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FI20002804A7 - Maksujärjestelmä - Google Patents

Maksujärjestelmä Download PDF

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Publication number
FI20002804A7
FI20002804A7 FI20002804A FI20002804A FI20002804A7 FI 20002804 A7 FI20002804 A7 FI 20002804A7 FI 20002804 A FI20002804 A FI 20002804A FI 20002804 A FI20002804 A FI 20002804A FI 20002804 A7 FI20002804 A7 FI 20002804A7
Authority
FI
Finland
Prior art keywords
service
product
price
billing
limit
Prior art date
Application number
FI20002804A
Other languages
English (en)
Swedish (sv)
Other versions
FI20002804L (fi
FI20002804A0 (fi
Inventor
Aki T Korhonen
Markus Martin
Original Assignee
Nokia Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Corp filed Critical Nokia Corp
Priority to FI20002804A priority Critical patent/FI20002804A7/fi
Publication of FI20002804A0 publication Critical patent/FI20002804A0/fi
Priority to EP01271595A priority patent/EP1344164A1/en
Priority to US10/204,057 priority patent/US6830179B2/en
Priority to AU2002217196A priority patent/AU2002217196A1/en
Priority to KR1020027010864A priority patent/KR20030005200A/ko
Priority to PCT/FI2001/001091 priority patent/WO2002050727A1/en
Priority to JP2002551753A priority patent/JP2004516581A/ja
Publication of FI20002804L publication Critical patent/FI20002804L/fi
Publication of FI20002804A7 publication Critical patent/FI20002804A7/fi

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/51—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/745—Customizing according to wishes of subscriber, e.g. friends or family
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/80—Rating or billing plans; Tariff determination aspects
    • H04M15/8033—Rating or billing plans; Tariff determination aspects location-dependent, e.g. business or home
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/83—Notification aspects
    • H04M15/85—Notification aspects characterised by the type of condition triggering a notification
    • H04M15/854—Available credit
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/88—Provision for limiting connection, or expenditure
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0108—Customization according to wishes of subscriber, e.g. customer preferences, friends and family, selecting services or billing options, Personal Communication Systems [PCS]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0116—Provision for limiting expenditure, e.g. limit on call expenses or account
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20—Technology dependant metering
    • H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32—Involving wireless systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/54—Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/74—Rating aspects, e.g. rating parameters or tariff determination apects
    • H04M2215/7435—Location dependent, e.g. Bussiness or home
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
    • H04M2215/815—Notification when a specific condition, service or event is met
    • H04M2215/8166—Available credit

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Tämän keksinnön kohteena on maksujärjestelmä, joka käsittää päätelaitteen (26) yhteyden muodostamiseksi matkaviestinverkon välityksellä maksullisten palvelujen tai tuotteiden ostamiseksi, palveluntarjoajan maksukeskuksen (25) tilaajan ostamien palveluiden tai tuotteiden maksamisesta kertovan tiedon vastaanottamiseksi, ja laskutuskeskuksen (24) tilaajakohtaisten laskutustietojen ylläpitämiseksi, jotka laskutustiedot käsittävät laskuttamista varten tarvittavat tiedot ostetuista palveluista tai tuotteista. Maksujärjestelmä käsittää lisäksi välineitä (23) valitun palvelun tai tuotteen hinnan vertaamiseksi vastaavan palvelu- tai tuoteryhmän limiittiin, ja välineitä (23) palvelun tai tuotteen oston hyväksymiseksi, mikäli palvelun tai tuotteen hinta alittaa tai vastaa vastaavan ryhmän limiittiä, tai oston hylkäämiseksi, mikäli palvelun tai tuotteen hinta ylittää limiitin. (Kuvio 2)
FI20002804A 2000-12-20 2000-12-20 Maksujärjestelmä FI20002804A7 (fi)

Priority Applications (7)

Application Number Priority Date Filing Date Title
FI20002804A FI20002804A7 (fi) 2000-12-20 2000-12-20 Maksujärjestelmä
EP01271595A EP1344164A1 (en) 2000-12-20 2001-12-13 Payment system
US10/204,057 US6830179B2 (en) 2000-12-20 2001-12-13 Payment system
AU2002217196A AU2002217196A1 (en) 2000-12-20 2001-12-13 Payment system
KR1020027010864A KR20030005200A (ko) 2000-12-20 2001-12-13 지불 시스템
PCT/FI2001/001091 WO2002050727A1 (en) 2000-12-20 2001-12-13 Payment system
JP2002551753A JP2004516581A (ja) 2000-12-20 2001-12-13 支払システム

