CN111062818A - Insurance customization system - Google Patents
Insurance customization system Download PDFInfo
- Publication number
- CN111062818A CN111062818A CN201911084686.6A CN201911084686A CN111062818A CN 111062818 A CN111062818 A CN 111062818A CN 201911084686 A CN201911084686 A CN 201911084686A CN 111062818 A CN111062818 A CN 111062818A
- Authority
- CN
- China
- Prior art keywords
- insurance
- customization
- product
- user
- products
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2457—Query processing with adaptation to user needs
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Computational Linguistics (AREA)
- Data Mining & Analysis (AREA)
- Databases & Information Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides an insurance customization system, which comprises an insurance customization APP, wherein the insurance customization APP comprises an insurance supermarket, a customization system, a practical tool and a personal center, the insurance customization APP comprises a login user and an insurance data platform server, and the insurance data platform server is used for storing the information of the login user; the invention provides users with the functions of understanding and learning mass insurance products by using the mobile phone APP, and can generate the crowd meeting the customization requirements based on the SySQL database of the insurance products according to the user requirements, thereby customizing a proper insurance product combination scheme, guaranteeing the personal and property safety of individuals or multiple persons in all directions, simultaneously improving the efficiency of designing and developing the insurance scheme for insurance agents, and showing the specialty of the agents.
Description
Technical Field
The invention relates to the field of insurance, in particular to an insurance customization system.
Background
In the prior art, insurance industry is separated in production and marketing, insurance intermediaries are raised, insurance products are richer, but the problems that practitioners need to learn too much cost in the face of massive products and insurance consumers have no choice in the face of massive products are faced. How to select products meeting the requirements and generate products meeting the requirements or product combination schemes becomes a problem to be solved urgently in the whole insurance field.
Disclosure of Invention
The invention is used for solving the problems of various insurance types, high learning cost and high design scheme cost of practitioners, reducing the industry development cost of the practitioners, improving the industry development efficiency and highlighting the professional degree of the practitioners in the prior art; the problems that a consumer is difficult to select and cannot purchase a proper insurance product or a product combination scheme and the like are solved.
In view of the above, the present invention provides an insurance customization system, which includes an insurance customization APP, wherein the insurance customization APP includes an insurance product supermarket, a customization system, a utility tool and a personal center, and is characterized in that the insurance customization APP includes a login user and an insurance data platform server, the insurance data platform server is used for storing information of the login user, and the insurance data platform server is connected to the insurance customization APP through a wireless network;
the background SySQL database of the insurance product supermarket needs to be maintained regularly, all dimension data of products are extracted through product modeling, and the product data are stored in the SySQL database by maintenance personnel, wherein the product data comprise all dimension data of insurance products required by the custom system for calculation, including but not limited to all data of underwriting companies, insurance types, insurance rate calculation tables, insurance contracts, guarantee responsibilities, exemption responsibilities, observation periods, hesitation periods, special limiting conditions and the like; products which are sold off the shelf or just sold off the shelf are marked for sale off in time;
by logging in the insurance customization APP, clicking insurance product supermarket, browsing hot-market products, life insurance products, heavy insurance products, medical insurance products, accident products and the like, wherein the insurance customization APP is provided with a high-grade search bar, and the user can search according to conditions such as company name, product category and the like;
the insurance customization APP information is updated through a network, and a program calls a customization system algorithm to produce an insurance scheme or a combination scheme according to customer requirements;
the practical tool comprises insurance knowledge, insurance company introduction and an insurance agent commission tax payment calculator, wherein the insurance knowledge comprises popularization of insurance consciousness and insurance related knowledge, the insurance agent commission tax payment calculator is used for paying tax according to latest insurance agent tax stipulation, and part of maintenance personnel are required to update insurance related data in time;
the insurance knowledge and the information of the login user are stored in an insurance data platform server of the company through a user operation module on the cloud platform;
the insurance knowledge and insurance company introduction is stored in a SySQL database, and the SySQL database is updated in real time through a network;
the personal center is used for logging in user head portraits, nicknames and levels, and the logged-in users can promote profits, commissions and account balances.
