Matmut Reviews 

3,353
TrustScore 3.5 out of 5

3.7

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Company details

  1. Insurance Agency

Written by the company

Avec 4,2 millions de sociétaires et 7,9 millions de contrats d’assurance gérés (au 31 décembre 2022), le Groupe Matmut est aujourd’hui un acteur majeur sur le marché français de l’assurance. Il offre à tous – particuliers, professionnels, entreprises, associations – une gamme complète de produits d’assurance des personnes et des biens (auto, moto, bateau, habitation, responsabilités, protection de la famille, santé, protection juridique et assistance) et de services financiers et d’épargne (crédits auto, projet, assurance emprunteur, livret d’épargne, assurance vie…)


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3.7

Average

TrustScore 3.5 out of 5

3K reviews

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No recent history of asking for reviews

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Replied to 99% of negative reviews

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3.7

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(3,353)

1,519 reviews in the last 12 months

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Rated 1 out of 5 stars

Horrendous!

Horrendous!! Still waiting for a claim to be dealt with since Sept 2025. A straight forward claim where your insured driver took full responsibility however we are still waiting for the claim to be settled!

28 September 2025
Unprompted review
Matmut logo

Reply from Matmut

Bonjour, Je prends connaissance de votre mécontentement et le regrette. Si vous le souhaitez, nous pouvons échanger en toute confidentialité via cette adresse mail : communitymanagement@matmut.fr, afin de faire un point sur votre dossier.

Rated 1 out of 5 stars

My biggest mistake

I’ve had the displeasure of being with this insurance for 2 years, and it was the biggest mistake. They are quick to take your money—increasing premiums every single year—but when it's time to pay you back, they disappear. I am still owed numerous refunds from the time before I had my permanent Social Security card. They make you jump through hoops, demanding endless paperwork just to exhaust you so you'll give up on your own money.
The staff at the local office are unprofessional and xenophobic. If you don't speak perfect French, they treat you like you're invisible or a nuisance. I’ve wasted hours trying to get help, only to be met with eye-rolls and attitude. Emails go unanswered for weeks. This isn't just bad service; it's a scam. I’m canceling my contract and reporting them. Save your money and your mental health—go somewhere else!

1 October 2025
Unprompted review
Matmut logo

Reply from Matmut

Bonjour,
Votre message m'interpelle et je regrette votre ressenti.
Pour me permettre de vous aider, pouvez vous me contacter via l'adresse
communitymanagement@matmut.fr.
Dans cette attente,
Bien à vous,
Chloé

Rated 1 out of 5 stars

Une honte absolue – Fuyez cette assurance !

I have never encountered a company as terrible and greedy as this one. Since I didn't have my permanent social security card at the beginning, I had to request multiple refunds for out-of-pocket expenses. They were small amounts but frequent, and to this day, I still haven't received all my money back. The process is a nightmare; they demand endless documents from everywhere, making it nearly impossible to get what is rightfully yours.
As an immigrant, my experience was even worse. Not a single person in this company speaks English. When I visited the main office in my city, the staff were incredibly rude and condescending. Instead of helping, they acted annoyed by my presence because I couldn't speak fluent French. It was blatant discrimination.
I’ve wasted so much time. They promised to help, but I never saw the money, and they completely ignore my emails. I have been a customer for two years, and while my premiums increase every year, the service quality only declines. I am officially canceling my subscription. Enough is enough. Terrible service, stay away!"

C’est la pire entreprise que j’ai jamais rencontrée de ma vie. Ils sont malhonnêtes et cupides. J’ai demandé plusieurs remboursements car je n’avais pas encore ma carte Vitale définitive à l'époque, mais je n’ai jamais revu la couleur de mon argent. Ce sont de petites sommes accumulées, mais le total est important. Les démarches sont d'une complexité sans nom, demandant des documents sans fin.
En tant qu'immigrée, l'accueil a été catastrophique. Personne ne parle anglais dans cette entreprise. Je me suis rendue à l'agence principale de ma ville et le personnel a été méprisant et impoli. Ils ont montré des signes d'agacement évidents au lieu de m'aider, simplement parce que je ne maîtrisais pas le français. C'est inacceptable et discriminatoire.
J'ai perdu un temps fou. Ils m'ont promis de l'aide, mais rien n'a été fait et mes e-mails restent sans réponse. Je suis cliente depuis deux ans, mes cotisations augmentent chaque année mais la qualité de service, elle, ne fait que se dégrader. Je résilie mon contrat immédiatement. Plus jamais !

1 September 2025
Unprompted review
Matmut logo

Reply from Matmut

Bonjour, nous sommes navrés de constater votre mécontentement concernant vos remboursements santé. J'ai pu référencer votre contrat, aussi je transfère immédiatement notre échange auprès du service en charge de votre dossier.
Bien à vous,
Chloé

Rated 1 out of 5 stars

Fathers life assurance

my father philip beeson passed away Nov 2024, we are now jan 2026 and no money, you have had all the documents you ahve asked for, you sent an email to me and my brother stating funds will be released Dec 4th 2025 and to expect within 48hrs, so where is it, because of your lack of response and we hired a french lawyer who you refused to talk to, we are now driving from the UK to pay a visit, will you be paying for that expense? and how does my fathers assurance money lose at least 50,000 euros, police have been notified, so how about you pay up

11 January 2026
Unprompted review
Matmut logo

Reply from Matmut

Bonjour,
Comme indiqué précédemment, je réitère mes regrets concernant votre mécontentement et vous invite à contacter nos services afin de faire un point sur votre dossier.
Dans cette attente,
Cordialement,
Chloé

Rated 1 out of 5 stars

They charge you even if you don't sign

Matmut will charge you for a contract even if you haven't signed any document. They consider your wish to read a contract as acceptance of that contract. I got robbed of 200 euros just because I wanted to make sure of what was in there. Apparently, asking for paperwork equals verbal acceptance to them. And somehow, verbal acceptance is enough for them to initiate the contract. What a joke. I never signed ANYTHING.

1 November 2025
Unprompted review
Matmut logo

Reply from Matmut

Bonjour,
Je regrette sincèrement votre mécontentement. Si vous le souhaitez, nous pouvons échanger via l'adresse email communitymanagement@matmut.fr afin de faire le point ensemble sur votre dossier.
Restant à votre écoute,
Garance de L'équipe Matmut

Rated 1 out of 5 stars

Matmut is a cheating company

Matmut is a cheating company, which wants its client to pay even when the contract are canceled.

22 September 2025
Unprompted review
Matmut logo

Reply from Matmut

Hello,
I'm sorry about this situation. If you wish, we can discuss it via our email communitymanagement@matmut.fr to review your case together.
Best regards,
Garance

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