KR20030075867A - System for managing the food stamp cards - Google Patents

Abstract

The present invention relates to a basic life security card management system, and more specifically, to a basic life security benefit recipient according to the National Basic Livelihood Security Act, using a purchase card, a salary, a subsidy, or a purchase price of goods purchased for subsidies. The present invention relates to a basic life security card management system capable of unifying the use of the basic life security card while preventing unlawful use of goods set by the recipient.

The basic life security card management system of the present invention includes a basic life security card (10) storing relevant data including a unique identification number for a basic life security target (recipient) and the basic life security card (10). Data can be identified and read by using the card reader 22, and after receipt of the goods, the receipt list for the item list and the purchase price can be processed, and the purchase item list and the purchase price related data by the basic life security card 10 can be obtained. At least one or more store-installed POS terminal 20 that can be transmitted, the list of items input from the POS terminal 20 and the purchase price of the charge settlement and unpurchased items according to the purchase price are searched for "normal payment" or "conditional Characterized in that the server 30 for outputting the "payment" or "deleting unit" status.

Description

System for managing the food stamp cards

The present invention relates to a basic food stamp card management system, and more specifically, to unify the basic living security benefits recipients to pay the benefits paid for life support, or goods purchase price using a purchase card. On the other hand, the present invention relates to a basic life security card management system capable of blocking illegal use of an article set such that a protected person (recipient) cannot purchase when using the basic life security card.

Countries subject to basic welfare protection, beneficiaries under the National Children's Basic Livelihood Security Act, lunch support under the Children's Lunch Support Fund, unemployment benefit recipients (hereinafter referred to as "the beneficiaries"), or countries paid on the basis of the Red Cross Relief Project Fund. Subsidies are mostly paid in cash. Cash is automatically transferred to a predetermined date on the bank account, and once the cash is spent, there is a problem that it is impossible to verify how the recipient uses the cash.

In other words, it was not possible to verify food or daily necessities, such as alcohol or tobacco, by using the cash paid to the beneficiary. In particular, in the case of the elderly or the younger, the purchaser of food and foods necessary for survival, instead of purchasing food and other foods, may cause food shortages and cause malnutrition.

In order to solve this problem, it is possible to purchase and distribute rice or flour directly like the initial subsidies payment method, but it is unnecessary because the officials or members of the relevant payment agency must purchase and deliver rice or flour directly. It takes time and money, and there are also many difficulties in management.

The present invention is to solve the above problems, an object of the present invention is to simplify the subsidy payment task by providing a subsidies currently being paid in cash from the Social Security Fund, etc., and also to provide a convenience for the recipients to use To provide a security card management system.

It is another object of the present invention to provide a basic life security card management system that can be compared with the list of allowed items so that beneficiaries of various social security pensions and funds can be prevented from purchasing goods other than those prescribed by law.

1 is a schematic configuration diagram of a management system according to the present invention;

Figure 2 is an embodiment of the basic life security card according to the present invention,

3 is a block diagram of an embodiment of a POS terminal according to the present invention;

4 is a block diagram of an embodiment of a server according to the present invention;

5 is a flowchart illustrating an operation state of a management system according to the present invention when using a barcode scanner;

6 is a flowchart illustrating an operating state of a management system according to the present invention when using a card reader;

Figure 7 is an example of one display of the receipt at the time of purchase of the card with the present invention.

※ Explanation of symbols about main part of drawing ※

10,10 ': Basic life security card 12: Barcode printing unit

20,20 ': POS terminal 22,22': Card reader

30: server 40: online communication network

200,300: control unit 201,301: ROM / RAM

202, 302: input unit 203,303: data communication unit

204: Recipient Management Department 205: Database

206: printout section 207,306: display section

304: fare settlement unit 305: goods check unit

Basic life security card management system of the present invention for achieving the above object is a basic life security card that stores the relevant data, including the unique identification data for the basic life security recipients (recipients), and stored in the basic life security card At least one store that can identify and read the data using the card reader and process receipt receipts for the list of goods and the purchase price after purchase of the goods, and can transmit the list of purchase items and the purchase price by the Basic Life Security Card. Server for outputting the "normal payment" or "conditional payment" or "deleting unit" status by searching the POS terminal for installation, the list of goods input from the POS terminal and the purchase status of charges and unpurchased items according to the purchase price Characterized in that consists of.

