CN110135836A - Payment control method based on wearable device and wearable device - Google Patents

Abstract

The embodiment of the invention discloses a payment control method based on wearable equipment and the wearable equipment, wherein the method comprises the following steps: when a shooting module of the wearable device previews the payment code, another shooting module of the wearable device is used for shooting an environment image of the environment where the wearable device is located, the environment image is sent to the terminal device bound with the wearable device, and when a code scanning prohibition instruction sent by the terminal device is received, the shooting module used for previewing the payment code is closed, and the code scanning prohibition instruction is input by a user of the terminal device according to the environment image. By implementing the embodiment of the invention, the control on the payment behaviors of the children can be realized.

Description

A wearable device-based payment control method and wearable device

technical field

The present invention relates to the technical field of wearable devices, in particular to a wearable device-based payment control method and a wearable device.

Background technique

Scan code payment is a very common payment method at present. Most of the current wearable devices (smart bracelets, children's phone watches) support scan code payment. Among them, children's phone watches are mainly suitable for children aged 3 to 12 years old. Children in this age group are still in the learning stage of cognition of external things, and their self-discipline ability is usually weak, which makes it easy to develop unhealthy consumption concepts. . How to control children's payment behavior to help children develop a healthy consumption concept has become an urgent problem to be solved.

SUMMARY OF THE INVENTION

The embodiment of the present invention discloses a wearable device-based payment control method and a wearable device, which can realize the management and control of children's payment behavior.

A first aspect of the embodiments of the present invention discloses a payment control method based on a wearable device, wherein a smart host of the wearable device is rotatably connected to a bottom bracket of the wearable device through a rotating shaft, and the smart host is connected to the bottom bracket of the wearable device. When the bracket is in a buckled state, the upward side of the smart host is the top side of the smart host, the downward side of the smart host is the bottom side of the smart host, and the top side of the host is and the bottom side of the host is respectively provided with a shooting module, and the method includes:

When previewing the payment code through a shooting module of the smart host, use another shooting module of the smart host to shoot an environmental image of the environment where the wearable device is located;

sending the environment image to the terminal device bound to the wearable device;

When receiving the code scanning prohibition instruction sent by the terminal device, the camera module for previewing the payment code is turned off; wherein the code scanning prohibition instruction is issued by the user of the terminal device according to the environment image enter.

As an optional implementation manner, in the first aspect of the embodiment of the present invention, after the environment image is sent to the terminal device bound to the wearable device, the method further includes:

When receiving the scan code start instruction sent by the terminal device, identify the previewed payment code, obtain payment code information, and control the wearable device to start the payment process according to the payment code information; wherein, The command to start scanning the code is input by the user of the terminal device according to the environment image.

As an optional implementation manner, in the first aspect of the embodiment of the present invention, the payment code information includes at least merchant information, and when receiving a code scanning start instruction sent by the terminal device, the previewed After the payment code is identified, after the payment code information is obtained, and before the control of the wearable device to start the payment process according to the payment code information, the method further includes:

Sending the payment code information to the server, so that the server feeds back the merchant rating obtained according to the payment code information to the wearable device;

Judging whether the merchant's score fed back by the server is greater than a preset score, and when the merchant's score is greater than the preset score, executing the control of the wearable device to initiate payment according to the payment code information process.

As an optional implementation manner, in the first aspect of the embodiment of the present invention, after the control of the wearable device to start a payment process according to the payment code information, the method further includes:

Detecting whether the payment process reaches the payment node;

If reaching the payment node, obtain the payment amount, and determine whether the payment amount is greater than the preset amount;

When the payment amount is greater than the preset amount, perform a suspend operation on the payment process, and send a prompt message to the terminal device;

When the payment permission information sent by the terminal device is received, the payment process is adjusted from the pending state to the execution state, and the payment amount is deducted from the designated user account to complete the payment operation.

As an optional implementation manner, in the first aspect of the embodiment of the present invention, when the payment amount is less than or equal to the preset amount, the method further includes:

judging whether the photographing module for photographing the environment image obtains a face image;

When acquiring the face image, extract the iris feature, and compare the iris feature with the legal iris feature pre-stored by the wearable device to obtain a comparison result;

When the comparison result indicates that the iris feature matches the legal iris feature, the payment amount is deducted from the designated user account to complete the payment operation.

A second aspect of the embodiments of the present invention discloses a wearable device, wherein a smart host of the wearable device is rotatably connected to a bottom bracket of the wearable device through a rotating shaft, and the smart host and the bottom bracket are in a buckled state , the upward side of the smart host is the top side of the smart host, the downward side of the smart host is the bottom side of the smart host, the top side of the host and the bottom side of the host Each side is provided with a shooting module, and the intelligent host includes:

a photographing unit, configured to use another photographing module of the intelligent host to photograph an environmental image of the environment in which the wearable device is located when the payment code is previewed through a photographing module of the intelligent host;

a sending unit, configured to send the environment image to a terminal device bound to the wearable device;

a control unit, configured to close the camera module for previewing the payment code when receiving the code scanning prohibition instruction sent by the terminal device; wherein the code scanning prohibition instruction is issued by the user of the terminal device According to the environment image input.

As an optional implementation manner, in the second aspect of the embodiment of the present invention, the intelligent host further includes:

an acquisition unit, configured to, after the sending unit sends the environment image to the terminal device bound to the wearable device, when receiving the start scan code sent by the terminal device, perform the payment on the previewed payment The code is identified, and the payment code information is obtained; wherein, the start scan code instruction is input by the user of the terminal device according to the environment image;

A start-up unit, configured to control the wearable device to start a payment process according to the payment code information.

As an optional implementation manner, in the second aspect of the embodiment of the present invention, the intelligent host further includes:

an acquisition unit, configured to, after the sending unit sends the environment image to the terminal device bound to the wearable device, when receiving the start scan code sent by the terminal device, perform the payment on the previewed payment The code is identified, and the payment code information is obtained; wherein, the start scan code instruction is input by the user of the terminal device according to the environment image;

A start-up unit, configured to control the wearable device to start a payment process according to the payment code information.

As an optional implementation manner, in the second aspect of the embodiment of the present invention, the intelligent host further includes:

a detection unit, configured to detect whether the payment process reaches a payment node after the start-up unit controls the wearable device to start the payment process according to the payment code information;

The obtaining unit is further configured to obtain the payment amount when the payment process reaches the payment node, and determine whether the payment amount is greater than a preset amount;

a prompt unit, configured to perform a suspend operation on the payment process when the acquisition unit determines that the payment amount is greater than the preset amount, and send prompt information to the terminal device;

The payment unit is configured to adjust the payment process from the suspended state to the execution state when receiving the payment permission information sent by the terminal device, and deduct the payment amount from the designated user account to complete the payment operation.

