JP6976609B1 - Real estate lease management system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To facilitate procedures for a lease contract, renewal, and cancellation. SOLUTION: The real estate lease management system 1 is provided with a management server 2 capable of exchanging information with and from a user-side terminal 3 used by the user, and the management server 2 is a user signature manually input by the user-side terminal 3. A user management database 23 that receives image data and stores the user-signed image data as user information associated with the user, and a user-signed image data that is stored in the user management database 23 in advance when the user is registered are registered. The user signature image data received from the user terminal 3 at the time of the lease contract is used as the signature image data, and the contract signature image data is compared with the registered signature image data. It has a signature authentication unit 24 that authenticates whether or not the data is. [Selection diagram] Fig. 1

Description

The embodiment of the disclosure relates to a real estate leasing management system that manages leasing of real estate.

For example, Patent Document 1 describes a system for managing a real estate lease contract with a prospective tenant via a computer network.

Japanese Unexamined Patent Publication No. 2007-58550

In the lease contract of real estate such as apartments and rental apartments, a contract based on a formal agreement between the borrower and the lender (or an intermediary acting on behalf of the lessor) is required, and depending on the lender, the contractor himself / herself is required to agree on the contract. In some cases, even a signature with high proof of existence may be required. However, in the above-mentioned conventional technique, only the contract file in the text data format is sent and received via the network, and when the signature is required, the contract is finally written in the presence of a store or the like. It was necessary to actually sign or send and receive the signed written contract by mail or the like. Therefore, the procedure for leasing contract, renewal, and cancellation becomes complicated for the borrower, which is a major factor that hinders smooth transactions.

The present invention has been made in view of such problems, and an object of the present invention is to provide a real estate lease management system capable of facilitating procedures for lease contracts, renewals, and cancellations.

In order to solve the above problems, according to the present invention, a real estate lease management system including a management server capable of exchanging information with a user-side terminal used by the user, wherein the management server is the user-side terminal. It is characterized by having a user information storage unit that receives manually input user-signed image data and stores the user-signed image data as user information associated with the user.

According to the present invention, the procedure of lease contract, renewal, and cancellation can be facilitated.

It is a schematic system block diagram of the real estate lease management system which concerns on embodiment. It is a figure which shows the record contents of the real estate management database schematically. It is a figure which shows typically the record contents of the lease contract management database. It is a figure which shows typically the record contents of the user management database. It is a figure explaining the comparison function of the signature image data by a signature authentication unit. It is a figure which shows the processing flow at the time of user registration. It is a figure which shows an example of the appearance which performs the operation of the registration application file entry and the signature input operation using a tablet type PC. It is a figure which shows the processing flow at the time of a move-in contract. It is a figure which shows the processing flow at the time of moving out. It is a schematic system configuration diagram of the real estate lease management system which concerns on the modification.

Hereinafter, one embodiment will be described with reference to the drawings.

<About the outline system configuration>
First, a schematic system configuration of the real estate lease management system according to the present embodiment will be described with reference to FIG. 1. In the example of the real estate lease management system 1 of the present embodiment shown in FIG. 1, all the procedures such as the lease contract with the lessee are unified under the direct consignment from all the lenders who own the real estate. The case of acting on behalf of the customer will be described. The lender may be an individual (natural person) or a corporation.

In FIG. 1, the real estate lease management system 1 of the example of this embodiment has a management server 2. The management server 2 includes a user-side terminal 3 owned and used by a general user who can be a borrower of a real estate property, and a lender-side terminal 4 owned and used by the lender, for example, via a communication network NW such as the Internet. Various types of information can be sent and received between the two. Both the user-side terminal 3 and the lender-side terminal 4 can use a so-called smartphone, tablet-type PC, or desktop-type or notebook-type general-purpose personal computer. Then, in the case of a smartphone or a tablet-type PC, information is exchanged with the management server 2 by using the dedicated application downloaded and installed from the management server 2 in advance. Further, in the case of a general-purpose personal computer, information is sent and received to and from the management server 2 by using the dedicated application or the WEB application installed in the same manner. It should be noted that only the user-side terminal 3 needs to have a handwritten character input function, and in the case of a smartphone or tablet-type PC, the built-in touch panel provided as standard may be used, but it is a general-purpose personal. In the case of a personal computer, a separate external touch panel 3a such as a so-called liquid crystal tablet is connected.

<About the management server>
The management server 2 is a computer composed of a CPU, ROM, RAM, HDD, flash memory, etc., and has each functional unit of the real estate management database 21, the lease contract management database 22, the user management database 23, and the signature authentication unit 24. Have.

