JP6672593B2 - Information processing apparatus and program - Google Patents

Description

  The present invention relates to an information processing device and a program.

  2. Description of the Related Art Conventionally, at financial institutions, transactions related to a form such as a slip are performed based on the content described in a column of the form.

  Also, various techniques have been proposed for printing a barcode including information to be processed on a form, and reading the barcode at the time of processing, thereby facilitating the processing of the form (for example, see Patent Document 1). ).

  Further, in order to prevent double reading of a barcode, a technique for performing predetermined printing on a form when a barcode printed on the form is read has been proposed (for example, Patent Documents 2 to 4). Reference 3).

  Further, a technique for improving security of information recorded in a two-dimensional code has been proposed. For example, Patent Literature 4 describes a technique in which, after randomly changing the arrangement of information recorded in a two-dimensional code, each information is stored in a two-dimensional barcode.

  In addition, various technologies for identifying a form type of an input form image have been proposed. For example, in Patent Document 5, a character string of a form creation source name is registered in a table in advance, and a character string recognized from an input form image is compared with a character string registered in the table. Thus, a technique for identifying a form type is described.

JP 2000-306017 A JP 2005-222354 A JP 2000-105791 A JP-A-2006-1267 JP-A-2001-31694

  By the way, if it is assumed that the technology described in Patent Document 1 is applied to a case where a transaction is performed using a form on which a two-dimensional code is printed, the security of the transaction is low. For example, in the above technique, the validity of the information read from the two-dimensional code is not verified. For this reason, for example, even when the content of the read information is incorrect, there is a possibility that a transaction is executed with the read information as it is.

  Therefore, the present invention has been made in view of the above-mentioned problems, and an object of the present invention is to provide a novel method capable of improving the security of transactions using a form on which a two-dimensional code is printed. Another object of the present invention is to provide an improved information processing device and an improved program.

  In order to solve the above problems, according to an aspect of the present invention, a two-dimensional code reading unit that reads a first account number from a two-dimensional code that is printed on a form and includes transaction information input by a customer, A passbook reading unit that reads a second account number included in the magnetic stripe of the customer's passbook, and when the first account number and the second account number match, according to an instruction from an input unit of an operator. A transaction execution unit that requests a host computer to execute a transaction based on the transaction information included in the two-dimensional code, and, when the execution result of the transaction is received from the host computer, the execution result of the received transaction A printing unit for performing authentication printing on the form, indicating that the first account number does not match the second account number, and a display for displaying a warning display on a display screen. Comprising a control unit, the information processing apparatus is provided.

  The printing unit performs the authentication printing when the transaction information satisfies a predetermined condition, and reads the authentication printing and the two-dimensional code when the transaction information does not satisfy the predetermined condition. Printing that makes it impossible may be performed.

  The predetermined condition may be that the transaction amount is not specified in the transaction information, or that the transaction amount included in the transaction information is 0 yen.

  The predetermined condition may be that a transaction amount included in the transaction information is larger than a predetermined amount.

  The printing unit may further print a word indicating that the reading of the two-dimensional code is completed on the form when the execution result of the transaction is received.

  The printing unit is configured to, when the execution result of the transaction is received, a text for causing a user to collate a description content of a specific item in the form with a print content of the specific item included in the authentication print. May be further printed on the form.

  The transaction execution unit may not request the host computer to execute the transaction when the first account number and the second account number do not match.

  The information processing apparatus further includes an input unit that receives an input from an operator, the two-dimensional code reading unit further reads the transaction information from the two-dimensional code, and the display control unit further includes the transaction information. It may be displayed on the transaction screen in a format that cannot be changed by the operator.

  The information processing apparatus further includes an input unit that receives an input by an operator, and the transaction execution unit further includes, when the transaction information is input by the operator after displaying the warning display, the input transaction information. May be requested to the host computer to execute a transaction based on the transaction.

  The two-dimensional code further includes a security item, and the information processing apparatus determines, based on a value of the security item read from the two-dimensional code, whether the two-dimensional code is valid or not. The display control unit may further include displaying a warning display on a display screen when the two-dimensional code is determined to be invalid.

  The two-dimensional code further includes a form identification number, and the determining unit further includes: an arrangement order of a plurality of items registered in association with the form identification number read from the two-dimensional code; If the order of the plurality of items included in the code does not match, it may be determined that the two-dimensional code is not valid.

  The array of a plurality of items included in the two-dimensional code may be registered in the database in association with the type of the form on which the two-dimensional code is printed.

  According to another aspect of the present invention, there is provided a computer configured to read a first account number from a two-dimensional code printed on a form and including transaction information input by a customer. A dimensional code reading unit, a passbook reading unit that reads a second account number included in the magnetic stripe of the customer's passbook, and an operator's command when the first account number and the second account number match. A transaction execution unit for requesting the host computer to execute a transaction based on the transaction information included in the two-dimensional code according to an instruction from the input unit, and when the execution result of the transaction is received from the host computer, A printing unit for performing an authentication print indicating the execution result of the transaction on the form, and a warning display when the first account number and the second account number do not match. To function as a display control unit, to be displayed on the screen, the program is provided.

  As described above, according to the present invention, it is possible to improve the security of transactions using a form on which a two-dimensional code is printed.

It is an explanatory view showing an example of composition of a transaction system by this embodiment. FIG. 2 is an explanatory diagram showing an appearance of the electronic book table 4 according to the embodiment. FIG. 3 is an explanatory diagram showing a configuration example of a form according to the embodiment. It is an explanatory view showing a configuration example of a conventional slip. FIG. 3 is an explanatory diagram showing a configuration example of a two-dimensional code definition table according to the embodiment. FIG. 9 is an explanatory diagram showing an example in which authentication print is printed on a form. FIG. 2 is a functional block diagram showing a configuration of a branch terminal 10 according to the embodiment. It is an explanatory view showing a display example of a screen request screen according to the embodiment. It is explanatory drawing which showed the example of a structure of the transaction screen determination table by the embodiment. It is explanatory drawing which showed the example of a display of the transaction screen in the payment transaction by the embodiment. It is explanatory drawing which showed the example of a display of the transaction screen in the withdrawal transaction by the embodiment. It is explanatory drawing which showed the example of a display of the seal stamp collation assistance screen by the embodiment. FIG. 9 is an explanatory diagram showing an example in which three types of printing are printed on a form. FIG. 3 is a sequence diagram showing a part of the operation according to the embodiment. FIG. 3 is a sequence diagram showing a part of the operation according to the embodiment. FIG. 3 is a sequence diagram showing a part of the operation according to the embodiment. FIG. 3 is an explanatory diagram showing a hardware configuration of a branch terminal 10 according to the embodiment.

  Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the specification and the drawings, components having substantially the same functional configuration are denoted by the same reference numerals, and redundant description is omitted.

  Further, in this specification and the drawings, a plurality of components having substantially the same function and configuration may be distinguished from each other by adding different alphabets after the same reference numeral. For example, a plurality of configurations having substantially the same functional configuration are distinguished as necessary, such as an electronic book board 4a and an electronic book board 4b. However, when it is not necessary to particularly distinguish each of a plurality of components having substantially the same functional configuration, only the same reference numeral is assigned. For example, when it is not necessary to particularly distinguish the electronic book board 4a and the electronic book board 4b, they are simply referred to as the electronic book board 4.

Further, the “mode for carrying out the invention” will be described in the order of the items shown below.
1. 1. Basic configuration of transaction system Detailed description of embodiment 2-1. Configuration 2-2. Operation 2-3. Effect 3. Hardware configuration 4. Modified example

<< 1. Basic configuration of trading system >>
<1-1. Basic Configuration>
The present invention may be implemented in various forms, as will be described in detail in “2. Detailed Description of Embodiments” as an example. First, the basic configuration of the transaction system according to the present embodiment will be described with reference to FIG.

  As shown in FIG. 1, the transaction system according to the present embodiment includes an electronic entry board 4, a branch office terminal 10, a host 30, and a dedicated network 32.

[1-1-1. Electronic Book 4
The electronic bookkeeping table 4 is a table on which a customer inputs transaction information and prints a form including the input transaction information. For example, a plurality of electronic book tables 4 are installed in the sales office 2. The form is, for example, a slip such as a “deposit slip” or a “refund bill”.

  FIG. 2 is an explanatory diagram showing the appearance of the electronic bookkeeping table 4. As shown in FIG. 2, a tablet terminal 20 and a printer 22 are installed on the electronic book post 4.

(1-1-1-1. Tablet terminal 20)
The tablet terminal 20 is a portable computer having a display having a touch panel. The tablet terminal 20 displays an input screen for a customer to input transaction information. In addition, the tablet terminal 20 generates a slip image including the transaction information input on the input screen. Here, the transaction information includes, for example, a slip type, an account number, a transaction amount, and the like. The account number included in the transaction information is an example of the first account number in the present invention.

  The tablet terminal 20 can transmit and receive information to and from the printer 22 by, for example, wireless communication. For example, the tablet terminal 20 transmits the generated slip image to the printer 22 and prints it.

Here, an example of a slip on which a slip image generated by the tablet terminal 20 is printed (new slip 40) will be described with reference to FIG. The new voucher 40 is a voucher twice as large as a conventional voucher 90 (hereinafter, sometimes referred to as an old voucher 90) having description fields printed on both sides, as shown in FIG. 4, for example. For example, the size of the old slip 90 is A5, and the size of the new slip 40 is A4.

  The old slip 90 usually needs to be printed using a dedicated printing device or a dedicated sheet. On the other hand, the new slip 40 can be printed on general-purpose paper by the printer 22, for example.

  Also, as shown in FIG. 3, the new slip 40 includes, in an upper half area 410, various item entry columns 400 such as an account number entry column 400a and an authentication print column 402. Here, the various item description column 400 and the authentication print column 402 are columns having the same layout as the front 90a of the old slip shown in the left diagram of FIG. The various item entry columns 400 are entry columns for the customer to enter transaction details. In addition, in the various item description columns 400 (for example, the account number description column 400a) other than the name description column 400c, the value of each item input on the input screen may be printed instead of being described by the customer.

  In the upper half area 410, the two-dimensional code 404 including the transaction information input on the input screen is further arranged, for example, at the left position of the authentication print field 402. The format of the information stored in the two-dimensional code 404 is determined by the registered contents of a two-dimensional code definition table 136 described later.

  In the lower half area 412 of the new voucher 40, a staff entry column 406, which is a description column of the same layout as the back surface 90b of the old voucher shown in the right diagram of FIG. The entry column 406 for the person in charge is, for example, a column for the person in charge of the financial institution to enter the confirmation result of items that need to be confirmed at the time of transaction.

-2D code definition table 136
The two-dimensional code definition table 136 is an example of a database according to the present invention. The two-dimensional code definition table 136 is a table in which the format of information stored in the two-dimensional code for each slip type is registered.

  Here, a configuration example of the two-dimensional code definition table 136 will be described with reference to FIG. As shown in FIG. 5, in the two-dimensional code definition table 136, common items 1360, slip types 1362, subjects 1364, for example, input data 1366 such as input data (1) 1368a and input data (2) 1368b, and a seal are provided. The collation presence 1370 is associated. Here, the common item 1360 is an example of a security item in the present invention. As described later, for example, a predetermined number indicating the validity of the two-dimensional code is set in the common item 1360. In addition, as described later, the presence / absence of necessity of collation between the registered seal imprint of the customer at the financial institution and the seal imprinted on the new voucher is recorded in the seal imprint existence 1370.

(1-1-1-2. Printer 22)
The printer 22 is a device that prints characters and images on a paper medium using, for example, ink or toner. For example, when receiving the image data from the tablet terminal 20, the printer 22 prints the received image data on a paper medium.

[1-1-2. Office terminal 10]
The office terminal 10 is an example of the information processing device according to the present invention. The branch office terminal 10 is a terminal installed at the counter 6 of the branch 2. The branch terminal 10 is used by a teller at the counter 6 to process various procedures requested by a visiting customer, for example. The teller is an example of the operator in the present invention.

  For example, when a new slip is received from a customer, the teller causes the sales office terminal 10 to scan the two-dimensional code included in the received new slip. Thereby, the office terminal 10 can automatically acquire the transaction information included in the scanned two-dimensional code, and can conduct a transaction based on the acquired transaction information.

