CN108881170A - A kind of data processing method, device, processing equipment and the system of authorization guidance - Google Patents

Abstract

The embodiment of this specification discloses an authorization-guided data processing method, device, processing equipment and system. Using the embodiment of this manual, the customer service of the insurance company can communicate with the user about whether to authorize an application via telephone or not. After verifying some necessary information of the user, the insurance company can directly or indirectly send the authorization to the client where the user is located. guide information. In this way, the insurance company's customer service can reduce the communication time and reduce the workload of customer service personnel. It is possible to transform the guidance logic of the existing conventional telephone authorization communication into an operable processing method for users, and push the guidance information on whether to authorize or not on the user terminal. After the user authorizes, the user can obtain relevant business information, which can reduce the duration of telephone communication. Reduce customer service pressure, simplify user operations in authorization guidance, and increase the authorization rate of application objects.

Description

Authorization-guided data processing method, device, processing equipment and system

technical field

The embodiments of this specification belong to the technical field of computer data processing, and in particular relate to an authorization-guided data processing method, device, processing equipment, and system.

Background technique

With the improvement of people's living standards, insurance has attracted more and more attention from users. The insurance business is still in a relatively high growth trend. At present, in order to provide users with convenient claim settlement services, many insurance companies provide users with online service solutions. Users can use the dedicated APP (application, application) provided by the insurance company or the claim settlement service provided by the service platform application to perform related insurance business related processing such as viewing, application, and loss assessment online.

The above-mentioned dedicated APP or service platform applications often need to manually guide users to download the APP, or add and follow official accounts/life accounts on the service platform. For example, after a user reports an accident, the customer service of the insurance company can communicate with the user by phone, guide the user to download a dedicated app or follow the official account on the service platform, and authorize the app to receive follow-up claims information by phone. However, in most cases at present, the above-mentioned methods require users to operate more cumbersome steps, the communication time is longer, the cost of telephone communication is higher, and many users will not download or authorize the application due to traffic, download waiting time and frequency of use. Carry out online claims service. The above situation leads to a low proportion of online claim settlement applications obtaining user authorization, which in turn guides fewer users to go online.

Contents of the invention

The purpose of the embodiments of this specification is to provide an authorization-guided data processing method, device, processing equipment, and system, which can reduce the communication cost of guiding user authorization, simplify user authorization interaction, and increase the authorization ratio of guiding user online business processing.

An authorization-guided data processing method, device, processing device, and system provided in the embodiments of this specification are implemented in the following ways:

A data processing method authorized and guided, the method comprising:

The target service end sends a verification request to the application server based on the identity information of the access user, and the verification request includes querying whether there is an application registration account of the access user;

The application server performs a query according to the received verification request, and returns the query result to the target service end;

The target service end receives and displays the query result;

The target service end sends a guidance trigger request to the application server based on the query result that the application registration account of the access user exists;

The application server sends guidance information to the user terminal where the access user is based on the guidance trigger request, and the guidance information includes prompt information for confirming whether the application object is authorized to respond to the target service;

The user terminal receives and displays the guide information;

The user terminal determines an authorization result based on the received instruction, and returns the authorization result to the application server.

A data processing method authorized and guided, the method comprising:

Receive a verification request and return a corresponding query result, the verification request includes querying whether there is an application registration account of the access user;

Send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information includes prompt information whether to authorize the application object to respond to the target service, and the guidance information is based on the existence of the access user's application registration account The query results are generated;

An authorization result of the user terminal is received.

A data processing method authorized and guided, the method comprising:

Sending a verification request to the application server based on the identity information of the access user, where the verification request includes querying whether there is an application registration account of the access user;

receiving and displaying the query result returned by the application server;

Based on the query result that the application registration account of the access user exists, a guide trigger request is sent to the application server, and the guide trigger request is used to trigger the server to send a confirmation to the user terminal where the access user is located whether to authorize the application object to Respond to the prompt information of the target business.

A data processing method authorized and guided, the method comprising:

receiving guidance information sent by the application server, the guidance information including prompt information for confirming whether the application object is authorized to respond to the target service;

display the guide information;

Determine an authorization result based on the received instruction, and return the authorization result to the application server.

A data processing device for authorization and guidance, said device comprising:

The query response module is used to receive a verification request and return a response query result, the verification request includes querying whether there is an application registration account of the access user;

A guidance information trigger module, configured to send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information includes prompt information whether to authorize the application object to respond to the target service, and the guidance information is based on the presence Generate query results of the access user's application registration account;

A result confirmation module, configured to receive the authorization result of the user terminal.

A data processing device for authorization and guidance, said device comprising:

A verification module, configured to send a verification request to the application server based on the identity information of the access user, the verification request including querying whether there is an application registration account of the access user;

A transaction result display module, configured to receive and display the query result returned by the application server;

A guide information triggering module, configured to send a guide trigger request to the application server based on the query result of the application registration account of the access user, the guide trigger request is used to trigger the server to send the user terminal where the access user is located Send a prompt message confirming whether the application object is authorized to respond to the target service.

A data processing device for authorization and guidance, said device comprising:

A receiving module, configured to receive guidance information sent by the application server, where the guidance information includes prompt information for confirming whether the application object is authorized to respond to the target service;

a display module, configured to display the guide information;

An authorization feedback module, configured to determine an authorization result based on the received instruction, and return the authorization result to the application server.

An authorized bootable data processing device, comprising a processor and a memory for storing processor-executable instructions, the processor implements when executing the instructions:

Receive a verification request and return a corresponding query result, the verification request includes querying whether there is an application registration account of the access user;

Send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information includes prompt information whether to authorize the application object to respond to the target service, and the guidance information is based on the existence of the access user's application registration account The query results are generated;

An authorization result of the user terminal is received.

An authorized bootable data processing device, comprising a processor and a memory for storing processor-executable instructions, the processor implements when executing the instructions:

Sending a verification request to the application server based on the identity information of the access user, where the verification request includes querying whether there is an application registration account of the access user;

receiving and displaying the query result returned by the application server;

Based on the query result that the application registration account of the access user exists, a guide trigger request is sent to the application server, and the guide trigger request is used to trigger the server to send a confirmation to the user terminal where the access user is located whether to authorize the application object to Respond to the prompt information of the target business.

