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CA2052033A1 - Systeme d'approbation des transactions - Google Patents

Systeme d'approbation des transactions

Info

Publication number
CA2052033A1
CA2052033A1 CA2052033A CA2052033A CA2052033A1 CA 2052033 A1 CA2052033 A1 CA 2052033A1 CA 2052033 A CA2052033 A CA 2052033A CA 2052033 A CA2052033 A CA 2052033A CA 2052033 A1 CA2052033 A1 CA 2052033A1
Authority
CA
Canada
Prior art keywords
terminal
approval system
transaction approval
risk
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2052033A
Other languages
English (en)
Other versions
CA2052033C (fr
Inventor
Carl A. Adams
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Visa International Service Association
Original Assignee
Visa International Service Association
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=24450992&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CA2052033(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Visa International Service Association filed Critical Visa International Service Association
Publication of CA2052033A1 publication Critical patent/CA2052033A1/fr
Application granted granted Critical
Publication of CA2052033C publication Critical patent/CA2052033C/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Adornments (AREA)
  • Road Signs Or Road Markings (AREA)
  • Non-Portable Lighting Devices Or Systems Thereof (AREA)
  • Organic Insulating Materials (AREA)
  • Telephonic Communication Services (AREA)
  • Electric Double-Layer Capacitors Or The Like (AREA)
CA002052033A 1990-11-09 1991-09-23 Systeme d'approbation des transactions Expired - Lifetime CA2052033C (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US07/611,933 US5177342A (en) 1990-11-09 1990-11-09 Transaction approval system
US07/611,933 1990-11-09

Publications (2)

Publication Number Publication Date
CA2052033A1 true CA2052033A1 (fr) 1992-05-10
CA2052033C CA2052033C (fr) 1999-01-19

Family

ID=24450992

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002052033A Expired - Lifetime CA2052033C (fr) 1990-11-09 1991-09-23 Systeme d'approbation des transactions

Country Status (7)

Country Link
US (1) US5177342A (fr)
EP (2) EP0485090B2 (fr)
JP (1) JP2907609B2 (fr)
AT (2) ATE165927T1 (fr)
AU (2) AU644015B2 (fr)
CA (1) CA2052033C (fr)
DE (2) DE69133096T2 (fr)

Cited By (6)

* Cited by examiner, † Cited by third party
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US6330546B1 (en) 1992-09-08 2001-12-11 Hnc Software, Inc. Risk determination and management using predictive modeling and transaction profiles for individual transacting entities
US7251624B1 (en) 1992-09-08 2007-07-31 Fair Isaac Corporation Score based decisioning
US7587348B2 (en) 2006-03-24 2009-09-08 Basepoint Analytics Llc System and method of detecting mortgage related fraud
US7668769B2 (en) 2005-10-04 2010-02-23 Basepoint Analytics, LLC System and method of detecting fraud
US7966256B2 (en) 2006-09-22 2011-06-21 Corelogic Information Solutions, Inc. Methods and systems of predicting mortgage payment risk
US8489499B2 (en) 2010-01-13 2013-07-16 Corelogic Solutions, Llc System and method of detecting and assessing multiple types of risks related to mortgage lending

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* Cited by examiner, † Cited by third party
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US6076084A (en) * 1994-01-03 2000-06-13 Norton-Lambert Corp. File transfer method and apparatus utilizing delimiters
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FR2716549B1 (fr) * 1994-02-18 1996-05-31 Poste Procédé de détection de fraude dans le paiement par carte à pré-paiement.
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CA2052033C (fr) 1999-01-19
EP0485090B2 (fr) 2002-12-11
AU8479191A (en) 1992-05-14
EP0485090B1 (fr) 1998-05-06
DE69133096D1 (de) 2002-10-02
DE69129357D1 (de) 1998-06-10
EP0709811B1 (fr) 2002-08-28
EP0709811A2 (fr) 1996-05-01
EP0485090A2 (fr) 1992-05-13
EP0709811A3 (fr) 1997-10-22
AU4863693A (en) 1993-12-09
DE69129357T3 (de) 2003-05-15
AU644015B2 (en) 1993-12-02
DE69133096T2 (de) 2003-04-17
HK1013876A1 (en) 1999-09-10
ATE165927T1 (de) 1998-05-15
EP0485090A3 (en) 1994-09-14
AU657060B2 (en) 1995-02-23
ATE223095T1 (de) 2002-09-15
DE69129357T2 (de) 1998-09-10
JP2907609B2 (ja) 1999-06-21
US5177342A (en) 1993-01-05

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