EP3935990A1 - Card holder - Google Patents

Abstract

The present invention provides a card holder (10) that is easy to load with credit cards and from which the cards can be easily removed again without the cards being subjected to excessive wear. In addition, a coin compartment (16) with coins (106) to be received therein can optionally be used.

Description

The present invention relates to a card holder according to the preamble of claim 1.

Such card holders are used to save space when transporting credit cards and similar cards, such as business cards, EC cards, insurance cards and membership cards, without having to use bulky wallets and the like.

It is known, for example, from DE 20 2012 010 412 U1 already a card case in which the cards are inserted into a housing. In addition, banknotes can be clamped under a clip, with a flap serving to cover the banknotes during transport.

From the DE 20 2018 106 998 U1 a card case is known, which also has a housing for the cards. However, instead of a clip and a cover for the banknotes, there is a pocket that is foldable to store banknotes.

In this configuration of the card arrangement, however, it has been found to be disadvantageous in practice that the cards are subject to a high level of wear and tear as a result of being inserted and removed, as a result of which the coatings on the cards can partially become detached.

It is therefore the object of the present invention to propose a card holder that is easy to load with credit cards and from which the cards can be easily removed again without the cards being subjected to excessive wear.

This object is achieved with the card holder according to claim 1 according to the invention. Advantageous developments are specified in the dependent claims and in the following description together with the figures.

The inventors recognized that this task can be solved in a surprising manner in a particularly simple manner if a U-shaped frame is used instead of a housing to hold the cards, because contact of the cards with the frame is then reduced to a minimum , which significantly reduces wear.

The card holder for credit cards according to the invention, with a frame in which the credit cards can be stored, is characterized in that the frame is U-shaped.

In an advantageous further development it is provided that the frame is designed in one piece. As a result, the holder can be produced in a particularly cost-effective manner and at the same time can be produced in a very shapely and valuable manner. In addition, the card holder has a long service life.

In an advantageous further development it is provided that the frame consists of a material which has metal and/or plastic. As a result, the card holder can be produced very inexpensively and with a long service life.

In an advantageous further development it is provided that the frame has a base and two arms arranged at opposite ends of the base. Preferably, the arms project further from the base than the cards to be received in the frame. As a result, the frame has a minimalist design and the cards are held very securely in the frame.

In an advantageous development, the arms have sliding surfaces for the credit cards to be received, with at least one arm having a projection opposite the respective sliding surface, the projection being arranged opposite the base on the far end of the arm. As a result, the cards are encompassed by the projection at least on one side, so that they are accommodated in the card holder in a very secure manner.

In an advantageous development, it is provided that the frame is designed to be elastic in such a way that the ends of the arms that are remote from the base can be offset in terms of their distance from one another. As a result, the cards can be easily inserted into the frame and removed from it again if necessary.

In an advantageous development, it is provided that the frame is designed to enclose the credit cards that are held only at the edge. This makes the card holder very light and wear and tear on the cards during use is minimized.

In an advantageous development, it is provided that the frame has a receiving groove for at least partially encompassing the credit cards received. The receiving groove preferably protrudes beyond the large sides of the cards received. This also makes the card holder very light and wear and tear on the cards during use is minimized. The receiving groove can go all the way along the frame, but does not have to. It can also only be present in sections, for example in the area of the ends of the arms facing away from the base and on the base itself.

An advantageous development provides that there is also at least one money storage means, the money storage means preferably being designed as a banknote compartment and/or a coin compartment, with money storage means having in particular flexible textile, vegetable, animal and/or plastic products. This means that banknotes or coins can also be stored in addition to cards. If the money storage means is designed as a coin compartment, it can preferably be designed to be closable with a zipper or for folding closure in accordance with a Vienna folding box. This allows the coins to be held very securely and at the same time easily accessible.