Furthermore, the login users comprise two types, one type is insurance practitioners, professional qualification numbers which are recorded in the bank insurance prisoners are needed, head portraits, nicknames and the like are set in the personal center after registration and login, and business personnel basic data such as commission benefits, customer lists, order lists and the like popularized by agents can be displayed; one is that ordinary insurance consumer sets up head portrait, nickname in personal center after logging in, and the product popularization function is also opened to ordinary consumer, and after the user registers cell-phone APP, store user information by server SySQL database to user information is backed up by the backstage server regularly.
Further, the information of the login user includes age, sex and user's need for various insurance.
Further, the advanced retrieval user can search according to conditions such as company name, product category and the like; after each product clicks in, the detailed information is provided: the method comprises the information of the underwriting company of the product, the product clauses, the rate calculation, the correlation of similar products and the like.
Further, the SySQL database is an insurance product SySQL database.
Further, the insurance customization APP has a user purchase record, an electronic insurance policy, an settlement claim record and a customer list.
Compared with the prior art, the invention has the advantages that: according to the invention, different products are added in a product library through the insurance requirements automatically input by a customer, the customer requirements are matched, and products with higher cost performance are selected for combination to generate a comprehensive insurance combination scheme of the customer; the efficiency of insurance practitioner design insurance scheme has been improved, and the insurance consumer who solves exists in the selection insurance process insurance kind is various, leads to consumer's study cost height, selects the difficult scheduling problem, realizes accurately satisfying insurance consumer's demand. The invention provides users with the functions of understanding and learning mass insurance products by using the mobile phone APP, and can generate an insurance product combination scheme meeting specific requirements of the users based on the SySQL database of the insurance products according to the requirements of the users, thereby comprehensively ensuring personal and property safety of the individuals, improving the efficiency of designing and developing the insurance scheme for insurance agents and showing the specialty of the agents. The invention can inquire SySQL database according to the input requirement, compare products and produce insurance combination scheme which finally meets the requirement.
Drawings
FIG. 1 is a first interface diagram of an insurance customization system;
FIG. 2 is a second interface diagram of an insurance customization system;
FIG. 3 is a third interface diagram of an insurance customization system;
FIG. 4 is a fourth interface diagram of an insurance customization system.
Detailed Description
Example (b): an insurance customization system comprises an insurance customization APP, wherein the insurance customization APP comprises an insurance product supermarket, a customization system, a practical tool and a personal center, and is characterized in that the insurance customization APP comprises a login user and an insurance data platform server, the insurance data platform server is used for storing information of the login user, and the insurance data platform server is connected with the insurance customization APP through a wireless network;
the background SySQL database of the insurance product supermarket needs to be maintained regularly, all dimension data of products are extracted through product modeling, and the product data are stored in the SySQL database by maintenance personnel, wherein the product data comprise all dimension data of insurance products required by the custom system for calculation, including but not limited to all data of underwriting companies, insurance types, insurance rate calculation tables, insurance contracts, guarantee responsibilities, exemption responsibilities, observation periods, hesitation periods, special limiting conditions and the like; products which are sold off the shelf or just sold off the shelf are marked for sale off in time;
by logging in the insurance customization APP, clicking insurance product supermarket, browsing hot-market products, life insurance products, heavy insurance products, medical insurance products, accident products and the like, wherein the insurance customization APP is provided with a high-grade search bar, and the user can search according to conditions such as company name, product category and the like;
the insurance customization APP information is updated through a network, and a program calls a customization system algorithm to produce an insurance scheme or a combination scheme according to customer requirements;
the practical tool comprises insurance knowledge, insurance company introduction and an insurance agent commission tax payment calculator, wherein the insurance knowledge comprises popularization of insurance consciousness and insurance related knowledge, the insurance agent commission tax payment calculator is used for paying tax according to latest insurance agent tax stipulation, and part of maintenance personnel are required to update insurance related data in time;
the insurance knowledge and the information of the login user are stored in an insurance data platform server of the company through a user operation module on the cloud platform;
the insurance knowledge and insurance company introduction is stored in a SySQL database, and the SySQL database is updated in real time through a network;
the personal center is used for logging in user head portraits, nicknames and levels, and the logged-in users can promote profits, commissions and account balances.