An authorized bootable data processing device, comprising a processor and a memory for storing processor-executable instructions, the processor implements when executing the instructions:

receiving guidance information sent by the application server, the guidance information including prompt information for confirming whether the application object is authorized to respond to the target service;

display the guide information;

Determine an authorization result based on the received instruction, and return the authorization result to the application server.

An authorized and guided data processing system, the system includes a first terminal, a second terminal, and a server, wherein,

When the processor of the first terminal executes the computer instructions stored in the memory, any one of the method steps in this specification that can be applied to the target service end is implemented;

When the processor of the second terminal executes the computer instructions stored in the memory, any one of the method steps in this specification that can be applied to the user terminal is implemented;

When the processor of the server executes the computer instructions stored in the memory, any one of the method steps in this specification that can be applied to the application server is implemented.

An authorization-guided data processing method, device, processing equipment, and system provided by the embodiment of this specification, the insurance company customer service can not communicate with the user on whether to authorize a certain application for business processing, and the insurance company can verify the user After some necessary information, it can directly or indirectly send authorized guidance information to the client where the user is located. In this way, the insurance company's customer service can reduce the communication time and reduce the workload of customer service personnel. After receiving the report, the customer service can inform the user who has an application object that if a certain information of the user is bound to the application object, the service can be viewed through the application object of the terminal. In this communication link, there is no need to tediously guide the user Authorizing the application object can not reveal the sensitive information of the user or the business related to the user, and the user is prompted with another possible online business processing method, which improves the user's trust. After the guidance information pushed to the user is authorized, the application object can call the relevant information of the business for display. The method in the embodiment of this manual transforms the existing conventional guidance logic of authorized telephone communication into an operable processing method for the user, and pushes the guidance information on whether to authorize or not on the user terminal. After the user authorizes, the user can obtain relevant business information, which can Reduce the length of telephone communication, reduce customer service pressure, simplify user operations in authorization guidance, and increase the authorization rate of application objects.

Description of drawings

In order to more clearly illustrate the technical solutions in the embodiments of this specification or the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the drawings in the following description are only These are some embodiments described in this specification. Those skilled in the art can also obtain other drawings based on these drawings without any creative effort.

FIG. 1 is a schematic diagram of a conventional processing logic for guiding user authorization;

Fig. 2 is a schematic flowchart of an embodiment of the authorization-guided data processing method provided in this specification;

Fig. 3 is a logical schematic diagram of authorization guidance processing in an auto insurance business provided by an embodiment of this specification;

Fig. 4 is a schematic diagram of an implementation scenario of another embodiment of the method provided in this specification;

Fig. 5 is a schematic diagram of an implementation scenario of another embodiment of the method provided in this specification;

Fig. 6 is a schematic flow chart of another embodiment of the method provided in this specification;

FIG. 7 is a block diagram of the hardware structure of a client applying an authorization-guided data processing method according to the method or device embodiment of the present invention;

Fig. 8 is a schematic diagram of the module structure of an embodiment of an authorization-guided data processing device provided in this specification;

Fig. 9 is a schematic diagram of the module structure of another embodiment of an authorization-guided data processing device provided in this specification;

Fig. 10 is a schematic diagram of the module structure of another embodiment of an authorization-guided data processing device provided in this specification;

Fig. 11 is a schematic diagram of guiding user authorization on the client side by applying the method of the embodiment of this specification.

Detailed ways

In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments in this specification, not all of them. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of the embodiments of this specification.

FIG. 1 is a schematic diagram of a processing logic for guiding user authorization in an existing conventional method. As shown in Figure 1, when an accident occurs, the reporter can call the insurance company to explain and process the claim with the customer service personnel of the insurance company. If the customer service guides the user to use the online claim settlement service provided by the application object (for the convenience of description, in some embodiments of this specification, the application that guides the user to authorize it may be called the application object, such as a payment application that can provide online claim settlement), usually It is necessary to communicate with the user on the phone, such as asking the user such as "Do you receive claim information through XXbao (a payment application, a service platform application)?", "Is the mobile phone number you called in the same as your XXbao ( service platform application) account?" etc., the cost of communication with users is relatively high, correspondingly, the waiting time of users in the communication process is also relatively long, and the experience is poor. Even after communicating by phone, the user may still need to download a certain application, or when some existing service platform applications guide users to use online claim settlement services, the user needs to actively search and open the service platform application, and then search in the service platform application Official Account/Life Account/Mini Program, etc. Even after finding the official account, etc., there will be one or more authorization inquiries and confirmation messages, and the user experience is poor. In other application scenarios, some users are more sensitive to private information. In the process of communicating authorization matters with the customer service phone in Figure 1, some private information of users may be leaked. For example, the insurance company notifies and records , storage, etc., or the user says something like "Yes, my mobile phone number is the XX payment application account" or "My mobile phone number is 186XXXX4451" in a public place. The process of obtaining authorization also has a relatively large security risk.

An authorization-guided data processing method provided by one or more embodiments of this specification uses a new authorization-guided logic. On the insurance company side, there can be set verification logic to verify whether the user owns the application object. If so, the insurance company customer service can inform the user on the phone that if the user's mobile phone number is bound to the application object, the claim settlement can be checked through the application object. schedule. Certainly, there may be different notification contents according to actual application scenarios, and even in some embodiments, besides the notification during the phone call, the user may also be notified by other methods such as short messages. One of the purposes of this stage in the embodiment of this specification is to inform the user of what services can be realized in any way, and the customer service does not need to obtain application object authorization from the user during telephone communication, and does not even mention information about application object authorization. If the user does not object to the authorization, the user can send guidance information to the user's terminal device. The guidance information can be used to prompt the user to authorize and/or what information can be executed or obtained after authorization, such as "click the authorization to view the progress of the claim". In-app text tooltip. The guide information generally does not include data information associated with the user's business, such as license plate, claim settlement status, damage assessment information, damage assessment amount, etc. One of the main purposes is to prompt the user to authorize. After the user agrees to authorize, the application object can retrieve business-related data from the insurance company or other databases. Of course, the retrieved service data can be sent to the user terminal, so that the user can check relevant information in time after authorization.