As an optional implementation manner, in the second aspect of the embodiment of the present invention, the intelligent host further includes:

a second judging unit, configured to judge whether the photographing module for photographing the environment image has obtained a face image when the obtaining unit judges that the payment amount is less than or equal to the preset amount;

an extraction unit, configured to extract the iris feature when the face image is acquired, and compare the iris feature with the legal iris feature pre-stored by the wearable device to obtain a comparison result;

The payment unit is further configured to deduct the payment amount from the designated user account to complete the payment operation when the comparison result indicates that the iris feature matches the legal iris feature.

A third aspect of the embodiments of the present invention discloses a wearable device, including:

a memory in which executable program code is stored;

a processor coupled to the memory;

The processor invokes the executable program code stored in the memory to execute part or all of the steps of any one of the methods of the first aspect of the present invention.

A fourth aspect of the embodiments of the present invention discloses a computer-readable storage medium, which stores a computer program, wherein the computer program includes instructions for executing part or all of the steps of any one of the methods of the first aspect of the present invention.

A fifth aspect of the embodiments of the present invention discloses a computer program product, which, when the computer program product runs on a computer, causes the computer to execute part or all of the steps of any one of the methods of the first aspect.

A sixth aspect of the embodiments of the present invention discloses an application publishing platform, where the application publishing platform is used for publishing a computer program product, wherein when the computer program product runs on a computer, the computer is made to execute any of the first aspect. Some or all of the steps of a method.

Compared with the prior art, the embodiments of the present invention have the following beneficial effects:

In the embodiment of the present invention, when the payment code is previewed through a photographing module of the wearable device, another photographing module of the wearable device is used to photograph an environmental image of the environment in which the wearable device is located, and the environmental image is sent to The terminal device bound to the wearable device, and when receiving a code scanning prohibition command sent by the terminal device, the camera module for previewing the payment code is closed, and the code scanning prohibition command is input by the user of the terminal device according to the environment image. Implementing the embodiment of the present invention, when the child uses the child's phone watch to scan the code for payment, the child's phone watch can send the captured environment image to the parent end in real time, and the parent can use the environment image received by the parent end to the child's current consumption. Behavior identification, and when it is recognized that the current consumption behavior of the child is unreasonable, the parent terminal can control the children's phone watch to terminate the current scan code payment operation. It can be seen that, by implementing the embodiments of the present invention, the control of children's payment behavior can be realized to assist children to develop a healthy consumption concept.

Description of drawings

In order to illustrate the technical solutions in the embodiments of the present invention more clearly, the following briefly introduces the drawings required in the embodiments. Obviously, the drawings in the following description are only some embodiments of the present invention. For those of ordinary skill in the art, other drawings can also be obtained from these drawings without any creative effort.

1 is a schematic structural diagram of a wearable device disclosed in an embodiment of the present invention;

2 is a schematic structural diagram of the smart host included in the wearable device shown in FIG. 1 rotated 90° relative to the bottom bracket;

Fig. 3 is the schematic diagram of another angle of view of Fig. 2;

4 is a schematic flowchart of a wearable device-based payment control method disclosed in an embodiment of the present invention;

5 is a schematic flowchart of another wearable device-based payment control method disclosed in an embodiment of the present invention;

6 is a schematic structural diagram of a wearable device disclosed in an embodiment of the present invention;

7 is a schematic structural diagram of another wearable device disclosed in an embodiment of the present invention;

FIG. 8 is a schematic structural diagram of another wearable device disclosed in an embodiment of the present invention.

Detailed ways

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, but not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

It should be noted that the terms "comprising", "having" and any modifications thereof in the embodiments of the present invention and the accompanying drawings are intended to cover non-exclusive inclusion. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes unlisted steps or units, or optionally also includes For other steps or units inherent to these processes, methods, products or devices.

The embodiment of the present invention discloses a wearable device-based payment control method and a wearable device, which can realize the management and control of children's payment behavior. The wearable device-based payment control method described in the embodiments of the present invention is applicable to wearable devices such as smart watches and smart bracelets. The operating system of the wearable device may include, but is not limited to, an Android operating system, an IOS operating system, a Symbian (Symbian) operating system, a BlackBerry (Blackberry) operating system, a Windows Phone 8 operating system, and the like, which are not limited in the embodiments of the present invention. . The execution subject of the embodiment of the present invention is a wearable device, which will be described in detail below.

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, but not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

In the present invention, the terms "upper", "lower", "left", "right", "front", "rear", "top", "bottom", "inner", "outer", "middle", The orientation or positional relationship indicated by "vertical", "horizontal", "horizontal", "longitudinal", etc. is based on the orientation or positional relationship shown in the drawings. These terms are primarily used to better describe the invention and its embodiments, and are not intended to limit the fact that the indicated device, element or component must have a particular orientation, or be constructed and operated in a particular orientation.

In addition, some of the above-mentioned terms may be used to express other meanings besides orientation or positional relationship. For example, the term "on" may also be used to express a certain attachment or connection relationship in some cases. For those of ordinary skill in the art, the specific meanings of these terms in the present invention can be understood according to specific situations.

Furthermore, the terms "installed", "arranged", "provided", "connected", "connected" should be construed broadly. For example, it may be a fixed connection, a detachable connection, or a unitary structure; it may be a mechanical connection, or an electrical connection; it may be directly connected, or indirectly connected through an intermediary, or between two devices, elements, or components. internal communication. For those of ordinary skill in the art, the specific meanings of the above terms in the present invention can be understood according to specific situations.

In addition, the terms "first", "second", etc. are mainly used to distinguish different devices, elements or components (the specific types and configurations may be the same or different), and are not used to indicate or imply the indicated devices, elements, etc. or the relative importance and number of components. Unless stated otherwise, "plurality" means two or more.

The technical solutions of the embodiments of the present invention will be further described below with reference to the embodiments and the accompanying drawings.

In order to better understand a wearable device-based payment control method disclosed in the embodiment of the present invention, a wearable device disclosed in the embodiment of the present invention is first introduced below. Referring to FIGS. 1-3 , a wearable device disclosed in an embodiment of the present invention may include: a bottom bracket 10 , a smart host 20 , and a side strap 30 , and the bottom bracket 10 is connected between the ends of the two side straps of the side strap 30 . The host top side 20a of the smart host 20 faces the host bottom side 20b of the smart host 20, and the top side 20a of the smart host 20 is provided with a camera module 22, and the bottom side 20b of the smart host 20 is provided with a camera module 23. When the smart host 20 and the bottom bracket 10 are in a buckled state, the upward side of the smart host 20 is the host top side 20a, and the downward side of the smart host is the host bottom side 20b. One end of the intelligent host 20 is rotatably connected to the first end of the bottom bracket 10 through the rotating shaft 21, and the intelligent host 20 can rotate at different angles relative to the bottom bracket 10, so that the shooting module 22 and the shooting module 23 can obtain different shooting angles . One end of the side strap 30 is pivotally connected to the first end of the bottom bracket 10 through the rotating shaft 21 , and the other end of the side strap 30 is connected to the second end of the bottom bracket 10 .

