HUE037980T2 - Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer - Google Patents
Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszerInfo
- Publication number
- HUE037980T2 HUE037980T2 HUE11734250A HUE11734250A HUE037980T2 HU E037980 T2 HUE037980 T2 HU E037980T2 HU E11734250 A HUE11734250 A HU E11734250A HU E11734250 A HUE11734250 A HU E11734250A HU E037980 T2 HUE037980 T2 HU E037980T2
- Authority
- HU
- Hungary
- Prior art keywords
- communication networks
- transmission over
- payment data
- open communication
- over open
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3263—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
- H04L2209/805—Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Data Exchanges In Wide-Area Networks (AREA)
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| AU2010900195A AU2010900195A0 (en) | 2010-01-19 | Method device and system for securing payment data for transmission over open communication networks |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| HUE037980T2 true HUE037980T2 (hu) | 2018-09-28 |
Family
ID=44306300
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| HUE11734250A HUE037980T2 (hu) | 2010-01-19 | 2011-01-19 | Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer |
Country Status (12)
| Country | Link |
|---|---|
| US (2) | US11263625B2 (hu) |
| EP (1) | EP2526514B1 (hu) |
| AU (1) | AU2011207108B2 (hu) |
| DK (1) | DK2526514T3 (hu) |
| ES (1) | ES2672920T3 (hu) |
| HR (1) | HRP20180862T1 (hu) |
| HU (1) | HUE037980T2 (hu) |
| NO (1) | NO2526514T3 (hu) |
| PL (1) | PL2526514T3 (hu) |
| PT (1) | PT2526514T (hu) |
| TR (1) | TR201808160T4 (hu) |
| WO (1) | WO2011088508A1 (hu) |
Families Citing this family (41)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9619801B2 (en) * | 2010-08-02 | 2017-04-11 | Stanton Management Group, Inc. | User positive approval and authentication services (UPAAS) |
| EP2742475A4 (en) * | 2011-08-08 | 2015-01-07 | Visa Int Service Ass | PAYMENT DEVICE WITH INTEGRATED CHIP |
| FI20115945A0 (fi) | 2011-09-28 | 2011-09-28 | Onsun Oy | Maksujärjestelmä |
| CN103164635A (zh) * | 2011-12-15 | 2013-06-19 | 中国银联股份有限公司 | 基于扩展参数集的安全性信息交互系统、装置及方法 |
| AP2014007920A0 (en) | 2012-02-22 | 2014-09-30 | Visa Int Service Ass | Data security system using mobile communications device |
| WO2013130982A1 (en) * | 2012-03-01 | 2013-09-06 | Mastercard International Incorporated Dba Mastercard Worldwide | Systems and methods for mapping a mobile cloud account to a payment account |
| US10535064B2 (en) * | 2012-03-19 | 2020-01-14 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
| AU2013235387A1 (en) | 2012-03-19 | 2014-10-09 | Fidelity Information Services, Llc | Systems and methods for real-time account access |
| EP2654275A1 (en) * | 2012-04-21 | 2013-10-23 | BlackBerry Limited | System and method for transmitting application data between two communication devices |
| US20140164243A1 (en) * | 2012-12-07 | 2014-06-12 | Christian Aabye | Dynamic Account Identifier With Return Real Account Identifier |
| KR102123494B1 (ko) | 2013-07-15 | 2020-06-29 | 비자 인터네셔널 서비스 어소시에이션 | 보안 원격 지불 거래 처리 |
| EP3843023A1 (en) * | 2013-08-15 | 2021-06-30 | Visa International Service Association | Secure remote payment transaction processing using a secure element |
| EP3047437A4 (en) | 2013-09-20 | 2017-03-08 | Visa International Service Association | Secure remote payment transaction processing including consumer authentication |
| US11004069B2 (en) * | 2013-10-03 | 2021-05-11 | Nxp B.V. | Article and method for transaction irregularity detection |
| AU2014256396B2 (en) * | 2013-11-15 | 2020-08-20 | Fidelity Information Services, Llc | Systems and methods for real-time account access |
| US10395246B2 (en) | 2013-12-30 | 2019-08-27 | Tencent Technology (Shenzhen) Company Limited | System and method for verifying identity information using a social networking application |
| US20150294362A1 (en) * | 2014-04-15 | 2015-10-15 | First Data Corporation | Systems and Methods for Managing Account Information |
| US10546293B2 (en) * | 2014-05-29 | 2020-01-28 | Apple Inc. | Apparatuses and methods for using a random authorization number to provide enhanced security for a secure element |