It should be noted that the above-mentioned service platform application can specifically be an instant messaging tool, or a payment application, or other applications that can directly or indirectly (service access party) provide online claim settlement services.

An implementation solution provided in this specification can be applied to the client/server system architecture. The client can include terminal equipment on the insurance company side, such as a customer service terminal. For the user side, the client The terminal may include a mobile communication terminal. Specifically, the client may include terminal devices used by the reporter, such as smart phones, tablet computers, smart wearable devices, vehicle-mounted devices, special devices, and the like. The client can have a communication module, which can communicate with a remote server to realize data transmission with the server. The server may include an application server corresponding to the application object. In other implementation scenarios, it may also include servers of other service parties, such as a server of an insurance company or a server of an accessory manufacturer that has a communication link with the application server. The server may include a single computer device, or a server cluster composed of multiple servers, or a server in a distributed system. Of course, this specification does not exclude that in other embodiments, all or part of the above-mentioned authorization and guidance processing is implemented by the equipment of the service party, for example, the user uses the insurance provided by the service platform itself.

The following uses a specific application scenario of mobile phone user terminal auto insurance online claims authorization guidance as an example to illustrate the implementation of this specification. This embodiment may involve the application of the terminal on the insurance company side (which can be called the target service terminal) and the application object. The server, and the user terminal on the user side where the application object is installed. Specifically, FIG. 2 is a schematic flowchart of an embodiment of the authorization-guided data processing method provided in this specification. Although this description provides the method operation steps or device structures as shown in the following embodiments or accompanying drawings, more or less operation steps may be included in the method or device based on routine or no creative work or modular units. In steps or structures that do not logically have a necessary causal relationship, the execution order of these steps or the modular structure of the device is not limited to the execution order or module structure shown in the embodiments of this specification or the drawings. When the method or module structure is applied in an actual device, server or terminal product, it can be executed sequentially or in parallel according to the method or module structure shown in the embodiment or drawings (for example, parallel processor or multi-thread processing environment, even including distributed processing, server cluster implementation environment). Of course, the description of the following embodiments does not limit other extendable technical solutions based on this specification. A specific embodiment is shown in Figure 2. In an embodiment of an authorization-guided data processing method provided in this specification, the method may include:

S0: The target service end sends a verification request to the application server based on the identity information of the access user, and the verification request includes querying whether there is an application registration account of the access user;

S2: The application server performs a query according to the received verification request, and returns the query result to the target service end;

S4: The target service end receives and displays the query result;

S6: The target service end sends a bootstrap trigger request to the application server based on the query result that the access user's application registration account exists;

S8: The application server sends guidance information to the user terminal where the access user is located based on the guidance trigger request, where the guidance information includes prompt information for confirming whether the application object is authorized to respond to the target service;

S10: The user terminal receives and displays the guide information;

S12: The user terminal determines an authorization result based on the received instruction, and returns the authorization result to the application server.

Some processing procedures in the above-mentioned embodiments will be described below. Figure 3 is a schematic diagram of the authorization guidance processing logic in the auto insurance business provided by the embodiment of this specification. When a large number of communication actions are in the customer service of the insurance company, the communication cycle is reduced, and the pressure on customer service is reduced. The online customer service can simplify the account in the authorization guidance. Check the information and confirm whether to push the guidance information. The target service end may include the terminal equipment used by the customer service personnel of the insurance company. Of course, it may also include the server of the insurance company in other implementation scenarios. The access user may include a user who makes a phone call to report an accident. Unless there are special circumstances, the access user may be considered to be the insurer actually corresponding to the insurance. This description does not exclude that in other embodiment scenarios, the access user may be a user accessing the webpage online customer service, or a report user accessing in an instant messaging tool. When the above-mentioned reporter calls the insurance company, the customer service can usually verify the information of the access user, and can obtain the user's call-in mobile phone number, ID card and other information. At this time, the target service end can send a verification request to the application server of the application object that needs to guide the user to authorize, and the verification request can be used to query whether the access user has a registered account of the application object. The verification request can carry the user's identity information, such as name, ID card number, mobile phone number, etc., so that the server can query according to the verification request.

It should be noted that the application registration account with the access user mentioned here usually refers to the application registration account with the legal/valid storage record of the access user. If according to the credit level or blacklist rules, although the access user has registered account, but it is blacklisted and unable to use the online claim settlement service on the user terminal, a similar situation can be considered that there is no access to the user's application registration account.

The server inquires whether there is an application registration account of the accessing user and returns the inquiry result to the target service end. The target business end can display the verification result in the operation interface of the customer service personnel, and can remind the customer service personnel in a prominent way.

After querying, if it is determined that the access user has an application registration account, the application server can be notified to send guidance information to the user terminal where the access user is located to prompt the user to authorize the application object and use the application object to correspond to the target service. One implementation process may include that the customer service clicks a button on the operation interface indicating to send guidance information to the access user, and the target service end sends a guidance trigger request to the application server. Based on the application trigger request, the application server sends guidance information asking whether to authorize to the user terminal. The user terminal may display the guide information, such as "click to authorize to view the claim settlement progress".

The above-mentioned authorized application object responds to the target business, which generally includes the authorized application corresponding to perform some online processing of the target business, such as checking the progress of auto insurance claims, querying the amount of claims, viewing photos of damages, and complaints about claims.

The guide information in this embodiment may be text prompt information displayed in the application object. For example, the message pushed to the application object can be displayed in a transparent window or a separate page when the user opens the application, or can be displayed in the application object after the user clicks the push message. In other embodiments provided in this specification, the guide information can also be in the form of SMS/MMS, or a section of automatically generated synthetic voice/artificial voice, so that when the user does not start the application object, it can be accessed in other ways in a timely manner. Guide users to authorize operations. Therefore, in another embodiment of the method described in this specification, S80: the guidance information includes at least one of the following:

SMS/MMS containing a link to the application object;

text prompt information displayed in the application object of the user terminal;

Voice prompt information.