  According to such an operation example, for example, it is almost unnecessary for the teller to check the contents of the slip and input the information to the sales office terminal 10, so the work load of the teller is small, and Teller input errors can be prevented.

  In addition, the office terminal 10 can transmit and receive information to and from the host 30 via, for example, the dedicated network 32 or the like. For example, the branch office terminal 10 transmits to the host 30 a transaction execution request based on the input transaction information.

[1-1-3. Host 30]
The host 30 is an example of a host computer according to the present invention. The host 30 is a device for processing various money transactions (account transaction processing) such as deposits and withdrawals and transfers. The host 30 manages customer information such as account information.

[1-1-4. Dedicated network 32]
The dedicated network 32 is a network used for transmitting and receiving information in a financial institution. The dedicated network 32 is constituted by a dedicated line network such as an IP-VPN (Internet Protocol-Virtual Private Network).

<1-2. Organize issues>
[1-2-1. Assignment 1]
The configuration of the transaction system according to the present embodiment has been described above. As described above, the office terminal 10 can execute a transaction based on the transaction information included in the two-dimensional code by scanning the two-dimensional code printed on the new slip.

  However, for example, when the customer inputs the information such as the account number in the tablet terminal 20 incorrectly, the transaction may be executed with the incorrect information. Further, when a report printed with a two-dimensional code improperly created by a malicious person is passed to the teller, the teller causes the sales office terminal 10 to scan the two-dimensional code, thereby causing an unauthorized transaction. May be executed.

[1-2-2. Assignment 2]
Another problem is as follows. Conventionally, when a transaction using a slip is executed, an authentication print indicating the execution result of the transaction by the host 30 is printed on the same slip. FIG. 6 is an explanatory diagram showing an example of a new slip when the authentication print 420 is printed on the new slip 40 shown in FIG. As shown in FIG. 6, the authentication print 420 is, for example, a print in which the item names and the values of the items relating to the executed transaction are listed. Normally, at the financial institution, after the authentication print 420 is printed, the person in charge checks the contents of the authentication print 420 against the contents described in the various item entry columns 400 of the slip, and for each item, Verification work is performed to determine whether or not matches.

  However, this verification work needs to be performed by a person in charge by inspection, and thus the work load of the person in charge is large. Also, if a mismatch is found between the content of the authentication print and the content of the new slip, the person in charge contacts the customer, for example, to confirm the transaction content intended by the customer, In addition, it is necessary to take measures such as keeping audit records in accordance with the rules of financial institutions, and the burden on the person in charge is even greater. As a result, the operating efficiency of the financial institution is reduced.

  Therefore, with the above circumstances in mind, the branch terminal 10 according to the present embodiment has been created. The branch office terminal 10 can improve the security of transactions using a slip on which a two-dimensional code is printed. In addition, the branch office terminal 10 can reduce the burden of verifying the contents of the authentication print and the contents of the slip after executing the transaction.

<< 2. Detailed Description of Embodiment >>
<2-1. Configuration>
Next, the configuration according to the present embodiment will be described in detail. FIG. 7 is a functional block diagram showing the configuration of the branch terminal 10 according to the present embodiment. As shown in FIG. 7, the branch terminal 10 has a control unit 100, a communication unit 120, a display unit 122, an input unit 124, a scanning unit 126, a passbook mechanism unit 128, a storage unit 130, and a printing unit 132. .

[2-1-1. Control unit 100]
The control unit 100 generally controls the operation of the office terminal 10 using hardware such as a CPU (Central Processing Unit) 150 and a RAM (Random Access Memory) 154 which will be described later, which are built into the office terminal 10. I do. As shown in FIG. 7, the control unit 100 includes a two-dimensional code reading unit 102, a stripe data acquisition unit 104, a determination unit 106, a display control unit 108, a transaction execution unit 110, and a print control unit 112. .

[2-1-2. Two-dimensional code reading unit 102]
The two-dimensional code reading unit 102 reads information included in the two-dimensional code based on the image of the two-dimensional code included in the new slip scanned by the scanning unit 126 described below. Here, the information included in the two-dimensional code is, for example, common items and transaction information.

  For example, the two-dimensional code reading unit 102 reads information included in the two-dimensional code only when the two-dimensional code is scanned while the screen request screen is displayed on the display unit 122. That is, the two-dimensional code reading unit 102 enables reading of information from the two-dimensional code only when the screen request screen is displayed.

  FIG. 8 is an explanatory diagram showing a display example of the screen request screen (screen request screen 50). As shown in FIG. 8, the screen request screen 50 includes a screen number input column 500. The screen number input field 500 is an input field for the teller to directly input the number of the transaction screen (instead of scanning the two-dimensional code). The input to the screen number input column 500 is performed only in exceptional cases, for example, when the scanning unit 126 is out of order.

[2-1-3. Stripe data acquisition unit 104]
The stripe data acquisition unit 104 is an example of a passbook reading unit in the present invention. The stripe data acquisition unit 104 reads the stripe data included in the magnetic stripe of the passbook from the customer's passbook inserted into the passbook mechanism unit 128 described later. Here, the stripe data includes, for example, a store number, an account number, the number of lines of a registered account, a passbook balance, the number of reissues of the passbook of the account, and the like. The account number included in the stripe data is an example of the second account number in the present invention.

[2-1-4. Judgment unit 106]
(2-1-4-1. Judgment Example 1)
The determining unit 106 determines whether the two-dimensional code is valid based on the value of the common item read by the two-dimensional code reading unit 102. For example, when the read value of the common item matches the predetermined number, the determination unit 106 determines that the corresponding two-dimensional code is valid. When the value of the common item does not match the predetermined number, the determination unit 106 determines that the corresponding two-dimensional code is not valid. When determining that the two-dimensional code is not valid, the determination unit 106 can automatically cancel execution of the corresponding transaction.

(2-1-4-2. Judgment example 2)
When the determination unit 106 determines that the corresponding two-dimensional code is valid, the determination unit 106 further determines the account number read by the two-dimensional code reading unit 102 and the account number read by the stripe data acquisition unit 104. To determine whether they are the same.