In the wearable device disclosed in the embodiment of the present invention, through the structure described above, the smart host 20 included in the wearable device is rotatably connected to the bottom bracket 10 through the rotating shaft 21 . Wherein, the rotation of the intelligent host 20 relative to the bottom bracket 10 can be realized through the rotating shaft 21 , so that the shooting module 22 and the shooting module 23 arranged on the intelligent host 20 can also obtain different shooting angles with the rotation of the intelligent host 20 , which not only solves the problem of adjusting the shooting angle of existing wearable devices (usually only one top-side shooting module) that requires social users to twist their arms, but also meets the shooting needs of social users from different angles.

In the embodiment of the present invention, when the intelligent host 20 is rotated relative to the bottom bracket 10, since one side band end of the side band 30 is connected to the first end of the bottom bracket 10 through the rotating shaft 21, one side band 30 The end of the side strap, the first end of the bottom bracket 10 and the end of the smart host 20 are designed for coaxial rotation with a shared rotation axis 21, so that the component design of the wearable device can be reduced and the component assembly of the wearable device can be simplified. process, which in turn makes the structure of the wearable device more compact.

In this embodiment of the present invention, a top-side display screen (not marked in the figure) may be provided on the host top side 20a of the smart host 20; optionally, a bottom-side display screen may also be provided on the host bottom side 20b of the smart host 20 (not marked in the figure). Under normal circumstances, the smart host 20 can be stacked on the bottom bracket 10, that is, the bottom side 20b of the smart host 20 is in contact with the upper surface of the bottom bracket 10; and when the smart host 20 rotates with the rotating shaft 21, the smart host Both the main body top side 20a and the main body bottom side 20b of the main body 20 form a certain angle with the upper surface of the bottom bracket 10 .

In the embodiment of the present invention, the smart host 20 is used as a host of a wearable device with an adjustable shooting angle, which not only includes a main board provided inside, a touch screen/or display screen for realizing touch and display functions, The battery that supplies power to the main board, the touch screen/display screen, the shooting module 22 and the shooting module 23 that realize the shooting function of the intelligent host 20, and the communication device (such as a wireless communication device, a Bluetooth communication device that realizes the communication function of the intelligent host 20) devices, infrared communication devices, etc.), sensors that realize the detection function of the smart host 20 (such as gravity sensors, acceleration sensors, distance sensors, air pressure sensors, ultraviolet detectors, water-playing detection and identification modules), sensors that realize the detection of the user's heart rate A heart rate detector, a timer for realizing the timing function of the smart host 20, elements for identifying the user's identity, such as a fingerprint module, a facial recognition module, and a microphone, a speaker, etc. for audio input and/or output. It should be known that the above-mentioned components and functional modules are located inside the intelligent host 20 and are electrically connected to the main board. The main board realizes the control of these components and functional modules, and then controls them to realize corresponding functions.

Therefore, in the embodiment of the present invention, the smart host 20 is a dial that is different from a traditional watch and can only implement functions such as time display and timing.

Further, since the intelligent host 20 and the bottom bracket 10 can be rotatably connected through the rotating shaft 21, the shooting angle of the shooting module 22 and the shooting module 23 can be adjusted by adjusting the rotation angle of the intelligent host 20 and the bottom bracket 10. , wherein the rotation angle between the smart host 20 and the bottom bracket 10 may be between 0° and 90°. For example, when the smart host 20 is stacked on the bottom bracket 10, the angle between the smart host 20 and the bottom bracket 10 is 0°, and when the smart host 20 rotates, the angle between the smart host 20 and the bottom bracket 10 is 0°. It may preferably be 90°. When the angle between the smart host 20 and the bottom bracket 10 is 0°, the angle between the shooting module 22 and the shooting module 23 on the smart host 20 relative to the bottom bracket 10 is also 0°; when the smart host 20 is opposite When the bottom bracket 10 is rotated to form an included angle of 90°, the included angle between the shooting module 22 and the shooting module 23 of the intelligent host 20 relative to the bottom bracket 10 is a 90° included angle, so that the shooting module 22 and the shooting module 23 can be connected. Adjust the shooting angle. In particular, when the top side 20a of the smart host 20 is provided with a top-side display screen and the bottom side 20b of the host is also provided with a bottom-side display screen, if the camera module 22 and the camera module 23 of the smart host 20 are opposite to the bottom The included angle of the bracket 10 is an included angle of 90°, then the included angle of the top-side display screen arranged on the top side 20a of the host and the bottom-side display screen arranged on the bottom side 20b of the host computer relative to the bottom bracket 10 is also an included angle of 90°, thereby It is convenient for a user located on one side of the smart host 20 to view the top-side display screen, and a user located on the other side of the smart host 20 to view the bottom-side display screen. In the embodiment of the present invention, the rotation angle between the smart host 20 and the bottom bracket 10 can be adjusted between 0° and 90°, and preferably, the rotation angle can be 0°, 30°, 45°, 60°, 75° or 90°. °.

In the embodiment of the present invention, since the smart host 20 is rotatably connected to the bottom bracket 10 through the rotating shaft 21, the smart host 20 may include a rotating end 20c and a free end 20d that are oppositely arranged, and the rotating end 20c is a rotating end 20c for the smart host 20 to rotate The shaft 21 is connected to the first end of the bottom bracket 10 , and the free end 20d is an end that can rotate relative to the bottom bracket 10 along with the rotating end 20c and can form an angle relative to the bottom bracket 10 . Specifically, in order to avoid affecting the shooting angle of the shooting module 22 and the shooting module 23, the shooting module 22 can preferably be arranged on the top side of the end of the free end 20d (belonging to a part of the top side 20a of the host), and the shooting module 23 may preferably be provided on the bottom side of the end of the free end 20d (belonging to a part of the bottom side 20b of the main body).

In the embodiment of the present invention, the bottom bracket 10 may be a plate-like structure. When the bottom bracket 10 is a plate-like structure, the material of the bottom bracket 10 may preferably be a heat-insulating material, such as plastic. When the user wears the wearable device, the situation in which the smart host 20 generates a large amount of heat and may cause burns to the user's wrist skin can be avoided. Therefore, the bottom bracket 10 can not only realize the function of supporting the rotation of the smart host 20, but also achieve the effect of insulating the smart host 20 from the user's wrist skin.