In a specific example, the voice prompt information may be a telephone prompt by a communication operator, or may be a voice prompt by an Internet phone.

If the user agrees to the authorization, the corresponding authorization operation can be performed to generate corresponding instructions, such as clicking on the guidance information. The user terminal may determine whether to agree to the authorization based on the received user's operation instruction. Specifically, it may include clicking on the guidance information to jump to the authorization confirmation interface for authorization processing, or it may include completing the authorization after the access user clicks. The authorization result can be returned to the application server, so that the application server can perform corresponding subsequent processing.

In this way, using the embodiment of this specification, the customer service of the insurance company does not need to communicate with the user on whether to authorize a certain application to perform business processing. The insurance company can directly or indirectly contact the customer where the user is The terminal sends authorized bootstrap information. In this way, the insurance company's customer service can reduce the communication time and reduce the workload of customer service personnel. After receiving the report, the customer service can inform the user who has an application object that if a certain information of the user is bound to the application object, the service can be viewed through the application object of the terminal. In this communication link, there is no need to tediously guide the user Authorizing the application object can not reveal the sensitive information of the user or the business related to the user, and the user is prompted with another possible online business processing method, which improves the user's trust. After the guidance information pushed to the user is authorized, the application object can call the relevant information of the business for display. The method in the embodiment of this manual transforms the existing conventional guidance logic of telephone authorized communication into an operable processing method for the user, and pushes the guidance information on whether to authorize or not on the user terminal. After the user authorizes, the user can obtain relevant business information, which can Reduce the length of telephone communication, reduce customer service pressure, simplify user operations in authorization guidance, and increase the authorization rate of application objects.

Of course, after the application object is authorized, it can quickly provide the user with corresponding services based on the interaction between the user terminal and the application server, such as acquiring and accessing the data information of the user's target service in real time. Therefore, the method can further include:

S14: If the authorization result includes consent authorization, the application server obtains the service data of the target service;

S16: The application server sends service information of the target service to the user terminal based on the acquired service data;

S18: The user terminal receives the service information, and the service information is displayed when triggered.

Of course, the descriptions of the embodiments described in the above embodiments that can be used to guide users online for auto insurance services do not limit other extendable technical solutions based on this description. For example, in other implementation scenarios, the implementation solutions provided in this manual can also be applied to various implementation scenarios that guide users to use applications for online services, such as online fund wind services and medical insurance online services. For applications in other implementation scenarios, refer to this The description of the embodiment of the insurance business scenario in the manual does not repeat the alternative description. Specifically, in an embodiment of this specification, the target service is an insurance online claim settlement service, and correspondingly, the service data of the target service includes obtaining the insurance claim settlement data corresponding to the access user from the target service end.

The above embodiment describes that the customer service can call the user to inform the user that if certain information of the user is bound to the application object, the online claim settlement service can be provided through the application object. In another embodiment of this specification, after the customer service communicates with the user, it is also possible to send the user offline a guide impression that online claim settlement can be used. Specifically, the online guide information can be sent to the user terminal through the target business terminal. The online guidance information may also include SMS/MMS or voice prompt information.

The specific content of the online guidance information can be set according to the application scenario. In another embodiment, the online guidance information includes information associated with the following content:

Informing the access user that if the first information is bound to the object application, allowing to view the target service through the application object, the first information includes at least one of the mobile communication number, the specified certificate number, and the specified partner application kind.

It should be noted that the real-time described in the above embodiments may include sending, receiving or displaying immediately after obtaining or determining certain data information. Those skilled in the art can understand that after cache or expected calculation and waiting time Sending, receiving or displaying can still fall within the definition of real time. The images described in the embodiments of this specification may include videos, and videos may be regarded as a continuous image collection.

The foregoing embodiments describe the implementation of the data processing method in which the insurance company, the application server, and the user interact with each other to perform authorization guidance. Based on the relevant description of the above-mentioned embodiment of multi-side interaction, this specification also provides a method that can be used on the application server side, specifically as shown in Figure 4, another authorization-guided data processing method provided by this specification, The methods include:

S100: Receive a verification request, and return a corresponding query result, the verification request includes querying whether there is an application registration account of the access user;

S102: Send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information includes prompt information whether to authorize the application object to respond to the target service, the guidance information is based on the presence of the access user's application Generate query results for registered accounts;

S104: Receive an authorization result of the user terminal.

Based on the relevant description of the above-mentioned embodiment of multi-side interaction, in another embodiment, the method may further include:

S106: If the authorization result includes consent authorization, acquire the service data of the target service;

S108: Send service information of the target service to the user terminal based on the acquired service data.

Based on the relevant description of the above-mentioned embodiment of multi-side interaction, in another embodiment, the guidance information includes at least one of the following:

SMS/MMS containing a link to the application object;

text prompt information displayed in the application object of the user terminal;

Voice prompt information.

Based on the relevant description of the embodiment of multi-side interaction above, in another embodiment, the target business is an insurance online claim settlement business, and correspondingly, the business data of the target business includes obtaining the interface from the target business end Enter the insurance claim data corresponding to the user.

The foregoing embodiments describe the implementation of the data processing method in which the insurance company, the application server, and the user interact with each other to perform authorization guidance. Based on the relevant descriptions of the above-mentioned embodiments of multi-side interaction, this specification also provides a method that can be used on the customer service terminal side of an insurance company. Specifically, as shown in Figure 5, another authorization-guided data processing method provided by this specification method, said method comprising:

S200: Send a verification request to the application server based on the identity information of the access user, where the verification request includes querying whether there is an application registration account of the access user;

S202: Receive and display the query result returned by the application server;

S204: Send a guidance trigger request to the application server based on the query result that the application registration account of the access user exists, and the guidance trigger request is used to trigger the server to send a confirmation to the user terminal where the access user is located whether to authorize the application object to respond to the prompt information of the target business.

Based on the relevant description of the above-mentioned embodiment of multi-side interaction, in another embodiment, the method may further include:

Send online guidance information to the user terminal, where the online guidance information includes at least one of the following:

SMS/MMS;

Voice prompt information.