Hereinafter, the basic life security card management system of the present invention will be described in detail with reference to the accompanying drawings.

Basic life security card management system of the present invention, by providing a variety of salaries and government subsidies, such as conventionally paid in cash as a basic life security card that can purchase goods, easy to manage, can be reused many times, and also purchased as government subsidies It is to be able to determine whether or not to purchase the goods that are not set.

1 is a schematic configuration diagram of a basic life security card management system of the present invention, which includes a basic life security card (10) storing relevant data including a unique identification number for a basic life security recipient (recipient), and the basic The data stored in the security card 10 can be identified and read using the card reader 22, and after receipt of the goods, receipt output processing for the item list and the purchase price is possible, and the purchase is made by the basic security card 10. At least one or more POS-installation POS terminal 20 capable of transmitting an item list and purchase price-related data, and a bill settlement and purchase impossibility according to the item list and purchase price inputted from the POS (Point of Sales System) terminal 20 The server 30 is configured to retrieve a purchase state of the article and output a "normal payment", "conditional payment" or "deleting unit" status.

The basic living security card 10 (also known as a food stamp card) is provided to the recipient of government subsidies (salary), and can check the receipt of salaries provided monthly or periodically. Referring to FIG. 2, which shows an embodiment of the card, the basic life security card 10 is provided with a unique identification number (ID) of a recipient, and the data corresponding thereto is recorded in the barcode printing unit 12. It may have the same material or a similar format as a conventional credit card having a recorder (not shown) having a unique identification code or stored as electronic data.

While the former is used only for identification of the beneficiary, the latter has the advantage of storing not only the identification of the beneficiary, but also the salary record and the item purchase details, and will be described later. Of course, the electronic card is also provided with an electronic data recorder, it is possible to store salary records and purchase history. It is obvious that the beneficiaries include not only basic living security subjects but also fasting children, the unemployed, and the Red Cross.

In addition, the basic life security card 10 is not only the above-mentioned PVC card of the credit card type, but also electronic methods such as IC card, smart card, wireless recognition card (R / F card), PET card, PAPER card, and optical card. Cards of any medium for recording and storing data can be used. In this case, not only the card reader 22 capable of recognizing the data stored in the card in each POS terminal 20 of the management system of the present invention, but also the card recording device capable of recording in the storage medium provided in each card ( It is easy to apply by further having a card writer, which will be described later.

When the basic life security card 10 is initially issued, data related to the initial salary is stored, or a card in which the salary is not stored to the beneficiary is "registered mail", "direct delivery", or "own receipt". Can be delivered as Salaries are deposited by fund transfer to the recipient's "card payment account" on a monthly or commensurate day with the date of payment.

The beneficiary can check the balance or deposit status on the financial institution by ARS, the Internet, or deposit confirmation service. Alternatively, when inserted into the card reader 22 of the POS terminal 20, the deposit details can be recorded as electronic information (data) inside the card and printed on the surface of the card in letters or numbers. In this case, it is apparent that the card reader 22 should be provided with a card read / write and a card surface printer. However, if the material or structure of the card, such as an IC card, R / F card, or optical card, is not suitable for writing letters or numbers on the surface, it may not be printed on the card surface. In this case, the card surface printing function is not used.

The amount recorded on or inside the card is not immediately settled at the time of purchase, but indicates the amount of limit that the recipient can purchase. In addition, since the surface recording field provided in the card has a limited space, it is preferable to replace it with a new card if there is no space for recording.

