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AU2001269009A1 - Method and apparatus for buyer identification - Google Patents

Method and apparatus for buyer identification

Info

Publication number
AU2001269009A1
AU2001269009A1 AU2001269009A AU6900901A AU2001269009A1 AU 2001269009 A1 AU2001269009 A1 AU 2001269009A1 AU 2001269009 A AU2001269009 A AU 2001269009A AU 6900901 A AU6900901 A AU 6900901A AU 2001269009 A1 AU2001269009 A1 AU 2001269009A1
Authority
AU
Australia
Prior art keywords
buyer
seller
transaction
physical identifier
buyer identification
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001269009A
Inventor
Patric Lind
Nils Rydbeck
Janez Skubic
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Telefonaktiebolaget LM Ericsson AB
Original Assignee
Telefonaktiebolaget LM Ericsson AB
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telefonaktiebolaget LM Ericsson AB filed Critical Telefonaktiebolaget LM Ericsson AB
Publication of AU2001269009A1 publication Critical patent/AU2001269009A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/28—Individual registration on entry or exit involving the use of a pass the pass enabling tracking or indicating presence
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/30—Individual registration on entry or exit not involving the use of a pass
    • G07C9/32—Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/37—Individual registration on entry or exit not involving the use of a pass in combination with an identity check using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/30—Individual registration on entry or exit not involving the use of a pass
    • G07C9/38—Individual registration on entry or exit not involving the use of a pass with central registration

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Human Computer Interaction (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Vending Machines For Individual Products (AREA)

Abstract

The present invention comprises an apparatus and method for generating and storing an electronic portrait of a buyer within a personal device such as a mobile telephone. An electronic portrait enables the generation of a physical identifier for comparison to the buyer by a seller during a transaction. Using the physical identifier transmitted to the seller via a wireless communications link, the seller can establish whether or not the buyer is authorized to make the transaction.
AU2001269009A 2000-05-24 2001-05-15 Method and apparatus for buyer identification Abandoned AU2001269009A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US57825700A 2000-05-24 2000-05-24
US09578257 2000-05-24
PCT/EP2001/005476 WO2001091060A1 (en) 2000-05-24 2001-05-15 Method and apparatus for buyer identification

Publications (1)

Publication Number Publication Date
AU2001269009A1 true AU2001269009A1 (en) 2001-12-03

Family

ID=24312077

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001269009A Abandoned AU2001269009A1 (en) 2000-05-24 2001-05-15 Method and apparatus for buyer identification

Country Status (8)

Country Link
US (1) US7644045B2 (en)
EP (1) EP1283999B1 (en)
JP (1) JP5216178B2 (en)
AT (1) ATE276558T1 (en)
AU (1) AU2001269009A1 (en)
DE (1) DE60105592T2 (en)
MY (1) MY133933A (en)
WO (1) WO2001091060A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI574215B (en) * 2015-12-03 2017-03-11 Chunghwa Telecom Co Ltd Point-to-point electronic trading system, method and its computer program products
US12135767B1 (en) 2021-03-05 2024-11-05 Professional Credentials Exchange, LLC Systems and methods for ingesting credential information

Family Cites Families (34)