As further elaboration of the invention, the login users comprise two types, one type is insurance practitioner, professional qualification number which needs to be recorded in the bank insurance prisoner is required, head portrait, nickname and the like are set in the personal center after registration and login, and business personnel basic data such as commission income, customer list, order list and the like popularized by the agent personnel can be displayed; one is that ordinary insurance consumer sets up head portrait, nickname in personal center after logging in, and the product popularization function is also opened to ordinary consumer, and after the user registers cell-phone APP, store user information by server SySQL database to user information is backed up by the backstage server regularly.
As a further elaboration of the invention, the information of the logged-on user includes age, gender and user's need for various insurance.
As a further elaboration of the invention, the advanced retrieval user can search according to conditions such as company name, product category and the like; after each product clicks in, the detailed information is provided: the method comprises the information of the underwriting company of the product, the product clauses, the rate calculation, the correlation of similar products and the like.
As a further elaboration of the present invention, the syssql database is an insurance product syssql database.
As a further elaboration of the invention, the insurance customization APP has a user purchase record, an electronic policy, an settlement claim record and a customer list.
The specific embodiment of the invention is as follows: when in use, the invention has the following four functions: (1) the personal center: downloading APP, using registered users for the first time, and dividing users into two types: one is insurance practitioner, need have job qualification number that register in the bank insurance prison, register and set up head portrait, nick name, etc. in the personal centre after logging on, can reveal business personnel basic data such as commission income, customer's tabulation, order list that the agent person promotes at the same time; one is a common insurance consumer, a head portrait and a nickname are set in a personal center after logging in, and the product popularization function is also open to the common consumer. After a user registers a mobile phone APP, a server SySQL database stores user information, and a background server periodically backups the user information; the utility tool part needs maintenance personnel to update insurance related softwares and related data documents and tool software related to the module in time.
(2) Insurance product supermarket: when a member enters a mobile phone APP, all products can be browsed in a insurance supermarket, and the products can be displayed in a divided mode according to a plurality of unique hot-sell products, life insurance products, heavy insurance products, medical insurance products, accident insurance products and the like; meanwhile, a high-level search bar is provided on the page, and a user can search according to conditions such as company name, product category and the like; after each product clicks in, the detailed information is provided: the method comprises the following steps of information of underwriting companies of products, product clauses, rate calculation, similar product association and the like: insurance product supermarket: the background SySQL database is maintained regularly, products sold on the market latest are extracted through product modeling, product data are stored in the SySQL database by maintenance personnel, and the product data comprise all dimension data of insurance products required by the custom system calculation, including but not limited to all data of underwriting companies, insurance types, insurance rate calculation tables, insurance contracts, guarantee responsibilities, exemption responsibilities, observation periods, hesitation periods, special limiting conditions and the like; and immediately taking off the products sold out of the shelf or marking the products just sold out of the shelf to be sold out of the shelf.
(3) Insurance combination scheme customization system: the customer enters information age, gender, insurance requirements, including but not limited to: the method is characterized in that the method comprises the following steps of providing a check box for the demands of major insurance premium, medical insurance premium, accident insurance premium, annual insurance premium, family property insurance and the like, wherein each demand is listed, and the demand of checking is input, and the demand of checking is not input. After the input is finished, clicking a button to generate an insurance combination scheme, listing product information and premium in the combination scheme, clicking the combination scheme, checking detailed information of each product in the scheme, wherein the detailed information is consistent with the product information checked in the first function, ensuring that the latest product information is accurately modeled and stored in a SySQL database, a product off shelf does not participate in automatic calculation of a customization system, and a program calls an algorithm of the customization system to produce the insurance scheme or the combination scheme according to the requirements of customers.
(4) Including but not limited to insurance knowledge lectures (introduction of insurance-related knowledge, popularization of insurance awareness), detailed introduction of each insurance company, and insurance agent commission tax payment calculator.
