FR2987474A1 - METHOD FOR AUTHENTICATING THE HOLDER OF A CHIP CARD - Google Patents
METHOD FOR AUTHENTICATING THE HOLDER OF A CHIP CARD Download PDFInfo
- Publication number
- FR2987474A1 FR2987474A1 FR1200540A FR1200540A FR2987474A1 FR 2987474 A1 FR2987474 A1 FR 2987474A1 FR 1200540 A FR1200540 A FR 1200540A FR 1200540 A FR1200540 A FR 1200540A FR 2987474 A1 FR2987474 A1 FR 2987474A1
- Authority
- FR
- France
- Prior art keywords
- card
- holder
- photograph
- biometric characteristics
- person
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/40—User authentication by quorum, i.e. whereby two or more security principals are required
Landscapes
- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Theoretical Computer Science (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Collating Specific Patterns (AREA)
Abstract
Procédé d'identification du détenteur d'une carte à puce consistant, dans un premier temps à vérifier la concordance entre le code entré et celui porté sur la carte puis, dans un second temps et si le premier contrôle est positif, à contrôler les concordances entre les caractéristiques biométriques de la photographie introduites dans la puce lors de l'établissement de la carte et les caractéristiques biométriques de la photographie de la personne qui présente ladite carte.A method of identifying the holder of a smart card consisting, first of all, in checking the agreement between the code entered and that on the card, then, in a second step, and if the first control is positive, checking the concordances between the biometric characteristics of the photograph introduced into the chip during the establishment of the card and the biometric characteristics of the photograph of the person who presents said card.
Description
La présente invention est relative à un procédé d'authentification du détenteur d'une carte à puce. L'exemple le plus connu d'usage de cartes à puce est celui constitué 5 par les cartes bancaires qui permettent, notamment, d'effectuer des paiements ou de retirer de l'argent auprès des distributeurs automatiques de billets (dénommés DAB). Lors de l'utilisation d'une carte à puce, il faut justifier que la personne 10 qui la présente est bien la détentrice de la carte. Ainsi, chaque carte est délivrée avec un code qui est inscrit sur la puce et communiqué de façon secrète au détenteur. 15 Pour utiliser la carte, le détenteur doit entrer son code dans le terminal qui le compare à celui inscrit dans la puce. S'il n'y a pas concordance la transaction est refusée. Avec la généralisation de ces cartes, les fraudes se sont multipliées, la 20 plus fréquente consistant, après le vol de la carte, à obtenir le code soit par ruse soit par violence. L'objet de l'invention consiste à prévoir un second système d'authentification dont la mise en oeuvre est totalement indépendante de la 25 volonté de la personne qui présente la carte. Le procédé d'authentification du détenteur d'une carte à puce consiste, dans un premier temps à vérifier la concordance entre le code entré et celui porté sur la carte puis, dans un second temps et si le premier contrôle est positif, à contrôler les concordances entre les caractéristiques biométriques de la photographie introduites dans la puce lors de l'établissement de la carte et les caractéristiques biométriques de la photographie de la personne qui présente ladite carte. L'authentification s'effectue, donc, en deux temps, dans un premier temps, le terminal compare le code inscrit et celui entré, s'il n'y a pas concordance la transaction est refusée, dans un second temps et si il y a concordance le terminal effectue le contrôle biométrique. Dans le cas où la carte devrait être utilisée par plusieurs personnes, la carte comportera les caractéristiques biométriques de la photographie de chacune des personnes autorisées. 15 La mise en oeuvre du procédé de l'invention ne posera pas de problème car, à l'heure actuelle, la plupart des DAB comporte une caméra qui vise la fente d'introduction de la carte pour s'assurer que la personne située devant ladite fente ne tente pas des manoeuvres délictueuses. Pour la mise en oeuvre du procédé de l'invention, il suffira de réorienter la caméra existante. 20 Cette caméra pourra donc être avantageusement utilisée pour photographier la personne qui présente la carte. Dans le cas de l'utilisation de la carte avec un ordinateur personnel ou 25 un téléphone mobile, c'est la caméra frontale de l'ordinateur ou du téléphone qui sera utilisée. 