The real estate management database 21 is a database that stores property information such as apartments and rental apartments to be rented. For example, as shown in FIG. 2, the occupancy status corresponds to the property ID assigned to each individual property. , Lender ID, Borrower ID, Property name, Location, Building type, Layout, Number of households, Age, etc., Other not shown bath / toilet information, Walking time to the nearest station, Property appearance image data, Various information such as interior image data is recorded. These property information are registered in advance, for example, by uploading from the lender side terminal 4 or inputting by the administrator of the management server 2.

The lease contract management database 22 is a database that stores information on lease contracts concluded between the borrower and the lender, and corresponds to a contract ID assigned to each individual contract, for example, as shown in FIG. Information such as property ID, lender ID, borrower ID, number of people shared, rent, security deposit, contract date, contract period, and various other information (not shown) are recorded. These contract information is registered every time a new lease contract is signed for each individual property, is updated every time the contract period is extended, and is deleted at an appropriate timing after moving out.

The user management database 23 (corresponding to the user information storage unit) is a database that stores user information related to users who have been registered as members in advance. For example, as shown in FIG. 4, a name corresponds to a user ID assigned to each individual user. Information such as age, gender, occupation, usage status, property ID, number of points owned, registered signature image data, other email addresses (not shown), login accounts such as login names and passwords, guarantor related information, etc. Various information is recorded. As shown in FIG. 6, for example, these user information are entered in a predetermined registration application file in advance at the time of new registration application, and are registered based on the input contents. Here, the identification information of the user who has just registered as a member is treated as the user ID, and the user ID of the user who actually moved into the registered property under the lease contract is treated as it is as the borrower ID in another database. That is, among the registered users, the user who is currently occupying the registered property is treated as a borrower.

Further, the above points in the example of the present embodiment treat the expenses payable by the user by the lease contract and the procedure thereof, that is, the expenses such as the rent, security deposit, key money and brokerage fee of the real estate property in the same manner as the actual currency. It is a variable value in the system that can be. However, this point is like virtual electronic money that can be used only within the real estate lease management system 1, and a part of it can be converted into currency. In addition, points and exchanged currency can be sent and received between users of the user management database 23, and currency can be instructed to be withdrawn. Furthermore, this point may be converted into other commonly used points or electronic money by partnering with a predetermined management company.

Further, in the example of the present embodiment, as will be described later, at each time of the user's new member registration and the lease contract, the user signs by hand (manual name) via an input function such as a touch panel on the user's terminal 3. (Input) is performed, and the user-signed image data in the pixel data format, for example, generated by the input) needs to be transmitted to the management server 2, respectively. Among them, the user signature image data generated and transmitted at the time of new member registration is registered in the user management database 23 as the above-mentioned registration signature image data which is one of the user information. In addition, the user-signed image data generated and transmitted at the time of the lease contract is treated as the contract-signed image data.

As shown in FIG. 5, the signature authentication unit 24 of the management server 2 compares the contract signature image data received from the user terminal 3 at the time of the lease contract with the registered signature image data registered in the user management database 23 in advance. By doing so, it is authenticated whether or not the user who manually input the two signature image data is the same person. Specifically, as for the method of implementing the authentication function in the signature authentication unit 24, for example, a known image recognition process and comparison process for extracting a feature amount of a stroke from handwritten character image data and performing pattern matching may be used. Alternatively, a deep learning (machine learning) method such as CNN (Convolutional Neural Network) may be used. Further, in the illustrated example, whether to authenticate as the same person or not to authenticate as not the same person is determined and output by two values of one output, but the present invention is not limited to this, and there are two other methods, authentication and non-authentication. The output may be in the form of outputting with a multi-valued probability distribution (Max-Out) (the above is not particularly shown).

The user information of the user who has registered as a member even once is continuously stored in the user management database 23 semi-permanently regardless of the usage status of the user at that time and the presence or absence of a past lease contract.

<Processing flow>
Next, the flow in each process executed in the real estate lease management system 1 will be described with reference to FIGS. 6, 8 and 9. In each of these figures, "user-side terminal", "management server", and "lender-side terminal" are described as the main body that executes processing, but actual procedures other than mechanical processing in the system and When executing an action, the "user-side terminal" is replaced with the user, the "management server" is replaced with the system operator, and the "lender-side terminal" is replaced with the lender.

First, among the property information registered in the real estate management database 21 of the management server 2, the property information whose usage status is "vacant" can be generally widely searched and browsed via a separate WEB server. Published (not shown). Then, when a user who is interested in the property information registers as a new member to use the system, he / she is guided to access to the management server 2, and the user registration flow of the example shown in FIG. 6 is executed. To.

