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SE547795C2 - Computerized method and system for digital payments - Google Patents

Computerized method and system for digital payments

Info

Publication number
SE547795C2
SE547795C2 SE2350084A SE2350084A SE547795C2 SE 547795 C2 SE547795 C2 SE 547795C2 SE 2350084 A SE2350084 A SE 2350084A SE 2350084 A SE2350084 A SE 2350084A SE 547795 C2 SE547795 C2 SE 547795C2
Authority
SE
Sweden
Prior art keywords
computerized method
digital payments
payments
digital
computerized
Prior art date
Application number
SE2350084A
Other versions
SE2350084A1 (en
Inventor
Joachim Samuelsson
Magnus Lageson
Paul Cronholm
Original Assignee
Crunchfish Digital Cash Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Crunchfish Digital Cash Ab filed Critical Crunchfish Digital Cash Ab
Priority to SE2350084A priority Critical patent/SE547795C2/en
Publication of SE2350084A1 publication Critical patent/SE2350084A1/en
Publication of SE547795C2 publication Critical patent/SE547795C2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/30—Public key, i.e. encryption algorithm being computationally infeasible to invert or user's encryption keys not requiring secrecy
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3263—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SE2350084A 2021-11-17 2021-11-17 Computerized method and system for digital payments SE547795C2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
SE2350084A SE547795C2 (en) 2021-11-17 2021-11-17 Computerized method and system for digital payments

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SE2350084A SE547795C2 (en) 2021-11-17 2021-11-17 Computerized method and system for digital payments

Publications (2)

Publication Number Publication Date
SE2350084A1 SE2350084A1 (en) 2023-05-18
SE547795C2 true SE547795C2 (en) 2025-11-25

Family

ID=86693231

Family Applications (1)

Application Number Title Priority Date Filing Date
SE2350084A SE547795C2 (en) 2021-11-17 2021-11-17 Computerized method and system for digital payments

Country Status (1)

Country Link
SE (1) SE547795C2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2025048687A1 (en) * 2023-08-29 2025-03-06 Telefonaktiebolaget Lm Ericsson (Publ) Secure offline transactions using trusted payer

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140337206A1 (en) * 2013-05-10 2014-11-13 Albert Talker Electronic Currency System
US20160019536A1 (en) * 2012-10-17 2016-01-21 Royal Bank Of Canada Secure processing of data
US20160042345A1 (en) * 2014-06-06 2016-02-11 Tyson Kopczynski Token-based transaction system and method to facilitate non-cash payments without using personally identifiable information data
US20170308891A1 (en) * 2014-03-27 2017-10-26 Bank of the Ozarks System and Method for Distributed Real Time Authorization of Payment Transactions
US20180181964A1 (en) * 2015-02-13 2018-06-28 Yoti Holding Limited Secure Electronic Payment
US20180181927A1 (en) * 2014-06-05 2018-06-28 bezahlcode GmbH, c.o. Sellutions AG Method for transferring digital payment information to a computer system
US20200366480A1 (en) * 2019-05-16 2020-11-19 Gmo Globalsign, Inc. Systems and methods for blockchain transactions with offer and acceptance
US20210004797A1 (en) * 2013-09-20 2021-01-07 Visa International Service Association Secure remote payment transaction processing including consumer authentication
WO2021154136A1 (en) * 2020-01-29 2021-08-05 Crunchfish Digital Cash Ab Method, system, devices and computer program products for handling digital payments between payers and payees being in physical proximity to each other

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160019536A1 (en) * 2012-10-17 2016-01-21 Royal Bank Of Canada Secure processing of data
US20140337206A1 (en) * 2013-05-10 2014-11-13 Albert Talker Electronic Currency System
US20210004797A1 (en) * 2013-09-20 2021-01-07 Visa International Service Association Secure remote payment transaction processing including consumer authentication
US20170308891A1 (en) * 2014-03-27 2017-10-26 Bank of the Ozarks System and Method for Distributed Real Time Authorization of Payment Transactions
US20180181927A1 (en) * 2014-06-05 2018-06-28 bezahlcode GmbH, c.o. Sellutions AG Method for transferring digital payment information to a computer system
US20160042345A1 (en) * 2014-06-06 2016-02-11 Tyson Kopczynski Token-based transaction system and method to facilitate non-cash payments without using personally identifiable information data
US20180181964A1 (en) * 2015-02-13 2018-06-28 Yoti Holding Limited Secure Electronic Payment
US20200366480A1 (en) * 2019-05-16 2020-11-19 Gmo Globalsign, Inc. Systems and methods for blockchain transactions with offer and acceptance
WO2021154136A1 (en) * 2020-01-29 2021-08-05 Crunchfish Digital Cash Ab Method, system, devices and computer program products for handling digital payments between payers and payees being in physical proximity to each other

Also Published As

Publication number Publication date
SE2350084A1 (en) 2023-05-18

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