CN116187913B - System and method for managing and controlling mortgage risks of financial warehouse of supply chain - Google Patents
System and method for managing and controlling mortgage risks of financial warehouse of supply chain Download PDFInfo
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Abstract
The invention discloses a system and a method for managing and controlling the mortgage risk of a financial warehouse of a supply chain, comprising a central processing unit, a database, a data acquisition unit, a risk early warning unit and an encryption communication unit, wherein the central processing unit is in communication connection with the database and the encryption communication unit.
Description
Technical Field
The invention belongs to the technical field of management and control of financial warehouse management and control of the mortgage risk, and particularly relates to a system and a method for management and control of the supply chain financial warehouse management and control of the mortgage risk.
Background
The warehouse bill mortgage is a kind of right established by taking the warehouse bill as a standard substance, is used as a novel service item, provides a wide stage for developing service items for warehouse enterprises and developing various operations, and particularly, the warehouse bill mortgage is widely applied as a novel service in the process of converting the traditional warehouse enterprises to modern logistics enterprises, is an important means for melting funds between enterprises and banks abroad, is also an important component of value-added service of the warehouse industry in China, is used as an emerging service item, has no experience in reality, and can generate a plurality of risks and disputes because the warehouse bill mortgage service relates to legal, management system, information security and other problems.
However, the existing warehouse bill mortgages do not form a mature risk avoidance measure, and still have a plurality of risks in the warehouse bill mortgage service, the bank mainly avoids the risks by controlling the mortgage rate, the cost of loan deposit and the cost of storage, supervision and the like of logistics enterprises can be compensated in the time of the value warehouse bill mortgage service of the mortgage, the logistics enterprises more reasonably ensure that the value difference of the mortgage before and after the warehouse is minimum through a warehouse system management method, and simultaneously ensure that a certain number of the mortgages are in a monitoring range to leave a stage for the return of the loan enterprises, so the risk of the warehouse bill mortgages needs to be predicted and managed,
disclosure of Invention
The present invention addresses the above-mentioned problems by providing a system and method for managing the risk of a supply chain financial warehouse event.
In order to solve the problems, the invention provides a technical scheme that:
a system for managing and controlling the mortgage risk of a financial warehouse of a supply chain comprises a central processing unit, a database, a data acquisition unit, a risk early warning unit and an encryption communication unit, wherein the central processing unit is in communication connection with
The system comprises a database and an encryption communication unit, wherein the database is in communication connection with a data acquisition unit, and the data acquisition unit is in communication connection with a risk early warning unit;
the central processing unit is used for overall management of the database, the data acquisition unit, the risk early warning unit and the encryption communication unit and controlling the receiving and transmitting of instructions;
the database is used for storing, cleaning and backing up information of a cargo owner, goods and loan;
the data acquisition unit is used for receiving the early warning information and processing the early warning information to confirm the ownership;
the encryption communication unit is used for encrypting the received early warning information and the matched mortgage information and sending the encrypted early warning information and the matched mortgage information to a cargo owner, a warehouse and a bank.
Preferably, the database comprises a data information base, a data cleaning unit and a backup storage base;
the data information base comprises an IP address storage module, a cargo owner information storage module, a goods information storage module and a mortgage limit storage module;
the IP address storage module is used for storing the IP address of the corresponding data position of the goods master mortgage goods in the warehouse;
the cargo owner information storage module is used for storing identity information and mortgage time information of the cargo owner;
the goods information storage module is used for storing specific information of the mortgage goods and total quantity information of the goods;
the mortgage line storage module is used for storing specific amount according to goods loan.
Preferably, the data cleaning unit comprises a warehouse receipt status detection module, a cleaning timing module and a cleaning recording module;
the warehouse receipt state detection module is used for detecting the state of a corresponding warehouse receipt and judging whether the warehouse receipt is finished or not;
the cleaning timing module is used for cleaning and timing the completed warehouse bill mortgage and deleting the warehouse bill mortgage after timing is finished;
the cleaning record module is used for recording the deletion record of the cleaning timing module and generating a searchable data packet.
Preferably, the backup repository comprises a data receiving module, a data classifying module, a cargo owner inquiring module and a disk storing module;
the data receiving module is used for receiving the data information from the data acquisition unit and sending the data information to the data classification module;
the data classification module is used for screening according to the IP addresses of the received data and packaging the data of the same IP address in a centralized manner;
the cargo owner inquiry module is used for inquiring the cargo owner corresponding to the data packet according to the IP address;
the disk storage module is used for inquiring the corresponding disk according to the cargo owner information and storing the data packet into the disk.
