KR20060035294A - URL CALL BACK SMS Mobile VAN Service - Google Patents

Abstract

The present invention in the existing home shopping, multi-stage, mail order (hereinafter referred to as a user), the customer reveals the purchase intention over the wire and provides his credit information to the counselor of the user company, the customer received by the counselor of the user company In order to solve the problem of the leakage of credit information and the limitation of mobility of non-face-to-face payment through landline, the customer enters credit information into a separate payment device. Using a mobile phone as a contact point for non-face-to-face transactions instead of a landline phone, Receiving the limited personal information (resident number or card / bank number) of the customer received through this and receiving and transmitting the personal information of the customer received by the financial company Search and find the customer's mobile phone number matching this and send it to the operator, the operator the corresponding hand Requesting a URL SMS to the mobile phone carrier, characterized in that consisting of the steps to complete the payment after entering the card / bank number, social security number, password on the payment page received by the customer via the URL SMS.

URL SMS, non-face-to-face payment, handwritten agreement

Description

URL CALL BACK SMS Mobile Van Service {URL CALL BACK SMS Mobile Van Service}             

1 is a process for handwriting special method of payment through landline when a customer wants to purchase a product in general, such as home shopping

Figure 2 is a process of making a payment through the URL call back SMS transmission using a mobile phone when a customer wants to purchase a product in the home shopping, etc. through the present invention

Place mobility limitation and customer's credit information that occurs when a customer using existing home shopping, multi-level, mail order (hereinafter referred to as a user) wants to pay for a product he / she wants to purchase using a landline phone Has a problem of credit information leakage caused by the receipt of counselors of the company.

The present invention is to enable the transmission of data via SSL-encrypted wireless network through a mobile device to solve the limitation of the mobility of the place of landline telephones

With the challenge of expanding non-face-to-face infra, you can instantly pay for the products you want, wherever you are.

It is a problem with handwriting agreements in non-face-to-face transactions, and it is a task to solve the technical process that prevents problems related to the leakage and theft of credit information that may occur when a third party receives customer's credit information.

Hereinafter, described in detail by the accompanying drawings as follows.

2 is a process for allowing a customer (1) to successfully complete a non-face-to-face transaction without communication related to the exchange of information with a third party using his / her limited credit information using a mobile phone without regard to the place. As an illustration, the customer 1 can conveniently and safely purchase the product he / she wants to purchase at any place.

First, the customer (1) provides personal information (resident number or card / bank number) limited to home shopping, multi-stage, mail order (hereinafter referred to as a use company) (2), and the receiving company (3) receives this information from the financial company (4). When provided to the financial institution (4) retrieves the mobile number of the customer (1) matching the information and notifies the operator (3).

The operator 3 then provides the mobile number to the corresponding carrier 5 and requests a URL SMS, and the carrier 5 notifies the URL SMS to the customer 1 (operator guide, payment products and billing information, payment method). Guidance, and payment URL guidance), the customer 1 presses the call button, notifies the operator of the payment intention to the operator 3, and makes a call (WAP) internet connection.

After completing the above steps, the operator 3 allows the payment window to enter the card number, social security number, and two-digit password to be connected to the mobile phone of the customer 1, and the customer 1 is provided with the mobile phone. Payment information (7) on the payment page Enter the card / bank account number, social security number, the first two digits of the password, and then press the OK button to complete the payment configuration process.

As described above, the present invention transmits its product purchase intention and purchase payment information in an encrypted manner through the Internet without using any cell phone, and excludes the third party's personal information receiving step. Therefore, it has the effect of enabling safe and convenient non-face-to-face payment by fundamentally excluding the possibility of easy movement of the place and the possibility of receipt and theft of third party's credit information.

Claims (1)

When a customer purchases a product at home shopping, etc. Providing limited personal information (resident number or card / bank information) to users using home phones, such as home shopping, Transmitting the personal information of the customer received by the home shopping to a business operator; Requesting a financial institution to search for a mobile phone number that matches the personal information of the customer received by the operator, Transmitting the mobile phone number of the customer searched by the financial service provider to the service provider, After the above step, the service provider requesting the mobile carrier to send a URL SMS to the mobile phone of the customer; The carrier sends the URL SMS to the customer's mobile phone, URL CALL BACK SMS Non-face-to-face payment completion process where the customer completes the payment process by entering the payment information on the payment page through a currency (WAP) internet connection.

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