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Tiimely Home Reviews 

954
TrustScore 4.5 out of 5

4.5

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Rated 1 out of 5 stars

Unable to transfer money from offset account to pay invoices straight away. They schedule it for 2 hours later. Don’t have access to your own money when you need it. Tried to call customer service bu... See more

Rated 5 out of 5 stars

Working with you as my mortgage broker has been such a positive experience. Having known you for years, I already knew you were someone I could trust, but you went above and beyond throughout my h... See more

Company replied

Rated 5 out of 5 stars

We had a fantastic experience working with Sam. Sam made the refinancing process clear and straightforward, kept us informed at every stage, and worked hard to achieve the best outcome for us. T... See more

Company replied

Rated 5 out of 5 stars

Tiimely provided same level of service as my local broker, although remotely via calls and video call. They offered the benefit of cash back offer which helped offset the fees in refinancing. My local... See more

Company replied

Company details

  1. Mortgage Lender
  2. Mortgage Broker

About Tiimely Home

Written by the company

In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.

Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.

With access to multiple lenders, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.

Apply now ↗

Book a call with a broker ↗

Our services

Written by the company

Digital Home Loans
Tiimely Own is our award-winning digital home loan, built to give you more than just a competitive rate. If you need a hand, our Australian-based support team is available 7 days a week.
Mortgage Brokers
Tiimely Home’s mortgage broker team brings deep expertise and a genuine commitment to helping clients secure the right home loan. With access to 30+ lenders, our mortgage brokers can help find a loan that suits you.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

954 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(954)

80 reviews in the last 12 months

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Rated 1 out of 5 stars

AVOID. Don’t have access to your own money.

Unable to transfer money from offset account to pay invoices straight away. They schedule it for 2 hours later. Don’t have access to your own money when you need it. Tried to call customer service but was on hold for an hour before I hung up.
Will be changing provider!

13 July 2026
Unprompted review
Rated 5 out of 5 stars

10/10 could not recommend more

Our broker Veronica went above and beyond for us. She made everything so easy and streamlined, we're so happy we had her on our side when trying to find a home loan!

7 July 2026
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Reply from Tiimely Home

Hi Cara, thank you for sharing this! Veronica is great to have in your corner. -Ben

Rated 5 out of 5 stars

Great service by Skandh kapoor

Working with you as my mortgage broker has been such a positive experience. Having known you for years, I already knew you were someone I could trust, but you went above and beyond throughout my home loan journey.

Buying a home can be stressful, but you were always there to answer my questions, explain everything clearly, and keep me updated every step of the way. Your patience, honesty, and genuine support made the whole process so much easier.

Thanks to your guidance and hard work, I was able to secure my home loan successfully, and I’m incredibly grateful. I couldn’t have asked for someone better to help me through such an important milestone. Thank you for believing in me and making this dream a reality. I highly recommend you to anyone looking for a broker who truly cares about their clients.

30 June 2026
Unprompted review
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Reply from Tiimely Home

Thanks for the detailed feedback Vipshyana! We love hearing about people's experiences with our expert mortgage brokers. -Ben

Rated 5 out of 5 stars

TIIMELY has always been very helpful

Sam has always been very helpful in providing the best loan options, that suit my circumstances.

28 June 2026
Unprompted review
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Reply from Tiimely Home

Hi John, we think Sam is great too! We're glad to hear he could find a home loan to suit your needs. -Ben

Rated 1 out of 5 stars

Pathetic tech and customer service

Timely Home customer since 2022, I was very satisfied with them until Timely migrated backend from Adelaide Bank to Bendigo Bank in December 2025, and introduced their new total nightmare Timely app. Since migration, I have faced serious issues in accessing statements and reports on my balances. Home loan balance statements are now generated once a 6 month - that also you have to beg support on chat. Offset statements never generated on time, again beg to support on chat. There was no prior communication around change of statements and frequency. I will not recommend Timely to anyone because they lack reliability and service for a Home loan operator. I raised this issue in a tribunal - in response all they did was finger pointing and blaming Bendigo for their inability to generate statements.

31 December 2025
Unprompted review
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Reply from Tiimely Home

Hi Abhi, we're sorry to hear you're having difficulty with accessing your statements. This isn't the kind of experience we want our loyal customers to have. We've passed on your feedback to the relevant teams. -Ben

Rated 5 out of 5 stars

Quick and easy process

Quick and easy process. Excellent customer service. I already had a mortgage with timely and the process to access my equity was simple and quick. Thank you!

17 June 2026
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Reply from Tiimely Home

Hi Ali, we're glad to hear your experience was smooth sailing! Thanks for the kind words. -Ben

Rated 5 out of 5 stars

Great Service!!

We had a fantastic experience working with Sam. Sam made the refinancing process clear and straightforward, kept us informed at every stage, and worked hard to achieve the best outcome for us.

Thank you for making such an important financial decision much easier.

Will do business again with Tiimely!!

19 June 2026
Unprompted review
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Reply from Tiimely Home

Hi Subhash, we're so happy Sam could help you reach your goals and make the refinancing process easier! Thanks for your kind words. Cheers, Anais

Rated 5 out of 5 stars

Veronica is excellent

Very happy with service from Veronica. Great advice, timely communications and all round excellent service. This is my 2nd mortgage with her. Happy to recommend.