Further, when the bottom bracket 10 is a plate-like structure, one or more through holes 10a may be provided on the bottom bracket 10, so that the smart host 20 can realize various functions including detecting the user's heart rate through the through holes 10a. Physiological feature detection. The shape of the through hole 10 may be a circle, a square, or an ellipse, etc., which is not limited in the embodiment of the present invention.

It can be understood that, in other embodiments, the bottom bracket 10 may also be a closed ring structure, which is not limited in the embodiment of the present invention.

When the user needs to adjust the angle of the smart host 20 relative to the bottom bracket 10, the rotation angle of the smart host 20 relative to the bottom bracket 10 can be manually adjusted. When the smart host 20 rotates to the user's target angle, the user stops adjusting the smart host. 20. The intelligent host 20 can remain at the current angle unchanged. At this time, the shooting module 22 and/or the shooting module 23 can be in a shooting state, and the user can select the shooting module 22 and/or the shooting module according to the actual shooting needs. 23 Execute the corresponding shooting operation.

When the user wants to stack the smart host 20 on the bottom bracket 10 , the smart host 20 can be manually adjusted again, so that the smart host 20 can be adjusted again to rotate relative to the bottom bracket 10 until the smart host 20 is stacked on the bottom bracket 10 , the user stops adjusting the smart host 20 at this time.

The wearable device disclosed in the embodiment of the present invention enables the shooting module 22 and the shooting module 23 to obtain different shooting angles with the rotation of the intelligent host, so as to meet the needs of users for different shooting angles.

Please refer to FIG. 4 , which is a schematic flowchart of a wearable device-based payment control method disclosed in an embodiment of the present invention. Wherein, the wearable device-based payment control method described in FIG. 4 can be applied to the wearable device described in the previous embodiment. As described in the previous embodiment, the smart host of the wearable device is rotatably connected to the bottom bracket of the wearable device through the rotating shaft. When the smart host and the bottom bracket are in a buckled state, the upward side of the smart host is the host of the smart host. The top side, the downward side of the smart host is the bottom side of the host of the smart host, and the top side of the host and the bottom side of the host are each provided with a shooting module, as shown in Figure 4, the wearable device-based payment control method may include: The following steps:

401. When the payment code is previewed through a shooting module of the smart host, use another shooting module of the smart host to shoot an environmental image of the environment where the wearable device is located.

According to the content described in the above embodiments, in the embodiment of the present invention, when a user wearing a wearable device scans a code to pay by using the wearable device, the angle of the smart host 20 relative to the bottom bracket 10 can be adjusted to 90°, and the corresponding smart host The included angle between the top-side photographing module 22 and the bottom-side photographing module 23 of 20 relative to the bottom bracket 10 is also an angle of 90°. On this basis, the intelligent host 20 can control the bottom-side photographing module to preview the payment code (such as paying QR code, payment barcode), and control the top-side camera module to capture an environmental image of the environment in which the wearable device is located. By implementing the method, the user does not need to twist the arm wearing the wearable device when using the wearable device to scan the code for payment, which can improve the user experience.

402. Send the foregoing environment image to the terminal device bound to the wearable device.

403. When receiving the code scanning prohibition instruction sent by the terminal device, turn off the above-mentioned photographing module for previewing the payment code; wherein the code scanning prohibition instruction is input by the user of the terminal device according to the above-mentioned environment image.

In this embodiment of the present invention, if the wearable device is a child's phone watch, and the terminal device is a parent's smartphone, when the child uses the child's phone watch to scan the code for payment, the child's phone watch can send the captured environment image to the parent's phone watch. Smartphone, the parent identifies the child's current payment behavior according to the environmental image received by the smartphone. When it is identified that the child's current payment behavior is unreasonable, the parent's smartphone controls the child's phone watch to terminate the current scan code payment operation. . By implementing the method, the terminal device is used to control the scan code payment operation of the wearable device, so as to achieve the purpose of controlling children's payment behavior and assist children to develop a healthy consumption concept.

As an optional implementation manner, in this embodiment of the present invention, after the wearable device sends the above-mentioned environmental image to the terminal device bound to the wearable device, the wearable device may also turn on the sound pickup device of the wearable device, and use the The sound device collects the sound information of the environment in which the wearable device is located, and sends the collected sound information to the terminal device. The terminal device can output the above-mentioned environmental image sent by the wearable device on its display screen, and at the same time, it can also Play the sound message sent by the wearable device. By implementing the method, the instruction (eg, prohibiting code scanning instruction) input by the parent into the terminal device for controlling the current payment operation of the wearable device is more accurate. Further optionally, the wearable device can also send the positioning information of the wearable device to the terminal device, and the terminal device can also display the positioning information of the wearable device while displaying the above-mentioned environment image, by implementing this optional implementation method. , the instruction input into the terminal device for controlling the current payment operation of the wearable device is determined by the parent according to the above-mentioned environmental image, the above-mentioned sound information and the positioning information, which can further improve the accuracy of the above-mentioned instruction.

Please refer to FIG. 5. FIG. 5 is a schematic flowchart of another wearable device-based payment control method disclosed in an embodiment of the present invention. As shown in Figure 5, the wearable device-based payment control method may include the following steps:

For the detailed description of steps 501 to 503, please refer to the description of steps 401 to 403 in the wearable device-based payment control method shown in FIG.

504. When receiving the start scanning code sent by the terminal device, identify the previewed payment code to obtain payment code information; wherein the code scanning start command is input by the user of the terminal device according to the above-mentioned environment image.

It should be noted that the above payment code information includes at least merchant information, wherein the merchant information may at least include a uniquely identifiable merchant identifier such as a merchant name or a trademark.

According to the content described in the above embodiments, the start scan code instruction mentioned in step 504 may be input by the user of the terminal device to the terminal device according to the above-mentioned environmental image displayed by the terminal device and the sound information played, or it may be the user of the terminal device according to The above-mentioned environmental image displayed by the terminal device, the played sound information and the positioning information are input into the terminal device.

505. Send the obtained payment code information to the server, so that the server feeds back the merchant rating obtained according to the payment code information to the wearable device.

In the embodiment of the present invention, the merchant can store the merchant information on the server through the registered account, and the user can also log in to the server through the registered account, and send the evaluation information for the registered merchant to the server. All evaluation information of a merchant obtains the merchant rating of the certain merchant, and associates the obtained merchant rating with the merchant information of the certain merchant. When the server receives the payment code information, the server extracts the payment code information from the payment code information. The business information is output, the business rating associated with the business information is obtained according to the business information, and the business rating associated with the business information is fed back to the wearable device.

