Spring Financial  Reviews 

21,336
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 2,422 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff and representatives for being exceptionally helpful, knowledgeable, and patient, ensuring that every single financial question is thoroughly answered. People also deeply appreciate the fast, reliable, and smooth overall service, noting that getting loan applications processed and funds delivered is surprisingly simple. However, some people mentioned unexpected charges and frustrating billing issues regarding their accounts. A few other people also felt that certain customer service representatives were unhelpful, cold, or unprofessional during their support interactions.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting helpful, knowledgeable, and professional service... See more

Customer service

Consumers find customer service to be positive, highlighting how helpful, understanding, and knowledgeable... See more

Service

Clients share satisfaction and positive opinions on service, highlighting the friendly, professional, and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting how staff explained everything in... See more

Payment

Reviewers highlight ambiguous aspects of payment, expressing mixed feelings regarding their financial... See more

Reviews shaping this summary

Rated 5 out of 5 stars

it was so fast ! From the application, to the call, to filling out the paperwork and making sure all steps were done and completed in a matter of hours. They explained everything in detail, made sure... See more

Company replied

Rated 5 out of 5 stars

Beginning with the first person I spoke to (Maria) everyone was so knowledgeable and willing to help and explain things. Even if it dealt with a computer problem. Each person along the process said wh... See more

Company replied

Rated 5 out of 5 stars

All 3 of the people I talked to were extremely helpful and understanding; they were knowledgeable and I didn’t feel judged through the process. They spoke highly of each other even if they don’t actua... See more

Company replied

Rated 5 out of 5 stars

Spring Financial has made it possible for me to repay my debt that has been holding me back for years. They said yes when banks and other companies said no. They are the beyond the best out there and... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant
  3. Financial Institution
  4. Loan Agency
  5. Mortgage Lender

About Spring Financial

Written by the company

Spring Financial brings a new season of fair financial growth to all Canadians.

With millions of Canadians locked out of the financial system and stuck in a payday cycle of high-interest debt without any opportunity to improve their situation, Spring Financial has democratized access to better credit with smart-and-simple money solutions. All of our financial services and products are available online from anywhere, so you can get the financing you need in a few clicks.

Launched in 2014, Spring has helped over one million applicants and is the only provider in Canada that lets anyone build credit and save money with guaranteed success!

The Foundation, our signature savings and credit-building product, puts your financial progress on autopilot. We believe that all Canadians should have better opportunities to attain good credit and access fair financial products. That’s why we approve 100% of applicants for The Foundation, regardless of credit history, current debts, or income. With The Foundation, not only do we help you build credit, we help you automatically save money.

After twelve months of timely payments with The Foundation, any customer is guaranteed to get approved for our Evergreen Loan, which is an up-front cash loan at 18.99% annual interest.

Our convenient online platform makes getting a personal loan simple and straightforward, whether you want to make a specific purchase or consolidate your existing debt. Our application process includes fast approvals, tailored products to suit your specific financial needs, and loan amounts deposited to your bank account in as little as 24 hours.

Spring also works with many happy homeowners by making it easy to refinance, renew, or consolidate debt — all 100% online and from the comfort of your own home!


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

21K reviews

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4.6

All reviews

(21,336)

2,315 reviews in the last 12 months

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Rated 5 out of 5 stars

I had a nice experience with the staff…

I had a nice experience with the staff . They went above and beyond to get me the loan I needed . They made it happen
Very efficient and polite

4 September 2026
Spring Financial  logo

Reply from Spring Financial

We're so happy to hear that our staff went above and beyond to help you. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Even though I don't get what I was…

Even though I don't get what I was looking for the process was so smooth and helpful. The hundred alternative is so much better for me and hopefully next time will be great

4 September 2026
Spring Financial  logo

Reply from Spring Financial

We're so glad to hear our process was smooth and helpful, even though we couldn't provide exactly what you were looking for. We appreciate your positive feedback and hope to exceed your expectations next time!

Rated 4 out of 5 stars

I was well assisted and the member was…

I was well assisted and the member was nice to me everything was well explained

2 September 2026
Spring Financial  logo

Reply from Spring Financial

We are so pleased to hear that our team provided you with excellent assistance and clear explanations. Thank you for your positive feedback!

Rated 5 out of 5 stars

The service was awesome

The service was awesome, and the patience agent was fantastic. Overall, it was a great experience.

3 September 2026
Spring Financial  logo

Reply from Spring Financial

We're so glad to hear you had such a great experience and that our team was fantastic! Thank you for your kind words.

Rated 2 out of 5 stars

the foundation person was too aggressive

the loan request part was fine but then they transferred me to someone from the foundation who talked on and on not making sense this was after an hour of being on the phone already. She was aggressive and was trying to sell me more things I already had enough payments and didnt want to add more to the cost, but she would not give up. I eventually had to just hang up on her.

3 September 2026
Rated 5 out of 5 stars

Literally helped me out

Literally helped me out. Recommend to anyone else in need of financial assistance

3 September 2026
Spring Financial  logo

Reply from Spring Financial

We're so happy our assistance was helpful. We appreciate your kind recommendation!

Rated 3 out of 5 stars

I thought the timing was to be from ten…

I thought the timing was to be from ten minutes to twenty minutes, but it was like forty five minutes. I kept telling the person that I needed to go to work.

3 September 2026
Spring Financial  logo

Reply from Spring Financial

Hi Chicole, we are happy you were able to speak with someone already. If you need any further assistance we are here to help you

Rated 5 out of 5 stars

Very quick

Very quick, efficient and friendly staff to get along with. I need to build my credit up but in-order to do that I needed help. Spring financial was there

3 September 2026
Spring Financial  logo

Reply from Spring Financial

We're so glad our team could assist you in building your credit. We are happy to have been there to help you on your financial journey.

Rated 5 out of 5 stars

Service with empathy and understanding

I had a transparent experience and got answers to most of my questions without feeling ridiculed for my lack of understanding of certain topics with everyone I spoke with today.

2 September 2026
Spring Financial  logo

Reply from Spring Financial

We are so glad to hear that you had such a transparent experience and that our team was able to answer all of your questions without judgment. Thank you for your kind words!

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