Preferably, the data acquisition unit comprises a data collection module, an IP address grabbing module, an IP address identification module and a cargo owner information confirmation module;
the data collection module is used for collecting a plurality of information streams sent by the risk early warning unit and uploading the information streams to the IP address grabbing module;
the IP address grabbing module is used for grabbing the screen shots of the IP address of each information flow and sending the screen shots to the IP address identification module;
the IP address identification module is used for scanning the received IP address picture and extracting IP data information;
and the cargo owner information confirmation module is used for inquiring the corresponding cargo owner according to the IP address of the goods in the warehouse.
Preferably, the risk early warning unit comprises an acquisition unit and an early warning unit;
the acquisition unit comprises a goods total amount detection module, a goods loss amount detection module and a goods market price acquisition module;
the goods total amount detection module is used for acquiring data of a plurality of inspection terminals of the warehouse and comprehensively acquiring goods total amount from the data;
the goods loss detection module is used for acquiring the total quantity of damaged goods detected by a plurality of inspection terminals of the warehouse;
the commodity market price acquisition module is used for acquiring the actual market price of the warehouse mortgage commodity in real time.
Preferably, the early warning unit comprises a goods total amount calculation module, a warehouse bill threshold setting module and a threshold comparison early warning module;
the commodity total amount calculation module is used for calculating the actual value of the mortgage commodity according to the actual commodity price and the total lossless commodity amount;
the warehouse bill threshold setting module is used for making a controllable risk threshold range according to the mortgage goods and the loan total;
the threshold value comparison early warning module is used for comparing the actual value of the goods with a controllable threshold value and carrying out early warning processing on the warehouse bill exceeding the controllable threshold value.
Preferably, the encryption communication unit comprises a request receiving module, an encryption confirmation module, a feature extraction module, an encryption extraction module and a contact person module;
the request receiving module is used for receiving an early warning notification instruction sent by the central processing unit;
the encryption confirmation module is used for confirming the instruction and the file which need to be decrypted;
the feature extraction module is used for extracting a feature vector part in a file to be encrypted and sending the feature vector part to the extraction encryption module;
the extraction encryption module is used for encrypting the received file and the communication instruction;
the contact person module is used for storing contact ways of a cargo owner, a warehouse and a bank and sending out information at the same time.
Preferably, the method for managing and controlling the mortgage risk of the financial warehouse of the supply chain is characterized by comprising the following steps:
s1, storing IP addresses of the goods owner in the corresponding data positions of the warehouse through an IP address storage module, storing identity information and mortgage time information of the goods owner through a goods owner information storage module, storing specific information and total quantity information of the mortgage goods through a goods information storage module, and storing specific amount of loans according to the goods through a mortgage limit storage module;
s2, detecting the mortgage goods through a plurality of inspection terminals of the warehouse, comprehensively obtaining the total quantity of the goods on the data,
meanwhile, detecting the total quantity of damaged goods through a plurality of inspection terminals of the warehouse, collecting the actual market price of the warehouse mortgage goods in real time under the action of a goods market price collecting module, calculating the actual value of the mortgage goods according to the actual price of the goods and the total quantity of the nondestructive goods, comparing the actual value of the goods with a controllable threshold value of a mortgage goods loan, carrying out early warning processing on a warehouse bill exceeding the controllable threshold value, and carrying out self-defining setting on the controllable threshold value range through a warehouse bill threshold value setting module;
s3, collecting a plurality of information flows sent by the risk early warning unit through the data collecting module, uploading the information flows to the IP address grabbing module, grabbing the screen shots of the IP address of each information flow by the IP address grabbing module, sending the screen shots to the IP address identifying module, scanning the received IP address pictures by the IP address identifying module, extracting IP data information, and then inquiring a cargo owner corresponding to the early warning mortgage by the cargo owner information confirming module in cooperation with the IP address storing module and the cargo owner information storing module;
s4, receiving data information from a data acquisition unit through a data receiving module, sending the data information to a data classifying module, screening the data classifying module according to the IP address of the received data, intensively packaging the data with the same IP address, inquiring a cargo owner corresponding to the data packet through a cargo owner inquiring module according to the IP address, inquiring a corresponding magnetic disk through a magnetic disk storing module according to the cargo owner information, storing the data packet into the magnetic disk, detecting the state of the corresponding cargo bill through a cargo bill state detecting module, judging whether the cargo bill is finished or not, if the cargo bill is finished, cleaning and timing the finished cargo bill by a cleaning and timing module, deleting the cargo bill after timing is finished, recording a deletion record of the cleaning and timing module by a cleaning and recording module, and generating a searchable data packet;
s5, receiving an early warning notification instruction sent by the central processing unit through the request receiving module, confirming the instruction and the file to be decrypted by matching with the encryption confirming module, then extracting a characteristic vector part in the file to be encrypted by the characteristic extracting module, sending the characteristic vector part to the extracting and encrypting module, encrypting the received file and the communication instruction under the action of the extracting and encrypting module, and then sending information to contacts of a storage owner, a storage owner and a bank by the contact person module.
