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EP1192607B1 - Telephone mobile - Google Patents

Telephone mobile Download PDF

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Publication number
EP1192607B1
EP1192607B1 EP00951253A EP00951253A EP1192607B1 EP 1192607 B1 EP1192607 B1 EP 1192607B1 EP 00951253 A EP00951253 A EP 00951253A EP 00951253 A EP00951253 A EP 00951253A EP 1192607 B1 EP1192607 B1 EP 1192607B1
Authority
EP
European Patent Office
Prior art keywords
storage medium
electronic storage
electronic
mobile phone
read
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
EP00951253A
Other languages
German (de)
English (en)
Other versions
EP1192607A1 (fr
Inventor
Rolf Dünhaupt
Bruno Storck
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BZA AG
Original Assignee
Gsi Gesellschaft fur Systemtechnik und Informatik Mbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gsi Gesellschaft fur Systemtechnik und Informatik Mbh filed Critical Gsi Gesellschaft fur Systemtechnik und Informatik Mbh
Publication of EP1192607A1 publication Critical patent/EP1192607A1/fr
Application granted granted Critical
Publication of EP1192607B1 publication Critical patent/EP1192607B1/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader

Definitions

  • the invention relates to a mobile phone with a Interface to an electronic data network according to the Preamble of claim 1.
  • Mobile phones usually include a reading unit for reading a release element, which is usually as Chip card is formed.
  • the Internet A payment service is offered to make cashless when shopping to pay using a mobile phone.
  • the Mobile phone used as an input unit to corresponding Bookings on a computer accessible via the Internet cause.
  • the payment takes place so that the Buyer selects a payment option on the Internet and his Transfers a mobile phone number to a booking computer.
  • the seller then sends the desired transaction via a secure data connection to the booking computer, the will call the buyer back at the number provided. Now there the buyer enters the transaction by entering a so-called PIN (Personal Identity Number) free.
  • PIN Personal Identity Number
  • the FR 2 771 205 A shows a mobile phone which, in addition to the actual reading unit for the Activation card of the mobile phone has a further reading and / or writing unit, which for the parallel use of another chip card to enable further additional applications is available.
  • the object of the invention is a device propose that ensures greater security. Furthermore, it is an object of the invention, with the aid of a Cell phones not just a cashless payment, but also a booking and, if necessary, a check for Use of any services e.g. visiting Enable events, facilities, etc.
  • one according to the invention is distinguished Mobile phone characterized in that in addition to the reading unit for one Activation element for a reading and / or writing unit electronic storage medium for the realization of further Functions is provided.
  • the writing unit can be a higher security standard for cashless payments.
  • the electronic medium can, for example, accordingly have encoded data that interacts with a corresponding computer additionally or independently of one Allow PIN to identify the subscriber.
  • such an electronic storage medium in a special embodiment can also be described and thus additional functions, e.g. as off-grid Proof of authorization, received as creditors, etc.
  • Such a network-independent proof of authorization the for example after a successful one cashless payment by electronic Storage medium by writing to the storage medium, can then be generated, for example, as an entry ticket be used at an event.
  • a Authorization control with the help of an inventive Mobile phones feasible. So the use of one would be Mobile phones conceivable, on the one hand chargeable service directly over the phone posted and the authorization release using the on the associated electronic storage medium stored data is generated and on the other hand controls an authorization can be.
  • a corresponding authorization entry on the Network connection in a booking computer or immediately virtual ticket generated on the storage medium for a public transport is paid for and created.
  • the electronic storage medium appropriate telephone of the control person can be read out.
  • the electronic storage medium manually connected to the control person’s cell phone, e.g. B. are inserted so that there the corresponding Authorization control takes place. This can be done via the Control phone, for example, a corresponding computer, in where the authorization control is stored and a comparison with those on the electronic Data stored in or take place in a storage medium other execution by a corresponding entry directly on the electronic storage medium Authorization requested.
  • Mobile telephones according to the invention can thus have a large number replace special control devices. This will make the Organization of events, leisure facilities, Means of transport, etc. considerably simplified.
