While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Constant price hikes and worsened policies
They have increased my yearly prices on average 20% for multiple years now. 2021-2025 price change has been 60% while at the same time they have worsened their policies. I understand that there is hike pressure for insurance in Finland but Pohjantähti is exceeding even their self-reported price hike averages. I am very unhappy customer right now.
Decent overall
Decent overall, but there's room for improvement. Some processes felt slow, but the service was polite.
My four‑year‑old 6,000 € camera broke
My four‑year‑old 6,000 € camera broke. Pohjantähti refused any payout, citing a “wear‑and‑tear” clause—even though I’d fitted the camera with a vibration guard. Customer service was icy and inflexible. When disaster strikes, this insurer offers zero real protection.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.