In an advantageous development, it is provided that the money storage means has a reach-through space that can be formed, preferably in the form of an openable flap, the money that can be arranged in the money storage means being blocked from the reach-through space in the formed state of the reach-through space. Then, the card n-holder can be easily placed and carried on a user's belt or the like without losing money.

In an advantageous further development it is provided that the reach-through space can be formed by at least one lug which is fastened to one side of the frame and can be locked on the opposite side of the frame. This portability can then be implemented particularly easily. If there is a second flap attached to the opposite side of the frame and designed to be foldable under the one flap, the locking of one flap cannot be released and the card holder cannot be tilted relative to the belt, making it very secure on the belt can be attached.

In an advantageous development, it is provided that the frame has at least one holder for attaching a money storage device. As a result, the money storage means can be made from a different material than the frame, making it possible to design the card holder in a very attractive and valuable way.

In an advantageous development it is provided that one of the elements of the banknote compartment and coin compartment is arranged, preferably detachably arranged, on the other of the elements of the banknote compartment and coin compartment. For example, there could be a Velcro connection. As a result, the user of the card holder can decide, depending on requirements, whether he wants to use both money storage means or whether he does not want to use one when he is currently using it. In addition, he could optionally use differently designed money storage means at will.

In an advantageous further development it is provided that the money storage means is detachably arranged on the frame. This allows the user to equip the holder with suitable money storage devices as required.

In an advantageous development, it is provided that the money storage means is designed as a banknote compartment with two layers arranged one on top of the other, which enclose an opening for inserting the banknotes, with one layer protruding over the other layer only in certain areas. Then banknotes can be easily removed from the banknote compartment. Especially if the bill compartment has a central area, a has an inner cover and an outer cover and in the area of the inner cover there is no overhang between the two layers in some areas, money can then easily be removed even if only the outer cover has been opened. The overhang, at least in some areas, is preferably located along the opening.

In an advantageous development, it is provided that the money storage means is designed as a banknote compartment with two layers arranged one on top of the other, which enclose an opening for inserting the banknotes, the layer covering a banknote when the card holder is in the closed state having at least one recess along its length for Having gripping the bill. Even then, the banknotes can be easily removed even if only the outer cover has been opened, which means that access is very easy.

Fig. 1

den erfindungsgemäßen Kartenhalter gemäß einer ersten bevorzugten Ausgestaltung in einer Draufsicht von oben,

Fig. 2

den erfindungsgemäßen Kartenhalter nach Fig. 1 in einer Draufsicht von unten,

Fig. 3

den erfindungsgemäßen Kartenhalter nach Fig. 1 in einer Draufsicht von unten, wobei Karten eingesteckt sind,

Fig. 4

den erfindungsgemäßen Kartenhalter nach Fig. 1 in einer Draufsicht von oben mit geöffnetem Münzfach mit eingesteckten Münzen,

Fig. 5

den Rahmen des erfindungsgemäßen Kartenhalters nach Fig. 1 in einer Draufsicht auf die Nichtsichtseite,

Fig. 6

den Rahmen des erfindungsgemäßen Kartenhalters nach Fig. 1 in einer Draufsicht auf die Einsteckseite,

Fig. 7

das Geldscheinfach des erfindungsgemäßen Kartenhalters nach Fig. 1 in einer Draufsicht von unten in geöffnetem Zustand,

Fig. 8

das Geldscheinfach des erfindungsgemäßen Kartenhalters nach Fig. 1 in einer Draufsicht von oben in geöffnetem Zustand,

Fig. 9

das Münzfach des erfindungsgemäßen Kartenhalters nach Fig. 1 in einer Draufsicht von unten und

Fig. 10

den erfindungsgemäßen Kartenhalter gemäß einer zweiten bevorzugten Ausgestaltung in einer Draufsicht von oben mit geöffnetem Münzfach mit eingesteckten Münzen.