[2-1-5. Display control unit 108]
(2-1-5-1. Control example 1)
When information is read from the two-dimensional code by the two-dimensional code reading unit 102, the display control unit 108 displays a transaction screen corresponding to the read information on the display unit 122 based on a transaction screen determination table 138 described later. To be displayed.

  For example, in the above case, and when the determination unit 106 confirms that the two-dimensional code is valid and that the account number in the two-dimensional code is the same as the account number in the stripe data. The display control unit 108 converts a part of the transaction information read by the two-dimensional code reading unit 102 and a part of the stripe data read by the stripe data acquisition unit 104 into a format that cannot be changed by a teller (hereinafter, protected). (May be referred to as setting) in the transaction screen.

-Transaction screen decision table 138
The transaction screen determination table 138 is displayed according to each value of “slip type” and “deposit item” included in the two-dimensional code, and whether or not a one-line key included in the input unit 124 described below is pressed by the teller. Is a table in which the types are determined. The transaction screen determination table 138 may be stored in, for example, the storage unit 130 described later.

  Here, a configuration example of the transaction screen determination table 138 will be described with reference to FIG. As shown in FIG. 9, in the transaction screen determination table 138, the determination condition 1380 and the type 1384 of the displayed transaction screen are associated with each other. The determination condition 1380 includes a slip type 1382a, a subject 1382b, and whether or not a one-line key is pressed 1382c. The displayed transaction screen type 1384 includes a transaction screen (1) 1386a, a transaction screen (2) 1386b, and the like. Here, the type of the transaction screen displayed first is recorded in the transaction screen (1) 1386a. Further, the type of the transaction screen displayed second is recorded in the transaction screen (2) 1386b.

  For example, in the first record shown in FIG. 9, the value of the slip type included in the two-dimensional code is “deposited slip”, the value of the deposit account is “normal”, and the one-line key is When the button is pressed, the transaction screen with the screen number “1001” is displayed, and only one type of transaction screen is displayed.

-Display example 1 (Payment transaction)
Here, the function of the display control unit 108 will be described in more detail with reference to FIGS. First, a display example when the transaction type is a deposit transaction will be described with reference to FIG. FIG. 10 is an explanatory diagram showing a display example (transaction screen 52) of the transaction screen when the slip type is “deposit slip”, the deposit item is “normal”, and the one-line key is pressed. It is.

  As shown in FIG. 10, the transaction screen 52 includes a plurality of two-dimensional code read items 520, a plurality of passbook read items 522, a plurality of teller input items 524, a decision button 526, and a cancel button 528. Here, the plurality of two-dimensional code read items 520 include, for example, a transaction amount 520a, an account number 520b, and the like. The plurality of passbook read items 522 include, for example, the number of lines 522a, the store number 522b, the passbook balance 522c, the number of reissues 522d, and the like. The plurality of teller input items 524 are items that the teller can enter in the corresponding input fields. Further, the decision button 526 is a selection button for executing a transaction having the contents entered on the transaction screen 52. The cancel button 528 is a selection button for canceling an input related to the corresponding transaction.

  Here, the values of the items read from the two-dimensional code by the two-dimensional code reading unit 102 are automatically input to the input fields of the plurality of two-dimensional code read items 520, and are shaded in FIG. The protection setting is set as shown. Similarly, in the input fields of a plurality of passbook read items 522, the values of the items read from the passbook by the stripe data acquisition unit 104 are automatically input, and are protected as shown by hatching in FIG. The settings are set.

  According to this display example, the value of each item read from the two-dimensional code and the value of each item read from the passbook are displayed on the transaction screen in a format in which the teller cannot be changed. This leads to reduction of the input load on the teller and prevention of input errors.

  As a modification, for example, instead of the number of lines read by the stripe data acquisition unit 104, a line calculated by sensing the printed line in the passbook by the passbook mechanism unit 128 is input to the input field of the number of lines 522a. The number may be entered automatically. Alternatively, the number of lines of the booked statement may be received from the host 30, and the received number of lines may be automatically input.

-Display example 2 (withdrawal transaction)
Next, a display example when the transaction type is the withdrawal transaction will be described with reference to FIGS. FIG. 11 is an explanatory diagram showing a display example (transaction screen 54) of the transaction screen when the slip type is “refund invoice”, the deposit item is “normal”, and the one-line key is pressed. is there.

  As shown in FIG. 11, the transaction screen 54 includes a plurality of two-dimensional code read items 540, a plurality of passbook read items 542, an enter button 546, and a cancel button 548. Note that the contents of the plurality of two-dimensional code read items 540, the plurality of passbook read items 542, and the cancel button 548 correspond to the plurality of two-dimensional code read items 520, the plurality of passbook read items 522, or the cancel button 528, respectively.

  When the input to each input item is completed on the transaction screen 54 and the decision button 546 is selected by the teller, the display control unit 108 displays the seal verification support screen in accordance with the transaction screen determination table 138. It is displayed on the display unit 122.

  The seal verification support screen is a screen for displaying the verification result of the seal imprint registered in advance by the customer with the financial institution and the seal imprinted on the new slip. Note that the seal verification support screen is displayed in the case of a transaction that requires a customer's seal, such as a transaction type of withdrawal transaction.

  FIG. 12 is an explanatory diagram showing a display example of the seal stamp collation support screen (seal stamp collation support screen 56). As shown in FIG. 12, the seal verification support screen 56 includes, for example, a form image 560, a registered seal 562, a form seal 564, a verification image 566, an OK button 568, and a cancel button 570. Here, the form image 560 displays an image obtained by scanning the relevant new slip. The registered seal 562 displays the seal registered with the financial institution by the customer. The form seal 564 displays an image of the seal imprinted on the new slip. Further, as the collation image 566, for example, an image as a result of superimposing the registered seal 562 and the form seal 564 is displayed. The OK button 568 is a button selected by the teller when it is determined that the form seal 564 and the registered seal 562 are the same. The cancel button 570 is a selection button for canceling the transaction.

(2-1-5-2. Control Example 2)
When the determination unit 106 determines that the account number in the two-dimensional code and the account number in the stripe data are not the same, the display control unit 108 displays a warning display such as an error message on the display screen. Display. After the warning display is displayed, the display control unit 108 can automatically cancel execution of the corresponding transaction without displaying the transaction screen.