  • the corresponding procedures regarding authorization cashless Payment as well as the intended control algorithms must only on a corresponding computer of the used data network can be installed then on the mobile phones both for booking, for Payment, to generate authorization and control authorization.
  • the Mobile phone and / or the electronic storage medium with an additional wireless interface by means of which is a data exchange, e.g. with a control unit can take place.
  • a wireless interface can also be realized, for example, by using selected the control unit of the radio telephone network and then data exchange takes place. However, it could a separate wireless interface can also be provided.
  • a writing unit electronic medium for example, as a credit institution use by using a cashless transaction certain amount is loaded onto the storage medium. in the Connection to this can be made in corresponding purchase campaigns amount of credit stored on the storage medium is used become.
  • the debit from the storage medium can in turn by manually removing the storage medium from the Mobile phone and then connecting to a Control unit take place or also over a wireless interface as described above.
  • this storage medium When using the storage medium as a credit medium this storage medium has the function of a normal one Money card, i.e. a chip card on which a certain Credit amount is saved.
  • a normal one Money card i.e. a chip card on which a certain Credit amount is saved.
  • Such money cards are already in use for cashless payments and have a comparatively high security standard, because if the card is lost, the maximum amount loaded is lost can be.
  • Such a money card replaces that to a certain extent Function of a wallet.
  • a corresponding computer can identify, for example, in chronological order first of all that serves as proof of identification storage medium of a seller and then a A buyer’s credit balance can be read out, with over the keypad of the phone the desired amounts or other information can be entered.
  • the holder of the activation card for the Mobile phone by default as a recipient for accordingly amounts to be debited are provided.
  • a credit carrier according to the invention can also, for example be trained so that it is both in the invention
  • Mobile phones can also be used in known terminals is. This is the case in this embodiment of the invention possible, for example a money card with the help of a charged mobile phones and then recharge them in a retail store with conventional To use cash card terminal.
  • Phonecard or the like can with appropriate Design of the mobile phone according to the invention enables become.
  • Chip or for example come as storage medium Magnetic cards in question. Also other known storage media, such as memory sticks, mini disks etc. can be used for this become. Also future data media with a similar function come into consideration for the implementation of the invention.
  • the storage medium is in this Case not only to generate a proof of authorization, but can also be used for an electrical signature, such as already have smart cards for cashless payment transactions in Which are the manual signature of a Replace authorized signatories.
  • This data can be used to prove user identity For example, be combined with data that the Authorization to use certain services, for example, access to an event, one public transport, etc. This is especially advantageous where there are personal fees must be paid for the corresponding service and thus in addition to a "virtual ticket" also one Personal control is required.
  • the storage medium according to the invention can easily perform other functions, such as ID card, as proof of insurance, as driving license, as a credit card, etc.
  • the uses of a Mobile phones according to the invention are thereby essential more diverse.
  • the Storage medium when training the Storage medium as a credit card every owner of a corresponding mobile phones according to the invention Make a transaction where the registered owner of the Storage medium by the phone according to the invention is read out, is debited with the corresponding amount.
  • the mobile phone can accordingly the previous Replace reading terminals for credit cards in the Retail stores exist.
  • it results thereby a reduction in the effort in the operation of a Credit card system (or a credit system with other Data carriers), whereby also a mobile use, for example when selling tickets in a public Transportation or the like, at fairs, Weekly markets, etc. using an inventive Phone is possible.
  • an electronic device can Storage medium connected to the activation card function provided a specific account on which the Telephone charges are to be debited via the electronic Storage medium to the operator of the radio telephone network reliable for debiting the due invoice amounts Is made available.
