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RO133219A3 - Method for automatically transmitting and storing financial and commercial receipts in electronic format - Google Patents

Method for automatically transmitting and storing financial and commercial receipts in electronic format

Info

Publication number
RO133219A3
RO133219A3 ROA201800802A RO201800802A RO133219A3 RO 133219 A3 RO133219 A3 RO 133219A3 RO A201800802 A ROA201800802 A RO A201800802A RO 201800802 A RO201800802 A RO 201800802A RO 133219 A3 RO133219 A3 RO 133219A3
Authority
RO
Romania
Prior art keywords
electronic
payment
receipts
commercial
bills
Prior art date
Application number
ROA201800802A
Other languages
Romanian (ro)
Other versions
RO133219A0 (en
Inventor
Răzvan Troie
Original Assignee
Răzvan Troie
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Răzvan Troie filed Critical Răzvan Troie
Priority to ROA201800802A priority Critical patent/RO133219A3/en
Publication of RO133219A0 publication Critical patent/RO133219A0/en
Priority to PCT/RO2019/000024 priority patent/WO2020076176A1/en
Publication of RO133219A3 publication Critical patent/RO133219A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G06Q20/3567—Software being in the reader
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention relates to a method for automatically transmitting and storing financial and commercial receipts in electronic format, with payment instruments of the bank card type, including dynamic generation of at least one electronic receipt deposit account for each payment instrument holder in the moment of performing the first transaction with the mentioned payment instrument, followed by determining and using electronic addresses of destination for transmitting the electronic receipts in real time or at a moment subsequent to the financial transaction, using only data stored in local memories available to the payment terminal application, these memories including at least one memory of the payment instrument or of a terminal of cash register type or the like connected to the payment terminal. According to the invention, the method also includes a mechanism for transmitting in electronic format commercial bills, including fiscal bills emitted by equipments such as cash registers or automatic vending machines which are connected to bank card payment terminals, as well as a mechanism by means of which the payment instrument holders may access and log in the server-application for storage of the electronic receipts and the electronic commercial bills for retrieving and viewing the same, and it also includes a mechanism for notifying the holders of the mentioned electronic fiscal bills which meet a given condition, namely which are declared winners upon drawing in games or contests such as the fiscal bill lottery.
ROA201800802A 2018-10-12 2018-10-12 Method for automatically transmitting and storing financial and commercial receipts in electronic format RO133219A3 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
ROA201800802A RO133219A3 (en) 2018-10-12 2018-10-12 Method for automatically transmitting and storing financial and commercial receipts in electronic format
PCT/RO2019/000024 WO2020076176A1 (en) 2018-10-12 2019-10-10 Method for automatically transmitting and storing financial and commercial receipts in electronic format

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ROA201800802A RO133219A3 (en) 2018-10-12 2018-10-12 Method for automatically transmitting and storing financial and commercial receipts in electronic format

Publications (2)

Publication Number Publication Date
RO133219A0 RO133219A0 (en) 2019-03-29
RO133219A3 true RO133219A3 (en) 2020-04-30

Family

ID=65859558

Family Applications (1)

Application Number Title Priority Date Filing Date
ROA201800802A RO133219A3 (en) 2018-10-12 2018-10-12 Method for automatically transmitting and storing financial and commercial receipts in electronic format

Country Status (2)

Country Link
RO (1) RO133219A3 (en)
WO (1) WO2020076176A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3124299A1 (en) * 2021-06-01 2022-12-23 Orange method and device for transmitting a user identifier during an electronic payment made by the user.
CN114004606A (en) * 2021-11-26 2022-02-01 中国银行股份有限公司 Bank card transaction activity processing method and related equipment
WO2023198233A1 (en) * 2022-04-12 2023-10-19 Valeriy Luginin Method for identifying a business transaction and subsequently generating a receipt relating thereto via a terminal
US20250165934A1 (en) * 2023-11-19 2025-05-22 Joel Veres Method of Having Credit/Debit Card Receipts Stored at Credit Card Companies

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9292867B2 (en) 2010-10-04 2016-03-22 Flexreceipts Inc. Electronic receipt system
US9846867B2 (en) 2013-11-20 2017-12-19 Mastercard International Incorporated System and method for point-of-sale electronic receipt generation and management
WO2016004354A1 (en) * 2014-07-02 2016-01-07 Freeman Michael H Receiving, sending and managing electronic approvals and receipts invention
SG10201608323PA (en) 2016-10-04 2018-05-30 Mastercard Asia Pacific Pte Ltd Method For Transmitting An Electronic Receipt

Also Published As

Publication number Publication date
WO2020076176A1 (en) 2020-04-16
WO2020076176A4 (en) 2020-06-18
RO133219A0 (en) 2019-03-29

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