The beneficial effects of the invention are as follows: the total amount, the damage rate and the market price of the mortgage goods are acquired through the acquisition unit, corresponding calculation is carried out by matching with the early warning unit, the mortgage goods can be further compared with the loan amount, if the mortgage goods can not meet the requirements of repayment and storage fees, early warning can be carried out, and the mortgage goods can be acquired through data
The collection unit can collect the early warning information, searches the corresponding cargo owner according to the early warning information, then sends the corresponding information to the cargo owner, the warehouse and the bank by matching with the encryption communication unit, and can store, manage and back up the information through the data information base, the data cleaning unit and the backup storage base in the database, so that the use requirement can be met, and the operation of the system is ensured.
Drawings
For ease of illustration, the invention is described in detail by the following detailed description and the accompanying drawings. FIG. 1 is a topology of a risk management system of the present invention;
FIG. 2 is a topology of a risk early warning unit of the present invention;
FIG. 3 is a topology of a data acquisition unit of the present invention;
FIG. 4 is a topology of a database of the present invention;
FIG. 5 is a topology of a data cleansing unit of the present invention;
FIG. 6 is a topology of a backup repository of the present invention;
fig. 7 is a topology of an encrypted communication unit according to the present invention.
Detailed Description
Reference will now be made in detail to exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numbers in different drawings refer to the same or similar elements, unless otherwise indicated. The implementations described in the following exemplary examples are not representative of all implementations consistent with the present disclosure. Rather, they are merely examples of apparatus consistent with some aspects of the disclosure as detailed in the accompanying claims.
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
As shown in fig. 1-7, the present embodiment adopts the following technical scheme:
example 1:
a system for managing and controlling the mortgage risk of a financial warehouse of a supply chain comprises a central processing unit, a database,
The system comprises a data acquisition unit, a risk early warning unit and an encryption communication unit, wherein the central processing unit is in communication connection with a database and the encryption communication unit, the database is in communication connection with the data acquisition unit, and the data acquisition unit is in communication connection with the risk early warning unit;
the central processing unit is used for overall management of the database, the data acquisition unit, the risk early warning unit and the encryption communication unit and controlling the receiving and transmitting of instructions;
the database is used for storing, cleaning and backing up information of a cargo owner, goods and loan; the data acquisition unit is used for receiving the early warning information and processing the early warning information to confirm the ownership;
the encryption communication unit is used for encrypting the received early warning information and the matched mortgage information and sending the encrypted early warning information and the matched mortgage information to a cargo owner, a warehouse and a bank.
The collection unit is used for collecting the total quantity, the damage rate and the market price of the mortgage goods, the corresponding calculation is carried out by the cooperation of the early warning unit, the mortgage goods and the loan amount can be compared, if the mortgage goods cannot meet the requirements of repayment and storage fees, early warning can be carried out, the data collection unit is used for collecting early warning information, the corresponding goods owner is searched according to the early warning information, the corresponding information is sent to the goods owner, the storage and the bank by the cooperation of the encryption communication unit, and the information can be stored, managed and backed up by the data information base, the data cleaning unit and the backup storage base in the database, so that the use requirements can be met, and the operation of the system is ensured.
