CN120181847B (en) * 2025-05-21 2025-11-11 支付宝(杭州)信息技术有限公司 Member payment method, device, equipment and medium

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9280765B2 (en) 2011-04-11 2016-03-08 Visa International Service Association Multiple tokenization for authentication
US9830596B2 (en) 2011-11-01 2017-11-28 Stripe, Inc. Method for conducting a transaction between a merchant site and a customer's electronic device without exposing payment information to a server-side application of the merchant site
US8788421B2 (en) 2012-11-20 2014-07-22 Mastercard International Incorporated Systems and methods for processing electronic payments using a global payment directory
CA2898205C (en) 2013-01-30 2024-04-09 Paypal, Inc. Transaction token issuing authorities
US10515358B2 (en) * 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems

Also Published As

Publication number Publication date
US20160239833A1 (en) 2016-08-18
US10671988B2 (en) 2020-06-02

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