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AU2001231060A1 - System and method for facilitating secure payment with privacy over a computer network including the internet - Google Patents

System and method for facilitating secure payment with privacy over a computer network including the internet

Info

Publication number
AU2001231060A1
AU2001231060A1 AU2001231060A AU3106001A AU2001231060A1 AU 2001231060 A1 AU2001231060 A1 AU 2001231060A1 AU 2001231060 A AU2001231060 A AU 2001231060A AU 3106001 A AU3106001 A AU 3106001A AU 2001231060 A1 AU2001231060 A1 AU 2001231060A1
Authority
AU
Australia
Prior art keywords
internet
computer network
network including
secure payment
facilitating secure
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001231060A
Inventor
David Thieme
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of AU2001231060A1 publication Critical patent/AU2001231060A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001231060A 2000-01-20 2001-01-22 System and method for facilitating secure payment with privacy over a computer network including the internet Abandoned AU2001231060A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US17714300P 2000-01-20 2000-01-20
US60177143 2000-01-20
PCT/US2001/002098 WO2001054038A1 (en) 2000-01-20 2001-01-22 System and method for facilitating secure payment with privacy over a computer network including the internet

Publications (1)

Publication Number Publication Date
AU2001231060A1 true AU2001231060A1 (en) 2001-07-31

Family

ID=22647370

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001231060A Abandoned AU2001231060A1 (en) 2000-01-20 2001-01-22 System and method for facilitating secure payment with privacy over a computer network including the internet

Country Status (3)

Country Link
US (1) US20010034724A1 (en)
AU (1) AU2001231060A1 (en)
WO (1) WO2001054038A1 (en)