Example 2:
the data information base comprises an IP address storage module, a cargo owner information storage module, an article information storage module and a mortgage line storage module, wherein the IP address storage module is used for storing the IP address of a cargo owner mortgage article in a corresponding data position of a warehouse, the cargo owner information storage module is used for storing identity information and mortgage time information of the cargo owner, the article information storage module is used for storing specific information and article total amount information of the mortgage article, and the mortgage line storage module is used for storing specific amount of loan according to the article;
the warehouse receipt status detection module is used for detecting the status of the corresponding warehouse receipt and judging whether the warehouse receipt is completed or not
The cleaning and timing module is used for cleaning and timing the completed warehouse bill mortgage and deleting the completed warehouse bill mortgage after timing is completed, and the cleaning and recording module is used for recording the deleted record of the cleaning and timing module and generating
A data packet can be checked;
the data receiving module is used for receiving data information from the data acquisition unit and sending the data information to the data classification module, the data classification module is used for screening according to the IP address of the received data and intensively packing data with the same IP address, the goods owner inquiring module is used for inquiring a goods owner corresponding to the data packet according to the IP address, and the disk storage module is used for inquiring a corresponding disk according to the goods owner information and storing the data packet into the disk;
the data collection module is used for collecting a plurality of information flows sent by the risk early warning unit and uploading the information flows to the IP address grabbing module, the IP address grabbing module is used for grabbing the screen shots of the IP address of each information flow and sending the IP address to the IP address identification module, the IP address identification module is used for scanning the received IP address pictures and extracting IP data information, and the goods owner information confirmation module is used for inquiring corresponding goods owners according to the IP addresses of goods in a warehouse;
the goods total amount detection module is used for acquiring data of a plurality of inspection terminals of the warehouse and comprehensively acquiring the goods total amount from the data, the goods loss amount detection module is used for acquiring the total amount of damaged goods detected by the plurality of inspection terminals of the warehouse, and the goods market price acquisition module is used for acquiring the market actual unit price of the warehouse mortgage goods in real time;
the system comprises a commodity total amount calculation module, a warehouse bill threshold setting module, a threshold comparison early warning module, a warehouse bill threshold setting module and a warehouse bill early warning module, wherein the commodity total amount calculation module is used for calculating the actual value of a mortgage commodity according to the actual unit price of the commodity and the total amount of lossless commodity, the warehouse bill threshold setting module is used for setting a controllable risk threshold range according to the mortgage commodity and the loan total amount, and the threshold comparison early warning module is used for comparing the actual value of the commodity with a controllable threshold and carrying out early warning treatment on warehouse bills exceeding the controllable threshold;
the request receiving module is used for receiving an early warning notification instruction sent by the central processing unit, the encryption confirmation module is used for confirming the instruction and the file which need to be decrypted, the feature extraction module is used for extracting a feature vector part in the file which needs to be encrypted and sending the feature vector part to the extraction encryption module, the extraction encryption module is used for encrypting the received file and the communication instruction, and the contact person module is used for storing contact ways of a goods owner, a warehouse and a bank and sending information at the same time.
Example 3:
the method comprises the steps of storing IP addresses of a cargo owner in a corresponding data position of a warehouse through an IP address storage module, storing identity information and mortgage time information of the cargo owner through a cargo owner information storage module, storing specific information and total amount information of the mortgage cargo through a cargo information storage module, and storing specific amount according to cargo loan through a mortgage amount storage module; detecting the mortgage goods through a plurality of inspection terminals of the warehouse, comprehensively obtaining the total quantity of the goods, detecting the total quantity of damaged goods through the plurality of inspection terminals of the warehouse, collecting the actual market price of the mortgage goods of the warehouse in real time under the action of a goods market price collecting module, calculating the actual value of the mortgage goods according to the actual price and the nondestructive total quantity of the goods, comparing the actual value of the goods with a controllable threshold value of a mortgage goods loan, carrying out early warning processing on a warehouse bill exceeding the controllable threshold value, and carrying out self-defining setting on the controllable threshold value range through a warehouse bill threshold value setting module; the method comprises the steps that a plurality of information flows sent by a risk early warning unit are collected through a data collection module and are uploaded to an IP address grabbing module, the IP address grabbing module grabs and grabs IP addresses of each information flow and sends the IP addresses to an IP address identification module, the IP address identification module scans received IP address pictures and extracts IP data information, and then a cargo owner information confirmation module is matched with an IP address storage module and a cargo owner information storage module to inquire cargo owners corresponding to early warning mortgage; the method comprises the steps that data information from a data acquisition unit is received through a data receiving module and sent to a data classifying module, the data classifying module screens according to received data IP addresses, data of the same IP addresses are packaged in a centralized mode, a cargo owner corresponding to a data packet is inquired through a cargo owner inquiring module according to the IP addresses, a corresponding magnetic disc is inquired through a magnetic disc storage module according to cargo owner information, the data packet is stored in the magnetic disc, a cargo list state detecting module detects the state of a corresponding cargo list and judges whether the cargo list is finished, if the cargo list is finished, a cleaning timing module cleans and times the finished cargo list and deletes the cargo list after timing is finished, a cleaning record module records a deletion record of the cleaning timing module, and a detectable data packet is generated; the method comprises the steps that a request receiving module receives an early warning notification instruction sent by a central processing unit, the instruction and the file to be decrypted are confirmed by matching with an encryption confirming module, then a feature extracting module extracts a feature vector part in the file to be encrypted and sends the feature vector part to an extracting and encrypting module, the received file and the communication instruction are encrypted under the action of the extracting and encrypting module, and then a contact person module sends information to contact persons of a storage owner, a storage and a bank.