| US10089607B2 (en) | 2014-09-02 | 2018-10-02 | Apple Inc. | Mobile merchant proximity solution for financial transactions |
| WO2016134016A1 (en) * | 2015-02-17 | 2016-08-25 | Visa International Service Association | Token and cryptogram using transaction specific information |
| US11138585B2 (en) * | 2015-03-11 | 2021-10-05 | Paypal, Inc. | NFC cookies for enhanced mobile transactions and payments |
| SG11201803549UA (en) * | 2015-09-30 | 2018-05-30 | Bluechain Pty Ltd | Method for authenticating and authorising a transaction using a portable device |
| US10861019B2 (en) | 2016-03-18 | 2020-12-08 | Visa International Service Association | Location verification during dynamic data transactions |
| FR3053548B1 (fr) * | 2016-06-30 | 2019-07-19 | Ingenico Group | Procede d'authentification de donnees de paiement, dispositifs et programmes correspondants. |
| CN109496405B (zh) * | 2016-07-29 | 2022-05-17 | 维萨国际服务协会 | 利用密码技术的多装置认证方法和系统 |
| AU2017341670A1 (en) * | 2016-10-11 | 2019-05-02 | Bluechain Pty Ltd | Effecting initiation and authorization of transactions between mobile devices |
| RU2641219C1 (ru) * | 2016-12-09 | 2018-01-16 | Общество с ограниченной ответственностью "Технологии" | Способ обработки данных для безналичной оплаты |
| GB2562199B (en) * | 2017-02-03 | 2022-02-16 | Worldpay Ltd | Terminal for conducting electronic transactions |
| US11301847B1 (en) * | 2018-02-15 | 2022-04-12 | Wells Fargo Bank, N.A. | Systems and methods for an authorized identification system |
| US11687929B2 (en) * | 2018-03-23 | 2023-06-27 | American Express Travel Related Services Co., Inc. | Authenticated secure online and offline transactions |
| US11756029B2 (en) * | 2018-08-27 | 2023-09-12 | Mastercard International Incorporated | Secured end-to-end communication for remote payment verification |
| US11777709B2 (en) * | 2019-09-19 | 2023-10-03 | Visa International Service Association | System and method for using dynamic tag content |
| US11157928B2 (en) * | 2019-10-22 | 2021-10-26 | Capital One Services, Llc | Systems and methods for using a predictive engine to predict failures in machine-learning trained systems |
| US10657754B1 (en) | 2019-12-23 | 2020-05-19 | Capital One Services, Llc | Contactless card and personal identification system |
| US10885519B1 (en) * | 2020-02-17 | 2021-01-05 | Mautinoa Technologies, LLC | Mobile transaction platform |
| US12165149B2 (en) | 2020-08-12 | 2024-12-10 | Capital One Services, Llc | Systems and methods for user verification via short-range transceiver |
| US11704649B2 (en) * | 2020-09-03 | 2023-07-18 | Mastercard International Incorporated | Contactless payment relay attack protection |
| CA3167592A1 (en) | 2021-08-31 | 2023-02-28 | Yuexi Chen | Efficient interaction processing using secret |
| US12225111B2 (en) * | 2022-03-08 | 2025-02-11 | SanDisk Technologies, Inc. | Authorization requests from a data storage device to multiple manager devices |
| WO2024026135A1 (en) * | 2022-07-29 | 2024-02-01 | Visa International Service Association | Method, system, and computer program product for cryptogram-based transactions |
| WO2024196410A1 (en) * | 2023-03-17 | 2024-09-26 | Visa International Service Association | Secure personal identification number entry for transactions using a portable electronic device |
Family Cites Families (29)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5949044A (en) * | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
| FR2765706B1 (fr) * | 1997-07-04 | 1999-10-01 | Sgs Thomson Microelectronics | Lecteur de cartes a puces a protocole de transmission rapide |
| EP0950968A4 (en) * | 1997-08-13 | 2004-05-19 | Matsushita Electric Industrial Co Ltd | MOBILE ELECTRONIC TRADING SYSTEM |
| US6327578B1 (en) * | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
| US7249097B2 (en) * | 1999-06-18 | 2007-07-24 | Echarge Corporation | Method for ordering goods, services, and content over an internetwork using a virtual payment account |
| AU5728001A (en) | 2000-04-24 | 2001-11-07 | Visa Int Service Ass | Online payer authentication service |
| US7024395B1 (en) * | 2000-06-16 | 2006-04-04 | Storage Technology Corporation | Method and system for secure credit card transactions |
| US6938019B1 (en) * | 2000-08-29 | 2005-08-30 | Uzo Chijioke Chukwuemeka | Method and apparatus for making secure electronic payments |