Based on the relevant description of the above multi-side interaction embodiment, in another embodiment, the online guidance information includes information associated with the following content:

Informing the access user that if the first information is bound to the object application, allowing to view the target service through the application object, the first information includes at least one of the mobile communication number, the specified certificate number, and the specified partner application kind

The foregoing embodiments describe the implementation of the data processing method in which the insurance company, the application server, and the user interact with each other to perform authorization guidance. Based on the relevant descriptions of the above-mentioned embodiments of multi-side interaction, this specification also provides a method that can be used on the user terminal side, specifically as shown in Figure 6, another authorization-guided data processing method provided by this specification, The methods include:

S300: Receive guidance information sent by the application server, where the guidance information includes prompt information for confirming whether the application object is authorized to respond to the target service;

S302: Display the guide information;

S304: Determine an authorization result based on the received instruction, and return the authorization result to the application server.

Based on the relevant description of the above-mentioned embodiment of multi-side interaction, in another embodiment, the guidance information includes at least one of the following:

SMS/MMS containing a link to the application object;

text prompt information displayed in the application object of the user terminal;

Voice prompt information.

The above-mentioned single-side embodiments of this specification may also include implementations of other processing steps and conditional requirements according to the description of the foregoing multi-side interaction method embodiments. For a specific implementation manner, reference may be made to the description of the method embodiments, and details are not repeated here.

Each embodiment of the above-mentioned method in this specification is described in a progressive manner, the same and similar parts of each embodiment can be referred to each other, and each embodiment focuses on the differences from other embodiments. For related information, please refer to the description of the method embodiments.

The method embodiments provided in the embodiments of this specification may be executed in mobile terminals, PC terminals, servers, server clusters, or similar computing devices. Taking the client running on the target service end or user terminal as an example, FIG. 7 is a block diagram of the hardware structure of the client applying an authorization-guided data processing method according to the method or device embodiment of the present invention. As shown in Figure 7, the client 10 may include one or more (only one is shown in the figure) processors 102 (the processors 102 may include but not limited to processing devices such as microprocessor MCU or programmable logic device FPGA, etc.) , a memory 104 for storing data, and a transmission module 106 for communication functions. Those of ordinary skill in the art can understand that the structure shown in FIG. 7 is only a schematic diagram, which does not limit the structure of the above-mentioned electronic device. For example, the client 10 may also include more or fewer components than those shown in FIG. different configurations.

The memory 104 can be used to store software programs and modules of application software, such as program instructions/modules corresponding to the search method in the embodiment of this specification, and the processor 102 executes various functions by running the software programs and modules stored in the memory 104 Application and data processing, that is, a processing method for realizing the content display of the above-mentioned navigation interactive interface. The memory 104 may include high-speed random access memory, and may also include non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid-state memory. In some instances, the memory 104 may further include memory located remotely from the processor 102 , and these remote memories may be connected to the client 10 through a network. Examples of the aforementioned networks include, but are not limited to, the Internet, intranets, local area networks, mobile communication networks, and combinations thereof.

The transmission module 106 is used to receive or send data via a network. The specific example of the above-mentioned network may include a wireless network provided by the communication provider of the computer terminal 10 . In one example, the transmission module 106 includes a network adapter (Network Interface Controller, NIC), which can be connected to other network devices through a base station so as to communicate with the Internet. In one example, the transmission module 106 may be a radio frequency (Radio Frequency, RF) module, which is used to communicate with the Internet in a wireless manner.

Based on the above-mentioned authorization-guided data processing method, this specification also provides an authorization-guided data processing device. The device may include a system (including a distributed system), software (application), module, component, server, client, etc. using the methods described in the embodiments of this specification combined with necessary hardware for implementation. Based on the same innovative idea, the processing device in an embodiment provided in this specification is as described in the following embodiment. Since the implementation of the device to solve the problem is similar to the method, the implementation of the specific processing device in the embodiment of this specification can refer to the implementation of the aforementioned method, and the repetition will not be repeated. Although the devices described in the following embodiments are preferably implemented in software, implementations in hardware, or a combination of software and hardware are also possible and contemplated. Specifically, as shown in Figure 8, Figure 7 is a schematic diagram of the module structure of an embodiment of an authorization-guided data processing device provided in this specification, which may specifically include:

The query response module 501 can be used to receive a verification request and return a corresponding query result, the verification request includes querying whether there is an application registration account of the access user;

The guidance information triggering module 502 may be configured to send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information including prompt information whether to authorize the application object to respond to the target service, the guidance information Generated based on the query results of the application registration account of the access user;

The result confirmation module 503 may be configured to receive the authorization result of the user terminal.

The physical product corresponding to the above device may be an application server corresponding to an authorized application.

Figure 9 is a schematic diagram of the module structure of an embodiment of an authorization-guided data processing device provided in this specification, which may specifically include:

The verification module 601 may be configured to send a verification request to the application server based on the identity information of the access user, and the verification request includes querying whether there is an application registration account of the access user;

The verification result display module 602 can be used to receive and display the query result returned by the application server;

The guidance information triggering module 603 may be configured to send a guidance trigger request to the application server based on the query result that the application registration account of the access user exists, and the guidance trigger request is used to trigger the server to send a request to the application server where the access user is located. The user terminal sends prompt information confirming whether to authorize the application object to respond to the target service.

The physical product corresponding to the above-mentioned device may be a terminal device used by customer service of an insurance company.

Fig. 10 is a schematic diagram of the module structure of another embodiment of an authorized and guided data processing device provided in this specification, which may specifically include:

The receiving module 701 may be configured to receive guidance information sent by the application server, where the guidance information includes prompt information for confirming whether the application object is authorized to respond to the target service;

A display module 702, which can be used to display the guide information;

The authorization feedback module 703 may be configured to determine an authorization result based on the received instruction, and return the authorization result to the application server.

The physical product corresponding to the above-mentioned device may be a mobile terminal used by an insurance reporter.

It should be noted that, the above-mentioned devices in the above-mentioned embodiments may also include other implementations according to the descriptions of related method embodiments, and the specific implementation manners may refer to the descriptions of the method embodiments, and details are not repeated here.

