CN105007509A - Television transaction payment method based on intelligent payment card - Google Patents
Television transaction payment method based on intelligent payment card Download PDFInfo
- Publication number
- CN105007509A CN105007509A CN201510367689.6A CN201510367689A CN105007509A CN 105007509 A CN105007509 A CN 105007509A CN 201510367689 A CN201510367689 A CN 201510367689A CN 105007509 A CN105007509 A CN 105007509A
- Authority
- CN
- China
- Prior art keywords
- information
- transaction
- payment
- television terminal
- payment card
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
- H04N21/41—Structure of client; Structure of client peripherals
- H04N21/418—External card to be used in combination with the client device, e.g. for conditional access
- H04N21/4185—External card to be used in combination with the client device, e.g. for conditional access for payment
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
- H04N21/47—End-user applications
- H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
- H04N21/47815—Electronic shopping
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Signal Processing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- Multimedia (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a television transaction payment method based on an intelligent payment card. Specifically, the method comprises following steps that firstly, a television terminal transmits a purchase order to a transaction payment center; the transaction payment center authenticates transaction information, after finishing the authentication, the transaction payment center transmits information about authentication success and order information with a transaction label to the television terminal; then, the intelligent payment card is inserted into the television terminal, extracts bank information in the intelligent payment card according to the order information, and transmits the bank information to the television terminal; a user selects one of bank cards and inputs a corresponding payment code; the payment information is transmitted to the transaction payment center; the transaction payment center transmits the transaction information to a corresponding bank background system; and after the bank background system confirms the transaction information, transfer is performed, and the television transaction payment is finished. The television and the intelligent payment card are combined, namely, and payment and order information confirmation can be completed in the television terminal, so that the method has good safety and is convenient for shopping.
Description
Technical field
The present invention relates to a kind of TV shopping mode, specifically a kind of TV transaction payment method based on smart payment card.
Background technology
The means of payment of existing TV shopping, user needs to adopt phone to order mostly, then bank card information and confirmation that phone input is relevant is adopted, complete operation, or direct-dial telephone places an order, select the mode of cashing on delivery, this shopping way, fail safe is lower, and cannot know the details of order.
Summary of the invention
The technical problem to be solved in the present invention is to provide a kind of TV transaction payment method based on smart payment card, and the mode adopting TV and smart payment card to combine, can complete payment on television terminal, and the information that confirms an order, fail safe is good, and it is convenient to do shopping.
Technical scheme of the present invention is:
Based on the TV transaction payment method of smart payment card, specifically comprise the following steps: first purchase order is transferred to transaction payment center by television terminal, certification is carried out to Transaction Information in transaction payment center, after certification terminates, by the information of authentication success and with transaction label sequence information resend to television terminal, then smart payment card is inserted television terminal, smart payment card extracts the bank information in smart payment card according to sequence information, and be transferred to television terminal, user selects a wherein bank card, and input corresponding payment cipher, then payment information is transferred to transaction payment center, transaction payment center retells Transaction Information and is transferred to corresponding bank background system, after bank's background system confirms, namely operation is transferred accounts, complete TV to pay.
Described smart payment card includes the signal dispatcher module, security authentication module and the data memory module that connect successively, signal dispatcher module receives sequence information, security authentication module confirms an order after information, produce authentication information and be transferred to television terminal, television terminal is by the authentication information after confirmation again by signal dispatcher module security authentication module, and security authentication module extracts the bank card information in data memory module according to the authentication information after confirmation and through safety certification module, signal dispatcher module are transferred to television terminal.
Described smart payment card and the connecting interface of television terminal adopt USB or SD connecting interface.
Produce the Dare RSA key of 1024 in described security authentication module, average time <2s.
Advantage of the present invention:
The present invention adopts smart payment card to store the information of the bank card bound with TV, and in TV shopping, after acknowledgement of orders, extracts relevant bank card information, and in television terminal, input bank card confirmation, completes shopping operation.Whole shopping way is convenient and swift, eliminate the time of telephone ordering, and shopping way is safe and reliable.
Embodiment
Based on the TV transaction payment method of smart payment card, specifically comprise the following steps: first purchase order is transferred to transaction payment center by television terminal, certification is carried out to Transaction Information in transaction payment center, after certification terminates, by the information of authentication success and with transaction label sequence information resend to television terminal, then smart payment card is inserted television terminal (connecting interface of smart payment card and television terminal adopts USB or SD connecting interface), smart payment card extracts the bank information in smart payment card according to sequence information, and be transferred to television terminal, user selects a wherein bank card, and input corresponding payment cipher, then payment information is transferred to transaction payment center, transaction payment center retells Transaction Information and is transferred to corresponding bank background system, after bank's background system confirms, namely operation is transferred accounts, complete TV to pay.
Wherein, smart payment card includes the signal dispatcher module connected successively, security authentication module and data memory module, signal dispatcher module receives sequence information, security authentication module confirms an order after information, produce authentication information and (in security authentication module, produce the Dare RSA key of 1024, average time <2s) and be transferred to television terminal, authentication information after confirmation is passed through signal dispatcher module security authentication module by television terminal again, security authentication module extracts bank card information in data memory module according to the authentication information after confirming and through safety certification module, signal dispatcher module is transferred to television terminal.