  As a modified example, when a predetermined key on the input unit 124 is pressed by the teller after the warning display is displayed, the display control unit 108 can display a transaction screen. At this time, the display control unit 108 does not set the protection setting in the input fields of the two-dimensional code read item and the passbook read item on the transaction screen. For this reason, the teller can input data to the input fields of the two-dimensional code read item and the passbook read item by the input unit 124.

  Therefore, for example, when a customer has erroneously input an account number on the tablet terminal 20, the teller can input a correct account number on the transaction screen, and automatic cancellation of the transaction can be avoided. Then, the customer does not need to input the transaction information again on the electronic entry board 4 and print the new slip again.

[2-1-6. Transaction Execution Unit 110]
The transaction execution unit 110 causes the communication unit 120 to transmit a transaction execution request to the host 30 based on the information input on the transaction screen.

[2-1-7. Print control unit 112]
(2-1-7-1. Printing example 1)
When the transaction execution result is received from the host 30, the print control unit 112 causes the printing unit 132 to print an authentication print indicating the received transaction execution result on the new slip to be transacted.

  If the predetermined condition is not satisfied, the print control unit 112 causes the print unit 132 to further print a character that makes the two-dimensional code unreadable on the new slip. Further, in the above case, the print control unit 112 determines that the text indicating that the reading of the two-dimensional code has been completed, the description content of the specific item such as “name” in the new slip and the authentication print included in the authentication print. The printing unit 132 further prints a word for causing the person in charge to check the print content of the specific item with the person in charge. In the above case, the print control unit 112 may simultaneously print the four types of prints on the new slip.

  Here, the predetermined condition is that the transaction amount is not specified in the two-dimensional code printed on the new slip, or that the transaction amount is 0 yen. Further, the predetermined condition may be that a transaction amount included in the two-dimensional code is larger than the predetermined amount. The predetermined condition is that the transaction is a case where the protection setting is automatically canceled on the transaction screen, that is, the determination unit 106 determines that the account number in the two-dimensional code and the account number in the stripe data are not the same. May be a transaction when the transaction is confirmed.

  Here, the function of the print control unit 112 will be described in more detail with reference to FIG. FIG. 13 is an explanatory diagram showing an example (a new post-print form 44) in which the printing section 132 prints on the new form 40 after the transaction using the new form 40 shown in FIG. 3 is executed. It is assumed that the transaction content relating to the new post-print slip 44 shown in FIG. 13 does not satisfy the above-described predetermined condition.

  As shown in FIG. 13, in the new slip 44 after printing, an authentication print 420 is printed inside the authentication print column 402. Further, as shown in FIG. 13, in the new post-print slip 44, a character 440 that renders the two-dimensional code unreadable is further printed on the two-dimensional code 404. Note that the characters 440 to be unreadable may be, for example, one or more characters that fill a predetermined position detection pattern included in the two-dimensional code 404. Further, as shown in FIG. 13, the new voucher 44 after printing indicates that the reading of the two-dimensional code such as “bar-coded name inquiry required” is completed, and the new voucher 44 A word 442 is printed to cause the person in charge to check the content of the description and the print content of the authentication print.

  According to this printing example, characters that render the two-dimensional code unreadable are printed, so that, for example, it is possible to prevent the teller from reading the two-dimensional code again by mistake after executing a transaction. Then, the accuracy of the transaction can be ensured.

  In addition, since the words "bar-coded name reference required" are printed, the person in charge of the financial institution verifies the contents of the authentication print and the contents of the new slip, and the person in charge It can be understood at a glance that only verification needs to be performed.

(2-1-7-2. Printing example 2)
Further, when the predetermined condition is satisfied, the print control unit 112, for example, a character that makes the two-dimensional code unreadable, a word indicating that the two-dimensional code has been read, and In addition, the printing unit 132 does not print all of the text for causing the person in charge to match the description content of the specific item in the new slip with the print content of the specific item included in the authentication print.

  An example of the case where the predetermined condition is satisfied is, for example, when the transaction type is a deposit transaction, a transaction in which the customer deposits the entire amount of cash handed to the teller at the counter 6 (hereinafter, referred to as “only deposit”). ), Or a transaction using another store ticket, such as a bill or a check, for which the deposit amount is not fixed when printing the two-dimensional code. In the transaction using the other store ticket, it is necessary to conduct the transaction with the transaction amount described in the other store ticket. Therefore, the teller of the counter 6 uses the amount described in the other store ticket received from the customer. It is necessary to confirm and then input the confirmed amount to the business office terminal 10 as the transaction amount.

  Another example of the case where the predetermined condition is satisfied is that the determination unit 106 determines that the account number in the two-dimensional code is not the same as the account number in the stripe data, and displays a warning after displaying a warning display. This is a transaction when transaction information is directly input by a teller on the screen.

  According to this print example, if a predetermined condition is satisfied, basically, only the authentication print is printed on the relevant new slip. Then, the person in charge of the financial institution verifies the contents of the authentication print and the contents of the voucher for each item as in the past.

[2-1-8. Communication unit 120]
The communication unit 120 is an example of a receiving unit according to the present invention. The communication unit 120 transmits and receives information to and from another device via, for example, the dedicated network 32. For example, the communication unit 120 transmits a transaction execution request to the host 30 under the control of the transaction execution unit 110. In addition, the communication unit 120 receives the execution result of the transaction from the host 30.

[2-1-9. Display unit 122]
The display unit 122 displays various display screens under the control of the control unit 100.

[2-1-10. Input unit 124]
The input unit 124 receives various input operations such as input of characters by a teller.

[2-1-11. Scan Unit 126]
The scanning unit 126 optically reads a paper medium and records it as a digital still image. For example, the scanning unit 126 records the paper medium as a digital image by irradiating the arranged paper medium with light and converting the reflected light into an electric signal by an image sensor. Note that the scanning unit 126 can also scan only a partial area such as a two-dimensional code included in a new slip.

  The scanning unit 126 may be, for example, a fixed scanner, a handy scanner, or a direct scanner.

[2-1-12. Passbook mechanism 128]
The passbook mechanism 128 has a passbook insertion slot (not shown) for inserting a passbook. The passbook mechanism unit 128 performs various operations with respect to the passbook inserted into the passbook insertion slot, such as reading recorded contents, recording traded information, and discharging the passbook.

