Utoppia Reviews 

48
TrustScore 3.5 out of 5

3.3

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Rated 2 out of 5 stars

Why is this better than Wise ? Wise has no withdrawal fees and no exchange fees and gives you bank accounts in Euro, GBP, US$ and many more and let you hold a whole bunch of currency with low conve... See more

Rated 5 out of 5 stars

Utoppia made my global financial life much easier! I can get paid in the US as anyone living there and I don’t have to take it out immediately. I can leave my money stored in the account, invest it th... See more

Rated 5 out of 5 stars

It´s amazing! You can open an account in the US with just your passport. Definitely a great solution for those who works remotely and need to access to an account in dollars. Also, you can use your... See more

Rated 1 out of 5 stars

a pain in the ass. I wanted to make a transfer. It was canceled and when I tried to make it again my monthly limit didn't allowed me to do so because the canceled transfered was not deduced from my li... See more

Company details

  1. Money Transfer Service
  2. Bank
  3. Financial Institution

Information provided by various external sources

Web Business Managment


Contact info

3.3

Average

TrustScore 3.5 out of 5

48 reviews

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No recent history of asking for reviews

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3.3

All reviews

(48)

5 reviews in the last 12 months

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Rated 2 out of 5 stars

Why is this better than Wise ?

Why is this better than Wise ?
Wise has no withdrawal fees and no exchange fees and gives you bank accounts in Euro, GBP, US$ and many more and let you hold a whole bunch of currency with low conversion costs .

With this guys when you spend no dollars which will be mostly the case if you work /live / travel abroad you pay 2% fees (which is quite a lot ) and $7 for a cash withdrawal

25 June 2025
Unprompted review
Rated 5 out of 5 stars

Utoppia made my global financial life easier!

Utoppia made my global financial life much easier! I can get paid in the US as anyone living there and I don’t have to take it out immediately. I can leave my money stored in the account, invest it there as well and get an interest rate, pay with the VISA card and even pay my bills in Latinamerica! I can do transfers in the US super easily too.

30 April 2025
Unprompted review
Rated 5 out of 5 stars

The best wallet for remote workers

I think is the best wallet if you are a remote worker. They give you a USD account and an international credit card for free (you can also ask for the physical one) and a lot of other services such as bill payments or investments.
The customer service is also really good with a really quick response time.
If you are receiving your money in USD and live in a country with another currency, Utoppia is for sure a great option and it´s worth the try!

19 March 2025
Unprompted review
Rated 1 out of 5 stars

Impossible to open account without Whatsapp, terrible.

I have tried to open an account in Utopia, but I don't have, I never had and I don't want to have or use WhatsApp. The Utoppia APP does not have a way to send me a standard SMS message, to check my phone number. In other words, I can't go ahead with the registration in the APP. It is the first time in my life that this has happened, of demanding to have Whatsapp to open a bank account, or to sign up for a service. How can that be solved? Thank you.

22 June 2023
Unprompted review
Rated 2 out of 5 stars

Limited options

It is not possible to buy crypto anymore through the app. It is not possible either to transfer money or buy crypto in any exchange.

18 June 2023
Unprompted review
Rated 1 out of 5 stars

a pain in the ass

a pain in the ass. I wanted to make a transfer. It was canceled and when I tried to make it again my monthly limit didn't allowed me to do so because the canceled transfered was not deduced from my limit. It took them several days to analyse the "case", limiting the use of my money.

15 June 2023
Unprompted review
Rated 5 out of 5 stars

highly recommended!

It´s amazing!
You can open an account in the US with just your passport. Definitely a great solution for those who works remotely and need to access to an account in dollars. Also, you can use your balance with a Mastercard prepaid card, a way to avoid change those dollars for local currency.

24 February 2023
Unprompted review
Rated 5 out of 5 stars

Easiest way to use USD

Out of all the other apps I´ve tried Utoppia is the one that makes it the easiest (and fastest) to either create my account or transact with USD, great UI/UX and feeling overall. It´s super well-done.

16 February 2023
Unprompted review

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