506. Determine whether the merchant's score fed back by the server is greater than the preset score, and if so, perform steps 507 to 508; if not, end the process.

In the embodiment of the present invention, the merchant rating equal to the preset value may indicate that the merchant's rating corresponds to the merchant's public favorable rating, and the merchant rating is less than the preset score may indicate that the merchant's rating corresponds to the merchant's public favorable rating If it is low, the merchant's score is greater than the preset score, which means that the merchant corresponding to the merchant's score has a relatively high public praise. Among them, the public praise of the merchants mainly involves the quality of goods and services. Therefore, the merchant's rating is the comprehensive score of the quality of goods and services.

507. Control the wearable device to start the payment process according to the above payment code information.

Steps 505 to 507 are performed, and when the merchant's score is greater than the preset score, the wearable device is controlled to start the payment process according to the above payment code information, which can ensure the quality of the products purchased by the wearable device user.

Optionally, in this embodiment of the present invention, the payment process of the wearable device may be assisted by a server, and the specific implementation is as follows:

The wearable device sends the designated user account of the wearable device to the server;

The server obtains the merchant account according to the received payment code, associates the designated user account with the merchant account, and sends a payment initiation instruction to the wearable device after the designated user account and the merchant account are successfully associated;

The wearable device starts the payment process when receiving the above instruction to start the payment.

508. Detect whether the above-mentioned payment process has reached the payment node, if yes, go to step 509; if not, end the process.

509. Obtain the payment amount, and determine whether the payment amount is greater than the preset amount. If so, perform steps 510 to 511; if not, perform step 512.

510. Perform a suspend operation on the above payment process, and send prompt information to the terminal device.

In the embodiment of the present invention, a suspend operation is performed on the above-mentioned payment process, that is, the above-mentioned payment process is suspended, and when the execution condition is satisfied, the execution of step 510 is continued.

511. When receiving the payment permission information sent by the terminal device, adjust the above-mentioned payment process from the suspended state to the executing state, and deduct the above-mentioned payment amount from the designated user account to complete the payment operation.

In the embodiment of the present invention, if the wearable device is a children's phone watch, the above-mentioned designated user account may be a user account bound to the children's phone watch, the owner of the user account may be a child, and the parent may set a preset amount by To limit the single consumption amount of children, when the children's phone watch detects that the payment amount is greater than the preset amount, it can notify the parents by sending prompt information to the terminal device. Optionally, the scan code payment function of the wearable device can be implemented by a certain payment application running on the wearable device, and the certain payment application is set with at least two levels of permissions, namely ordinary permissions and Advanced permissions, when the wearable device is a children's phone watch, the owner of the ordinary permission is the child, and the owner of the advanced permission is the parent. Parents can use their advanced permissions to set the above preset amount. When the above-mentioned scan code instruction is activated, the child can use the ordinary authority that he or she enjoys to complete the self-payment within the consumption range that is lower than the above-mentioned preset amount. For the specific implementation of the specific autonomous payment, please refer to steps 512 to 514.

512. Determine whether the photographing module for photographing the above-mentioned environment image has acquired a face image, and if so, perform steps 513 to 514; if not, end the process.

513. Extract the iris feature, and compare the iris feature with the legal iris feature pre-stored by the wearable device to obtain a comparison result;

514. When the comparison result indicates that the extracted iris feature matches the legal iris feature, deduct the payment amount from the designated user account to complete the payment operation.

The user wearing the wearable device can adjust the angle of the smart host 20 relative to the bottom bracket 10, so that the shooting module that shoots the above-mentioned environmental image can obtain the face image, and the wearable device can extract the user's face image from the obtained face image. iris feature, and match the extracted iris feature with the legal iris feature pre-stored by the wearable device, and when the extracted iris feature is successfully matched with the legal iris feature, deduct the above-mentioned payment amount from the above-mentioned designated user account to complete the payment operation. Based on the above description, implementing the method to realize autonomous password-free payment through iris recognition can not only improve payment efficiency and payment security, but also improve user experience.

In addition, in the embodiment of the present invention, the way for children to realize autonomous payment may also be through fingerprint recognition, voiceprint recognition, image recognition, etc., which is not limited in the embodiment of the present invention.

In this embodiment of the present invention, the above-mentioned designated user account may be bound with a second user account, and the second user account may also be bound with a terminal device.

As an optional implementation manner, when receiving the payment permission information sent by the terminal device, it is also possible to judge whether the amount of the above-mentioned designated user account is greater than or equal to the above-mentioned payment amount, and if it is greater than or equal to the above-mentioned payment amount, execute the above-mentioned Adjust the above-mentioned payment process from the pending state to the execution state, deduct the above-mentioned payment amount from the designated user account to complete the payment operation; if it is less than the above-mentioned payment amount, deduct the above-mentioned payment amount from the second user account bound to the above-mentioned designated user account, and Sending deduction notification information to the terminal device, where the deduction notification information includes the user name of the designated user account, the payment amount, and the deduction time and other information. The wearable device is a children's phone watch worn by the child, the terminal device is the parent's smartphone, the owner of the designated user account is the child, and the owner of the second user account is the parent. When the phone watch performs payment, if the amount of the designated user account is insufficient for payment, the payment amount may be deducted from the second user account bound to the designated user account.

Further optionally, if the amount of the above-mentioned designated user account is less than the above-mentioned payment amount, transfer request information may also be sent to the terminal device, and the transfer request information includes information such as the user name of the above-mentioned designated user account, the amount of transfer, and the like. When receiving the transfer request information, the device deducts the transfer amount from the second user account and transfers it to the designated user account according to the instructions of the transfer request information, so that the amount after the designated user account receives the transfer amount is greater than or equal to the above payment amount.

Please refer to FIG. 6. FIG. 6 is a schematic structural diagram of another wearable device disclosed in an embodiment of the present invention. As shown in FIG. 6 , the smart host of the wearable device is rotatably connected to the bottom bracket of the wearable device through the rotating shaft. When the smart host and the bottom bracket are in a buckled state, the upward side of the smart host is the host of the smart host. On the top side, the downward side of the smart host is the bottom side of the host of the smart host, and a shooting module is respectively provided on the top side of the host and the bottom side of the host. As shown in Figure 6, the smart host of the wearable device may include:

The photographing unit 601 is configured to use another photographing module of the intelligent host to photograph the environment image of the environment where the wearable device is located when the payment code is previewed through one photographing module of the intelligent host.