The device model identification method provided by the embodiment of this specification can be realized by the processor executing the corresponding program instructions in the computer, such as using the c++/java language of the windows/Linux operating system to realize on the PC end/server end, or other methods such as android, The application design language corresponding to the iOS system integrates necessary hardware implementations, or quantum computer-based processing logic implementations, etc. Specifically, in an embodiment provided in this specification in which an authorized and guided data processing device implements the above method, the processing device may include a processor and a memory for storing processor-executable instructions, and the processor executes the When the instruction is implemented:

Receive a verification request and return a corresponding query result, the verification request includes querying whether there is an application registration account of the access user;

Send guidance information to the user terminal where the access user is located based on the received guidance trigger request, the guidance information includes prompt information whether to authorize the application object to respond to the target service, and the guidance information is based on the existence of the access user's application registration account The query results are generated;

An authorization result of the user terminal is received.

This specification also provides another embodiment in which an authorized and guided data processing device implements the above method. The processing device may include a processor and a memory for storing processor-executable instructions. When the processor executes the instructions, the :

Sending a verification request to the application server based on the identity information of the access user, where the verification request includes querying whether there is an application registration account of the access user;

receiving and displaying the query result returned by the application server;

Based on the query result that the application registration account of the access user exists, a guide trigger request is sent to the application server, and the guide trigger request is used to trigger the server to send a confirmation to the user terminal where the access user is located whether to authorize the application object to Respond to the prompt information of the target business.

This specification also provides another embodiment in which an authorized and guided data processing device implements the above method. The processing device may include a processor and a memory for storing processor-executable instructions. When the processor executes the instructions, the :

receiving guidance information sent by the application server, the guidance information including prompt information for confirming whether the application object is authorized to respond to the target service;

display the guide information;

Determine an authorization result based on the received instruction, and return the authorization result to the application server.

Fig. 11 is a schematic diagram of guiding user authorization on the client side by applying the method of the embodiment of this specification.

It should be noted that, the processing device described above in the foregoing embodiments may also include other scalable implementation manners according to the description of related method embodiments. For a specific implementation manner, reference may be made to the description of the method embodiments, and details are not repeated here.

The above instructions can be stored in various computer-readable storage media. The computer-readable storage medium may include a physical device for storing information, and the information may be digitized and then stored in an electronic, magnetic or optical medium. The computer-readable storage medium described in this embodiment may include: devices that store information by means of electric energy, such as various types of memory, such as RAM, ROM, etc.; devices that store information by means of magnetic energy, such as hard disks, floppy disks, magnetic tapes, magnetic Core memory, bubble memory, USB stick; a device that stores information optically, such as a CD or DVD. Of course, there are other readable storage media, such as quantum memory, graphene memory and so on. The instructions in the device or server or client or system described in the embodiments of this specification are the same as those described above.

Based on the description of the aforementioned multi-side interaction embodiment, this specification also provides an authorization-guided data processing system, the system includes a first terminal, a second terminal, and a server, wherein,

When the processor of the first terminal executes the computer instructions stored in the memory, any one of the method steps in this specification that can be applied to the target service end is implemented;

When the processor of the second terminal executes the computer instructions stored in the memory, any one of the method steps in this specification that can be applied to the user terminal is implemented;

When the processor of the server executes the computer instructions stored in the memory, any method step in this specification that can be applied to the application server is implemented.

It should be noted that, the system described in the foregoing embodiments may also include other scalable implementation manners according to the description of related method embodiments. For a specific implementation manner, reference may be made to the description of the method embodiments, and details are not repeated here.

Each embodiment of the device, processing equipment, system, etc. described in this specification is described in a progressive manner, and the same and similar parts between the various embodiments can be referred to each other. Example differences. In particular, for the hardware+program type embodiment, because it is basically similar to the method embodiment, the description is relatively simple, and for the related parts, please refer to the part of the description of the method embodiment.

The foregoing describes specific embodiments of this specification. Other implementations are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in an order different from that in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. Multitasking and parallel processing are also possible or may be advantageous in certain embodiments.

Although the present application provides the operation steps of the method described in the embodiments or flowcharts, more or less operation steps may be included based on routine or non-inventive efforts. The sequence of steps enumerated in the embodiments is only one of the execution sequences of many steps, and does not represent the only execution sequence. When executed by an actual device or client product, the methods shown in the embodiments or drawings may be executed sequentially or in parallel (for example, in a parallel processor or multi-thread processing environment).

Although the content of the embodiments of this specification mentions operations and data descriptions such as mobile phone number binding applications, types and contents of guidance information, and multi-side data interaction, such as data acquisition, storage, interaction, calculation, and judgment, this specification The embodiments are not limited to those that must comply with industry communication standards, standard data processing protocols, communication protocols, and standard data models/templates or described in the embodiments of this specification. Certain industry standards or slightly modified implementations based on self-defined methods or implementations described in the examples can also achieve the same, equivalent or similar, or predictable implementation effects of the above-mentioned examples. Embodiments applying these modified or deformed data acquisition, storage, judgment, processing methods, etc., may still fall within the scope of optional implementations of this specification.

In the 1990s, the improvement of a technology can be clearly distinguished as an improvement in hardware (for example, improvements in circuit structures such as diodes, transistors, and switches) or improvements in software (improvement in method flow). However, with the development of technology, the improvement of many current method flows can be regarded as the direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (Programmable Logic Device, PLD) (such as a Field Programmable Gate Array (Field Programmable Gate Array, FPGA)) is such an integrated circuit, and its logic function is determined by programming the device by a user. It is programmed by the designer to "integrate" a digital system on a PLD, instead of asking a chip manufacturer to design and make a dedicated integrated circuit chip. Moreover, nowadays, instead of making integrated circuit chips by hand, this kind of programming is mostly realized by "logic compiler (logic compiler)" software, which is similar to the software compiler used when writing programs. The original code of the computer must also be written in a specific programming language, which is called a hardware description language (Hardware Description Language, HDL), and there is not only one kind of HDL, but many kinds, such as ABEL (Advanced Boolean Expression Language) , AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc., currently the most commonly used is VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. It should also be clear to those skilled in the art that only a little logical programming of the method flow in the above-mentioned hardware description languages and programming into an integrated circuit can easily obtain a hardware circuit for realizing the logic method flow.