Since this is stored in a cumulative state without deleting the record of the previously paid salary, it is desirable to replace the card after storing the data on the salary payment and the purchase of the item a predetermined number of times. For example, if there are less than 3 to 5 times of space recorded on the surface of the card, the payer is notified to automatically reissue, and the payer creates a new card and delivers it to the beneficiary. If the Basic Life Security Card delivered to the recipient is used, the previously used card is suspended.

This is limited to a card medium of a type capable of recording letters or numbers on the surface of a card, and does not apply to a card medium which records data electronically only inside the card or does not record data inside and outside the card.

3 is a block diagram of the POS terminal 20 that can use the basic life security card 10 as described above. As illustrated, the POS terminal 20 includes a control unit 200 for controlling the terminal, a ROM / RAM 201 for storing data and programs necessary for control, an input unit 202 for inputting a command or data, and A data communication unit 203 for transmitting data with the server 30 located outside, a life security beneficiary management unit 204 for identifying a beneficiary receiving government subsidies at the time of purchasing the goods, and processing data on the purchased goods; A database 205 for storing data processed by the security beneficiary management unit 204, a print output unit 206 for printing a receipt after purchase, and a list of goods and a fee at the time of commodity payment are displayed. The display unit 207 is included. The POS terminal 20 is also connected with a card reader 22 for reading the recorded contents of the card.

The control unit 200 is for controlling the POS terminal 20 is configured using a microprocessor having a suitable processing capacity commonly used. The control unit 200 recognizes and processes the card storage data read by the card reading unit 22. The card reader 22 can be configured using a barcode scanner or a card reader.

When using a barcode scanner or a magnetic strip card of credit card type, the card itself displays only a unique identification number (identification code), which is the recipient's personal information, so it can be used only when the POS terminal and the upper server are connected online. In other words, you should check the payment limit (balance) of the cardholder's beneficiary by accessing the upper level server and get the approval. This is the same or similar to the conventional credit card payment method.

However, special magnetic cards made of IC cards, smart cards, R / F cards, optical cards, and PET can be used offline while recording and storing value data inside the card. At this time, the card reader 22 is a stand alone type capable of performing all functions of read / write. The cards and card readers used here all require a high degree of security.

The barcode scanner can be used when the recipient's unique identification number is printed on the basic life security card 10 in the form of a barcode (12 in FIG. 2), and the magnetic card reader can be applied to a card having a magnetic recording unit, respectively. In this case, different processes are described and described with reference to the flowchart. Of course, the card reader 22 may include both a barcode scanner and a magnetic card reader. In this case, the manufacturing cost of the POS terminal 20 is increased, but the processing of the purchase price is very simple when the goods are purchased. .

The ROM / RAM 201 stores various data and control programs necessary for controlling the POS terminal 20. In operation of the POS terminal 20, the control unit 200 reads data stored in the ROM / RAM 201 and performs a control process. The ROM / RAM 201 may be configured by using a flash memory capable of writing / reading data so that the price of an article may be updated when necessary.

The input unit 202 is for inputting an operation command or data of the POS terminal 20. For example, the input unit 202 includes a function command button and a numeric key. In particular, when the POS terminal 20 is provided with a barcode scanner, the POS terminal 20 is used for input of a command or a number that cannot be input by the barcode scanner.

The data communication unit 203 is for data transmission and reception with the server 30. The data communication unit 203 controls a modem, a cable, an ADSL modem, and the like to transmit and receive data through the Internet, a VAN, a PSTN, a dedicated line. Referring back to FIG. 1, the POS terminal 20 according to the present invention is connected to the server 30 through a dedicated line or through an online communication network 40 such as the Internet.

The life security beneficiary management unit 204 classifies and calculates the list of goods purchased by the beneficiary and the purchase price at the time of purchase of the goods using the unique identification number inputted to the basic life security beneficiary through the card reader 22. It is to. The item list and the purchase price are transmitted to the server 30 in real time or after the one-day settlement is completed through the data communication unit 203. This is because the POS terminal 20 according to the present invention classifies and extracts data on the beneficiaries because the goods are sold not only to the Basic Livelihood Security Recipient but also to the general public.

