CN201355494Y - Paying bill manager management system - Google Patents
Paying bill manager management system Download PDFInfo
- Publication number
- CN201355494Y CN201355494Y CNU2009200680832U CN200920068083U CN201355494Y CN 201355494 Y CN201355494 Y CN 201355494Y CN U2009200680832 U CNU2009200680832 U CN U2009200680832U CN 200920068083 U CN200920068083 U CN 200920068083U CN 201355494 Y CN201355494 Y CN 201355494Y
- Authority
- CN
- China
- Prior art keywords
- user
- portal server
- accounts
- expenditure
- item
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
- 230000007246 mechanism Effects 0.000 claims abstract description 54
- 230000005540 biological transmission Effects 0.000 claims abstract description 9
- 230000001502 supplementing effect Effects 0.000 claims description 8
- 238000012795 verification Methods 0.000 claims description 4
- 238000000034 method Methods 0.000 description 4
- 230000008569 process Effects 0.000 description 3
- 239000013589 supplement Substances 0.000 description 3
- 238000012546 transfer Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 206010003694 Atrophy Diseases 0.000 description 1
- 206010019233 Headaches Diseases 0.000 description 1
- 230000037444 atrophy Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 239000003245 coal Substances 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- -1 electricity Substances 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 231100000869 headache Toxicity 0.000 description 1
- 230000008520 organization Effects 0.000 description 1
- 238000012545 processing Methods 0.000 description 1
- 238000012797 qualification Methods 0.000 description 1
- 230000033764 rhythmic process Effects 0.000 description 1
- 230000009466 transformation Effects 0.000 description 1
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 description 1
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model relates to a paying bill manager management system which comprises a portal server, an encryptor, a network, a wireless communication channel, a plurality of user terminals, a user mobile phone, a paying mechanism client service terminal, an out-account mechanism client service terminal, a special-purpose transmission line and an encryptor, wherein the user terminals access portal websites through network protocols, the user mobile phone is connected with the portal server through the wireless communication channel, the paying mechanism client service terminal and the out-account mechanism client service terminal are connected with the portal server through private wires and the encryptor, and a user server comprises various software which supports the system to finish paying work of all bills. Compared with the prior art, the paying bill manager management system has the advantages that firstly, the application channel is convenient, secondly, the system has the superiority of prompting notice, thirdly, paying accounts are safe, fourthly, the management of bills is comprehensive, and finally, withheld programs are diversified.
Description
Technical field:
The utility model relates to a kind of data processing equipment, more specifically to a kind of payment bill housekeeping management system.
Background technology:
In the prior art, it always is the something that makes citizen have a headache that account bills of public utility is paid the fees, and every month water, electricity, coal bill is because of the difference of the mechanism of entering an item of expenditure in the accounts, and present stage still can not accomplish the same period and arrive, have to for pay dues on time run to pay dues a little wait in line.Again because of withholding thin the no profit of the profit of paying account bills of public utility, to scorn to take even a glance at and kept outside of the door by many mechanisms, the inconvenience that a little the atrophy of paying dues brings also is a undisputable fact.Though the bank card paid service of transferring accounts is automatically arranged at present, goes to handle and fill in loaded down with trivial details professional request slip in bank's cabinet face queuing and make us forbidding; And the business that withholds of authorized bank often has qualification, has to do several bank card correspondences more; Another shortcoming is the management of impersonalityization, the Yin Kanei remaining sum is also untimely inadequately notifies the user, and usually a thing that allows the user settle a dispute by the parties concerned themselves of having moved back often has generation.The quickening of rhythm of life now, numerous users produces more and more urgent demand, wishes the working delegation of paying the fees of all bills to be licensed to specialized agency do by once authorizing.
The utility model content:
The purpose of this utility model is to provide a kind of by once authorizing at the prior art weak point, and the working delegation of paying the fees of all bills is licensed to the payment bill housekeeping management system that specialized agency does.
The purpose of this utility model is to realize by following measure: a kind of payment bill housekeeping management system, comprise portal server and encryption equipment, network, wireless channel, it is characterized in that also having: some user terminals, user mobile phone, payment mechanism customer side, the visitor of the mechanism service end of entering an item of expenditure in the accounts, dedicated transmission; Wherein:
Described some user terminals, by procotol visit portal website, login interface sends service request to described portal server, and the mechanism of entering an item of expenditure in the accounts is bound in request;
Described user mobile phone is connected with portal server by wireless channel, and portal server provides the mobile phone active coding according to user's request and verifies all kinds of results that withhold of explicit user particular virtual account;
Described portal server and encryption equipment, set up the user and the mechanism's pair relationhip of entering an item of expenditure in the accounts, set up user's particular virtual account and the payment mechanism relation of remitting account, according to the mechanism's request of entering an item of expenditure in the accounts, the verification bill state of entering an item of expenditure in the accounts is withholdd or is bound Payment Card and withhold the logical account of user charges;
Described payment mechanism customer side is connected with portal server by special line and encryption equipment;
The described mechanism customer side of entering an item of expenditure in the accounts is connected with portal server by special line and encryption equipment.