According to the content described in the above embodiments, in the embodiment of the present invention, when a user wearing a wearable device scans a code to pay by using the wearable device, the angle of the smart host 20 relative to the bottom bracket 10 can be adjusted to 90°, and the corresponding smart host The angle between the top-side photographing module 22 and the bottom-side photographing module 23 of 20 relative to the bottom bracket 10 is also 90°. On this basis, the photographing unit 601 can be used as a photographing module of the smart host to preview the payment code. (such as payment QR code, payment barcode), use another camera module of the smart host to take an environmental image of the environment where the wearable device is located. By implementing this method, the user does not need to twist the arm wearing the wearable device when using the wearable device to scan the code for payment, which can improve the user experience.

The sending unit 602 is configured to send the above-mentioned environment image to the terminal device bound to the wearable device.

In this embodiment of the present invention, if the wearable device is a child's phone watch, and the terminal device is a parent's smartphone, when the child uses the child's phone watch to scan the code for payment, the sending unit 602 can send the captured environment image to the parent's smartphone. Smartphone, the parent identifies the child's current payment behavior according to the environmental image received by the smartphone. When it is identified that the child's current payment behavior is unreasonable, the parent's smartphone controls the child's phone watch to terminate the current scan code payment operation. . By implementing this method, the terminal device is used to control the scan code payment operation of the wearable device, so as to achieve the purpose of controlling children's payment behavior, and assist children to develop a healthy consumption concept.

The control unit 603 is configured to close the photographing module for previewing the payment code when receiving the code scanning prohibition instruction sent by the terminal device; wherein the code scanning prohibition instruction is input by the user of the terminal device according to the environment image.

As an optional implementation manner, in this embodiment of the present invention, the sending unit 602 may also be configured to turn on the sound pickup device of the wearable device after sending the above-mentioned environmental image to the terminal device bound to the wearable device, The sound pickup device is used to collect the sound information of the environment where the wearable device is located, and the collected sound information is sent to the terminal device. The terminal device can output the above-mentioned environmental image sent by the wearable device on its display screen, and at the same time , and can also play the sound information sent by the wearable device. By implementing the method, the instruction (eg, prohibiting code scanning instruction) input by the parent into the terminal device for controlling the current payment operation of the wearable device is more accurate. Further optionally, the sending unit 602 can also send the positioning information of the wearable device to the terminal device, and the terminal device can also display the positioning information of the wearable device while displaying the above-mentioned environment image. By implementing this optional implementation In the method, the instruction input into the terminal device for controlling the current payment operation of the wearable device is determined by the parent according to the above-mentioned environmental image, the above-mentioned sound information and the positioning information, which can further improve the accuracy of the above-mentioned instruction.

Please refer to FIG. 7 , which is a schematic structural diagram of another wearable device disclosed in an embodiment of the present invention. The wearable device shown in FIG. 7 is obtained by optimizing the wearable device shown in FIG. 6 . Compared with the smart host of the wearable device shown in FIG. 6 , the smart host of the wearable device shown in FIG. 7 may further include:

The acquiring unit 604 is used for the sending unit 602 to identify the previewed payment code and obtain the payment after receiving the start scanning code sent by the terminal device after the sending unit 602 sends the above-mentioned environment image to the terminal device bound to the wearable device. Coded information; wherein, the start code scanning instruction is input by the user of the terminal device according to the above-mentioned environment image.

In the embodiment of the present invention, the above-mentioned start scanning code may be input by the user of the terminal device according to the above-mentioned environmental image displayed by the terminal device and the sound information played, or the user of the terminal device may be based on the above-mentioned environmental image displayed by the terminal device, playback sound information input and positioning information input.

The starting unit 605 is configured to control the wearable device to start the payment process according to the above-mentioned payment code information.

In this embodiment of the present invention, the payment code information acquired by the acquiring unit 604 includes at least merchant information. As an optional implementation manner, the above-mentioned sending unit 602 is further configured to, when the acquiring unit 604 receives an activation message sent by the terminal device When scanning the code, the previewed payment code is identified, and after the payment code information is obtained, and before the start-up unit 605 controls the wearable device to start the payment process according to the payment code information, the payment code information is sent to the server, so that The server feeds back the merchant rating obtained according to the above payment code information to the wearable device.

The smart host of the wearable device can also include:

The first judging unit 606 is configured to judge whether the merchant's score fed back by the server is greater than a preset score.

The above-mentioned starting unit 605 is specifically configured to control the wearable device to start the payment process according to the above-mentioned payment code information when the first judging unit 606 judges that the merchant's score is greater than the preset score.

In this embodiment of the present invention, for the specific description of the above-mentioned merchant score and preset score, please refer to the description of step 505 and step 506 in the embodiment shown in FIG. 5 , which is not repeated in this embodiment of the present invention.

Optionally, in this embodiment of the present invention, the manner in which the above-mentioned starting unit 605 is used to control the wearable device to start the payment process according to the above-mentioned payment code information may specifically be: the starting unit 605 is used to specify the user account of the wearable device. Send it to the server, so that the server obtains the merchant account according to the received payment code, associates the designated user account with the merchant account, and sends a start payment instruction to the wearable device after the designated user account and the merchant account are successfully associated; and start the payment process when the start payment instruction is received.

Further optionally, in this embodiment of the present invention, the smart host of the wearable device may further include:

The detection unit 607 is configured to detect whether the payment process reaches the payment node after the start-up unit 605 controls the wearable device to start the payment process according to the payment code information.

The obtaining unit 604 is further configured to obtain the payment amount when the payment process reaches the payment node, and determine whether the payment amount is greater than the preset amount.

The prompting unit 608 is configured to perform a suspend operation on the above-mentioned payment process when the above-mentioned obtaining unit 604 determines that the above-mentioned payment amount is greater than the preset amount, and send prompt information to the terminal device.

The payment unit 609 is configured to adjust the payment process from the pending state to the execution state when receiving the payment permission information sent by the terminal device, and deduct the payment amount from the designated user account to complete the payment operation.

Further optionally, in this embodiment of the present invention, the smart host of the wearable device may further include:

The second judging unit 610 is configured to judge whether the photographing module for photographing the above-mentioned environment image has acquired a face image when the above-mentioned obtaining unit 604 judges that the above-mentioned payment amount is less than or equal to the preset amount.

The extraction unit 611 is configured to extract the iris feature when the face image is acquired, and compare the iris feature with the legal iris feature pre-stored by the wearable device to obtain a comparison result.

The payment unit 609 is further configured to deduct the payment amount from the designated user account to complete the payment operation when the comparison result indicates that the iris feature matches the legal iris feature.