The life security beneficiary management unit 204 transmits, to each server, data including the unique identification number, the purchased item list, the purchase price, the card reader, the unique identification number of the POS terminal 20, and the like. do. In particular, the item can be distinguished from general goods by marking it with the symbol "*" on the items available to the Basic Livelihood Security Beneficiary and used to check for illegal use. The same content data is stored in the database 205 before being sent to the server 30. By storing the stored data for a predetermined time without deleting, it is possible to compare the data transmitted to the server 30 with the search for illegal use.

The print output unit 206 is for outputting a receipt for the goods purchased by the recipient, and outputs two receipts of the same content, one for storage and the other for issuance. The receipt may be marked with a "*" symbol on the inventory to indicate that it is available for purchase.

The display unit 207 is to display the list of goods, the indicator of the purchase price so that the manager can visually recognize. The display unit 207 may use a CRT or an LCD.

4 shows a block diagram of the server 30 for processing data input from the POS terminal 20. As shown in FIG. In practice, the server 30 is a server of a payment institution such as a bank for paying the purchase price to the seller.

The server 30 includes a control unit 300 for controlling the server 30, a ROM / RAM 301 for storing data and programs necessary for controlling the server, an input unit 302 for inputting a command or data, and In addition, the data communication unit 303 for transmitting and receiving data with a plurality of POS terminals 20 located outside, and check whether or not included in the item list for the beneficiary input from the POS terminal 20 included or not included Otherwise, the item check unit 305 for inputting a signal to the control unit 300 to notify the supervisory authority when the payment process is normally included and the list of items for the beneficiary received from the POS terminal 20 and Checking the coincidence state of the purchase price and in accordance with the payment processing signal of the control unit 300 is composed of a charge settlement unit 304 for the payment processing of the purchase price.

The control unit 300 controls the overall operating state of the server 30, and is configured by using a microprocessor that is commonly used. If data regarding the list of goods purchased by a specific recipient and the purchase price is input from the server 30, the controller 300 searches whether the goods purchased are not allowed to be included in the purchased goods. If the list contains items that are not available for purchase, after the conditional settlement of the payment for the purchaser requested by the seller, the SSI payment notice shall be notified of the list of items and the purchase of the illegal goods.

If the unlisted item is not included in the item list, payment is normally made. At this time, the payment amount is made within the scope of the SSI paid to the recipient.

The ROM / RAM 301 stores various data and a program for controlling the server 30. In operation of the server 30, the controller 300 reads data stored in the ROM / RAM 301 and performs a control process.

The input unit 302 is for inputting an operation command or data to the server 30, and includes, for example, a function command button and a numeric key.

The data communication unit 303 is for data transmission and reception with the POS terminal 20. The data communication unit 303 controls a modem, a cable, an ADSL modem, and the like so as to transmit and receive data through the Internet, a VAN, a PSTN, its own dedicated line, and the like.

The charge settlement unit 304 reconfirms the purchase price according to the item list, and also performs payment settlement and payment according to a control signal from the controller 300. The charge settlement unit 304 stores a list of purchased items and respective charges thereof, and then checks whether the list of items purchased by a specific beneficiary input from the POS terminal 20 and the purchase price charged therefor are correct. The charge settlement unit 304 performs a charge settlement process after receiving a charge settlement command from the controller 300, and if the purchase price exceeds the amount paid to the beneficiary, the charge settlement unit 304 transmits the fact of exceeding the amount to the controller 300. The control unit 300 rejects the payment for the excess amount, the recipient can pay directly in cash.