The controller may be implemented in any suitable way, for example the controller may take the form of a microprocessor or processor and a computer readable medium storing computer readable program code (such as software or firmware) executable by the (micro)processor , logic gates, switches, Application Specific Integrated Circuit (ASIC), programmable logic controllers, and embedded microcontrollers, examples of controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, the memory controller can also be implemented as part of the memory's control logic. Those skilled in the art also know that, in addition to realizing the controller in a purely computer-readable program code mode, it is entirely possible to make the controller use logic gates, switches, application-specific integrated circuits, programmable logic controllers, and embedded The same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as structures within the hardware component. Or even, means for realizing various functions can be regarded as a structure within both a software module realizing a method and a hardware component.

The systems, devices, modules, or units described in the above embodiments can be specifically implemented by computer chips or entities, or by products with certain functions. A typical implementing device is a computer. Specifically, the computer can be, for example, a personal computer, a laptop computer, a vehicle-mounted human-computer interaction device, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet A computer, a wearable device, or a combination of any of these devices.

Although the embodiments of this specification provide the operation steps of the method described in the embodiments or flowcharts, more or fewer operation steps may be included based on conventional or non-inventive means. The sequence of steps enumerated in the embodiments is only one of the execution sequences of many steps, and does not represent the only execution sequence. When an actual device or terminal product is executed, the methods shown in the embodiments or drawings can be executed sequentially or in parallel (such as a parallel processor or multi-thread processing environment, or even a distributed data processing environment). The term "comprising", "comprising" or any other variation thereof is intended to cover a non-exclusive inclusion such that a process, method, product, or apparatus comprising a set of elements includes not only those elements, but also other elements not expressly listed elements, or also elements inherent in such a process, method, product, or apparatus. Without further limitations, it is not excluded that there are additional identical or equivalent elements in a process, method, product or device comprising said elements.

For the convenience of description, when describing the above devices, functions are divided into various modules and described separately. Of course, when implementing the embodiments of this specification, the functions of each module can be realized in one or more pieces of software and/or hardware, or a module that realizes the same function can be realized by a combination of multiple submodules or subunits, etc. The device embodiments described above are only illustrative. For example, the division of the units is only a logical function division. In actual implementation, there may be other division methods. For example, multiple units or components can be combined or integrated. to another system, or some features may be ignored, or not implemented. In another point, the mutual coupling or direct coupling or communication connection shown or discussed may be through some interfaces, and the indirect coupling or communication connection of devices or units may be in electrical, mechanical or other forms.

Those skilled in the art also know that, in addition to realizing the controller in a purely computer-readable program code mode, it is entirely possible to make the controller use logic gates, switches, application-specific integrated circuits, programmable logic controllers, and embedded The same function can be realized in the form of a microcontroller or the like. Therefore, this kind of controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as the structure in the hardware component. Or even, means for realizing various functions can be regarded as a structure within both a software module realizing a method and a hardware component.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It should be understood that each procedure and/or block in the flowchart and/or block diagram, and a combination of procedures and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions may be provided to a general purpose computer, special purpose computer, embedded processor, or processor of other programmable data processing equipment to produce a machine such that the instructions executed by the processor of the computer or other programmable data processing equipment produce a An apparatus for realizing the functions specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing apparatus to operate in a specific manner, such that the instructions stored in the computer-readable memory produce an article of manufacture comprising instruction means, the instructions The device realizes the function specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions can also be loaded onto a computer or other programmable data processing device, causing a series of operational steps to be performed on the computer or other programmable device to produce a computer-implemented process, thereby The instructions provide steps for implementing the functions specified in the flow chart or blocks of the flowchart and/or the block or blocks of the block diagrams.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

Memory may include non-permanent storage in computer readable media, in the form of random access memory (RAM) and/or nonvolatile memory such as read only memory (ROM) or flash RAM. Memory is an example of computer readable media.

Computer-readable media, including both permanent and non-permanent, removable and non-removable media, can be implemented by any method or technology for storage of information. Information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory (ROM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Flash memory or other memory technology, Compact Disc Read-Only Memory (CD-ROM), Digital Versatile Disc (DVD) or other optical storage, Magnetic tape cartridge, tape magnetic disk storage or other magnetic storage device or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer-readable media excludes transitory computer-readable media, such as modulated data signals and carrier waves.

Those skilled in the art should understand that the embodiments of this specification may be provided as methods, systems or computer program products. Accordingly, the embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present description may take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

Embodiments of the present specification may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. Embodiments of the present description may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including storage devices.

Each embodiment in this specification is described in a progressive manner, the same and similar parts of each embodiment can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and for relevant parts, refer to part of the description of the method embodiment. In the description of this specification, descriptions referring to the terms "one embodiment", "some embodiments", "example", "specific examples", or "some examples" mean that specific features described in connection with the embodiment or example , structures, materials or features are included in at least one embodiment or example of the embodiments of this specification. In this specification, the schematic representations of the above terms are not necessarily directed to the same embodiment or example. Furthermore, the described specific features, structures, materials or characteristics may be combined in any suitable manner in any one or more embodiments or examples. In addition, those skilled in the art can combine and combine different embodiments or examples and features of different embodiments or examples described in this specification without conflicting with each other.

The foregoing descriptions are merely examples of the embodiments of the present specification, and are not intended to limit the embodiments of the present specification. For those skilled in the art, various modifications and changes may be made to the embodiments of this specification. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of the embodiments of this specification shall be included within the scope of claims of the embodiments of this specification.