In the embodiment of the present invention, if the wearable device is a children's phone watch, the above-mentioned designated user account may be a user account bound to the children's phone watch, the owner of the user account may be a child, and the parent may set a preset amount by To limit the single consumption amount of the child, the acquiring unit 604 may notify the parent by sending a prompt message to the terminal device when detecting that the payment amount is greater than the preset amount. Optionally, the scan code payment function of the wearable device can be implemented by a certain payment application running on the wearable device, and the certain payment application is set with at least two levels of permissions, namely ordinary permissions and Advanced permissions, when the wearable device is a children's phone watch, the owner of the ordinary permission is the child, and the owner of the advanced permission is the parent. Parents can use their advanced permissions to set the above preset amount. When the above-mentioned scan code instruction is activated, the child can use the ordinary authority that he or she enjoys to complete the self-payment within the consumption range that is lower than the above-mentioned preset amount. The specific implementation method of the specific autonomous payment will be introduced below: the user wearing the wearable device can adjust the angle of the smart host 20 relative to the bottom bracket 10, so that the shooting module that shoots the above-mentioned environmental image can obtain the face image, extract the The unit 611 can extract the iris feature of the user from the acquired face image, and match the extracted iris feature with the legal iris feature pre-stored by the wearable device, and when the extracted iris feature is successfully matched with the legal iris feature , the payment unit 609 deducts the payment amount from the designated user account to complete the payment operation. Based on the above description, implementing this method to realize autonomous password-free payment through iris recognition can not only improve payment efficiency and payment security, but also improve user experience.

In the embodiment of the present invention, the way of autonomous payment may also be through fingerprint recognition, voiceprint recognition, image recognition, etc., which is not limited in the embodiment of the present invention.

In this embodiment of the present invention, the above-mentioned designated user account may be bound with a second user account, and the second user account may also be bound with a terminal device. As an optional implementation manner, when receiving the payment permission information sent by the terminal device, the payment unit 609 can also determine whether the amount of the above-mentioned designated user account is greater than or equal to the above-mentioned payment amount, and if it is greater than or equal to the above-mentioned payment amount, then Execute the above-mentioned adjustment of the above-mentioned payment process from the suspended state to the execution state, and deduct the above-mentioned payment amount from the designated user account to complete the payment operation; if it is less than the above-mentioned payment amount, deduct the above-mentioned payment from the second user account bound to the above-mentioned designated user account. amount, and send deduction notification information to the above-mentioned terminal device, where the deduction notification information includes the user name of the above-mentioned designated user account, the above-mentioned payment amount, and the deduction time and other information. The wearable device is a children's phone watch worn by the child, the terminal device is the parent's smartphone, the owner of the designated user account is the child, and the owner of the second user account is the parent. When the phone watch performs payment, if the amount of the above-mentioned designated user account is insufficient for payment, the payment amount may be deducted from the second user account bound to the above-mentioned designated user account. Further optionally, the payment unit 609 can also be used to send transfer request information to the terminal device when judging that the amount of the above-mentioned designated user account is less than the above-mentioned payment amount, and the transfer request information includes the user name of the above-mentioned designated user account. , transfer amount and other information, so that when the terminal device receives the transfer request information, according to the instructions of the transfer request information, the transfer amount is deducted from the second user account and transferred to the designated user account. It should be noted that the sum of the transfer amount and the above-mentioned designated user account amount is greater than or equal to the above-mentioned payment amount. By implementing the above-mentioned optional implementation manner, in the case that the amount of the above-mentioned designated user account is insufficient for payment, the self-payment can be realized by transferring money from the second user account.

Please refer to FIG. 8 , which is a schematic structural diagram of a wearable device disclosed in an embodiment of the present invention. As shown in Figure 8, the wearable device may include:

a memory 801 storing executable program code;

a processor 802 coupled to the memory 801;

The processor 802 invokes the executable program code stored in the memory 801 to execute any one of the wearable device-based payment control methods shown in FIGS. 4 to 5 .

An embodiment of the present invention discloses a computer-readable storage medium, which stores a computer program, wherein the computer program causes a computer to execute any one of the wearable device-based payment control methods shown in FIGS. 4 to 5 .

The embodiment of the present invention discloses a computer program product. When the computer program product runs on a computer, the computer can execute any one of the wearable device-based payment control methods shown in FIGS. 4 to 5 .

An embodiment of the present invention discloses an application publishing platform, which is used for publishing a computer program product, wherein, when the computer program product runs on a computer, the computer is made to execute any one of the wearable device-based programs shown in FIG. 4 to FIG. 5 . Payment control method.

Those of ordinary skill in the art can understand that all or part of the steps in the various methods of the above embodiments can be completed by instructing relevant hardware through a program, and the program can be stored in a computer-readable storage medium, and the storage medium includes a read-only storage medium. Memory (Read-Only Memory, ROM), Random Access Memory (Random Access Memory, RAM), Programmable Read-only Memory (PROM), Erasable Programmable Read Only Memory (Erasable Programmable Read Only Memory, EPROM), One-time Programmable Read-Only Memory (OTPROM), Electronically-Erasable Programmable Read-Only Memory (EEPROM), CompactDisc Read -Only Memory, CD-ROM) or other optical disk storage, magnetic disk storage, magnetic tape storage, or any other computer-readable medium that can be used to carry or store data.

A wearable device-based payment control method and a wearable device disclosed in the embodiments of the present invention have been described above in detail. In this paper, specific examples are used to illustrate the principles and implementations of the present invention. The size of the sequence numbers of the steps does not imply an inevitable sequence of execution, and the execution sequence of each process should be determined by its function and internal logic, and should not constitute any limitation on the implementation process of the embodiments of the present invention. The units described above as separate components may or may not be physically separated, and some or all of the units may be selected according to actual needs to achieve the purpose of the solution in this embodiment.

The character "/" in this article generally indicates that the related objects are an "or" relationship. In the embodiments provided by the present invention, it should be understood that "B corresponding to A" means that B is associated with A, and B can be determined according to A. However, it should also be understood that determining B according to A does not mean that B is only determined according to A, and B may also be determined according to A and/or other information. In addition, each functional unit in each embodiment of the present invention may be integrated into one processing unit, or each unit may exist physically alone, or two or more units may be integrated into one unit. The above-mentioned integrated units may be implemented in the form of hardware, or may be implemented in the form of software functional units. If the above-mentioned integrated units are implemented in the form of software functional units and sold or used as stand-alone products, they may be stored in a computer-accessible memory. Based on such understanding, the technical solution of the present invention, in essence, or the part that contributes to the prior art, or all or part of the technical solution, can be embodied in the form of a software product, and the computer software product is stored in a memory , including several requests to cause a computer device (which may be a personal computer, a server, or a network device, etc., specifically a processor in the computer device) to execute some or all of the steps of the above methods in various embodiments of the present invention.