10 Pour les terminaux, utilisés par les commerçants, qui comportent une caméra embarquée, le procédé de l'invention prévoit d'utiliser le même procédé d'identification que celui décrit ci-dessus. The present invention relates to a method of authentication of the holder of a smart card. The best-known example of smart card use is that constituted by bank cards which make it possible, in particular, to make payments or to withdraw money from ATMs (called ATMs). When using a smart card, it must be justified that the person who presents it is indeed the card holder. Thus, each card is issued with a code that is written on the chip and secretly communicated to the cardholder. To use the card, the cardholder must enter his code in the terminal which compares it with the one entered in the chip. If there is no match, the transaction is refused. With the generalization of these cards, frauds have multiplied, the most frequent consisting, after the theft of the card, to obtain the code either by trick or by violence. The object of the invention is to provide a second authentication system whose implementation is completely independent of the will of the person presenting the card. The authentication process of the holder of a smart card consists, first of all, in checking the correspondence between the code entered and the one carried on the card, then, in a second step and if the first control is positive, in controlling the concordances between the biometric characteristics of the photograph introduced into the chip during the establishment of the card and the biometric characteristics of the photograph of the person presenting the card. The authentication is done, therefore, in two stages, at first, the terminal compares the code entered and that entered, if there is no agreement the transaction is refused, in a second time and if there concordance the terminal carries out the biometric check. In the case where the card should be used by more than one person, the card will include the biometric features of the photograph of each authorized person. The implementation of the method of the invention will not be a problem since, at present, most DABs include a camera which aims at the slot for introducing the card to ensure that the person in front said slot does not attempt criminal maneuvers. For the implementation of the method of the invention, it will be sufficient to reorient the existing camera. This camera can therefore be advantageously used to photograph the person presenting the card. In the case of using the card with a personal computer or a mobile phone, the front camera of the computer or telephone will be used. For terminals, used by merchants, which include an on-board camera, the method of the invention provides for using the same identification method as that described above.
De cette façon, le commerçant n'aura pas à intervenir. In this way, the trader will not have to intervene.
Claims (1)
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR1200540A FR2987474A1 (en) | 2012-02-24 | 2012-02-24 | METHOD FOR AUTHENTICATING THE HOLDER OF A CHIP CARD |
| PCT/FR2013/000048 WO2013124551A1 (en) | 2012-02-24 | 2013-02-21 | Method of authenticating the holder of a chip card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR1200540A FR2987474A1 (en) | 2012-02-24 | 2012-02-24 | METHOD FOR AUTHENTICATING THE HOLDER OF A CHIP CARD |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| FR2987474A1 true FR2987474A1 (en) | 2013-08-30 |
Family
ID=48083443
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| FR1200540A Pending FR2987474A1 (en) | 2012-02-24 | 2012-02-24 | METHOD FOR AUTHENTICATING THE HOLDER OF A CHIP CARD |
Country Status (2)
| Country | Link |
|---|---|
| FR (1) | FR2987474A1 (en) |
| WO (1) | WO2013124551A1 (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4993068A (en) * | 1989-11-27 | 1991-02-12 | Motorola, Inc. | Unforgeable personal identification system |
| US20070241861A1 (en) * | 2006-04-18 | 2007-10-18 | Venkatanna Kumar B | Methods and systems for secured access to devices and systems |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7634662B2 (en) * | 2002-11-21 | 2009-12-15 | Monroe David A | Method for incorporating facial recognition technology in a multimedia surveillance system |
-
2012
- 2012-02-24 FR FR1200540A patent/FR2987474A1/en active Pending
-
2013
- 2013-02-21 WO PCT/FR2013/000048 patent/WO2013124551A1/en not_active Ceased
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4993068A (en) * | 1989-11-27 | 1991-02-12 | Motorola, Inc. | Unforgeable personal identification system |
| US20070241861A1 (en) * | 2006-04-18 | 2007-10-18 | Venkatanna Kumar B | Methods and systems for secured access to devices and systems |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2013124551A1 (en) | 2013-08-29 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| AU | Other action affecting the ownership or exploitation of an industrial property right |
Effective date: 20131119 |
|
| TP | Transmission of property |
Owner name: JACQUES SALMON, FR Effective date: 20131119 |
|
| PLFP | Fee payment |
Year of fee payment: 4 |