The features and further advantages of the present invention will become clear below on the basis of the description of two preferred exemplary embodiments in connection with the figures. The following are shown purely schematically:

1

the card holder according to the invention according to a first preferred embodiment in a plan view from above,

2

the card holder according to the invention 1 in a plan view from below,

3

the card holder according to the invention 1 in a bottom plan view with cards inserted,

4

the card holder according to the invention 1 in a plan view from above with the coin compartment open and coins inserted,

figure 5

the frame of the card holder according to the invention 1 in a plan view of the non-visible side,

6

the frame of the card holder according to the invention 1 in a plan view of the insertion side,

7

the bill compartment of the card holder according to the invention 1 in a plan view from below in the open state,

8

the bill compartment of the card holder according to the invention 1 in a plan view from above in the open state,

9

the coin compartment of the card holder according to the invention 1 in a plan view from below and

10

the card holder according to the invention according to a second preferred embodiment in a plan view from above with the coin compartment open and coins inserted.

In the Figures 1 to 9 the card holder 10 according to the invention is shown in different views according to a first preferred embodiment.

It can be seen that the card holder 10 consists of a frame 12, a bill compartment 14 and a coin compartment 16, with the card holder 12 having a tab 18 which is arranged on an outer cover 20 of the bill compartment 14. This flap 18 has a snap top part 22 which cooperates with a snap bottom part 24 which is arranged on the frame 12 .

The frame 12 is U-shaped with a base 26 and two legs 28, 30 which extend parallel to one another and are arranged at the lateral ends 32, 34 of the base 26, respectively. On the one leg 28, the push button base 24 is fixed.

There are also three slots 36, 38, 40 in the base 26 and the two legs 28, 30, which, however, do not extend completely through the height H of the frame 12, but are designed in the manner of a blind hole (cf. 6 ).

The legs 28, 30 each have receiving grooves 42, 44 into which cards 46, for example credit cards, debit cards, business cards and the like. Can be inserted. (In 3 all areas of the maps, including the areas 48 covered by the frame 12, are shown as dashed lines to improve the visibility of their full dimension.)

The visible side 50 of the frame 12 is closed and designed without interruptions (cf. 6 - in this figure, the leg 30 is shown in section, while the leg 28 is shown in a plan view). The non-visible side 52 of the frame 12 has interruptions 54, 56 in the region of the transitions between the legs 28, 30 and the base 26. Here the receiving grooves 42, 44 are laterally delimited only on one side on the visible side 50. These interruptions 54, 56 improve the elasticity of the legs 28, 30 in that the outer ends 58, 60 can be easily moved away from one another at least to the extent that the cards 46 can be inserted into the receiving grooves 42, 44.

The receiving grooves 42, 44 extend only within the legs 28, 30, but could also be continued into the base 26 inside. In order to lock the received cards 46, inwardly extending chamfers 62 or projections are arranged on the outer ends 58, 60 of the legs 28, 30, which at least partially enclose the curves 66 of the received cards.

In addition to the outer cover 20 , the banknote compartment 14 also has an inner cover 68 and a central region 70 . The banknote compartment 14 is made up of a first layer 72 and a second layer 74 across the outer cover 20, central area 70 and inner cover 68, with the two layers 72, 74 being firmly connected to one another in areas around the circumference with a seam 76 and in the area of the Insertion side 78 a through opening 80 between the two layers 70, 72 is located. In the area of the middle area 70 the first layer 72 is provided with a recess 81 .

The underside 82 of the first layer 72 is provided with three tabs 84, 86, 88 which are glued and/or pressed into the slots 36, 38, 40 in the frame 12.

On the upper side 84 of the second layer 74 there is a loop area 90 or the like in the middle region 70, which can form a Velcro fastener.

Finally, the coin compartment 16 has a base surface 92 and four side walls 94, 96, 98, 100, on two opposite side walls 94, 98 respectively associated lower snap fasteners 102 and upper snap fastener parts 104 being arranged. A number 106 of coins and the like can be stored in the container 16 formed by the base surface 92 and the side walls 94, 96, 98, 100 (cf. 4 ).