First, in step ST1, the user-side terminal 3 transmits application information for applying for new registration to the management server 2 by an operation from the user.

Next, in step ST2, the management server 2 returns the registration application file to the user-side terminal 3 in response to the reception of the application information.

Next, in step ST3, the user-side terminal 3 displays the received registration application file on a display unit such as a touch panel as shown in FIG. 7, and fills in each application item and signs the registration by an input operation from the user. Will be. In FIG. 7, the items to be entered in the registration application file are a list of items to be registered by the user himself / herself among the user information in the user management database 23. As for the signature image data (registered signature image data), as shown in FIG. 7, the user handwritten his / her own name (in the square frame 3b of the “registered signature entry field” in the illustrated example) in the predetermined entry field (in the illustrated example). In the illustrated example, enter "Kazuo Borrower"). As a result, the user-side terminal 3 can generate signature image data written with a characteristic handwriting peculiar to the user. Note that FIG. 7 shows an example in which a tablet-type PC is used. In this illustrated example, the user fills in with his / her fingertip, but he / she may fill in using a so-called stylus pen (particularly). Not shown).

Next, in step ST4, the user-side terminal 3 transmits the registration application file entered, input, and signed in step ST3 to the management server 2.

Next, in step ST5, the management server 2 registers the description content of the received completed registration application file and the signature image data in the user management database 23 as new user information.

Next, in step ST6, the management server 2 assigns and records a predetermined number of points as newly registered points to the number of owned points among the user information newly registered in step ST5. In this way, the points of user information are specified at the time of membership registration mentioned above, at the time of lease contract as described later, at the time of regular rent payment after moving in, at the time of contract continuation for a predetermined period, etc. Appropriate points will be added to procedures, opportunities, and when using services.

Next, in step ST7, the management server 2 generates and sends a new login account (password corresponding to the specified login name, etc.) to the new user.

A user who has been registered as a member through the above user registration flow can apply for a lease contract for a property registered as "vacant" in the real estate management database 21. Specifically, in order to make a lease contract for a specific property and move in, the flow at the time of contract move-in in the example shown in FIG. 8 is executed.

First, in step ST11, the user-side terminal 3 logs in to the management server 2 by the user's input operation of the login account.

Next, in step ST12, the user-side terminal 3 transmits to the management server 2 application information for applying for a lease contract for designating a predetermined property and moving in by an operation from the user.

Next, in step ST13, the management server 2 returns the contract application file corresponding to the designated property to the user-side terminal 3 in response to the reception of the application information.

Next, in step ST14, the user-side terminal 3 fills in each application item and signs the contract with respect to the received contract application file by an input operation from the user. At this time, although not particularly shown, the same display, entry, and input as in step ST3 (FIG. 7) described above may be performed.

Next, in step ST15, the user-side terminal 3 transmits the contract application file entered and entered in step ST14 to the management server 2.

Next, in step ST16, the management server 2 performs signature authentication and occupancy examination based on the description contents of the received completed contract application file and the signature image data. For signature authentication, as described above, the contract signature image data received from the user-side terminal 3 in step ST15 and the registered signature image data registered in advance in the user management database 23 are input to the signature authentication unit 24. By comparing them, it is authenticated whether or not the user who manually input the two signature image data is the same person. Further, the move-in examination may be performed separately by the operator of the management server 2 by processing or procedures by an appropriate method (not shown).

Next, in step ST17, the management server 2 determines whether or not it has been authenticated by the signature authentication in step ST16 and the move-in examination has passed. If the signature authentication is not authenticated or the move-in examination is refused at least, the judgment is not satisfied (ST17: No) and the non-passage notification of the contract is transmitted to the user-side terminal 3. .. Then, this flow is terminated, or the process returns to step ST12 and the same procedure is repeated.

On the other hand, if the signature authentication is authenticated and the move-in examination is passed, the determination is satisfied (ST17: Yes), and the process proceeds to step ST18.

In step ST18, the management server 2 registers and updates in each management database according to the contract contents. In the example of the present embodiment, at this time, points corresponding to the contract contents are additionally given as contract points to the number of points owned by the user in the user management database 23. The procedure in step ST18 corresponds to the processing of the lease contract described in each claim.

Next, in step ST19, the management server 2 transmits a contract establishment notification to each of the user-side terminal 3 and the lender-side terminal 4. When sending the contract establishment notification or the non-passage notification to the user side terminal 3, it is preferable to notify by e-mail with the e-mail address of the user information.