Described payment mechanism customer side is all kinds of bank payings mechanism customer side or all kinds of firms payment mechanism customer side.
Described portal server comprises: user's particular virtual account's money supplementing device, described money supplementing device is accepted supplementing with money of user mobile phone, user terminal.
Described portal server comprises: notification unit, the result that withholds is by mobile phone or the email notification user and the mechanism of entering an item of expenditure in the accounts.
Compared with prior art, owing to adopted the payment bill housekeeping management system that the utility model proposes, have the following advantages: the 1) convenience of application channel.As long as just can easily finish all business applications by the logical website of login paying.Many bills can disposablely be finished to change and pay application, apply for that successfully the work of paying the fees of the every month bill expense in back just helps the user to finish by the payment bill housekeeping management system automatically.2) superiority of alert notification.The payment bill housekeeping management system withholds the user and need not to worry bill and exceed the time limit, for the user regularly pays on time, paying success or account balance all can in time send alert notification to the user in modes such as E-mail, SMS when not enough, and the follow-up service of paying the fees is ensured fully.3) payment bill housekeeping management system account's security.Support all kinds of bank cards or all kinds of firms trading card to payment bill housekeeping management system account charging, solve fund with payment bill housekeeping management system account and withhold the problem that commentaries on classics is paid, make user's the convenient management of paying process.4) bill management is comprehensive.The payment bill housekeeping management system business of withholding is set up an independently bill inquiry assistant for each withholds the user, can help the user to understand business in real time and add the situation of doing, the account transfer success failure scenarios of paying the fees, can be for the user provide account transfer in complete this month detailed, and can post the set bill the beginning of the month to the user according to no user's request.5) withhold the diversity of project.The payment bill housekeeping management system business of withholding withholds business based on account bills of public utility, will progressively expand to pressing close to the daily paying service of citizen more, as paying on behalf projects such as property fees, road toll, premium of insurance.This business really accomplished make things convenient for citizen, carry out the house keeper of bill reason account service for citizen.
Description of drawings:
Fig. 1 is the utility model embodiment system block diagram.
Embodiment:
Below in conjunction with accompanying drawing embodiment is elaborated: Fig. 1 is the utility model embodiment system block diagram.A kind of payment bill housekeeping management system, this system comprises: some user terminals, user mobile phone, network 1, wireless channel 2, portal server and encryption equipment, payment mechanism customer side, the visitor of the mechanism service end of entering an item of expenditure in the accounts, dedicated transmission 3; Wherein: described some user terminals are visited portal website by procotol, and login interface sends service request to described portal server, and the mechanism of entering an item of expenditure in the accounts is bound in request; Described user mobile phone is connected with portal server by wireless channel, and portal server provides the mobile phone active coding according to user's request and verifies all kinds of results that withhold of explicit user particular virtual account; Described portal server, server contains following software: set up the user and the mechanism's pair relationhip of entering an item of expenditure in the accounts, set up user's particular virtual account and the payment mechanism relation of remitting account, according to the mechanism's request of entering an item of expenditure in the accounts, the verification bill state of entering an item of expenditure in the accounts is withholdd or is bound Payment Card and withhold the logical account of user charges; Described payment mechanism customer side is connected with portal server by dedicated transmission and encryption equipment; The described mechanism customer side of entering an item of expenditure in the accounts is connected with portal server by dedicated transmission and encryption equipment.
Described payment mechanism customer side is that the mechanism customer side is propped up by all kinds of bank payings mechanism customer side or all kinds of firm.The user supplements with money by user mobile phone or user terminal by all kinds of bank cards or all kinds of firms trading card.Described portal server includes user's particular virtual account charging device, and described money supplementing device is accepted supplementing with money of user mobile phone, user terminal.User's particular virtual account charging that the user can set up portal server by mobile phone or user terminal, provide the enough amount of money for portal server on behalf of withholing, the payment bill of should paying dues that mechanism leaves of entering an item of expenditure in the accounts.Described portal server includes notification unit, and the result that withholds, pays the fees is by mobile phone or the email notification user and the mechanism of entering an item of expenditure in the accounts.Allow the user really accomplish the home-confined overall process of paying the fees of finishing.