The item checking unit 305 is for determining whether there is an item that cannot be purchased from the item list for the recipients input from the POS terminal 20. For this purpose, a list of items available for purchase is stored in the item checking unit 305, and can be easily updated when the list of items is changed. As a result of the item checking in the item checking unit 305, if there is an unpurchaseable item, the controller 300 notifies that the unpurchaseable item exists. However, if there is no unpurchased item, it shall be notified of the normal purchase status. The control unit 300 allows or rejects the payment to the seller according to the signal state from the goods check unit 305 to the recipient. The server 30 notifies the agency in charge of subsidy payment of data about the recipient. Subsidies can be caught fraudulent purchases compared to the list of goods stored in the POS terminal 20 of the seller using the list of goods notified.

The operation of the basic life security card management system of the present invention having the above configuration will be described with reference to FIGS. 5 to 7. Here, FIG. 5 illustrates the use of a card having a unique barcode printed out by a barcode scanner, and FIG. 6 illustrates the use of a card having a unique identifier stored in a recording unit read by electronic data inside the card, such as a magnetic card reader. Each case is shown.

First, referring to FIG. 5, the beneficiary selects the goods necessary for life at the designated goods store and brings the goods as the POS terminal 20 is installed, and then presents the basic life security card 10. The card reader 22, which is a barcode scanner connected to the POS terminal 20, recognizes and stores the unique identification number of the beneficiary recorded on the basic life security card 10. After that, when the barcode for merchandise classification is printed on the surface of the article, the POS terminal 20 calculates the purchase price while displaying the list and the amount of the article input through the barcode scanner or the input unit through the display unit.

Upon completion of the calculation of the list of items purchased by the beneficiary and the purchase price for them, the receipts for customer storage and store storage are printed respectively. One printed receipt is stored to the recipient at the store to complete the sale of the goods to the recipient. The receipt may display the recipient's unique identification number, the seller's unique identification number, and the symbol "*" for recognizing whether or not it is available for purchase. One embodiment of such a receipt is shown in FIG.

After the sale of goods to any beneficiary as described above, the POS terminal 20, the unique identification number of the corresponding recipient, the list of purchase items, purchase price, the unique number of the card reader (or card reader / write), POS terminal Data including information such as a unique identification number is transmitted to the server 30. Data transmission to the server 30 is performed immediately after issuing a receipt or after the closing of the business to transmit the respective data for all recipients to the server 30. The server 30 is a server 30 that is included in a payment financial institution such as a bank, an agricultural cooperative, a credit box, etc., to pay for a purchase price.

When the data on the beneficiary is input as described above, the server 30 outputs a "deleting unit" command that holds the payment of the purchase price when the unpurchaseable goods are included in the list after checking the purchase of the illegal goods for the beneficiary or , "Conditional payment" command, and if the purchase is not included, the "normal payment" command outputs the end of the payment process.

"Conditionable payment" is intended to limit the recipient's fraudulent use. For example, if the number of fraudulent purchases by the beneficiary exceeds the prescribed number of times, the payment will be refused and the fraudulent use will be made. If not, the payment is processed for the purchase of illegal goods, and conditional payment is made for notifying the paying organization of the fact of fraudulent use. Payroll agencies may impose arbitrary sanctions on beneficiaries on the basis of the reported misuse. The "conditional settlement" is intended to prevent the beneficiary from being inadvertently sanctioned due to a lack of awareness of fraud, and to alert the recipient to fraudulent use.

FIG. 6 is a processing procedure in the case of using the basic life security card 10 having a recording unit capable of electronically recording and storing data, in which a recipient selects an article necessary for life at a designated merchandise store, and a POS terminal 20 is installed. After bringing the goods to the check, the basic security card 10 is presented. The manager of the POS terminal 20 inputs the payment means as the "basic life security card", and inserts the basic life security card 10 into the card reader 22. In this case, the card reader 22 uses a card reader capable of reading the recording unit. The POS terminal 20 recognizes and stores the unique identification number of the recipient stored in the basic life security card 10. In this case, if a separate barcode scanner is provided and a barcode for product identification is printed on the surface of the article, the inventory list is input using the barcode scanner. Otherwise, the inventory list and the purchase price are calculated by manual input through the input unit. . In particular, in a card having a magnetic recording unit, the purchase amount and purchase date of the card reading unit 22 can be recorded in the magnetic recording unit. By recording in this way, the purchase price and purchase date are stored in the card, so that the data can be checked later when there is a discrepancy. On the other hand, smart cards, IC cards, optical cards can be stored in the purchase history, amount and date.