On the underside 108 of the base surface 92 of the coin compartment 16 there is a barb field 110 or the like, which can form a hook-and-loop fastener with the loop field 90 (cf. 10 ).

As can be seen, the card holder 10 can now be used in a variety of ways. On the one hand, a user can consider whether he needs the coin compartment 16 and optionally arrange this coin compartment 16 on the bill compartment 14 . To do this, he simply presses the barb field 110 onto the loop field 90 and thus secures the coin compartment 16.

When the coin pocket 16 is not in use, the user removes the coin pocket 16 separating the barb panel 110 from the loop panel 90 . In this condition, the loop panel 90 does not interfere with handling of the card holder 12 because, unlike the barb panel 108, the loop panel 90 is fluffy.

As a result, the user could not only remove the coin compartment 16 if necessary, but also use different coin compartments 16 which are designed differently.

If the tabs 84, 86, 88 of the bill compartment 14 are not glued into the corresponding slots, the user could also separate the bill compartment 14 from the frame 12 and optionally use the frame 12 alone when not having a need for storing bills.

In addition, he could again exchange different banknote compartments 14 with different designs.

The card holder 12, which is equipped with both a bill compartment 14 and a coin compartment 16, is used as follows:
The user can insert cards 46 directly into the frame 12 at the insertion side 78, with the two outer ends 58, 60 of the legs 28, 30 being pushed slightly away from one another as the cards 46 over the chamfers 62, 64, the projections opposite the Sliding surfaces 112, 114 of the respective receiving grooves 42, 44 form in the receiving grooves 42, 44 are pushed. After the cards 46 have been fully inserted into the receiving grooves 42, 44, the chamfers 62, 64 enclose the curves 66 of the cards 46, with the two outer ends 58, 60 of the legs 28, 30 moving towards one another again into the starting position. As a result, the cards 46 are held captive in the frame 12 because the visible side 50 and the non-visible side 52 each form an overlap 116 in the area of the legs 28, 30 in relation to the cards 46 (cf. 3 ).

Cards 46 are removed from the card holder 10 by either removing individual cards 46 that are on the visible side 50 of the frame 12 (cf. 3 ) or on the non-visible side 52 of the frame 12 (cf. 4 ) are pushed out at the top, or all cards 46 are grasped with two fingers between the recess 81 and the visible side 50 and pulled out.

To insert bills (not shown) into bill pocket 14, snap top 22 is detached from snap bottom 24 and outer cover 20 and inner cover 68 are folded away from central portion 70 (see Figs. 4 ). The second layer 74 is then lifted off the first layer 72 at the tuck-in side 78 in order to enlarge the opening 80 . Then the bills can be inserted into the opening 80 easily. Subsequently, the inner cover 68 and the outer cover 20 are again placed in this order on the central area 70 and the first push button 22, 24 is closed (cf. 1 ).

In order to make it easier to grasp bills, the first layer 72 does not protrude from the second layer 74 in the area of the central region 70, as a result of which the bills in the central region 70 protrude from the opening 80. In addition, the first layer 72 is only in the area of the outer cover 20 to protect the inserted banknotes so far over the second layer 74 over 118 that they are completely covered. In contrast, the overhang 120 in the area of the inner cover 68 is only partially provided. This creates the in 2 shown overlapping of the covers 118 and 120, whereby banknotes can be easily removed after opening the outer cover 20 without having to fold down the inner cover 68 as well and lift the opening 80.

When the outer cover 20 and the inner cover 68 are folded away from the middle section 70 (cf. 4 ), the coin pocket 16 can be accessed by releasing the second snap button 102, 104 to lift the side walls 94, 96, 98, 100 off the base surface 92. As a result, coins 106 can be removed or inserted. After first the side walls 96, 100 and then the side walls 94, 98 have been lowered towards the base surface 92, the second push button 102, 104 can be closed, as a result of which the coins 106 are received in the coin compartment 16 in a captive manner.