The description of the above embodiment is only used to help understand the method of the present invention and its core idea; meanwhile, for those of ordinary skill in the art, according to the idea of the present invention, there will be changes in specific embodiments and application scope, In conclusion, the contents of this specification should not be construed as limiting the present invention.

Claims (10)

1. a kind of payment control method based on wearable device, which is characterized in that the smart host of the wearable device is logical It crosses rotary shaft to connect with the bottom holder pivots of the wearable device, the smart host and the bottom bracket are in and fasten When state, the side of the smart host upward is the host top side of the smart host, the smart host side directed downwardly For the host bottom side of the smart host, the host top side and the host bottom side are each provided with a shooting mould group, described Method includes:

When a shooting mould group preview by the smart host is encoded to payment, another of the smart host is utilized Shooting mould group shoots the ambient image of the wearable device local environment；

The ambient image is sent to the terminal device of the wearable device binding；

When receiving when barcode scanning being forbidden to instruct of the terminal device transmission, the bat for paying coding described in preview is closed Take the photograph mould group；Wherein, described that barcode scanning instruction is forbidden to be inputted by the user of the terminal device according to the ambient image.

2. the method according to claim 1, wherein described be sent to described wearable set for the ambient image After the terminal device of standby binding, the method also includes:

When receiving the starting barcode scanning instruction that the terminal device is sent, to preview to payment coding identify, Payment encoded information is obtained, and controls the wearable device and payment process is started according to the payment encoded information；Wherein, institute Starting barcode scanning instruction is stated to be inputted by the user of the terminal device according to the ambient image.

3. according to the method described in claim 2, it is characterized in that, the payment encoded information includes at least Business Information, institute State when receiving the starting barcode scanning instruction that the terminal device is sent, to preview to payment coding identify, obtain It must pay after encoded information and the control wearable device is according to payment encoded information starting payment process Before, the method also includes:

The payment encoded information is sent to server, so that the server will pay what encoded information was got according to described Businessman's scoring feeds back to the wearable device；

Judge whether the businessman scoring of the server feedback is greater than default score value, and when businessman scoring is greater than institute When stating default score value, the control wearable device is executed according to the payment encoded information and starts payment process.

4. according to the method in claim 2 or 3, which is characterized in that the control wearable device is according to the branch After paying encoded information starting payment process, the method also includes:

Detect whether the payment process reaches payment node；

If reaching the payment node, payment amount is obtained, and judge whether the payment amount is greater than default number；

When the payment amount is greater than the default number, pending operation is executed to the payment process, and to the terminal Equipment sends prompt information；

When receiving the payment Grant information that the terminal device is sent, the payment process is adjusted to hold by suspended state Row state deducts the payment amount from designated user's account and completes payment operation.

5. according to the method described in claim 4, it is characterized in that, when the payment amount is less than or equal to the present count When volume, the method also includes:

Judge whether get facial image for the shooting mould group for shooting the ambient image；

When getting the facial image, iris feature is extracted, and the iris feature and the wearable device is preparatory The legal iris feature of storage is compared, and obtains comparison result；

When the comparison result indicates that the iris feature is matched with the legal iris feature, from designated user's account It deducts the payment amount and completes the payment operation.

6. a kind of wearable device, which is characterized in that the smart host of the wearable device is worn by rotary shaft with described The bottom holder pivots connection for wearing equipment, when the smart host and the bottom bracket are in buckling state, the intelligence is main The side of machine upward is the host top side of the smart host, and the smart host side directed downwardly is the master of the smart host Machine bottom side, the host top side and the host bottom side are each provided with a shooting mould group, and the smart host includes:

Shooting unit, for utilizing the intelligence when a shooting mould group preview by the smart host is encoded to payment Another shooting mould group of energy host shoots the ambient image of the wearable device local environment；

Transmission unit, for the ambient image to be sent to the terminal device of the wearable device binding；

Control unit, for closing for being propped up described in preview when receiving when barcode scanning being forbidden to instruct of the terminal device transmission Pay the shooting mould group of coding；Wherein, described to forbid barcode scanning instruction by the user of the terminal device according to the environment map As input.

7. wearable device according to claim 6, which is characterized in that the smart host further include:

The ambient image is sent to the terminal device of the wearable device binding for the transmission unit by acquiring unit Later, when receiving the starting barcode scanning instruction that the terminal device is sent, to preview to payment coding identify, Obtain payment encoded information；Wherein, the starting barcode scanning instruction is defeated according to the ambient image by the user of the terminal device Enter；

Start unit starts payment process according to the payment encoded information for controlling the wearable device.

8. wearable device according to claim 7, which is characterized in that the payment encoded information is believed including at least businessman Breath, the transmission unit are also used to the acquiring unit when receiving the starting barcode scanning instruction that the terminal device is sent, right Preview to the payment coding identified, obtain payment encoded information after and the start unit control described in can Before wearable device starts payment process according to the payment encoded information, the payment encoded information is sent to server, with Make the server that the businessman's scoring got according to the payment encoded information is fed back to the wearable device；

The smart host further include:

Whether the first judging unit is greater than default score value for judging that the businessman of the server feedback scores；

The start unit, specifically for judging that businessman's scoring is greater than the default score value when first judging unit When, the wearable device, which is controlled, according to the payment encoded information starts payment process.

9. wearable device according to claim 7 or 8, which is characterized in that the smart host further include:

Detection unit, for the start unit control the wearable device started according to the payment encoded information pay into After journey, detect whether the payment process reaches payment node；

The acquiring unit is also used to obtain payment amount, and judge institute when the payment process reaches the payment node State whether payment amount is greater than default number；

Prompt unit, for when the acquiring unit judge the payment amount be greater than the default number when, to the branch The process of paying executes pending operation, and sends prompt information to the terminal device；

Payment unit, for when receiving the payment Grant information that the terminal device is sent, by the payment process by hanging The state of rising is adjusted to execution state, deducts the payment amount from designated user's account and completes payment operation.

10. wearable device according to claim 9, which is characterized in that the smart host further include:

Second judgment unit, for judging that the payment amount is less than or equal to the default number when the acquiring unit When, judge whether get facial image for the shooting mould group for shooting the ambient image；

Extraction unit extracts iris feature for when getting the facial image, and by the iris feature and it is described can The pre-stored legal iris feature of wearable device is compared, and obtains comparison result；

The payment unit is also used to indicate that the iris feature is matched with the legal iris feature when the comparison result When, the payment amount, which is deducted, from designated user's account completes the payment operation.