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CA2385167A1 - Systeme et procede permettant d'augmenter la securite des transactions monetaires electroniques - Google Patents

Systeme et procede permettant d'augmenter la securite des transactions monetaires electroniques Download PDF

Info

Publication number
CA2385167A1
CA2385167A1 CA002385167A CA2385167A CA2385167A1 CA 2385167 A1 CA2385167 A1 CA 2385167A1 CA 002385167 A CA002385167 A CA 002385167A CA 2385167 A CA2385167 A CA 2385167A CA 2385167 A1 CA2385167 A1 CA 2385167A1
Authority
CA
Canada
Prior art keywords
user
code
identification code
server
credit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002385167A
Other languages
English (en)
Inventor
Gabriel Friedman
Uri Levy-Itzchak
Yitzhak Shachar
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2385167A1 publication Critical patent/CA2385167A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'invention concerne un système et un procédé pour faciliter les transactions monétaires électroniques. Ce système comporte un guichet automatique bancaire (20) et un serveur (14). Ce guichet automatique (20) est prévu pour débiter le compte d'un utilisateur (40) et/ou accepter le code de crédit, et mettre à jour le serveur avec le code de crédit et la somme associée, ce qui établit ainsi un compte d'utilisateur virtuel. Le serveur (14) est conçu pour recevoir des données et une somme à partir du code de crédit entré dans le guichet automatique (20), pour recevoir ou émettre un code d'identification et associer ce code au code de crédit afin d'activer le compte d'un utilisateur virtuel et de débiter le compte de cet utilisateur d'une somme spécifiée lors d'une demande présentée avec le code de crédit, le code d'identification et la somme spécifiée.
CA002385167A 2000-03-20 2001-03-08 Systeme et procede permettant d'augmenter la securite des transactions monetaires electroniques Abandoned CA2385167A1 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US53148400A 2000-03-20 2000-03-20
US09/531,484 2000-03-20
US24795900P 2000-11-14 2000-11-14
US60/247,959 2000-11-14
PCT/IL2001/000219 WO2001071583A1 (fr) 2000-03-20 2001-03-08 Systeme et procede permettant d'augmenter la securite des transactions monetaires electroniques

Publications (1)

Publication Number Publication Date
CA2385167A1 true CA2385167A1 (fr) 2001-09-27

Family

ID=26938996

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002385167A Abandoned CA2385167A1 (fr) 2000-03-20 2001-03-08 Systeme et procede permettant d'augmenter la securite des transactions monetaires electroniques

Country Status (4)

Country Link
AU (1) AU778643B2 (fr)
CA (1) CA2385167A1 (fr)
IL (1) IL148701A0 (fr)
WO (1) WO2001071583A1 (fr)

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5353335A (en) * 1992-08-03 1994-10-04 At&T Bell Laboratories Multilingual prepaid telephone system
WO1997043893A1 (fr) * 1996-05-23 1997-11-27 Citibank, N.A. Procede et systeme d'integration de services financiers mondiaux

Also Published As

Publication number Publication date
WO2001071583A1 (fr) 2001-09-27
IL148701A0 (en) 2002-09-12
AU778643B2 (en) 2004-12-16
AU4100501A (en) 2001-10-03

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Legal Events

Date Code Title Description
FZDE Discontinued