Having thus described the basic principles and principal features of the invention, it will be appreciated by those skilled in the art that the invention is not limited by the embodiments described above, which are given by way of illustration only, but that various changes and modifications may be made therein without departing from the spirit and scope of the invention as defined by the appended claims and their equivalents.
Claims (6)
1. An insurance customization system comprises an insurance customization APP, wherein the insurance customization APP comprises an insurance product supermarket, a customization system, a practical tool and a personal center, and is characterized in that the insurance customization APP comprises a login user and an insurance data platform server, the insurance data platform server is used for storing information of the login user, and the insurance data platform server is connected with the insurance customization APP through a wireless network;
the background SySQL database of the insurance product supermarket needs to be maintained regularly, all dimension data of products are extracted through product modeling, and the product data are stored in the SySQL database by maintenance personnel, wherein the product data comprise all dimension data of insurance products required by the custom system for calculation, including but not limited to all data of underwriting companies, insurance types, insurance rate calculation tables, insurance contracts, guarantee responsibilities, exemption responsibilities, observation periods, hesitation periods, special limiting conditions and the like; products which are sold off the shelf or just sold off the shelf are marked for sale off in time;
by logging in the insurance customization APP, clicking insurance product supermarket, browsing hot-market products, life insurance products, heavy insurance products, medical insurance products, accident products and the like, wherein the insurance customization APP is provided with a high-grade search bar, and the user can search according to conditions such as company name, product category and the like;
the insurance customization APP information is updated through a network, and a program calls a customization system algorithm to produce an insurance scheme or a combination scheme according to customer requirements;
the practical tool comprises insurance knowledge, insurance company introduction and an insurance agent commission tax payment calculator, wherein the insurance knowledge comprises popularization of insurance consciousness and insurance related knowledge, the insurance agent commission tax payment calculator is used for paying tax according to latest insurance agent tax stipulation, and part of maintenance personnel are required to update insurance related data in time;
the insurance knowledge and the information of the login user are stored in an insurance data platform server of the company through a user operation module on the cloud platform;
the insurance knowledge and insurance company introduction is stored in a SySQL database, and the SySQL database is updated in real time through a network;
the personal center is used for logging in user head portraits, nicknames and levels, and the logged-in users can promote profits, commissions and account balances.
2. The insurance customization system according to claim 1, wherein the login users include two types, one type is insurance practitioner, and needs professional qualification number recorded in the bank insurance prison, and after registration and login, head portrait, nickname and the like are set in the personal center, and meanwhile, business personnel basic data such as commission income promoted by the agent, customer list, order list and the like can be displayed; one is that ordinary insurance consumer sets up head portrait, nickname in personal center after logging in, and the product popularization function is also opened to ordinary consumer, and after the user registers cell-phone APP, store user information by server SySQL database to user information is backed up by the backstage server regularly.
3. The insurance customization system of claim 1, wherein the information of the logged-on user includes age, gender and user's needs for various insurance.
4. An insurance customization system according to claim 1, wherein the advanced search user can search according to company name, product category and other conditions; after each product clicks in, the detailed information is provided: the method comprises the information of the underwriting company of the product, the product clauses, the rate calculation, the correlation of similar products and the like.
5. The insurance customization system according to claim 1, wherein the syssql database is an insurance product syssql database.
