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MX2023006605A - Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago. - Google Patents

Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago.

Info

Publication number
MX2023006605A
MX2023006605A MX2023006605A MX2023006605A MX2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A
Authority
MX
Mexico
Prior art keywords
payment card
rewards
system operator
technical improvements
rewards programs
Prior art date
Application number
MX2023006605A
Other languages
English (en)
Inventor
Dacotah Harvey
Jordan Michael Code
Jose Carlos Villares Vaillant
Nancy Torres
Carlos Villares
Omar Ramos Muñiz
Yilka Rivera
José Luis Rivera Torres
Gustavo Villares
Peter Karl Melhado
Luke Todesco
Vikram Dhiman
Zachary Fahrer
Andrew Erickson Draxton
Original Assignee
Social Media Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Social Media Llc filed Critical Social Media Llc
Publication of MX2023006605A publication Critical patent/MX2023006605A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G06Q30/0229—Multi-merchant loyalty card systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G06Q30/0233—Method of redeeming a frequent usage reward
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Lift-Guide Devices, And Elevator Ropes And Cables (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un operador del sistema de recompensas recibe uno o más archivos de un procesador de tarjetas de pago que contienen información de transacciones de tarjetas de pago calificadas realizadas con tarjetas de pago vinculadas en uno o más comerciantes que participan en un programa de recompensas. El operador del sistema de recompensas debita directamente a los comerciantes cualquier tarifa adeudada bajo el programa de recompensas. El operador del sistema de recompensas otorga a los usuarios de las tarjetas de pago vinculadas una recompensa por realizar compras calificadas en virtud del programa de recompensas.
MX2023006605A 2020-12-05 2021-12-04 Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago. MX2023006605A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US202063121909P 2020-12-05 2020-12-05
PCT/US2021/072746 WO2022120389A1 (en) 2020-12-05 2021-12-04 Technical improvements to payment card linked rewards programs

Publications (1)

Publication Number Publication Date
MX2023006605A true MX2023006605A (es) 2023-08-17

Family

ID=81854830

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2023006605A MX2023006605A (es) 2020-12-05 2021-12-04 Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago.

Country Status (4)

Country Link
US (2) US12118582B2 (es)
EP (1) EP4256495A4 (es)
MX (1) MX2023006605A (es)
WO (1) WO2022120389A1 (es)

Family Cites Families (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001079966A2 (en) 2000-04-14 2001-10-25 American Express Travel Related Services Company, Inc. A system and method for using loyalty points
US20030200141A1 (en) 2002-04-19 2003-10-23 Robison Sharon K. Customer loyalty program
US7680688B2 (en) 2002-05-28 2010-03-16 American Express Travel Related Services Company, Inc. System and method for exchanging loyalty points for acquisitions
US7606730B2 (en) * 2002-06-25 2009-10-20 American Express Travel Relate Services Company, Inc. System and method for a multiple merchant stored value card
US7240843B2 (en) * 2003-01-22 2007-07-10 Lobar Code Technologies, Inc. Universal club card and real-time coupon validation
US20050246289A1 (en) * 2004-04-13 2005-11-03 Alexander Robert M Iv System and method for processing and for funding a transaction
WO2005106749A2 (en) 2004-04-23 2005-11-10 Maritz Inc. Cardholder loyalty program with rebate
US9934537B2 (en) * 2006-07-18 2018-04-03 American Express Travel Related Services Company, Inc. System and method for providing offers through a social media channel
US9430773B2 (en) 2006-07-18 2016-08-30 American Express Travel Related Services Company, Inc. Loyalty incentive program using transaction cards
US10115112B2 (en) 2006-08-31 2018-10-30 Visa U.S.A. Inc. Transaction evaluation for providing rewards
US8660893B2 (en) 2007-07-23 2014-02-25 Visa U.S.A. Inc. Multi-vendor multi-loyalty currency program
US10262303B2 (en) * 2007-12-28 2019-04-16 Mastercard International Incorporated Methods and systems for applying a rewards program promotion to payment transactions
US20100057580A1 (en) * 2008-08-28 2010-03-04 Radha Raghunathan Unified payment card
US20120059701A1 (en) * 2009-10-13 2012-03-08 Van Der Veen Larry Systems and methods forfacilitating a rewards program involving multiple payments accounts
US20110238471A1 (en) 2010-03-24 2011-09-29 John Richard Trzcinski Generic Universal Rewards Loyalty Card
CN106803175B (zh) * 2011-02-16 2021-07-30 维萨国际服务协会 快拍移动支付装置，方法和系统
US20120284108A1 (en) 2011-05-03 2012-11-08 Ashley Jonathon Fontana Loyalty program systems and methods
US20130238408A1 (en) * 2012-03-08 2013-09-12 Mastercard International Incorporated Systems and methods for attaching loyalty program data to an electronic payment scheme
US20130311266A1 (en) * 2012-05-18 2013-11-21 Michael Vichich Method and system to personalize rewards and loyalty programs
US20130317900A1 (en) * 2012-05-25 2013-11-28 Theron Randy Fennel System and method for providing reward programs as an electronically mediated service
US11727430B2 (en) * 2013-07-13 2023-08-15 Bruce Mitchell Tracking transactions across multiple payment processing networks
US20150019317A1 (en) * 2013-07-13 2015-01-15 Spring Marketplace, Inc. Systems and methods to enable offer and rewards marketing and CRM (network) platform
SG10201607866RA (en) * 2016-09-21 2018-04-27 Mastercard International Inc Methods and systems for operating a loyalty program
US10776808B2 (en) * 2017-03-21 2020-09-15 Paypal, Inc. Utilizing payment tokens to track rewards
US11763335B2 (en) * 2018-08-27 2023-09-19 Gemini Ip, Llc Real-time distribution of cryptocurrency rewards for a loyalty program
US20200219074A1 (en) * 2019-01-09 2020-07-09 Citifyd, Inc. Transaction payment processing system implementing a virtual exchange platform on which non-affiliated businesses provide transferable customer rewards

Also Published As

Publication number Publication date
US12118582B2 (en) 2024-10-15
US20230385867A1 (en) 2023-11-30
WO2022120389A1 (en) 2022-06-09
US20250037159A1 (en) 2025-01-30
EP4256495A1 (en) 2023-10-11
EP4256495A4 (en) 2024-04-03

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