[2-1-13. Storage unit 130]
The storage unit 130 stores various data such as a transaction screen table 134, a two-dimensional code definition table 136, and a transaction screen determination table 138, for example.

(2-1-13-1. Transaction screen table 134)
The transaction screen table 134 is a table in which the screen number of the transaction screen and the layout information of the screen are stored in association with each other. For example, in the transaction screen table 134, layout information of the transaction screen 52 shown in FIG. 10 is stored in association with the screen number “1001”.

[2-1-14. Printing unit 132]
The printing unit 132 prints character data on a paper medium using, for example, ink or toner.

  Note that the configuration of the branch terminal 10 is not limited to the configuration described above. For example, one or more of the scanning unit 126, the passbook mechanism unit 128, the storage unit 130, and the printing unit 132 are each configured as an independent device capable of communicating with the office terminal 10 instead of being included in the office terminal 10. You may. Further, one or more of the transaction screen table 134 and the two-dimensional code definition table 136 are stored in another device (not shown) capable of communicating with the sales office terminal 10 instead of being stored in the storage unit 130. It is also possible.

<2-2. Operation>
The configuration according to the present embodiment has been described above. Subsequently, the operation according to the present embodiment will be described with reference to FIGS. In the following, an operation example in a case where a customer brings a new slip printed on the electronic entry board 4 to the counter 6 will be described.

  As shown in FIG. 14, first, the display control unit 108 of the office terminal 10 causes the display unit 122 to display a screen request screen as shown in FIG. 8 as an initial state (S101).

  When the customer arrives at the counter 6, the teller at the counter 6 receives a new slip and passbook from the customer. Then, the teller causes the scanning unit 126 of the office terminal 10 to scan the two-dimensional code printed on the received new slip. Thereafter, the two-dimensional code reading unit 102 of the branch terminal 10 reads information included in the two-dimensional code based on the scanned image of the two-dimensional code (S103).

  Subsequently, the determination unit 106 determines whether the value of the common item read in S103 matches the predetermined number (S105). If the value of the common item does not match the predetermined number (S105: No), the display control unit 108 displays an error message on the display screen (S107). Then, the control unit 100 cancels the transaction relating to the new slip.

  On the other hand, if the value of the common item matches the predetermined number (S105: Yes), the teller inserts the received passbook into the passbook mechanism unit 128 of the office terminal 10. Then, the stripe data acquisition unit 104 of the office terminal 10 reads the stripe data from the magnetic stripe of the passbook inserted into the passbook mechanism unit 128 (S109).

  Subsequently, the determination unit 106 compares the account number read from the two-dimensional code in S103 with the account number read from the magnetic stripe in S109 (S111). When the account numbers are not the same (S111: No), the office terminal 10 performs the operation of S107. Then, the office terminal 10 cancels the transaction relating to the new slip. As a modified example, when a predetermined key on the input unit 124 is pressed by the teller after S107, the display control unit 108 can cause the display unit 122 to display a transaction screen.

  On the other hand, if the account numbers are the same (S111: Yes), the display control unit 108 refers to the transaction screen determination table 138, and reads “slip type” and “subject” read in S103, and Is displayed on the display unit 122 in accordance with the pressed state of the one-line key. At this time, the display control unit 108 automatically inputs the corresponding information included in the transaction information read in S103 into the input field related to the transaction information on the transaction screen, and sets the protection setting. Display. Similarly, the display control unit 108 automatically inputs the corresponding information included in the stripe data read in S109 into the input field related to the stripe data on the transaction screen, and sets and displays the protection setting. (S113).

  Here, the operation after S113 will be described with reference to FIG. As shown in FIG. 15, when the transaction amount is specified in the transaction information read in S103 and the transaction amount is larger than “0 yen” (S121: Yes), the teller will be described later. The operation of S125 is performed.

  On the other hand, when the transaction amount is not specified in the transaction information read in S103, or when the transaction amount is specified as “0 yen” (S121: No), the display control unit 108 determines in S113. In the displayed transaction screen, the protection setting of the input field of the item "transaction amount" is automatically released. Then, the teller inputs the amount of cash received from the customer in the input field of the item "transaction amount" (S123). When the cash received from the customer is put into a cash processor (not shown) by a teller, in S123, the sales office terminal 10 automatically inputs the amount counted by the cash processor into the input field. It is also possible.

  Thereafter, the teller selects a transmission key for executing the transaction on the transaction screen (S125). Then, the transaction execution unit 110 of the business office terminal 10 causes the communication unit 120 to transmit a transaction execution request to the host 30 based on the information input on the transaction screen (S127).

  Thereafter, the host 30 executes a transaction based on the request received in S127 (S129). Then, the host 30 transmits the execution result of the transaction in S129 to the office terminal 10 (S131).

  Here, operations after S131 will be described with reference to FIG. As shown in FIG. 16, after S131, the printing unit 132 of the office terminal 10 prints an authentication print indicating the execution result received in S131 on the corresponding new slip under the control of the print control unit 112. Printing is performed (S141).

  Subsequently, under the control of the print control unit 112, the printing unit 132 further prints characters that render the two-dimensional code unreadable on the two-dimensional code of the new slip (S143).

  Thereafter, the sales office terminal 10 checks whether or not the transaction amount has been input by the teller on the transaction screen, that is, whether or not the operation of S123 has been executed (S145). If the operation of S123 has been performed for the corresponding transaction (S145: Yes), the office terminal 10 ends the operation.

  On the other hand, when the operation of S123 is not executed for the corresponding transaction, that is, when the transaction is executed with the transaction amount read from the two-dimensional code (S145: No), the printing unit 132 According to the control, the words "bar-coded name is required" are further printed on the new slip (S147).

<2-3. Effect>
[2-3-1. Effect 1]
As described above with reference to, for example, FIG. 7, FIGS. 14 to 16, and the like, the branch terminal 10 according to the present embodiment includes the account number read from the two-dimensional code printed on the new voucher, If the account number read from the magnetic stripe of the passbook matches, it requests the host 30 to execute a transaction based on the transaction information included in the two-dimensional code, and if the account number does not match, Display a warning display on the display screen.