The user who has concluded the lease contract through the above contract move-in flow will officially become the borrower, and after deducting the amount of points owned at that time from the initial costs and fees such as security deposit, key money, and first month rent, the lender The property key is actually handed over from (or the system operator). The points used in the settlement at this time may be specified by the user with an arbitrary number of points up to the number of points owned at that time.

In the subsequent step ST20, the user (user-side terminal 3) can move into the property.

Further, in step ST21, the management server 2 updates the user information so as to reduce the points used in the above-mentioned settlement.

Although not shown in particular, even when the user renews the contract (continue the contract), cancels the contract, or issues various powers of attorney, the application file can be entered and sent / received as in steps ST11 to ST15 above. can.

Next, the flow at the time of moving out when the user who is the borrower moves out of the property will be described with reference to FIG.

First, in step ST101, the user-side terminal 3 logs in to the management server 2 by the user's input operation of the login account.

Next, in step ST102, the user-side terminal 3 transmits the application information for requesting to move out of the property to the management server 2 by the operation from the user. At this time, the move-out procedure may be performed after filling in and sending / receiving the application file as in steps ST13 to ST15 in the above contract move-in flow.

If the user has a security deposit refund claim right, the security deposit refund claim right is transferred to the system operator to transfer the claim (security deposit refund claim right) to the lender (or the real estate management company entrusted by the lender) necessary for moving out. ), Receipt of security deposit, confirmation, consent, and return of key can be delegated. Then, the power of attorney that delegates these procedures and the notice of transfer of the claim (security deposit refund request) to the system operator shall be delegated through the entry and transmission of the application file as in steps ST13 to ST15 in the above contract move-in flow. Can be done. (The above is not shown in particular)

At that time, in step ST103, as a point as a total prize, as long as it does not exceed the residual price (currency amount) of the security deposit refund claim right calculated independently by the system operator at the time of transfer and input to the system, the user. Is given in addition to. As a result, the user will be entrusted with the move-out procedure by transferring the claim (security deposit refund claim right) as an accord and satisfaction.

Further, the subsequent assignment transfer notice is also automatically generated in the form of electronic written data such as PDF based on the information in the lease contract management database 22. (The above is not shown in particular)

In the subsequent step ST104, the user (user-side terminal 3) can move out of the property.

After that, the user actually hands over the property key to the lender (or system operator).

In the subsequent step ST105, the system operator (or the lender) takes measures to restore the current state of the property after the user has moved out. At this time, there will always be some cost to restore the status quo, but for example, if the condition of the property immediately after the user moves out is good and the status quo can be restored at a low cost, the user will deposit it at the time of contract. Return as a claim to be refunded to the user (or if the above-mentioned claim (right to claim refund of security deposit) is transferred by the lender (or system operator) at the amount obtained by subtracting the recovery cost from the security deposit) A security deposit may occur.

The security deposit may be calculated by deducting not only the recovery cost but also appropriate nominal costs such as kickback to the lender.

As described above, in the real estate lease management system 1 of the present embodiment, except when actual measures such as moving in (step ST20) and moving out (step ST103) and the accompanying key delivery are required, in each of the above flows. All user procedures and processes can be performed online via the user-side terminal 3.

Further, in the real estate lease management system 1 of the present embodiment, new occupancy contracts and continuation of the contracts can be promoted by sequentially granting points in the system to users who have registered as members even once at appropriate timings, and in the future. It can be expected to have the effect of encouraging the selection of other properties handled by the real estate lease management system 1 whose points are effective even when moving to.

<Effect of this embodiment>
As described above, in the real estate lease management system 1 of the present embodiment, the management server 2 receives the registration signature image data as the user signature image data manually input by the user side terminal 3, and the registration signature image data. Has a user management database 23 that stores the user information associated with the user. This makes it possible to prove that at least the user information recorded in the user management database 23 is the information registered based on the agreement of the user himself / herself who is authenticated by the registered signature image data. Therefore, various processes of contracts and procedures performed by the management server 2 based on the registered user information can be performed without a written signature, and as a result, the user can perform the lease contract, renewal, and cancellation procedures. Can be simplified.

Further, in the present embodiment, in particular, the management server 2 uses the user signature image data stored in the user management database 23 in advance at the time of user registration as the registration signature image data, and receives the user signature image data from the user side terminal 3 again at the time of the lease contract. It has a signature authentication unit 24 that authenticates whether or not the user who input each of the user signature image data is the same person by comparing the contract signature image data and the registered signature image data with the user signature image data as the contract signature image data. ing. As a result, it is possible to easily authenticate that the contract application received from the user-side terminal 3 together with the contract signature image data is by the same user as the user information already registered together with the registered signature image data.