17 June 2026
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Reply from Tiimely Home

Hi Jayne, thank you so much for your glowing review! We're glad you chose us again for your second mortgage. Cheers, Anais

Rated 5 out of 5 stars

Sam has provided me an excellent service

Sam has provided an excellent service in securing my home loan. From pre-approval to purchase, Sam has been responsive to all my questions (there have been lots!), and kept me up to date at every step. He is respectful and helpful and I highly recommend Sam to anyone requiring a mortgage broker.

4 June 2026
Unprompted review
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Reply from Tiimely Home

Hi Terry, thank you for the kind words! Sam is a fantastic mortgage broker and we're so glad he could help you with your home loan. Cheers, Anais

Rated 5 out of 5 stars

Good rates

Good rates, smooth application process, what more can I ask?

From a returning customer

1 June 2026
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Reply from Tiimely Home

Hi Joseph, that is so good to hear. Thank you for sharing your experience, we're happy you enjoyed our rates & application process! Cheers ~ Anais

Rated 5 out of 5 stars

Sam was very professional and explain…

Sam was very professional and explain every steps we need to know. We were not pressured into certain product and the service was very prompt.

If you don't have mortgage broker and need one, go with Tiimely.

28 May 2026
Unprompted review
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Reply from Tiimely Home

Hi Dara, thank you for your kind comment! We're glad Sam made the application process smooth for you. Cheers ~ Anais

Rated 5 out of 5 stars

Sam was fantastic in securing a loan…

Sam was fantastic in securing a loan for me. He explained everything clearly and professionally. Very happy with the service.

19 May 2026
Unprompted review
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Reply from Tiimely Home

Hi SN, congrats on your home loan! We're glad you had a great experience with Sam. Cheers - Anais

Rated 5 out of 5 stars

Return customer

This is our third time using Tiimely home and once again the experience has been fantastic. Competitive rates, easy online process and great customer service throughout.

A special thank you to Veronica for her amazing support, communication and strategic advice during our refinance and investment property journey. She made a complex process feel smooth and manageable the whole way through.

Highly recommend Tiimely for anyone looking for a lender that is easy to deal with and genuinely customer focused.

12 May 2026
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Reply from Tiimely Home

Hi Verónica, thank you for the review! Great to see Veronica could support you to achieve your refinance and investment goals. Cheers - Anais

Rated 5 out of 5 stars

Efficiency

Very efficient and smooth process - Sam was great.

15 May 2026
Unprompted review
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Reply from Tiimely Home

Hi KW, we're glad you enjoyed your experience with Tiimely Home. Thank you for the review! Cheers - Anais

Rated 5 out of 5 stars

Highly recommended for any one looking for a home loan

We have purchased properties before and this was by far the easiest one in terms of loan processing. Sam communicated effectively in a timely manner and always answered our questions. Highly recommended for any one looking for a home loan.

30 April 2026
Unprompted review
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Reply from Tiimely Home

Hi Sujesh - thank you for the glowing review! Sam's always happy to assist. Cheers ~ Anais

Rated 5 out of 5 stars

Thank you Veronica @ Tiimley


Hello Veronica

Thank you for all the expert and concise information you provided.

Your extreme professionalism with guiding me through the process and the maze of securing the right home loan for me, is very much appreciated.

Your friendly approach made the stressful process easy for me to manage.

Tiimley is lucky to have !

I probably won't need another home loan, but I will have no hesitation in recommending you to anyone who does.

Thank you.

28 April 2026
Unprompted review
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Reply from Tiimely Home

Thank you Simon, we're glad Veronica could help you navigate the tricky world of home loans! Cheers ~ Anais

Rated 5 out of 5 stars

Veronica from Tiimely delivered timely service and great advice

Tiimely provided same level of service as my local broker, although remotely via calls and video call. They offered the benefit of cash back offer which helped offset the fees in refinancing. My local broker didn't have any lender with cashback and competitive rates. Veronica was easy to deal with, contactable with ease via phone and email and provided prompt updates.

24 April 2026
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Reply from Tiimely Home

Hey Leonardo - great to hear you had an amazing experience with Veronica! Thank you for your review ~ Anais

Rated 5 out of 5 stars

Professional and efficient

Sam Kapoor provided patient and expert guidance throughout our loan process. He was ready to move fast and explore all best possible options until we found the right one for us. We’re delighted! Thank you!

23 April 2026
Unprompted review
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Reply from Tiimely Home

Hi Virginie, great to hear you're delighted! Sam's great, I've shared your feedback with him and the team ~ Alex.

Rated 5 out of 5 stars

Sam has been fantastic

Sam has been fantastic. He has made the process so simple for us, his attentiveness and knowledge is such great qualities.

21 April 2026
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Reply from Tiimely Home

Hey Joel, congrats on our home loan! Sam's a great broker and we're very glad to have him on the Tiimely Home Broker team ~ Alex.

Rated 5 out of 5 stars

A+ efficiency and stress free

A+ efficiency and stress free
Veronica was so professional, honest and supportive for my complex refinance case. It is my second occasion with Tiimely and I will keep them on speed dial. Don’t bother trying anyone else!

15 April 2026
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Reply from Tiimely Home

Hi Heidi! A+ hey? That's pretty neat! Complex refinance is Veronica's bread and butter. Great to hear we could help ~ Alex.

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