  • the read / write unit according to the invention can also be used for activation be used.
  • an electronic storage medium according to the invention also freely assignable storage capacity exhibit.
  • any data for example from the Internet for further use downloaded the storage medium and later again be used.
  • this memory stick serves as a so-called Walkman in the known version loaded from a music system becomes.
  • the single figure shows a schematic block diagram of a certain embodiment of using a Mobile phones according to the invention.
  • the mobile phone 1 is connected via a wireless radio link 2 with a transmitting and receiving station 3 one Cellular phone network.
  • This broadcast and Receiving station 3 provides a line 4 Fixed telephone network the connection to a data network, for example the Internet 5 ago.
  • On the Internet 5 is as Participants installed a booking computer 6.
  • About the Internet 5 can the booking computer 6 with a Control unit 7 contact.
  • one from the sending and receiving station 3 different sending and Receiving station 8 via line 9 to the Internet connected.
  • Via the transmitting and receiving station 8 Internet access of another mobile phone 10 via wireless radio link 11 take place.
  • An electronic one Storage medium in the form of a chip card 12 is in front of the Read / write unit 13 of the mobile phone 1 is arranged.
  • the control unit 7 and the mobile phone 10 are included Read / write units 14, 15 provided.
  • the device shown schematically can now in the can be used in the following way first into the read / write unit 13 of the mobile telephone 1 introduced. Then a connection is made via the send and Receiving station 3 and the Internet 5 to the booking computer 6 built. This can be done in the manner already known so-called WAP cell phones can be made.
  • a certain service is in the booking computer 6, for example access to a leisure area or Football stadium, a theater, an overnight stay in a hotel Ticket, ski lift ticket, etc. booked.
  • the booking as well as the necessary cashless payment transactions can be made using known routines with appropriate Security standards are made, the chip card 12 is to be trained accordingly.
  • the security standard can be set at any height, so that, for example Chip card 12 also for a so-called electronic signature for business of any kind with the usual in banking business Security standards or future security standards is usable.
  • control unit 7 is thereby in the Able to authorize on the Internet 5 in the Booking computer 6 or the mentioned switched Control computer systems.
  • the mobile phone 10 with its read / write unit can do the same for control of authorization Function like the control unit 7.
  • authorization Function like the control unit 7.
  • the added advantage of mobility is the Internet connection 5 only required if none Authorization data was stored on the chip card 12. If the proof of authorization by describing the Chip card 12 was generated, can be checked without Connection of the mobile telephone 10 to the Internet 5, for example in the event of poor reception in a tunnel, etc. be made.
  • the same schematic structure can be used to for example a money card with the help of a to use mobile phones 1 according to the invention.
  • the chip card 12 in this case includes the function of the money card. she can be loaded via the mobile phone 1 by writing, where as in the above-described embodiment Payment for the booking is made without cash. After loading the Chip card 12 can be used as a money card. So can the control unit 7 for this application example Representing a retail store's cash card terminal. For a corresponding transaction it is called a money card serving chip card 12 inserted in the control unit 7 and the corresponding amount and other inputs about not entered controls shown.
  • the debiting to the desired account is done via the Internet 5 (where instead of the Internet 5 also other, especially future ones Data networks can be used) and the booking computer 6 with Help with known processes for cashless payments.
  • the communication between the chip card 12 and the electronic storage medium in general and the Read / write unit 13, 14, 15 of the associated mobile phones 1, 10 or control unit 7 does not necessarily have to pass through manual insertion of the storage medium.
  • the storage medium for example in Shape of the chip card 12 permanently in the cell phone 1 of the User remains and via an appropriate interface of the mobile phone the corresponding data exchange with the Control unit 7 or the other mobile phone 10 carries out.
  • the phone can be used in this Case as a medium for cashless payments, as Cash card terminal, as a mobile ticket counter, Tickets etc. as well as a control unit for authorizations, Payments etc. are used.
  • the different Use gardens can be the same Equipment of the mobile phones by appropriate Programming of one or more computer systems implemented become.