| US7103575B1 (en) * | 2000-08-31 | 2006-09-05 | International Business Machines Corporation | Enabling use of smart cards by consumer devices for internet commerce |
| US7111789B2 (en) * | 2001-08-31 | 2006-09-26 | Arcot Systems, Inc. | Enhancements to multi-party authentication and other protocols |
| GB0204620D0 (en) * | 2002-02-28 | 2002-04-10 | Europay Internat N V | Chip authentication programme |
| US20100145818A1 (en) * | 2002-09-30 | 2010-06-10 | Ifedayo Udiani | Electronic Credit/Debit Cardless Payment Processing System and Method PSM |
| WO2004049273A1 (en) | 2002-11-27 | 2004-06-10 | Institute For Infocomm Research | Peer to peer electronic-payment system |
| CN1635525A (zh) * | 2003-12-31 | 2005-07-06 | 中国银联股份有限公司 | 一种安全的网上支付系统及安全的网上支付认证方法 |
| US20080195498A1 (en) * | 2004-09-28 | 2008-08-14 | First Data Corporation | Wireless network systems having accessibility based on usage of an account |
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| US20070255662A1 (en) * | 2006-03-30 | 2007-11-01 | Obopay Inc. | Authenticating Wireless Person-to-Person Money Transfers |
| US20070244811A1 (en) * | 2006-03-30 | 2007-10-18 | Obopay Inc. | Mobile Client Application for Mobile Payments |
| US20080059370A1 (en) * | 2006-08-30 | 2008-03-06 | Cardit, Llc | System and Method for Third Party Payment Processing of Credit Cards |
| US9846866B2 (en) | 2007-02-22 | 2017-12-19 | First Data Corporation | Processing of financial transactions using debit networks |
| WO2008144586A1 (en) * | 2007-05-18 | 2008-11-27 | Smarttouch, Inc. | System and method for enhanced communications via small data rate communication systems |
| US8249935B1 (en) * | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping |
| US8214298B2 (en) | 2008-02-26 | 2012-07-03 | Rfinity Corporation | Systems and methods for performing wireless financial transactions |
| US20100250704A1 (en) * | 2009-03-26 | 2010-09-30 | Verizon Patent And Licensing Inc. | Peer-to-peer content distribution with digital rights management |
| US20110066550A1 (en) * | 2009-09-16 | 2011-03-17 | Shank Clinton L | System and method for a secure funds transfer |
| US8508367B2 (en) * | 2009-09-21 | 2013-08-13 | Checkpoint Systems, Inc. | Configurable monitoring device |
| US8661258B2 (en) * | 2009-10-23 | 2014-02-25 | Vasco Data Security, Inc. | Compact security device with transaction risk level approval capability |
| US8761809B2 (en) * | 2009-11-25 | 2014-06-24 | Visa International Services Association | Transaction using a mobile device with an accelerometer |
| WO2012142045A2 (en) * | 2011-04-11 | 2012-10-18 | Visa International Service Association | Multiple tokenization for authentication |
-
2011
- 2011-01-19 DK DK11734250.1T patent/DK2526514T3/en active
- 2011-01-19 TR TR2018/08160T patent/TR201808160T4/tr unknown
- 2011-01-19 US US13/574,193 patent/US11263625B2/en active Active
- 2011-01-19 EP EP11734250.1A patent/EP2526514B1/en active Active
- 2011-01-19 HU HUE11734250A patent/HUE037980T2/hu unknown
- 2011-01-19 HR HRP20180862TT patent/HRP20180862T1/hr unknown
- 2011-01-19 PL PL11734250T patent/PL2526514T3/pl unknown
- 2011-01-19 AU AU2011207108A patent/AU2011207108B2/en active Active
- 2011-01-19 PT PT117342501T patent/PT2526514T/pt unknown
- 2011-01-19 NO NO11734250A patent/NO2526514T3/no unknown
- 2011-01-19 WO PCT/AU2011/000055 patent/WO2011088508A1/en active Application Filing
- 2011-01-19 ES ES11734250.1T patent/ES2672920T3/es active Active
-
2020
- 2020-05-28 US US16/885,515 patent/US20200286088A1/en not_active Abandoned
Also Published As
| Publication number | Publication date |
|---|---|
| US20200286088A1 (en) | 2020-09-10 |
| AU2011207108A1 (en) | 2012-09-06 |
| EP2526514A1 (en) | 2012-11-28 |
| PT2526514T (pt) | 2018-06-19 |
| US20130191290A1 (en) | 2013-07-25 |
| PL2526514T3 (pl) | 2018-10-31 |
| EP2526514B1 (en) | 2018-03-14 |
| EP2526514A4 (en) | 2014-03-19 |
| HRP20180862T1 (hr) | 2018-08-24 |
| NO2526514T3 (hu) | 2018-08-11 |
| US11263625B2 (en) | 2022-03-01 |
| DK2526514T3 (en) | 2018-06-18 |
| TR201808160T4 (tr) | 2018-07-23 |
| AU2011207108B2 (en) | 2014-06-26 |
| ES2672920T3 (es) | 2018-06-18 |
| WO2011088508A1 (en) | 2011-07-28 |
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