Claims (18)

1. a kind of data processing method of authorization guidance, the method includes：

Target service end group sends verification request to application server in the identity information of accessing user, and the verification request includes Inquiry whether there is the application login account of the accessing user；

The application server is inquired according to the verification request received, and query result is returned to the target service End；

The target service end receives and shows query result；

The target service end group is in there are the query results using login account of the accessing user to the application service Device sends guidance trigger request；

The application server sends guidance letter based on the user terminal where the guidance trigger request to the accessing user Breath, the guidance information include the prompt information for being confirmed whether to authorize application to respond target service；

The user terminal receives and shows the guidance information；

The user terminal determines Authorization result based on received instruction, and the Authorization result is returned to application server.

2. a kind of data processing method of authorization guidance, the method includes：

Verification request, the query result of returning response are received, the verification request includes inquiry answering with the presence or absence of accessing user Use login account；

Guidance information, the guidance letter are sent based on the user terminal where received guidance trigger request to the accessing user Breath includes whether authorization application to respond the prompt information of target service, and the guidance information is based on there are accessing user's It is generated using the query result of login account；

Receive the Authorization result of the user terminal.

3. method according to claim 2, the method also includes：

If the Authorization result includes agreeing to authorization, the business datum of the target service is obtained；

The business information of the target service is sent to the user terminal based on the business datum of acquisition.

4. method according to claim 2, the guidance information includes at least one of following：

Short message/multimedia message comprising jumping to the link of the application；

The text prompt information being shown in the application of the user terminal；

Speech prompt information.

5. the method as described in any one of claim 2-4, the target service is the online Claims Resolution business of insurance, accordingly , the business datum of the target service includes that the corresponding settlement of insurance claim number of the accessing user is obtained from the target service end According to.

6. a kind of data processing method of authorization guidance, the method includes：

Verification request is sent to application server based on the identity information of accessing user, the verification request includes inquiring whether to deposit In the application login account of the accessing user；

Receive and show the query result that the application server returns；

It is triggered based on guidance is sent to the application server there are the query result using login account of the accessing user Request, user terminal transmission of the guidance trigger request for where trigger the server to the accessing user are confirmed whether to award Application is weighed to respond the prompt information of target service.

7. method as claimed in claim 6, the method also includes：

Online guidance information is sent to the user terminal, the online guidance information includes at least one of following：

Short message/multimedia message；

Speech prompt information.

8. the method for claim 7, the online guidance information includes information associated with following the description：

If informing that accessing user's first information is bundled with object application, allow to check the target industry by the application Business, the first information include at least one of mobile communication number, specified passport NO., specified partner's application.

9. the method as described in any one of claim 6-8, the target service is the online Claims Resolution business of insurance.

10. a kind of data processing method of authorization guidance, the method includes：

The guidance information that application server is sent is received, the guidance information includes being confirmed whether that application is authorized to respond mesh The prompt information of mark business；

Show the guidance information；

Authorization result is determined based on received instruction, and the Authorization result is returned into the application server.

11. method as claimed in claim 10, the guidance information includes at least one of following：

Short message/multimedia message comprising jumping to the link of the application；

The text prompt information being shown in the application of user terminal；

Speech prompt information.

12. a kind of data processing equipment of authorization guidance, described device include：

Inquiry response module, for receiving verification request, the query result of returning response, the verification request is included inquiring whether There are the application login accounts of accessing user；

Guidance information trigger module, for based on the user terminal hair where received guidance trigger request to the accessing user Guidance information is sent, the guidance information includes whether authorization application to respond the prompt information of target service, the guidance Information is based on there are the query result generations using login account of accessing user；

As a result confirmation module, for receiving the Authorization result of the user terminal.

13. a kind of data processing equipment of authorization guidance, described device include：

Correction verification module sends verification request, the verification request to application server for the identity information based on accessing user Include inquiring whether the application login account there are the accessing user；

Transaction results display module, the query result returned for receiving and showing the application server；

Guidance information trigger module, for being answered based on the query result using login account there are the accessing user to described Guidance trigger request is sent with server, the guidance trigger request is for the use where trigger the server to the accessing user Family terminal sends the prompt information for being confirmed whether to authorize application to respond target service.

14. a kind of data processing equipment of authorization guidance, described device include：

Receiving module, for receiving the guidance information of application server transmission, the guidance information includes being confirmed whether that authorization is answered The prompt information of target service is responded with object；

Display module, for showing the guidance information；

Feedback module is authorized, for determining Authorization result based on received instruction, the Authorization result is returned into the application and is taken Business device.

15. a kind of data processing equipment of authorization guidance, including processor and depositing for storage processor executable instruction Reservoir, the processor are realized when executing described instruction：

Verification request, the query result of returning response are received, the verification request includes inquiry answering with the presence or absence of accessing user Use login account；

Guidance information, the guidance letter are sent based on the user terminal where received guidance trigger request to the accessing user Breath includes whether authorization application to respond the prompt information of target service, and the guidance information is based on there are accessing user's It is generated using the query result of login account；

Receive the Authorization result of the user terminal.

16. a kind of data processing equipment of authorization guidance, including processor and depositing for storage processor executable instruction Reservoir, the processor are realized when executing described instruction：

Verification request is sent to application server based on the identity information of accessing user, the verification request includes inquiring whether to deposit In the application login account of the accessing user；

Receive and show the query result that the application server returns；

It is triggered based on guidance is sent to the application server there are the query result using login account of the accessing user Request, user terminal transmission of the guidance trigger request for where trigger the server to the accessing user are confirmed whether to award Application is weighed to respond the prompt information of target service.

17. a kind of data processing equipment of authorization guidance, including processor and depositing for storage processor executable instruction Reservoir, the processor are realized when executing described instruction：

The guidance information that application server is sent is received, the guidance information includes being confirmed whether that application is authorized to respond mesh The prompt information of mark business；

Show the guidance information；

Authorization result is determined based on received instruction, and the Authorization result is returned into the application server.

18. a kind of data processing system of authorization guidance, the system comprises first terminal, second terminal, servers, wherein

The processor of the first terminal is realized any one in claim 2-5 when executing the computer instruction stored in memory The method and step of item；

The processor of the second terminal is realized any one in claim 6-9 when executing the computer instruction stored in memory The method and step of item；

The processor of the server is realized any one in claim 10-11 when executing the computer instruction stored in memory The method and step of item.