Claims (4)
1. based on the TV transaction payment method of smart payment card, it is characterized in that: specifically comprise the following steps: first purchase order is transferred to transaction payment center by television terminal, certification is carried out to Transaction Information in transaction payment center, after certification terminates, by the information of authentication success and with transaction label sequence information resend to television terminal, then smart payment card is inserted television terminal, smart payment card extracts the bank information in smart payment card according to sequence information, and be transferred to television terminal, user selects a wherein bank card, and input corresponding payment cipher, then payment information is transferred to transaction payment center, transaction payment center retells Transaction Information and is transferred to corresponding bank background system, after bank's background system confirms, namely operation is transferred accounts, complete TV to pay.
2. the TV transaction payment method based on smart payment card according to claim 1, it is characterized in that: described smart payment card includes the signal dispatcher module connected successively, security authentication module and data memory module, signal dispatcher module receives sequence information, security authentication module confirms an order after information, produce authentication information and be transferred to television terminal, authentication information after confirmation is passed through signal dispatcher module security authentication module by television terminal again, security authentication module extracts bank card information in data memory module according to the authentication information after confirming and through safety certification module, signal dispatcher module is transferred to television terminal.
3. the TV transaction payment method based on smart payment card according to claim 1, is characterized in that: described smart payment card and the connecting interface of television terminal adopt USB or SD connecting interface.
4. the TV transaction payment method based on smart payment card according to claim 2, is characterized in that: the Dare RSA key producing 1024 in described security authentication module, average time <2s.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510367689.6A CN105007509A (en) | 2015-06-29 | 2015-06-29 | Television transaction payment method based on intelligent payment card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510367689.6A CN105007509A (en) | 2015-06-29 | 2015-06-29 | Television transaction payment method based on intelligent payment card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105007509A true CN105007509A (en) | 2015-10-28 |
Family
ID=54379992
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510367689.6A Pending CN105007509A (en) | 2015-06-29 | 2015-06-29 | Television transaction payment method based on intelligent payment card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105007509A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020112159A1 (en) * | 2001-02-14 | 2002-08-15 | Platt David C. | Method for generation, delivery, and validation of electronic coupons through personal TV service system |
| CN101097645A (en) * | 2006-06-30 | 2008-01-02 | 中国银联股份有限公司 | Method for completing financial data processing through visual terminal and public payment server |
| CN102496112A (en) * | 2011-11-24 | 2012-06-13 | 烽火通信科技股份有限公司 | Three-screen payment system based on intelligent SD card and realization method thereof |
| CN103473698A (en) * | 2013-09-10 | 2013-12-25 | 西安五丰公信息服务有限公司 | Digital television electronic business system with IC cards as carriers and application method thereof |
-
2015
- 2015-06-29 CN CN201510367689.6A patent/CN105007509A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020112159A1 (en) * | 2001-02-14 | 2002-08-15 | Platt David C. | Method for generation, delivery, and validation of electronic coupons through personal TV service system |
| CN101097645A (en) * | 2006-06-30 | 2008-01-02 | 中国银联股份有限公司 | Method for completing financial data processing through visual terminal and public payment server |
| CN102496112A (en) * | 2011-11-24 | 2012-06-13 | 烽火通信科技股份有限公司 | Three-screen payment system based on intelligent SD card and realization method thereof |
| CN103473698A (en) * | 2013-09-10 | 2013-12-25 | 西安五丰公信息服务有限公司 | Digital television electronic business system with IC cards as carriers and application method thereof |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| JP5994996B2 (en) | Method and system for electronic payment transaction, particularly electronic payment transaction using contactless payment means | |
| CN102737308B (en) | The method and system of a kind of mobile terminal and inquiry smart card information thereof | |
| CN103873244B (en) | Identity authentication method and system in mobile payment based on fingerprint identification | |
| CN103400265A (en) | Quick payment method and system based on position information | |
| WO2016123309A8 (en) | User interface for payments | |
| CN104123793B (en) | Money withdrawing system based on NFC function, money withdrawing method of money withdrawing system based on NFC function and money withdrawing machine | |
| WO2012082795A9 (en) | Systems and methods for conducting contactless payments using a mobile and a magstripe payment card | |
| CN102810189A (en) | A method for near-field payment and confirmation of completion of payment by NFC function mobile phone | |
| CN103886463A (en) | Electronic commerce system and method of verifying consignee identity in corresponding distribution service | |
| CN103985037A (en) | Mobile payment system and method | |
| CN103559523B (en) | The contactless read-write device realized based on SWP SE and method | |
| CN110766397B (en) | Near field payment method based on data identification model | |
| CN104680371A (en) | Card-free transaction processing method and system | |
| TW201638843A (en) | Mobile payment method | |
| CN104899742A (en) | Data transfer method, mobile terminal and server | |
| CN103530768A (en) | Mobile communication payment system and cost payment method thereof | |
| CN204557684U (en) | A kind of pos machine can realize the system of recognition of face | |
| CN104657858A (en) | Electronic wallet identity authentication method and device as well as mobile terminal | |
| CN104102934A (en) | Portable IC card read-write device, system and method | |
| KR20190015226A (en) | Bidirectional verification mobile payment method and system | |
| CN108898373A (en) | The method and system that penny bank combination mobile payment is saved | |
| CN103049957A (en) | NFC-based mobile phone lottery secure transaction and awarding method | |
| CN105007509A (en) | Television transaction payment method based on intelligent payment card | |
| CN103077457B (en) | A kind of intelligent RFID payment terminal and method | |
| CN104978653A (en) | Method and system for carrying out verification and ticket collection through payment equipment |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20151028 |
|
| RJ01 | Rejection of invention patent application after publication |