In 10 shows the card holder 150 according to the invention according to a second preferred embodiment in a plan view from above.

It can be seen that, in contrast to the card holder 10, there is no coin compartment 16 according to Vienna folding, but rather a coin compartment 152 for coins 154, which has a zipper 156, so that the coin compartment 152 can be closed securely and completely.

Otherwise, the card holder 150 is designed identically to the card holder 10, so that these features will not be discussed again. In particular, the rear design of the banknote compartment 158 is identical to that in 7 shown.

Because the banknote compartment 14, 158 is closed in itself and the coin compartments 16, 152 are also closed, after turning over the inner cover 68, 160 onto the coin compartment 16, 152 and then turning over the outer cover 20, 162 the inner cover 68, 160 and its latching with the push button 22, 24, 164 on the frame 12, a strap-like reach-through space 122 (cf. 1 ) between the coin compartment 16, 152 and the inner cover 68, 160 or also between the inner cover 68, 160 and the outer cover 20, 162, through which, for example, a belt could be pulled.

This reach-through space 122 is blocked against banknotes and coins 106, 154, so that no money can escape into the reach-through space and be lost as a result. This allows the card holder 10, 150 to be easily attached to a belt (not shown) and carried while the cards 46 remain accessible. To lose weight and attaching to a belt worn by a user, only the snap button 22, 24, 164 would need to be undone, respectively.

Because the outer cover 20, 162 is fastened to one leg 30 of the frame 12 and the inner cover 68, 160 is fastened to the opposite leg 28 of the frame 12, and the inner cover 68, 160 can be folded under the outer cover 20, 162 is, the locking of the outer cover 20, 162 with the push button 22, 24, 164 on the frame 12 cannot be released even when the card holder 10, 150 is fastened to a belt or the like. In addition, there are linear abutments of the covers 20, 162, 68, 160 on both sides of the belt, so that the card holder 10, 150 cannot be tilted relative to the belt and can therefore be fastened very securely to the belt.

From the foregoing, it has become clear that the present invention provides a card holder 10, 150 that is easy to load with credit cards 46 and from which the cards 46 can be easily removed again without the cards 46 being subjected to excessive wear are subject to. In addition, a coin compartment 16, 152 with coins 106, 154 to be received therein can optionally be used.

All of the features presented in the general description of the invention, the description of the exemplary embodiments, the following claims and in the drawing can be essential to the invention both individually and in any combination with one another. These features or combinations of features can each constitute an independent invention, which we expressly reserve the right to claim. Individual features from the description of an exemplary embodiment do not necessarily have to be combined with one or more or all other features specified in the description of this exemplary embodiment; in this regard, each sub-combination is also expressly disclosed. In addition, physical features of the device can also be used as method features and method features can be reformulated and used as physical features of the device. Such a reformulation is thus automatically disclosed.

Reference List

10

card holder according to the invention

12

framework

14

bill compartment

16

coin pocket

18

tab

20

outer cover of the banknote compartment 14, tab

22

snap top

24

snap button base

26

Base

28, 30

thighs, arms

32, 34

lateral ends of the base 26

36

Slot in the base 26

38

Slot in the leg 28

40

Slot in the leg 30

42, 44

Receiving grooves in the legs 28, 30

46

cards

48

hidden areas of the cards 46

50

Visible side of the frame 12

52

Non-visible side of the frame 12

54, 56

interruptions

58, 60

outer ends of the legs 28, 30

62

chamfers, protrusions

66

Rounds 66 of cards 46

68

inner cover of the banknote compartment 14, tab

70

Central section of bill compartment 14

72

first layer

74

second layer

76

Seam between layers 72, 74

78

insertion side

80

Opening between the two layers 70, 72

81

recess

82

Underside of the first layer 72

84, 86, 88

tabs

84

Top of the second layer 74

90

loop field

92

base surface

94, 96, 98, 100

side walls

102

snap button base

104

snap top

106

coins

108

underside of the base surface

110

barb field

112, 114

Sliding surfaces of the receiving grooves 42, 44

116

Overlap of the visible side 50 in the area of the legs 28, 30 opposite the cards 46

118, 120

overlaps

122

Access space, loop for belt and the like.