  For this reason, since the transaction is executed after verifying the account number included in the two-dimensional code, highly secure transaction can be realized. For example, when the customer inputs the account number incorrectly on the tablet terminal 20, it is possible to prevent the transaction from being executed with the wrong information.

  When the value of the common item read from the two-dimensional code does not match the predetermined number, the branch terminal 10 determines that the two-dimensional code is not valid, and It is possible to automatically cancel the execution of the transaction relating to. Therefore, it is possible to prevent a transaction using an unauthorized two-dimensional code from being executed, and to further improve the security of the transaction. For example, it is possible to prevent a transaction using a two-dimensional code created by a malicious person from being executed. Further, when an unrelated form not handled by the sales office 2 is passed from the customer to the teller, and the two-dimensional code printed on the form is mistakenly scanned by the teller, the two-dimensional code Transaction processing can be prevented from being performed using the included information.

[2-3-2. Effect 2]
In the transaction screen, the sales office terminal 10 automatically inputs the corresponding information included in the transaction information read from the two-dimensional code into the input field relating to the transaction information, and the input field relating to the stripe data from the passbook. The corresponding information included in the read stripe data is automatically input, and the protection settings are set in the input fields relating to the transaction information and the input fields relating to the stripe data, respectively, and displayed. Therefore, the value of each item read from the two-dimensional code and the value of each item read from the passbook cannot be changed by the teller on the transaction screen. Therefore, it is possible to guarantee that the transaction is performed in accordance with the transaction information read from the two-dimensional code and the data read from the passbook. In addition, the input load on the teller can be reduced and input errors can be prevented.

[2-3-3. Effect 3]
When the execution result of the transaction is received from the host 30 and the predetermined condition is not satisfied, the office terminal 10 prints the authentication and printing on the new voucher to be transacted. At the same time, three types of characters, which make the two-dimensional code unreadable, and the phrase "bar-coded name reference required" are printed simultaneously. Therefore, for example, it is possible to prevent the teller from reading the two-dimensional code by mistake after executing the transaction. Then, the accuracy of the transaction can be ensured.

  Also, when the person in charge of the financial institution verifies the contents of the authentication print and the contents of the new slip, the person in charge can understand at a glance that it is sufficient to verify only the "name".

  As described above, the branch office terminal 10 can guarantee that the transaction is performed according to the transaction information read from the two-dimensional code and the content of the data read from the passbook. There is no need to verify items other than "name". Therefore, the work load of the verification work by the person in charge is greatly reduced.

[2-3-4. Effect 4]
In the two-dimensional code definition table 136, the format of information stored in the two-dimensional code is registered for each slip type, and is managed centrally. For this reason, for example, when a financial institution wants to issue a new type of slip, the financial institution associates the slip with the format of the information stored in the two-dimensional code and sets the two-dimensional code definition table. 136, and basically does not need to modify the application. Therefore, it becomes possible to issue a new slip at low cost and speedily. Further, the sales office terminal 10 can process a newly issued slip in the same manner as an existing slip.

<< 3. Hardware configuration >>
Next, a hardware configuration of the branch office terminal 10 according to the present embodiment will be described with reference to FIG. As shown in FIG. 17, the branch terminal 10 includes a CPU 150, a ROM (Read Only Memory) 152, a RAM 154, an internal bus 156, an input / output interface 158, an input device 160, a display device 162, and an HDD (Hard Disk Drive) 164. , And a network interface 166.

<3-1. CPU 150>
The CPU 150 functions as an arithmetic processing device and a control device, and controls the overall operation of the office terminal 10 according to various programs. The CPU 150 implements the function of the control unit 100. The CPU 150 is configured by a processor such as a microprocessor.

<3-2. ROM 152>
The ROM 152 stores programs used by the CPU 150, operation parameters, and the like.

<3-3. RAM 154>
The RAM 154 temporarily stores programs used in the execution of the CPU 150 and parameters that change as appropriate in the execution.

<3-4. Internal bus 156>
The internal bus 156 includes a CPU bus and the like. The internal bus 156 interconnects the CPU 150, the ROM 152, and the RAM 154.

<3-5. Input / output interface 158>
The input / output interface 158 connects the input device 160, the display device 162, the HDD 164, and the network interface 166 to the internal bus 156. For example, the HDD 164 exchanges data with the RAM 154 or the like via the input / output interface 158 and the internal bus 156.

<3-6. Input device 160>
The input device 160 includes, for example, an input unit such as a keyboard, a mouse, a button, a microphone, and a switch for a user to input information, and an input control circuit that generates an input signal based on an input by the user and outputs the signal to the CPU 150. It is configured. The input device 160 functions as the input unit 124.

<3-7. Display device 162>
The display device 162 includes, for example, a liquid crystal display (LCD) device, an OLED (Organic Light Emitting Diode) device, a lamp, and the like. The display device 162 functions as the display unit 122.

<3-8. HDD 164>
The HDD 164 is a device for storing data. The HDD 164 includes, for example, a storage medium, a recording device that records data on the storage medium, a reading device that reads data from the storage medium, and a deletion device that deletes data recorded on the storage medium. The HDD 164 stores programs executed by the CPU 150 and various data.

<3-9. Network interface 166>
The network interface 166 is a communication interface including, for example, a communication device for connecting to the dedicated network 32. The network interface 166 functions as the communication unit 120. The network interface 166 may be a wireless LAN compatible communication device, an LTE (Long Term Evolution) compatible communication device, or a wire communication device that performs wired communication.

<< 4. Modifications >>
As described above, the preferred embodiments of the present invention have been described in detail with reference to the accompanying drawings, but the present invention is not limited to such examples. It is obvious that those skilled in the art to which the present invention pertains can conceive various changes or modifications within the scope of the technical idea described in the claims. It is understood that these also belong to the technical scope of the present invention.

<4-1. Modification 1>
For example, a slip occurrence number is issued for each slip to be printed, the slip occurrence number is further stored in the two-dimensional code, and the arrangement order of multiple items stored in the two-dimensional code is changed according to the slip occurrence number May be done. The slip generation number is an example of a form identification number in the present invention.