Further, in the present embodiment, in particular, when the signature authentication unit 24 authenticates that the input users of the contract signature image data and the registered signature image data are the same person, the management server 2 contracts, renews, and cancels the lease. , Perform at least one process of issuing a power of attorney. As a result, it can be reliably processed after proving that the lease contract (step ST18) in the contract application received from the user-side terminal 3 is based on the agreement with the user of the same person as the registration signature image data.

Further, in the present embodiment, in particular, the user management database 23 also stores points that can be treated in the same manner as the expenses payable by the user as user information. As a result, the real estate lease management system is effective even when a new tenant contract or contract continuation is promoted by sequentially granting points in the system to a user who has registered as a member even once, or when moving. The effect of encouraging the selection of other properties handled in 1 can be expected.

Further, in the present embodiment, in particular, when the user has the security deposit refund request right when the user moves out, the user management database 23 transfers the security deposit refund request right to the system operator as a claim (security deposit refund request right). You can delegate the witness of the lender (or the real estate management company entrusted by the lender), the receipt, confirmation, consent, and the return of the key required for moving out, and the claim (deposit refund request). Right) A power of attorney that delegates the transfer notice to the system operator can be delegated by filling out and sending and receiving the application file as in steps ST13 to ST15 in the above contract move-in flow. At that time, at the time of transfer, the system operator will calculate it independently and give it to the user as a point as a total prize as long as it does not exceed the residual price (currency amount) of the security deposit refund claim right entered in the system. To. As a result, the lease contract was originally canceled, and after the user surrendered the leased property, a part of the refund deposit that was not returned until a considerable number of days had passed was given to the user as a point at the time of generating the power of attorney. It is possible to add and grant, and the user can apply the added points to part or all of the payment of the expenses at the time of the lease contract of the property on the real estate management database 21, so that the real estate lease management is that much. The effect of encouraging the next lease contract in System 1 can be expected.

In the above embodiment, the case where all the procedures such as the lease contract with the lessee are centrally entrusted by the direct consignment from all the lenders who own the real estate have been described. Not limited. For example, as shown in FIG. 10, it is a real estate management company or a real estate brokerage company that manages real estate under consignment from a lender, and the management server 2'is a management company server owned by those real estate management companies or real estate brokerage companies. It may be a form of indirectly managing the lease contract between the lender and the user via the brokerage company server 6 or the brokerage company server 6. In this case, the management server 2'itself does not necessarily have to be provided with the real estate management database 21, but instead may be provided with the intermediary company management database 25 that stores the information of the management company and the intermediary company. For specific property information, the real estate management database 21'of each company's servers 5 and 6 searched in the intermediary company management database 25 may be referred to.

In addition to the above-mentioned above, the methods according to the above-described embodiment and each modification may be appropriately combined and used.

In addition, although not illustrated one by one, the present invention is carried out with various modifications within a range not deviating from the gist thereof.

1 Real estate lease management system 2 Management server 3 User side terminal 4 Lender side terminal 21 Real estate management database 22 Lease contract management database 23 User management database (corresponding to user information storage unit)
24 Signature and Authentication Department

Claims (3)

A real estate leasing management system equipped with a management server that can send and receive information to and from the user-side terminal used by the user.
The management server
A user information storage unit that receives user-signed image data manually input by the user-side terminal and stores the user-signed image data as user information associated with the user.
Have,
The user information storage unit is
Points that can be treated in the same way as the expenses payable by the user are also stored as the user information.
The management server
During retreat of the user, when the user has received an application file to entrust leave procedures to the system operator by receivables transferred the deposit refund claims to the system operator from the user terminal, said system A real estate characterized by updating the user information so as to add and grant the points as a total prize within the range not exceeding the residual price of the security deposit refund claim right calculated independently by the operator and input to the system. Lease management system. The management server
The user signature image data stored in the user information storage unit in advance at the time of user registration of the user is used as the registration signature image data, and the user signature image data received from the user terminal at the time of the lease contract is used as the contract signature image data. , A signature authentication unit that authenticates whether or not the input users are the same person by comparing the contract signature image data with the registered signature image data.
The real estate lease management system according to claim 1, wherein the real estate lease management system is characterized by having. The management server
When the signature authentication unit authenticates that the input users of the contract signature image data and the registered signature image data are the same person, at least one process of lease contract, renewal, cancellation, and issuance of a power of attorney is executed. The real estate leasing management system according to claim 2, characterized in that.

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