* Cited by examiner, † Cited by third party
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DE3233357A1 (en) 1982-09-08 1984-03-08 Passavant-Werke AG & Co KG, 6209 Aarbergen METHOD FOR CLEANING A LIQUID FILTER AND A SEPARATING SYSTEM CONTAINING IT
JPS63112199A (en) 1986-10-31 1988-05-17 ソニー株式会社 Ic card
JP2501577B2 (en) 1987-04-03 1996-05-29 共同印刷株式会社 IC card
US4993068A (en) * 1989-11-27 1991-02-12 Motorola, Inc. Unforgeable personal identification system
JPH04247998A (en) 1991-01-25 1992-09-03 Nitsuko Corp Ic card
EP0517405A2 (en) * 1991-05-30 1992-12-09 Ncr International Inc. Signature verification method
CA2102464A1 (en) * 1992-12-16 1994-06-17 Charles Arthur Witschorik Method for visual authentication by images transmitted over a telecommunication system
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5870723A (en) * 1994-11-28 1999-02-09 Pare, Jr.; David Ferrin Tokenless biometric transaction authorization method and system
US6040783A (en) * 1995-05-08 2000-03-21 Image Data, Llc System and method for remote, wireless positive identity verification
US6202055B1 (en) * 1996-08-21 2001-03-13 Image Data, Llc Positive identification display device and scanner for low cost collection and display of graphic and text data in a secure manner
US5657389A (en) * 1995-05-08 1997-08-12 Image Data, Llc Positive identification system and method
US5712914A (en) * 1995-09-29 1998-01-27 Intel Corporation Digital certificates containing multimedia data extensions
JPH09134413A (en) 1995-11-08 1997-05-20 Tokin Corp Non-contact type data carrier system
JP3549657B2 (en) 1996-01-26 2004-08-04 株式会社野村総合研究所 Private key retention management method
US20030195846A1 (en) * 1996-06-05 2003-10-16 David Felger Method of billing a purchase made over a computer network
JPH1021469A (en) 1996-06-28 1998-01-23 Secom Co Ltd Non-contact information source cash register
US6181803B1 (en) * 1996-09-30 2001-01-30 Intel Corporation Apparatus and method for securely processing biometric information to control access to a node
JPH10111935A (en) * 1996-10-03 1998-04-28 Tec Corp Credit data processor
JP3660101B2 (en) * 1996-11-14 2005-06-15 松下電器産業株式会社 Personal electronic payment system
JPH10203051A (en) * 1997-01-20 1998-08-04 Toshiba Corp Deposit passbook and the true / false judgment system of the passbook
EP0869637A3 (en) 1997-04-02 2000-12-06 Arcanvs Digital certification system
US6016476A (en) * 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
JP2000132658A (en) 1998-10-21 2000-05-12 Yutaka Hokura Authentication ic card
JPH11339045A (en) * 1998-05-27 1999-12-10 Hitachi Ltd Method for confirming and issuing electronic data, device for executing the method, medium recording processing program for the method, and electronic data recording medium
JP2000123095A (en) * 1998-08-12 2000-04-28 Nippon Telegr & Teleph Corp <Ntt> Electronic ticket recording medium, processing method and processing apparatus
JP3180086B2 (en) 1998-08-31 2001-06-25 株式会社シーメディア Mobile communication device, information transmission system and method, non-contact IC media usable in mobile communication device
JP3553387B2 (en) 1998-09-11 2004-08-11 オムロン株式会社 Mutual authentication system
EP1116155A2 (en) * 1998-10-02 2001-07-18 Comsense Technologies Ltd. Card for interaction with a computer
DE19846452A1 (en) * 1998-10-08 1999-12-16 Siemens Ag Access control method for access-restricted system e.g. for mobile radio and pay TV-system
US6023241A (en) * 1998-11-13 2000-02-08 Intel Corporation Digital multimedia navigation player/recorder
US6965868B1 (en) * 1999-08-03 2005-11-15 Michael David Bednarek System and method for promoting commerce, including sales agent assisted commerce, in a networked economy
US20020029200A1 (en) * 1999-09-10 2002-03-07 Charles Dulin System and method for providing certificate validation and other services
JP2003178203A (en) * 2001-12-13 2003-06-27 Hitachi Ltd Commodity trading method and system

Also Published As

Publication number Publication date
DE60105592D1 (en) 2004-10-21
ATE276558T1 (en) 2004-10-15
US20050216423A1 (en) 2005-09-29
JP5216178B2 (en) 2013-06-19
EP1283999A1 (en) 2003-02-19
US7644045B2 (en) 2010-01-05
WO2001091060A1 (en) 2001-11-29
EP1283999B1 (en) 2004-09-15
JP2003534617A (en) 2003-11-18
DE60105592T2 (en) 2005-02-10
MY133933A (en) 2007-11-30

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