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FR3068555B1 - Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites - Google Patents

Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites Download PDF

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Publication number
FR3068555B1
FR3068555B1 FR1756134A FR1756134A FR3068555B1 FR 3068555 B1 FR3068555 B1 FR 3068555B1 FR 1756134 A FR1756134 A FR 1756134A FR 1756134 A FR1756134 A FR 1756134A FR 3068555 B1 FR3068555 B1 FR 3068555B1
Authority
FR
France
Prior art keywords
electronic device
change
transaction
device during
limits
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
FR1756134A
Other languages
English (en)
Other versions
FR3068555A1 (fr
Inventor
Francis Chamberot
Oliveira Marco De
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Idemia France SAS
Original Assignee
Oberthur Technologies SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Oberthur Technologies SA filed Critical Oberthur Technologies SA
Priority to FR1756134A priority Critical patent/FR3068555B1/fr
Publication of FR3068555A1 publication Critical patent/FR3068555A1/fr
Application granted granted Critical
Publication of FR3068555B1 publication Critical patent/FR3068555B1/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/71Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information
    • G06F21/77Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information in smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4033Local solvency checks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Mathematical Physics (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Procédé de vérification mis en œuvre par un dispositif électronique au cours d'au moins une transaction réalisée par le dispositif électronique, le procédé comprenant : - une vérification (E01) de la pertinence d'une valeur limite d'un premier indicateur de suivi des transactions réalisées par le dispositif électronique à partir d'au moins un deuxième indicateur de suivi des transactions réalisées par le dispositif électronique, - si ladite valeur limite n'est pas pertinente, un changement (E02) de ladite valeur limite.
FR1756134A 2017-06-30 2017-06-30 Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites Active FR3068555B1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR1756134A FR3068555B1 (fr) 2017-06-30 2017-06-30 Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR1756134A FR3068555B1 (fr) 2017-06-30 2017-06-30 Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites
FR1756134 2017-06-30

Publications (2)

Publication Number Publication Date
FR3068555A1 FR3068555A1 (fr) 2019-01-04
FR3068555B1 true FR3068555B1 (fr) 2021-04-23

Family

ID=60450742

Family Applications (1)

Application Number Title Priority Date Filing Date
FR1756134A Active FR3068555B1 (fr) 2017-06-30 2017-06-30 Procede de verification mis en oeuvre par un dispositif electronique au cours d'au moins une transaction avec changement de limites

Country Status (1)

Country Link
FR (1) FR3068555B1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3091945A1 (fr) * 2019-01-22 2020-07-24 Idemia France Procédé de transaction avec une devise différente, et dispositif correspondant
FR3104778B1 (fr) * 2019-12-13 2021-11-19 Idemia France Traitement de transactions selon un profil opérationnel

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070168260A1 (en) * 2005-09-30 2007-07-19 Mastercard International Incorporated Payment apparatus and method
US9911154B2 (en) * 2010-07-08 2018-03-06 Mastercard International Incorporated Apparatus and method for dynamic offline balance management for preauthorized smart cards
WO2013109134A1 (fr) * 2012-01-16 2013-07-25 Mobile Money International Sdn Bhd Carte intelligente de paiement hybride
JP5673902B1 (ja) * 2013-07-10 2015-02-18 日本電気株式会社 決済システム、サーバ装置、端末装置、方法、および、プログラム

Also Published As

Publication number Publication date
FR3068555A1 (fr) 2019-01-04

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