6. The insurance customization system according to claim 1, wherein the insurance customization APP is a mobile phone APP, and there are user purchase records, electronic insurance policies, claim settlement records and customer lists.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911084686.6A CN111062818A (en) | 2019-11-08 | 2019-11-08 | Insurance customization system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911084686.6A CN111062818A (en) | 2019-11-08 | 2019-11-08 | Insurance customization system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN111062818A true CN111062818A (en) | 2020-04-24 |
Family
ID=70297979
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201911084686.6A Withdrawn CN111062818A (en) | 2019-11-08 | 2019-11-08 | Insurance customization system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111062818A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111915445A (en) * | 2020-07-10 | 2020-11-10 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and configuration method for non-vehicle insurance |
| CN112053248A (en) * | 2020-08-31 | 2020-12-08 | 深圳麦亚信科技股份有限公司 | Insurance Exhibition System |
| CN112540752A (en) * | 2020-12-16 | 2021-03-23 | 泰康保险集团股份有限公司 | Insurance product online publishing method and device, computer equipment and storage medium |
| CN113256437A (en) * | 2021-07-15 | 2021-08-13 | 大童保险销售服务有限公司 | Method, system and storage medium for configuring disease insurance product scheme |
| CN115619068A (en) * | 2022-10-20 | 2023-01-17 | 北京晨跃科技有限公司 | Intelligent insurance scheme generation method and device, electronic equipment and storage medium |
-
2019
- 2019-11-08 CN CN201911084686.6A patent/CN111062818A/en not_active Withdrawn
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111915445A (en) * | 2020-07-10 | 2020-11-10 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and configuration method for non-vehicle insurance |
| CN111915445B (en) * | 2020-07-10 | 2023-12-12 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and method for non-vehicle insurance |
| CN112053248A (en) * | 2020-08-31 | 2020-12-08 | 深圳麦亚信科技股份有限公司 | Insurance Exhibition System |
| CN112540752A (en) * | 2020-12-16 | 2021-03-23 | 泰康保险集团股份有限公司 | Insurance product online publishing method and device, computer equipment and storage medium |
| CN112540752B (en) * | 2020-12-16 | 2023-09-22 | 泰康保险集团股份有限公司 | Insurance product online release method and device, computer equipment and storage medium |
| CN113256437A (en) * | 2021-07-15 | 2021-08-13 | 大童保险销售服务有限公司 | Method, system and storage medium for configuring disease insurance product scheme |
| CN113256437B (en) * | 2021-07-15 | 2021-11-02 | 大童保险销售服务有限公司 | Method, system and storage medium for configuring disease insurance product scheme |
| CN115619068A (en) * | 2022-10-20 | 2023-01-17 | 北京晨跃科技有限公司 | Intelligent insurance scheme generation method and device, electronic equipment and storage medium |
| CN115619068B (en) * | 2022-10-20 | 2023-09-05 | 北京晨跃科技有限公司 | Intelligent application scheme generation method and device, electronic equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US11195134B2 (en) | Privacy management systems and methods | |
| US10997542B2 (en) | Privacy management systems and methods | |
| US10803528B2 (en) | Consumer-centered risk analysis and insurance purchasing systems and methods | |
| US11138299B2 (en) | Data processing and scanning systems for assessing vendor risk | |
| US11144622B2 (en) | Privacy management systems and methods | |
| CN111062818A (en) | Insurance customization system | |
| Curtis et al. | Business information systems: Analysis, design and practice | |
| US20200202269A1 (en) | Privacy management systems and methods | |
| US7873557B2 (en) | Information, document, and compliance management for financial professionals, clients, and supervisors | |
| US20060129481A1 (en) | System and method for self-monitoring credit information | |
| US20100293108A1 (en) | Automated Practice Management System | |
| US20100070323A1 (en) | Method and system for wealth management | |
| JP2002511160A (en) | Financial planning system to implement relationship and group management | |
| US20060004612A1 (en) | Systems and methods for configuring and processing insurance information | |
| WO2008087447A1 (en) | Customer relationship management system | |
| JP2007520775A (en) | System for facilitating management and organizational development processes | |
| US11151233B2 (en) | Data processing and scanning systems for assessing vendor risk | |
| WO2009006030A2 (en) | A compliance management system | |
| US20050278198A1 (en) | Methods and systems for managing a portfolio of insurance products | |
| US11410106B2 (en) | Privacy management systems and methods | |
| US20140095254A1 (en) | Method and system for implementing profiles for an enterprise business application | |
| JP7591175B1 (en) | Information processing system, information processing method, and program | |
| US20200257784A1 (en) | Data processing and scanning systems for assessing vendor risk | |
| US20200201962A1 (en) | Privacy management systems and methods | |
| US20200311233A1 (en) | Data processing and scanning systems for assessing vendor risk |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20200424 |