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FI20002804A FI20002804A7 (fi) 2000-12-20 2000-12-20 Maksujärjestelmä

Publications (3)

Publication Number Publication Date
FI20002804A0 FI20002804A0 (fi) 2000-12-20
FI20002804L FI20002804L (fi) 2002-06-21
FI20002804A7 true FI20002804A7 (fi) 2002-06-21

Family

ID=8559765

Family Applications (1)

Application Number Title Priority Date Filing Date
FI20002804A FI20002804A7 (fi) 2000-12-20 2000-12-20 Maksujärjestelmä

Country Status (7)

Country Link
US (1) US6830179B2 (fi)
EP (1) EP1344164A1 (fi)
JP (1) JP2004516581A (fi)
KR (1) KR20030005200A (fi)
AU (1) AU2002217196A1 (fi)
FI (1) FI20002804A7 (fi)
WO (1) WO2002050727A1 (fi)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2400963B (en) * 2001-05-02 2004-12-29 Virtual Access Ltd Secure payment method and system
US7895129B2 (en) * 2003-06-18 2011-02-22 Ebay Inc. Method and system for facilitating shipping via third-party payment service
US7844497B2 (en) * 2003-06-18 2010-11-30 Ebay Inc. Method and system for facilitating shipping via a third-party payment service
JP2005332200A (ja) * 2004-05-19 2005-12-02 Dowango:Kk 商品購入システム、商品購入方法および商品購入プログラム
FI20050310A0 (fi) * 2005-03-23 2005-03-23 Jari Natunen Menetelmä hyödyn tuottamiseksi
US20080208486A1 (en) 2006-03-23 2008-08-28 Jari Natunen Integrated System, Device and Use Thereof
US20080077527A1 (en) * 2006-09-21 2008-03-27 Mobilekash, Inc. Method and System for a Purchase Transaction at a Remote Merchant Machine
US8155619B2 (en) * 2007-06-01 2012-04-10 Cisco Technology, Inc. Interoperability and collaboration system with emergency interception monitoring
KR102671398B1 (ko) * 2016-04-08 2024-06-03 삼성전자주식회사 휴대 장치 및 휴대 장치의 전자 결제방법

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE69314804T2 (de) * 1992-11-11 1998-02-12 Finland Telecom Oy Verfahren zum durchführen von finanziellen transaktionen mittels eines mobilen telephonsystems
FI100137B (fi) 1994-10-28 1997-09-30 Vazvan Simin Reaaliaikainen langaton telemaksujärjestelmä
WO1996041448A1 (en) * 1995-06-07 1996-12-19 E-Comm Incorporated Handheld remote computer control and methods for secured interactive real-time telecommunications
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5898668A (en) 1996-12-13 1999-04-27 Siemens Information And Communication Networks, Inc. Method and system for increasing quality of service at or below a threshold cost
US5907831A (en) * 1997-04-04 1999-05-25 Lotvin; Mikhail Computer apparatus and methods supporting different categories of users
FI112900B (fi) * 1997-06-17 2004-01-30 Sonera Oyj Hinnoittelumenetelmä matkapuhelinjärjestelmässä
US6131024A (en) 1997-10-09 2000-10-10 Ericsson Inc. System and method for setting subscriber-defined usage limits on a mobile terminal
WO2000004702A1 (en) 1998-07-15 2000-01-27 Nokia Networks Oy Method and apparatus for performing a charging limit control
FI108503B (fi) 1998-12-23 2002-01-31 Nokia Corp Tiedonvõlityksen keston rajoittaminen tietoliikenneverkossa
GB2357618A (en) * 1999-12-23 2001-06-27 Nokia Mobile Phones Ltd Transaction system
JP2002056325A (ja) * 2000-08-08 2002-02-20 Nec Corp 電子決済方法およびシステムとその決済センタ装置、個人情報入力端末およびプログラムを記録した記録媒体
US6641037B2 (en) * 2001-12-13 2003-11-04 Peter Williams Method and system for interactively providing product related information on demand and providing personalized transactional benefits at a point of purchase

Also Published As

Publication number Publication date
FI20002804L (fi) 2002-06-21
FI20002804A0 (fi) 2000-12-20
US6830179B2 (en) 2004-12-14
EP1344164A1 (en) 2003-09-17
US20030057273A1 (en) 2003-03-27
WO2002050727A1 (en) 2002-06-27
JP2004516581A (ja) 2004-06-03
KR20030005200A (ko) 2003-01-17
AU2002217196A1 (en) 2002-07-01

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