While embodiments of the present invention have been shown and described, it will be apparent to those of ordinary skill in the art that
Rather, it will be understood that various changes, modifications, substitutions and alterations can be made to these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any adaptations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope of the disclosure being indicated by the following claims.
Claims (9)
1. The system for managing and controlling the mortgage risks of the financial warehouse of the supply chain is characterized by comprising a central processing unit, a database, a data acquisition unit, a risk early warning unit and an encryption communication unit, wherein the central processing unit is in communication connection with the database and the encryption communication unit, the database is in communication connection with the data acquisition unit, and the data acquisition unit is in communication connection with the risk early warning unit;
the central processing unit is used for overall management of the database, the data acquisition unit, the risk early warning unit and the encryption communication unit and controlling the receiving and transmitting of instructions;
the database is used for storing, cleaning and backing up information of a cargo owner, goods and loan;
the data acquisition unit is used for receiving the early warning information and processing the early warning information to confirm the ownership;
the encryption communication unit is used for encrypting the received early warning information and the matched mortgage information and sending the encrypted early warning information and the matched mortgage information to a cargo owner, a warehouse and a bank;
the database comprises a data information base, a data cleaning unit and a backup storage base;
the data acquisition unit comprises a data collection module, an IP address grabbing module, an IP address identification module and a cargo owner information confirmation module;
the risk early warning unit comprises an acquisition unit and an early warning unit;
the encryption communication unit comprises a request receiving module, an encryption confirmation module, a feature extraction module, an encryption extraction module and a contact person module.
2. The system for mortgage risk management of a supply chain financial warehouse of claim 1, wherein the database includes an IP address storage module, a cargo owner information storage module, a cargo information storage module, and a mortgage credit storage module;
the IP address storage module is used for storing the IP address of the corresponding data position of the goods master mortgage goods in the warehouse;
the cargo owner information storage module is used for storing identity information and mortgage time information of the cargo owner;
the goods information storage module is used for storing specific information of the mortgage goods and total quantity information of the goods;
the mortgage line storage module is used for storing specific amount according to goods loan.
3. The system for supply chain financial warehouse management and control of the risk of a mortgage as claimed in claim 2, wherein the data clearing unit includes a warehouse status detection module, a clearing timer module, and a clearing record module;
the warehouse receipt state detection module is used for detecting the state of a corresponding warehouse receipt and judging whether the warehouse receipt is finished or not;
the cleaning timing module is used for cleaning and timing the completed warehouse bill mortgage and deleting the warehouse bill mortgage after timing is finished;
the cleaning record module is used for recording the deletion record of the cleaning timing module and generating a searchable data packet.
4. The system for supply chain financial warehouse management of claim 2, wherein the backup repository comprises a data receiving module, a data sorting module, a manifest querying module, and a disk storage module;
the data receiving module is used for receiving the data information from the data acquisition unit and sending the data information to the data classification module;
the data classification module is used for screening according to the IP addresses of the received data and packaging the data of the same IP address in a centralized manner;
the cargo owner inquiry module is used for inquiring the cargo owner corresponding to the data packet according to the IP address;
the disk storage module is used for inquiring the corresponding disk according to the cargo owner information and storing the data packet into the disk.
5. The system for managing and controlling the mortgage risk of a financial warehouse of a supply chain according to claim 1, wherein the data collection module is used for collecting a plurality of information streams sent by a risk early warning unit and uploading the information streams to the IP address grabbing module;
the IP address grabbing module is used for grabbing the screen shots of the IP address of each information flow and sending the screen shots to the IP address identification module;
the IP address identification module is used for scanning the received IP address picture and extracting the IP number
According to the information;
and the cargo owner information confirmation module is used for inquiring the corresponding cargo owner according to the IP address of the goods in the warehouse.