Upon completion of the calculation of the list of items purchased by the beneficiary and the purchase price for them, the receipts for customer storage and store storage are printed respectively. One printed receipt is stored to the recipient at the store to complete the sale of the goods to the recipient. The receipt may display the recipient's unique identification number, the seller's unique identification number, and the symbol "*" for recognizing whether or not it is available for purchase. One embodiment of such a receipt is shown in FIG. In the drawings, the "*" is marked at the front end of the item list to indicate the items available for purchase.

After the sale of goods to any recipients is completed as described above, the POS terminal 20 stores data including information such as a unique identification number of the corresponding recipient, a list of purchased items, a purchase price, a unique identification number of the terminal, and the like. To send. Data transmission to the server 30 is performed immediately after receipt issuance or after the closing of the business to transmit the respective data for all recipients to the server (30). The server 30 is a server 30 that is included in a payment financial institution such as a bank, an agricultural cooperative, a credit box, etc., to pay for a purchase price.

When the data on the beneficiary is input as described above, the server 30 checks the fact of purchasing the illegal goods for the beneficiary, and if the unpurchaseable goods are included in the list, the "deleting unit" or "conditional payment" withholds the payment of the purchase price. "If the order is not included, and the purchase is not included, the normal payment order is output to end the payment process. After the payment process is completed, the payment agency will be notified of the payment status.

In the above description of the present invention, after the purchase of the article, a search for an unauthorized purchase item is described through a search, but the control unit 200 of the POS terminal 20 to prevent the purchase of the article without knowing the purchased article list accurately. It is also possible to configure the item list to compare in advance. In other words, by applying the function performed in the item check unit 305 of the server 30 to perform the function in the POS terminal 20, the illegal purchase behavior when the elderly or minors who do not know the list of available items are purchasing the goods. This can be prevented in advance.

Such a function can be easily achieved by inserting a search for "non-purchased goods" performed at the server to perform a search at the input of a list of purchased goods during the step performed at the POS terminal. The search can be omitted from the server by performing a search of the illegal purchase list in the POS terminal. However, if you want to search twice, you can keep the search process on the server.

The list of items (or list of product codes assigned to the items) for the products that can be purchased is recorded directly on the basic life security card 10 or on the memory device provided in the POS terminal 20 or the card reader 22. Can be stored. In other words, in the case of the basic life security card 10, the electronic card is recorded and stored in an electronic, magnetic, physical, or chemical manner inside or outside the card. For example, when the basic life security card 10 is a magnetic strip card, the card surface is printed through infrared or ultraviolet printing, or a punch hole is formed on the card surface, or a marking or code (product code) List) and the like can be recorded. On the other hand, in the case of an IC card, a smart card, and a wireless recognition card having a memory device capable of recording and storing data electronically, the data can be stored electronically and magnetically.

In addition, the card reader 22 also reads the record stored in the IC card, smart card, wireless recognition card (R / F card), PVC card, PET card, PAPER card, and / or optical card and records new contents. It is possible to use a variety of such cards by having a readable device (card read / write device) capable of storing / storing. For example, in the case of a wireless recognition card, the card reader 22 may also be used by providing a device capable of wireless recognition.

Particularly, when the item list is stored in the basic life security card 10, the card reader 22 stores the item list in the case where the beneficiary presents to the store sales stand so that the recipient can recognize the basic life security card 10. The list of available purchase items is read, and when the item is entered for the calculation of the purchase price, it is configured to allow the sale by determining whether the item is available for purchase or not. By doing so, it is possible to fundamentally prevent the purchase of unpurchased goods, and to prevent the beneficiary from being disadvantaged. At this time, the list of purchaseable items stored in the card reader 22 is transmitted online or stored in the basic life security card 10 (or a list of items recorded on the surface) of the card reader ( Can be used after reading.