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* Cited by examiner, † Cited by third party
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KR20020007303A (en) 1999-02-12 2002-01-26 맥 힉스 System and method for providing certification-related and other services
US20020029200A1 (en) 1999-09-10 2002-03-07 Charles Dulin System and method for providing certificate validation and other services
DE60040926D1 (en) 1999-09-24 2009-01-08 Identrust Inc SYSTEM AND METHOD FOR PROVIDING PAYMENT SERVICES IN E-COMMERCE
US7949600B1 (en) * 2000-06-27 2011-05-24 Western Union Financial Services, Inc. Method for facilitating payment of a computerized transaction
US8195568B2 (en) * 2000-06-30 2012-06-05 Tara Chand Singhal Method and apparatus for a payment card system
US20080147564A1 (en) * 2001-06-26 2008-06-19 Tara Chand Singhal Security in use of bankcards that protects bankcard data from merchant systems in a payment card system
WO2002021409A1 (en) 2000-09-08 2002-03-14 Tallent Guy S System and method for transparently providing certificate validation and other services within an electronic transaction
US7072870B2 (en) 2000-09-08 2006-07-04 Identrus, Llc System and method for providing authorization and other services
US20020174062A1 (en) * 2001-05-16 2002-11-21 Sines Randy D. Purchasing on the internet using verified order information and bank payment assurance
US20050038715A1 (en) * 2000-09-25 2005-02-17 Ecardless Bancorp Ltd. Customer processing for purchasing on the internet using verified order information
US9202206B2 (en) 2000-09-25 2015-12-01 Ecardless Bancorp, Ltd. Secure financial transaction processing using location information
US7080048B1 (en) 2000-09-25 2006-07-18 Ecardless Bancorp, Ltd. Purchasing on the internet using verified order information and bank payment assurance
US7006986B1 (en) 2000-09-25 2006-02-28 Ecardless Bancorp, Ltd. Order file processes for purchasing on the internet using verified order information
US20040019563A1 (en) * 2000-09-25 2004-01-29 Sines Randy D. Purchasing on the internet using verified order information and bank payment assurance
EP1348191A4 (en) * 2000-11-06 2005-03-09 Tran Systems Proprietary Ltd I DATA PROCESSING SYSTEM
IES20010524A2 (en) * 2001-06-01 2002-12-11 Mainline Corporate Holdings A secure on-line payment system
AU2002332981B2 (en) * 2001-10-23 2008-02-21 Finestyle Holdings Pty Ltd Method and system for effecting payment for goods and/or services
NZ532200A (en) * 2001-10-23 2007-08-31 Finestyle Holdings Pty Ltd Method and system for effecting payment for goods and/or services to be performed by facilitator
US7890393B2 (en) 2002-02-07 2011-02-15 Ebay, Inc. Method and system for completing a transaction between a customer and a merchant
EP1481375A1 (en) * 2002-02-27 2004-12-01 Teleglobal International Ltd. Method and apparatus for secure electronic payment
GB0206552D0 (en) * 2002-03-20 2002-05-01 Koninkl Philips Electronics Nv Computer systems and a related method for enabling a prospective buyer to browse a vendor's webside to purchase goods or services
AU2003901043A0 (en) * 2003-03-07 2003-03-20 Torto, Anthony Transaction system
US8571972B2 (en) * 2004-02-23 2013-10-29 Bill Me Later, Inc. Computer-implemented method, system and apparatus for the dynamic verification of a consumer engaged in a transaction with a merchant and authorization of the transaction
US20140071818A1 (en) 2004-07-16 2014-03-13 Virginia Innovation Sciences, Inc. Method and system for efficient communication
US7603131B2 (en) 2005-08-12 2009-10-13 Sellerbid, Inc. System and method for providing locally applicable internet content with secure action requests and item condition alerts
CA2594881C (en) 2005-01-25 2013-10-15 I4 Commerce Inc. Computer-implemented method and system for dynamic consumer rating in a transaction
US8740069B2 (en) * 2005-01-26 2014-06-03 Heng Kah Choy Fraud-free payment for internet purchases
US8756099B2 (en) * 2005-04-11 2014-06-17 Bill Me Later, Inc. Consumer processing system and method
US7527195B2 (en) * 2005-04-11 2009-05-05 Bill Me Later, Inc. Method and system for risk management in a transaction
EP1873704A1 (en) * 2006-06-30 2008-01-02 MediaKey Ltd. Method and system for determining whether the origin of a payment request is a specific e-commerce network source
US20080027874A1 (en) * 2006-07-26 2008-01-31 Monseignat Bernard De System and method for facilitating secure transactions over communication networks
WO2008018052A2 (en) * 2006-08-10 2008-02-14 Seergate Ltd. Secure mechanism and system for processing financial transactions
US8554669B2 (en) 2007-01-09 2013-10-08 Bill Me Later, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale
US8433648B2 (en) * 2007-02-26 2013-04-30 Bill Me Later, Inc. Method and system for engaging in a transaction between a consumer and a merchant
US7882153B1 (en) 2007-02-28 2011-02-01 Intuit Inc. Method and system for electronic messaging of trade data
US20080272188A1 (en) 2007-05-02 2008-11-06 I4 Commerce Inc. Distributed system for commerce
CA2712242C (en) 2008-01-18 2017-03-28 Identrust, Inc. Binding a digital certificate to multiple trust domains
US8799814B1 (en) 2008-02-22 2014-08-05 Amazon Technologies, Inc. Automated targeting of content components
US8719164B2 (en) 2008-06-19 2014-05-06 Bill Me Later, Inc. Method and system for engaging in a transaction between a business entity and a merchant
US9704161B1 (en) 2008-06-27 2017-07-11 Amazon Technologies, Inc. Providing information without authentication
US8788945B1 (en) * 2008-06-30 2014-07-22 Amazon Technologies, Inc. Automatic approval
US9449319B1 (en) 2008-06-30 2016-09-20 Amazon Technologies, Inc. Conducting transactions with dynamic passwords
US20110208850A1 (en) * 2010-02-25 2011-08-25 At&T Intellectual Property I, L.P. Systems for and methods of web privacy protection
US20160012423A1 (en) 2014-07-11 2016-01-14 Google Inc. Hands-free transactions with voice recognition
US10460317B2 (en) 2014-07-11 2019-10-29 Google Llc Hands-free transaction tokens via payment processor
WO2017151700A1 (en) * 2016-03-01 2017-09-08 Google Inc. Direct settlement of hands-free transactions
EP4310704A3 (en) 2016-03-01 2024-04-03 Google LLC Facial profile modification for hands free transactions
KR102314098B1 (en) 2016-07-31 2021-10-18 구글 엘엘씨 Automatic hands free service requests
US11687519B2 (en) 2021-08-11 2023-06-27 T-Mobile Usa, Inc. Ensuring availability and integrity of a database across geographical regions

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US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5915023A (en) * 1997-01-06 1999-06-22 Bernstein; Robert Automatic portable account controller for remotely arranging for transfer of value to a recipient
US5727163A (en) * 1995-03-30 1998-03-10 Amazon.Com, Inc. Secure method for communicating credit card data when placing an order on a non-secure network
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5671279A (en) * 1995-11-13 1997-09-23 Netscape Communications Corporation Electronic commerce using a secure courier system
US5778173A (en) * 1996-06-12 1998-07-07 At&T Corp. Mechanism for enabling secure electronic transactions on the open internet
US5825881A (en) * 1996-06-28 1998-10-20 Allsoft Distributing Inc. Public network merchandising system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6332134B1 (en) * 1999-11-01 2001-12-18 Chuck Foster Financial transaction system

Also Published As

Publication number Publication date
US20010034724A1 (en) 2001-10-25
WO2001054038A1 (en) 2001-07-26

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