6. The system for supply chain financial warehouse sheet mortgage risk management and control as claimed in claim 1, wherein the collection unit includes a total inventory detection module, a loss detection module, and a market inventory collection module;
the goods total amount detection module is used for acquiring data of a plurality of inspection terminals of the warehouse and comprehensively acquiring goods total amount from the data;
the goods loss detection module is used for acquiring the total quantity of damaged goods detected by a plurality of inspection terminals of the warehouse;
the commodity market price acquisition module is used for acquiring the actual market price of the warehouse mortgage commodity in real time.
7. The system for supply chain financial warehouse sheet mortgage risk management and control as claimed in claim 6, wherein the pre-warning unit includes a commodity total calculation module, a warehouse sheet threshold setting module, and a threshold comparison pre-warning module;
the commodity total amount calculation module is used for calculating the actual value of the mortgage commodity according to the actual commodity price and the total lossless commodity amount;
the warehouse bill threshold setting module is used for making a controllable risk threshold range according to the mortgage goods and the loan total;
the threshold value comparison early warning module is used for comparing the actual value of the goods with a controllable threshold value and carrying out early warning processing on the warehouse bill exceeding the controllable threshold value.
8. The system for managing and controlling the mortgage risk of a financial warehouse of a supply chain according to claim 1, wherein the request receiving module is configured to receive an early warning notification instruction sent by a central processing unit;
the encryption confirmation module is used for confirming the instruction and the file which need to be decrypted;
the feature extraction module is used for extracting a feature vector part in a file to be encrypted and sending the feature vector part to the extraction encryption module;
the extraction encryption module is used for encrypting the received file and the communication instruction;
the contact person module is used for storing contact ways of a cargo owner, a warehouse and a bank and sending out information at the same time.
9. A method for supply chain financial warehouse sheet mortgage risk management, comprising the steps of:
s1, storing IP addresses of the goods owner in the corresponding data positions of the warehouse through an IP address storage module, storing identity information and mortgage time information of the goods owner through a goods owner information storage module, storing specific information and total quantity information of the mortgage goods through a goods information storage module, and storing specific amount of loans according to the goods through a mortgage limit storage module;
s2, detecting the mortgage goods through a plurality of inspection terminals of the warehouse, comprehensively obtaining the total quantity of the goods, detecting the total quantity of damaged goods through the plurality of inspection terminals of the warehouse, collecting the market actual unit price of the mortgage goods of the warehouse in real time under the action of a goods market price collecting module, calculating the actual value of the mortgage goods according to the actual unit price of the goods and the total quantity of the lossless goods, comparing the actual value of the goods with a controllable threshold value of a mortgage goods loan, carrying out early warning processing on a warehouse bill exceeding the controllable threshold value, and carrying out self-defining setting on the controllable threshold value range through a warehouse bill threshold value setting module;
s3, collecting a plurality of information flows sent by the risk early warning unit through the data collecting module, uploading the information flows to the IP address grabbing module, grabbing the screen shots of the IP address of each information flow by the IP address grabbing module, sending the screen shots to the IP address identifying module, scanning the received IP address pictures by the IP address identifying module, extracting IP data information, and then inquiring a cargo owner corresponding to the early warning mortgage by the cargo owner information confirming module in cooperation with the IP address storing module and the cargo owner information storing module;
s4, receiving data information from the data acquisition unit through the data receiving module and sending the data information to the data classifying module, screening the data classifying module according to the IP address of the received data, intensively packing the data of the same IP address, inquiring a cargo owner corresponding to the data packet through the cargo owner inquiring module according to the IP address, inquiring a corresponding magnetic disk through the magnetic disk storing module according to the cargo owner information, storing the data packet into the magnetic disk, detecting the state of the corresponding cargo bill through the cargo bill state detecting module, judging whether the cargo bill is finished or not, cleaning and timing the finished cargo bill by the cleaning and timing module if the cargo bill is finished, and after timing is finished
Deleting the data packet, and recording the deleted record of the cleaning timing module by the cleaning record module, and generating a searchable data packet;
s5, receiving an early warning notification instruction sent by the central processing unit through the request receiving module, confirming the instruction and the file to be decrypted by matching with the encryption confirming module, then extracting a characteristic vector part in the file to be encrypted by the characteristic extracting module, sending the characteristic vector part to the extracting and encrypting module, encrypting the received file and the communication instruction under the action of the extracting and encrypting module, and then sending information to contacts of a storage owner, a storage owner and a bank by the contact person module.
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