System work process of the present utility model is such: at first user terminal sends professional application to door, and the bill housekeeping management system is accepted affirmation, and verifies by the mobile phone active coding, confirms bill that the user selects the to bind mechanism of entering an item of expenditure in the accounts simultaneously.Portal server is set up the user and the mechanism's pair relationhip of entering an item of expenditure in the accounts, and contains: organization names, numbering title, numbering, self-defined bill title, business handling state, wait to pay an amount of money, mode of operation.Portal server is user's foundation, registered user's particular virtual account and account number cipher; Set up the relation of remitting account between user's particular virtual account and payment mechanism.Payment Methods are that Payment Card is to user's particular virtual account charging.Described Payment Card is the bank card of all kinds of bank paying mechanism, the trading card of all kinds of firms payment mechanism.Supplement with money and can supplement with money by payment mechanism, card number, password that user terminal or mobile phone provide bank card or trading card.Portal server uploads to portal server with document form by dedicated transmission for the bill information of should paying dues that the mechanism of entering an item of expenditure in the accounts will be bundled under user's particular virtual account in the appointed day according to the mechanism's request of entering an item of expenditure in the accounts, portal server is withholdd by verification, when user's particular virtual account funds abundance is then directly deducted from the account, if user's particular virtual account funds deficiency then transfers Payment Card to and withholds.Portal server will enter an item of expenditure in the accounts mechanism's information of withholing add the binding Payment Card be uploaded to Payment Card with document form by dedicated transmission under payment mechanism withhold.And will enter an item of expenditure in the accounts fund or the user failure file of withholing sends to the mechanism of entering an item of expenditure in the accounts by dedicated transmission, and waits for and replying.It is with Email and mobile phone short messages notice with this result that pays the fees that portal server is notified the user.Finish this fee payment service.
The foregoing description does not constitute restriction of the present utility model, and all employings are equal to the technical scheme that form obtained of replacement or equivalent transformation, all drop within the protection domain of the present utility model.
Claims (4)
1. a payment bill housekeeping management system comprises portal server and encryption equipment, network, wireless channel, it is characterized in that also having: some user terminals, user mobile phone, payment mechanism customer side, the visitor of the mechanism service end of entering an item of expenditure in the accounts, dedicated transmission and encryption equipment; Wherein:
Described some user terminals, by procotol visit portal website, login interface sends service request to described portal server, and the mechanism of entering an item of expenditure in the accounts is bound in request;
Described user mobile phone is connected with portal server by wireless channel, and portal server provides the mobile phone active coding according to user's request and verifies all kinds of results that withhold of explicit user particular virtual account;
Described portal server and encryption equipment, set up the user and the mechanism's pair relationhip of entering an item of expenditure in the accounts, set up user's particular virtual account and the bank paying mechanism relation of remitting account, according to the mechanism's request of entering an item of expenditure in the accounts, the verification bill state of entering an item of expenditure in the accounts is withholdd or is bound bank card and withhold the logical account of user charges;
Described payment mechanism customer side is connected with portal server by special line and encryption equipment;
The described mechanism customer side of entering an item of expenditure in the accounts is connected with portal server by special line and encryption equipment.
2. according to the described payment bill housekeeping management system of claim 1, it is characterized in that described payment mechanism customer side is all kinds of bank payings mechanism customer side or all kinds of firms payment mechanism customer side.
3. according to the described payment bill housekeeping management system of claim 1, it is characterized in that described portal server comprises user's particular virtual account's of affirmation money supplementing device, described money supplementing device is accepted supplementing with money of user mobile phone, user terminal.