  Further, the branch office terminal 10 (judgment unit 106) reads the arrangement order of a plurality of items registered in advance in a predetermined database in association with the slip occurrence number read from the two-dimensional code, and reads the order from the two-dimensional code. It is also possible to determine whether or not the arrangement order of the plurality of items matches, and if not, to further determine that the two-dimensional code is not valid.

  According to this modification, it is possible to more accurately verify the validity of the information stored in the two-dimensional code. Then, the security of the transaction can be further improved.

<4-2. Modification 2>
In the above description, an example in which a customer prints a form on the electronic book board 4 in the business office 2 has been described, but the present invention is not limited to this example. For example, an individual or corporate customer can print a form using a printer at home or in the office. More specifically, the financial institution first provides a customer with an application for creating a form, and the customer inputs transaction information using the provided application, and then creates a form including the entered transaction information. Is printed by a printer at home or office. Then, the customer can carry out a transaction in the same manner as in the above-described embodiment by bringing the printed form to the counter 6 of the sales office 2.

<4-3. Modification 3>
Further, in the above-described embodiment, the example in which the branch terminal 10 and the tablet terminal 20 are applied to the transaction system in the branch 2 of the financial institution has been described, but the present invention is not limited to such an example. The office terminal 10 and the tablet terminal 20 are applicable to all systems that perform business using a form on which a two-dimensional code is printed.

<4-4. Modification 4>
Further, according to the present embodiment, it is also possible to provide a computer program for causing hardware such as the CPU 150, the ROM 152, and the RAM 154 to perform the same functions as those of the configuration of the branch terminal 10 according to the present embodiment. Also provided is a recording medium on which the computer program is recorded.

4 Electronic Bookkeeping Table 10 Office Terminal 20 Tablet Terminal 22 Printer 30 Host 32 Private Network 100 Control Unit 102 2D Code Reading Unit 104 Stripe Data Acquisition Unit 106 Judgment Unit 108 Display Control Unit 110 Transaction Execution Unit 112 Print Control Unit 120 Communication Unit 122 display unit 124 input unit 126 scanning unit 128 passbook mechanism unit 130 storage unit 132 printing unit 134 transaction screen table 136 two-dimensional code definition table

Claims (12)

A two-dimensional code reader that reads the first account number and the transaction information from a two-dimensional barcode that is printed on a form and that records the customer's first account number and transaction information;
A passbook reading unit that reads a second account number included in the magnetic stripe of the customer's passbook;
When the first account number and the second account number match, the host computer is requested to execute a transaction based on the transaction information included in the two-dimensional barcode by an instruction from an input unit of an operator. A transaction execution unit that performs
When the execution result of the transaction is received from the host computer, a printing unit that performs an authentication print indicating the execution result of the received transaction on the form,
A display controller configured to display an error message on a display screen when the first account number does not match the second account number;
Equipped with a,
The printing unit performs the authentication printing when the transaction information satisfies a predetermined condition,
If the transaction information does not satisfy the predetermined condition, the information processing apparatus performs the authentication printing and the printing for making the two-dimensional barcode unreadable . The information processing device according to claim 1 , wherein the predetermined condition is that a transaction amount is not specified in the transaction information, or that the transaction amount included in the transaction information is 0 yen. The information processing apparatus according to claim 1 , wherein the predetermined condition is that a transaction amount included in the transaction information is larger than a predetermined amount. The printing unit according to any one of claims 1 to 3 , wherein when the execution result of the transaction is received, the printing unit further prints a word indicating that the reading of the two-dimensional barcode is completed on the form. An information processing apparatus according to claim 1. The printing unit is configured to, when the execution result of the transaction is received, a text for causing a user to collate a description content of a specific item in the form with a print content of the specific item included in the authentication print. The information processing apparatus according to claim 4 , wherein the information is further printed on the form. The transaction execution unit according to any one of claims 1 to 5 , wherein the transaction execution unit does not request the host computer to execute the transaction when the first account number and the second account number do not match. An information processing apparatus according to claim 1. The information processing apparatus further includes an input unit that receives an input by an operator,
The two-dimensional code reading unit further reads the transaction information from the two-dimensional barcode,
The information processing device according to any one of claims 1 to 6 , wherein the display control unit further causes the operator to display the transaction information on a transaction screen in a format that cannot be changed by the operator. The information processing apparatus further includes an input unit that receives an input by an operator,
The transaction execution unit further requests the host computer to execute a transaction based on the input transaction information when transaction information is input by the operator after the display of the error message. the information processing apparatus according to any one of 6. The two-dimensional barcode further includes a security item,
The information processing apparatus further includes a determination unit that determines whether the two-dimensional barcode is valid based on a value of a security item read from the two-dimensional barcode,
Wherein the display control unit, when the two-dimensional bar code is determined not to be valid, displays the error message on the display screen, the information processing apparatus according to any one of claims 1-8. The two-dimensional barcode further includes a form identification number,
The determining unit may further include: a list order of the plurality of items registered in association with the form identification number read from the two-dimensional barcode; and a list order of the plurality of items included in the two-dimensional barcode. 10. The information processing device according to claim 9 , wherein if the two do not match, the two-dimensional barcode is determined to be invalid. The information according to any one of claims 1 to 10 , wherein an array of a plurality of items included in the two-dimensional barcode is registered in a database in association with a type of a form on which the two-dimensional barcode is printed. Processing equipment. Computer
A two-dimensional code reader that reads the first account number and the transaction information from a two-dimensional barcode that is printed on a form and that records the customer's first account number and transaction information;
A passbook reading unit that reads a second account number included in the magnetic stripe of the customer's passbook;
When the first account number and the second account number match, the host computer is requested to execute a transaction based on the transaction information included in the two-dimensional barcode by an instruction from an input unit of an operator. A transaction execution unit that performs
When the execution result of the transaction is received from the host computer, a printing unit that performs an authentication print indicating the execution result of the received transaction on the form,
When said first account number and the second account number do not match, and a display control unit for displaying an error message on the display screen,
The printing unit performs the authentication printing when the transaction information satisfies a predetermined condition,
If the transaction information does not satisfy the predetermined condition, perform the authentication printing and printing that makes the two-dimensional bar code unreadable,
A program for functioning as an information processing device .

Images