According to the present invention, by severizing the various salaries or subsidies currently being paid in cash from the Social Security Fund, it is possible to simplify the task of paying the salaries or subsidies and provide convenience for the recipients, and also various social security pensions and funds. There is an effect that can prevent the recipient of the purchase of goods other than the goods prescribed by law.

Claims (10)

A basic life security card (10) in which relevant data including unique identification data for the basic livelihood security target is stored; The data stored in the basic life security card 10 can be identified and read using the card reader 22, and after receipt of the goods, receipt output processing for the item list and the purchase price is possible, and the basic life security card 10 can be processed. At least one POS terminal 20 for installing a store and a purchase price-related data for purchase and Server 30 for outputting a "normal payment", "deleting part" or "conditional payment" status by searching the purchase status of the item list and the purchase price and the purchase impossible items according to the item list and the purchase price input from the POS terminal 20 Basic life security card management system, characterized in that consisting of. The method of claim 1, The basic life security card 10 is printed with a unique identification number in the form of a bar code on the surface or the unique identification number is stored in the magnetic recording, or inside the card, such as IC card, smart card, R / F card, optical card Basic life security card management system, characterized in that the card stores information such as the recipient's unique identification number and salary information, withdrawal information, usage history, date of use, etc. by electronic means. The method of claim 1, The card reader 22 may include at least one of a barcode reader or a card reader capable of reading data stored in a recording unit of a card, or a card reader / writer capable of reading / writing data stored in a recording unit of a card. Basic life security card management system. The method of claim 1, The control unit 200 for controlling the terminal by the POS terminal 20, a ROM / RAM 201 for storing data and programs necessary for control, an input unit 202 for inputting a command or data, and an external location A data communication unit 203 for transmitting data to the server 30, a life security beneficiary management unit 204 for identifying a beneficiary receiving government subsidies at the time of purchasing the goods, and processing data on the purchased goods; A database 205 for storing data processed by the management unit 204, a print output unit 206 for printing a receipt after purchase, and a display unit 207 for displaying a list of goods and a fee at the time of product payment. Basic life security card management system comprising a). The method of claim 1, The controller 30 controls the server 30 to control the server 30, a ROM / RAM 301 for storing data and programs necessary for controlling the server, an input unit 302 for inputting a command or data, and Reject payment if the data communication unit 303 for transmitting / receiving data with a plurality of POS terminals 20 located outside and an unpurchaseable item in the item list for the beneficiary input from the POS terminal 20, If not included, check the article check unit 305 for inputting a signal to the control unit 300 for normal payment processing, and the matching state of the list of goods and the purchase price for the beneficiary received from the POS terminal 20 and the control unit Basic life security card management system, characterized in that it comprises a charge settlement unit 304 for the payment processing of the purchase price in accordance with the payment processing signal of (300). The method according to any one of claims 1 to 4, Basic life security, characterized in that the life security beneficiary management unit 204 of the POS terminal 22 stores a list of items that can be purchased therein, and then, if a list of items to be purchased is input, whether the items are available for purchase or not. Card management system. The method according to any one of claims 1 to 4, Basic life security card management system, characterized in that a specific symbol is displayed at the front or rear of the goods so that the recipient can identify the goods that can be purchased and unpurchased on the receipt issued after the goods purchase. The method according to claim 1 or 2, Basic life security card management system, characterized in that the date and amount or the balance is printed on the surface of the card so that the beneficiary can recognize the payment of pay or goods purchase facts on the surface of the card. The method according to claim 1 or 2, Basic life security card management system, characterized in that the basic life security card (10) stores a list of items that can be purchased on the card surface or the recording unit embedded in the card. The method of claim 1, Basic life security card management system, characterized in that the card reader 22 stores a list of items that can be purchased and if the list of purchase items is input or not is a purchaseable item.