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  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephone Function (AREA)
  • Charge And Discharge Circuits For Batteries Or The Like (AREA)
  • Vehicle Body Suspensions (AREA)
  • Mobile Radio Communication Systems (AREA)

Claims (10)

  1. Dispositif pour le paiement sans espèces, dans lequel la comptabilisation électronique de prestations est prévue, comportant un téléphone mobile (1) ayant une interface sans fil (2) vers un réseau de données électronique (5), qui est prévu pour le paiement sans espèces et présente une unité de lecture (13) pour un élément de connexion (12), une autre unité de lecture et/ou d'écriture (7) pour un moyen de mémoire électronique (12) et un calculateur de comptabilisation (6) dans le réseau de données (5) étant prévus à côté de l'unité de lecture (13) pour l'élément de connexion (12),
    caractérisé en ce qu'il est prévu d'engendrer une justification d'autorisation pour l'utilisation de la prestation en utilisant des données lues à partir du moyen de mémoire (12) au moyen de l'autre unité de lecture et/ou d'écriture (7) après comptabilisation réussie d'une prestation payante.
  2. Dispositif selon la revendication 1,
    caractérisé en ce que le moyen de mémoire électronique (12) comporte la justification d'autorisation.
  3. Dispositif selon une des revendications précitées,
    caractérisé en ce que le moyen de mémoire électronique (12) comporte une carte à puce, une carte magnétique, un bâtonnet à mémoire et/ou un minidisque.
  4. Dispositif selon une des revendications précitées,
    caractérisé en ce que le moyen de mémoire électronique (12) est prévu comme support de crédit.
  5. Dispositif selon une des revendications précitées,
    caractérisé en ce que le téléphone mobile (1) est réalisé comme unité de contrôle mobile pour le contrôle d'autorisations à l'aide du moyen de mémoire électronique (12).
  6. Dispositif selon une des revendications précitées,
    caractérisé en ce que le téléphone mobile (1) est réalisé, en liaison avec un calculateur de comptabilisation (10), pour comptabiliser des montants d'un support de crédit.
  7. Dispositif selon une des revendications précitées,
    caractérisé en ce que le moyen de mémoire électronique (12) est prévu pour déterminer l'identité de l'utilisateur.
  8. Dispositif selon une des revendications précitées,
    caractérisé en ce que, dans le moyen de mémoire électronique (12), d'autres fonctions de moyens de mémoire électroniques connus sont intégrées.
  9. Dispositif selon une des revendications précitées,
    caractérisé en ce que le moyen de mémoire électronique (12) est réalisé de plus comme carte de crédit.
  10. Dispositif selon une des revendications précitées,
    caractérisé en ce que le moyen de mémoire électronique (12) présente des capacités de mémoire pouvant être librement occupées.
EP00951253A 1999-07-06 2000-07-06 Telephone mobile Expired - Lifetime EP1192607B1 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19931076 1999-07-06
DE19931076 1999-07-06
PCT/DE2000/002165 WO2001003082A1 (fr) 1999-07-06 2000-07-06 Telephone mobile

Publications (2)

Publication Number Publication Date
EP1192607A1 EP1192607A1 (fr) 2002-04-03
EP1192607B1 true EP1192607B1 (fr) 2003-01-02

Family

ID=7913763

Family Applications (3)

Application Number Title Priority Date Filing Date
EP00951255A Withdrawn EP1393262A1 (fr) 1999-07-06 2000-07-06 Dispositif pour faire valoir son droit a des prestations
EP00951254A Expired - Lifetime EP1192600B1 (fr) 1999-07-06 2000-07-06 Dispositif de collecte de taxes flexible
EP00951253A Expired - Lifetime EP1192607B1 (fr) 1999-07-06 2000-07-06 Telephone mobile

Family Applications Before (2)

Application Number Title Priority Date Filing Date
EP00951255A Withdrawn EP1393262A1 (fr) 1999-07-06 2000-07-06 Dispositif pour faire valoir son droit a des prestations
EP00951254A Expired - Lifetime EP1192600B1 (fr) 1999-07-06 2000-07-06 Dispositif de collecte de taxes flexible

Country Status (4)

Country Link
EP (3) EP1393262A1 (fr)
AT (2) ATE230509T1 (fr)
DE (5) DE50001016D1 (fr)
WO (3) WO2001003073A1 (fr)

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DE19706174C2 (de) * 1997-02-17 2000-03-23 Angewandte Digital Elektronik Verfahren zur adaptiven Nutzung von Mobiltelefonen
DE19726265C2 (de) * 1997-06-20 2001-08-02 Deutsche Telekom Ag Verfahren zum Betreiben einer Anlage zur Nutzung einer Chipkarte
US6016476A (en) * 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
US6363351B1 (en) * 1997-11-18 2002-03-26 Paolo Moro Subscriber registration and access control system and related methods
FR2771205B1 (fr) * 1997-11-20 2000-01-21 Gemplus Card Int Procede, carte a puce et terminaux pour effectuer des transactions a travers un reseau de telecommunication

Also Published As

Publication number Publication date
ATE230511T1 (de) 2003-01-15
EP1192600B1 (fr) 2003-01-02
EP1192607A1 (fr) 2002-04-03
WO2001003082A1 (fr) 2001-01-11
EP1393262A1 (fr) 2004-03-03
ATE230509T1 (de) 2003-01-15
DE10032404A1 (de) 2001-02-15
DE50001018D1 (de) 2003-02-06
EP1192600A1 (fr) 2002-04-03
WO2001003073A1 (fr) 2001-01-11
DE50001016D1 (de) 2003-02-06
WO2001003074A1 (fr) 2001-01-11
DE10032409A1 (de) 2001-02-08
DE10032406A1 (de) 2001-04-26

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