150

card holder according to the invention according to a second preferred embodiment

152

coin pocket

154

coins

156

zipper

158

bill compartment

160

inner lid, tab

162

outer lid, tab

164

snap top

H

Frame height 12

Claims (13)

Card holder (10; 150) for credit cards (46) with a frame (12) in which the credit cards (46) can be stored, characterized in that the frame (12) is U-shaped (26, 28, 30). . Card holder (10; 150) according to Claim 1, characterized in that there is also at least one money storage means (14, 16; 152, 158), the money storage means preferably being a banknote compartment (14; 158) and/or a coin compartment (16; 152) is formed, wherein the money storage means (14, 16; 152, 158) has in particular flexible textile, vegetable, animal and/or plastic products. Card holder (10; 150) according to Claim 2, characterized in that the money storage means (14; 158) has a reach-through space (122) that can be formed, preferably in the form of an openable flap (122), the in the money storage means (14; 158) being arrangeable Money is blocked in the formed state of the reach-through space (122) relative to the reach-through space (122). Card holder (10; 150) according to Claim 3, characterized in that the reach-through space (122) can be formed by at least one tab (20; 162) which is fastened to one side (30) of the frame (12) and to the opposite (28th ) Side of the frame (12) is designed to be lockable (22, 24, 164), there preferably being a second tab (68; 160) which is attached to the opposite side (28) of the frame (12) and under which a tab ( 20; 162) is designed to be foldable. Card holder (10; 150) according to one of Claims 2 to 4, characterized in that the frame (12) has at least one holder (36, 38, 40) for fastening a money storage means (14; 158) and/or
that one of the elements of the banknote compartment and coin compartment (16; 152) is arranged, preferably detachably arranged, on the other of the elements of the banknote compartment (14; 158) and coin compartment. Card holder (10; 150) according to one of claims 2 to 5, characterized in that the money storage means (14; 158) is arranged detachably on the frame (12). Card holder (10; 150) according to one of Claims 2 to 6, characterized in that the money storage means is designed as a banknote compartment (14; 158) with two layers (72, 74) arranged one on top of the other, which have an opening (80) for inserting the banknotes enclose where a) the one layer (72) projects beyond the other layer (74) along the opening (80) only in regions (118, 120) and/or b) the layer (72), which covers a bank note when the card holder (10) is in the closed state, has at least one cut-out along its length for (81) gripping the bank note. Card holder (10; 150) according to one of the preceding claims, characterized in that
that the frame (12) is formed in one piece and/or
that the frame (12) consists of a material comprising metal and/or plastic. A card holder (10; 150) according to any one of the preceding claims characterized in that the frame (12) includes a base (26) and two arms (28, 30) located at opposite ends of the base (26). Card holder (10; 150) according to Claim 9, characterized in that the arms (28, 30) have sliding surfaces (112, 114) for the credit cards (46) to be accommodated, with at least one arm (28) having a projection (62) opposite the respective sliding surface (112), the projection (62) being located opposite the base (26) on the distal end (58) of the arm (28). Card holder (10; 150) according to claim 9 or 10, characterized in that the frame (12) is elastic to the effect that the base (26) remote ends (58, 60) of the arms (28, 30) in their Distance to each other can be offset. Card holder (10; 150) according to one of the preceding claims, characterized in that the frame (12) is designed to enclose the received credit cards (46) only at the edge. Card holder (10; 150) according to one of the preceding claims, characterized in that the frame (12) has a receiving groove (42, 44) for at least partially encompassing the received credit cards (46).

Images