[go: up one dir, main page]

AU2001266130A1 - Method for making secure transactions carried out with cards provided with an owner identification number - Google Patents

Method for making secure transactions carried out with cards provided with an owner identification number

Info

Publication number
AU2001266130A1
AU2001266130A1 AU2001266130A AU6613001A AU2001266130A1 AU 2001266130 A1 AU2001266130 A1 AU 2001266130A1 AU 2001266130 A AU2001266130 A AU 2001266130A AU 6613001 A AU6613001 A AU 6613001A AU 2001266130 A1 AU2001266130 A1 AU 2001266130A1
Authority
AU
Australia
Prior art keywords
carried out
identification number
secure transactions
owner identification
cards provided
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001266130A
Inventor
Sami Atig
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of AU2001266130A1 publication Critical patent/AU2001266130A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention concerns a method for carrying out a transaction comprising prior steps of identifying the card by reading its number and authenticating the bearer optionally by writing in the secret code using a keyboard. The invention is characterised in that the secret code and/or the card number, comprise(s) in a specific position at least a character modified at each transaction. The modified character(s) (n) of the secret code and/or the card is/are modified in accordance with at least a character of a predetermined parameter.
AU2001266130A 2000-06-09 2001-06-08 Method for making secure transactions carried out with cards provided with an owner identification number Abandoned AU2001266130A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
FR0007393 2000-06-09
FR0007393A FR2810179B1 (en) 2000-06-09 2000-06-09 METHOD FOR MAKING TRANSACTIONS USING SECRET CODE CARDS SECRET
PCT/FR2001/001772 WO2001095272A1 (en) 2000-06-09 2001-06-08 Method for making secure transactions carried out with cards provided with an owner identification number

Publications (1)

Publication Number Publication Date
AU2001266130A1 true AU2001266130A1 (en) 2001-12-17

Family

ID=8851130

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001266130A Abandoned AU2001266130A1 (en) 2000-06-09 2001-06-08 Method for making secure transactions carried out with cards provided with an owner identification number

Country Status (8)

Country Link
US (2) US8140433B2 (en)
EP (1) EP1295264B1 (en)
AT (1) ATE321322T1 (en)
AU (1) AU2001266130A1 (en)
CA (1) CA2416816A1 (en)
DE (1) DE60110789D1 (en)
FR (1) FR2810179B1 (en)
WO (1) WO2001095272A1 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6636833B1 (en) 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
PL351167A1 (en) * 1999-04-13 2003-03-24 Orbis Patents Ltd System for carrying on financial operation in person vs. person, person vs. company, company vs. person and company vs. company relationships
US10592901B2 (en) * 2001-06-04 2020-03-17 Orbis Patents, Ltd. Business-to-business commerce using financial transaction numbers
DE102011085538A1 (en) * 2011-11-01 2013-05-02 Bundesdruckerei Gmbh Document, Method for authenticating a user, in particular for activating a chip card function, and computer system
FR3090934A1 (en) 2018-12-21 2020-06-26 Orange Method and system for securing operations, and associated user station

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US4924514A (en) * 1988-08-26 1990-05-08 International Business Machines Corporation Personal identification number processing using control vectors
US5239583A (en) * 1991-04-10 1993-08-24 Parrillo Larry A Method and apparatus for improved security using access codes
US5163097A (en) * 1991-08-07 1992-11-10 Dynamicserve, Ltd. Method and apparatus for providing secure access to a limited access system
JP2821306B2 (en) * 1992-03-06 1998-11-05 三菱電機株式会社 Authentication method and system between IC card and terminal
GB2281649B (en) * 1992-05-08 1995-11-29 Wesco Software Ltd Authenticating the identity of an authorised person
US5317636A (en) * 1992-12-09 1994-05-31 Arris, Inc. Method and apparatus for securing credit card transactions
GB9321357D0 (en) * 1993-10-15 1993-12-22 British Telecomm Personal identification systems
US5627355A (en) * 1994-07-13 1997-05-06 Rahman; Sam Transaction device, equipment and method for protecting account numbers and their associated personal identification numbers
FR2788154A1 (en) * 1998-12-01 2000-07-07 Philippe Baron D Secure data exchange for electronic or internet payments
DE19924232C2 (en) * 1999-05-27 2003-07-24 Giesecke & Devrient Gmbh Method and device for storing and retrieving PIN codes

Also Published As

Publication number Publication date
US20040068469A1 (en) 2004-04-08
US8140433B2 (en) 2012-03-20
WO2001095272A1 (en) 2001-12-13
CA2416816A1 (en) 2001-12-13
FR2810179B1 (en) 2005-02-18
DE60110789D1 (en) 2007-09-20
ATE321322T1 (en) 2006-04-15
EP1295264B1 (en) 2006-03-22
FR2810179A1 (en) 2001-12-14
US20120246078A1 (en) 2012-09-27
EP1295264A1 (en) 2003-03-26

Similar Documents

Publication Publication Date Title
WO2001078021A3 (en) Biometric authentication card, system and method
AU2002367360A1 (en) System and method of reading a security clearance card
WO2002013134A3 (en) A smart card for and method of executing transactions
AU2003259082A1 (en) Apparatus and method for transactions security using biometric identity validation and contactless smartcard.
WO2002046881A3 (en) Method and apparatus for an integrated identity security and payment system
TR200002758T2 (en) Credit card system and method
EP1096438A3 (en) A lighted keypad assembly, method and system for tracking players
WO2003007623A3 (en) System and method for payment using radio frequency identification in contact and contactless transactions
WO2002097568A3 (en) Community concept for payment using rf id transponders
FR2860670B1 (en) METHOD OF SECURING TRANSACTION FROM CARDS HAVING UNIQUE AND INREPRODUCIBLE IDENTIFIERS
EP1271435A3 (en) Authentication and access control system
EP1310890A3 (en) Distribution management method and system
EP0853288A3 (en) Encryption for modulated backscatter systems
SG85224A1 (en) Embossable ic card, embossed ic card, manufacturing method thereof, and information reading and confirmation system therefor
WO1998052161A3 (en) Key transformation unit for an ic card
WO2006039180A3 (en) System and method for authenticating a rf transaction using a radio frequency identification device including a transactions counter
BR9611535A (en) Processes of carrying out a transaction using an electronic payment method and a payment and debit station protected from an electronic payment method using a smart financial transaction payment station and payment station
EP1197927A3 (en) Information processing system, information processing method, electronic money service providing system, and recording medium
AU687622B2 (en) Method and arrangement for providing selective access to a security system
WO2001086600A3 (en) Payment card and method for conducting transactions using a payment card
AU2001266130A1 (en) Method for making secure transactions carried out with cards provided with an owner identification number
ATE342174T1 (en) SECURITY ELEMENT AND TESTING METHOD FOR A VALUE DOCUMENT
DE60105550D1 (en) PROCEDURE FOR PROTECTING AGAINST THEFT OF A SECRET CODE ON A MULTIPLE-USE CHIP CARD, AND CHIP CARDS FOR CARRYING OUT THIS METHOD
EP1152378A3 (en) Encrypting keypad module
HK1047179A1 (en) System and method for communicating between smart cards