4. according to the described payment bill housekeeping management system of claim 1, it is characterized in that described portal server includes notification unit, the result that withholds is by mobile phone or the email notification user and the mechanism of entering an item of expenditure in the accounts.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2009200680832U CN201355494Y (en) | 2009-02-25 | 2009-02-25 | Paying bill manager management system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2009200680832U CN201355494Y (en) | 2009-02-25 | 2009-02-25 | Paying bill manager management system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201355494Y true CN201355494Y (en) | 2009-12-02 |
Family
ID=41411836
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2009200680832U Expired - Lifetime CN201355494Y (en) | 2009-02-25 | 2009-02-25 | Paying bill manager management system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201355494Y (en) |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101860633A (en) * | 2010-05-17 | 2010-10-13 | 成都中联信通科技有限公司 | Recharging method based on mobile phone payment |
| US8688576B2 (en) | 2012-07-06 | 2014-04-01 | Bank Of America Corporation | Bill control |
| USD711394S1 (en) | 2012-11-02 | 2014-08-19 | Bank Of America Corporation | Display screen for a communication device |
| USD711395S1 (en) | 2012-11-02 | 2014-08-19 | Bank Of America Corporation | Display screen for a communication device |
| USD711896S1 (en) | 2012-11-02 | 2014-08-26 | Bank Of America Corporation | Display screen for a communication device |
| US9762747B2 (en) | 2014-08-01 | 2017-09-12 | Alibaba Group Holding Limited | System and method for detecting and alerting risks of inputting incorrect account information in refill transactions |
| CN111626721A (en) * | 2020-03-24 | 2020-09-04 | 重庆旅游人工智能信息科技有限公司 | Cross-border payment method |
-
2009
- 2009-02-25 CN CNU2009200680832U patent/CN201355494Y/en not_active Expired - Lifetime
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101860633A (en) * | 2010-05-17 | 2010-10-13 | 成都中联信通科技有限公司 | Recharging method based on mobile phone payment |
| US8688576B2 (en) | 2012-07-06 | 2014-04-01 | Bank Of America Corporation | Bill control |
| USD711394S1 (en) | 2012-11-02 | 2014-08-19 | Bank Of America Corporation | Display screen for a communication device |
| USD711395S1 (en) | 2012-11-02 | 2014-08-19 | Bank Of America Corporation | Display screen for a communication device |
| USD711896S1 (en) | 2012-11-02 | 2014-08-26 | Bank Of America Corporation | Display screen for a communication device |
| US9762747B2 (en) | 2014-08-01 | 2017-09-12 | Alibaba Group Holding Limited | System and method for detecting and alerting risks of inputting incorrect account information in refill transactions |
| US9998609B2 (en) | 2014-08-01 | 2018-06-12 | Alibaba Group Holding Limited | System and method for detecting and alerting risks of inputting incorrect account information in refill transactions |
| CN111626721A (en) * | 2020-03-24 | 2020-09-04 | 重庆旅游人工智能信息科技有限公司 | Cross-border payment method |
| CN111626721B (en) * | 2020-03-24 | 2023-09-22 | 重庆旅游人工智能信息科技有限公司 | A cross-border payment method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN201355494Y (en) | Paying bill manager management system | |
| EP2562729A2 (en) | System and method for use when charging an electrically powered vehicle | |
| CN101038642A (en) | Individual paying method based on bar code and bar code scanner | |
| CN101853459A (en) | Payment method based on mobile phone payment | |
| CN103426084A (en) | Electronic payment system and remote-based or near-field-based payment method | |
| CN107301540A (en) | Electric energy meter network prepayment system and its implementation based on cloud platform | |
| CN101853460A (en) | Method for realizing active propelling and payment of bill | |
| CN108960941A (en) | E-payment billing method | |
| CN101562659A (en) | Method and system for collecting TV fee by virtue of cellphones | |
| CN102982448A (en) | Code scanning payment method of mobile terminal | |
| CN101114359A (en) | IC card electronic payment system with bidirectional data-transmission network | |
| US20150220904A1 (en) | Account Management and Transfer System and Method of Use | |
| CN104123638A (en) | Convenient short message payment system and method | |
| CN101571940A (en) | Intelligent public telephone system based method capable of realizing IC card electronic payment | |
| KR20190142251A (en) | Direct payment monitoring system and method without withdrawl limit account | |
| CN109214819A (en) | A kind of method of payment and electronic equipment | |
| CN102385778A (en) | Mobile payment method, mobile pavment system and mobile terminal | |
| CN101840606A (en) | Credit card payment system and method based on mobile payment and bill active pushing | |
| CN102708481A (en) | Payment cloud platform of internet of things based on family payment terminal and payment method thereof | |
| CN104200365A (en) | Writing and paying method for electronic check | |
| CN106845983A (en) | A kind of hand set paying method using payment mark | |
| KR101711284B1 (en) | System and method for charging prepayment card using smart device | |
| CN201307311Y (en) | IC card electronic payment system of dual-direction data transmitting network | |
| CN101127954B (en) | A method for transmitting data via mobile phone dialing communication or GRPS packet communication technology | |
| CN104217333A (en) | Method of authentication and payment through mobile terminal, Internet and computer |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20091202 |