Spergel Reviews 

2,601
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 288 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and trustees for being exceptionally kind, patient, and understanding during very stressful and difficult financial situations. Consumers note that dedicated representatives provide clear explanations, valuable recommendations, and expert advice without ever making anyone feel judged. Reviewers consistently highlight that the overall application process is remarkably smooth, efficient, and structured to provide immediate relief from creditors. People deeply appreciate the continuous support, fast response times, transparent communication, and highly professional guidance offered throughout the entire journey towards becoming completely debt free and secure.

What people talk about most

Staff

Consumers find staff to be exceptionally supportive, professional, and knowledgeable during difficult... See more

Customer service

Users describe positive interactions with customer service, highlighting patience, empathy, and professional... See more

Service

People report overwhelmingly positive experiences with the service, highlighting professional staff members... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the process is... See more

Response time

Clients share positive opinions on response time, noting that staff respond quickly to emails and handle... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It is not easy to go into a decision regarding financial debt solution; it can feel very overwhelming and emotional. The people I spoke with at msi Spergel Inc. particularly my representative Mina... See more

Rated 5 out of 5 stars

The way their mapped out a plan for me to escape an unsurmountable debt load. I never felt a reprimand for getting my self in such a situation. Also allowed me to delay a payment because of unforeseen... See more

Rated 5 out of 5 stars

From my initial contact with a debt solutions advisor, who explained everything fully, to my meeting with the trustee, I found everyone so helpful and non judgemental about my financial issues. I was... See more

Rated 5 out of 5 stars

I can’t say enough about this company. Their professionalism and empathetic attitudes made the process seamless. Do yourself a favour if your over your head in debt and give them a call. It’s a ve... See more


Company details

  1. Debt Relief Service
  2. Financial Consultant

Written by the company

For over 30 years, our debt help has empowered more than 100,000 Canadians to become debt free. Whether you need debt help for yourself or your business, our dedicated and caring local teams will be by your side from the first time you call us until you have achieved your goal of debt freedom. Here, you are not passed from one department to the next. You are guided by the same person throughout your debt relief journey, giving you the personalized attention that you deserve.


Contact info

4.9

Excellent

TrustScore 5 out of 5

3K reviews

5-star
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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.9

All reviews

(2,601)

240 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I am extremely grateful for all the…

I am extremely grateful for all the help and support I received from Sonia Oliveira at Spergel throughout my bankruptcy process. Going through such a difficult financial situation i was feeling very lost and stressed but Sonia was there to guide me every step of the way, se was very helpful, patient, professional, and took the time to explain everything clearly and answer all of my questions.
I really appreciate all the support from her and all team from Spergel, the kindness and dedication they showed through the entire process was amazing. Now I more confident about moving forward and getting a fresh financial start.
I would highly recommend Sonia Oliveira and Spergel to anyone going through financial difficulties and looking for someone knowledgeable, compassionate, and genuinely willing to help. Also a special thank you to Spergel for having such an amazing and caring team. 😊

1 September 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Service and Professional Support

Spergel provided excellent service from start to finish. The team was professional, friendly, and supportive throughout the entire process. They took the time to explain everything clearly, answered my questions, and made what could have been a stressful experience feel much easier. I really appreciate their help and would definitely recommend Spergel to anyone looking for knowledgeable and reliable service.

5 August 2026
Rated 5 out of 5 stars

Communication

Communication. All conversations - live and digital - were informative, directional, and professional. My experience with the Spergel team was stress free and provided me with a viable solution to my situation.

4 August 2026
Rated 5 out of 5 stars

Overall experience

I found the people I spoke to at Spergel helpful, and supportive. Would recommend anyone needing help to reach out.

4 August 2026
Rated 5 out of 5 stars

An amazing company

The people who I worked with from this company were amazing! Brian and Mariya were so good at explaining to me how everything worked. Rafael was so patient as I got all my paper work together making sure I had everything I needed. Perveen was so kind during the debt counseling sessions. Not once did any of them make me feel stupid or less than. I would highly recommend this company. Together they took a big load off my shoulders. As someone who is always on top of finances it took only 2 bad years of low income to put me behind in everything. I couldn't keep up with the interest payments. Now because of Spergel I am rebuilding and looking forward to the future. Thank so much to the wonderful staff from this company.

4 August 2026
Rated 5 out of 5 stars

My experience with Spergel Inc

My experience with Spergel Inc. was most satisfying.The staff were very helpful to see me through this process.They also gave me advice on managing my credit. To summarize I was very happy to chose Spergel Inc.

17 July 2026
Rated 5 out of 5 stars

Caring & Knowledgeable

Caring, and Knowledgeable. No judgement, no shame, just support, and unbiased guidance. I would never have gotten out of debt had I not gone through this process, and now I am debt free and rebuilding on the other side of the process.

20 July 2026
Rated 1 out of 5 stars

Terrible, Spergel=No Help

Terrible. I was never even given the chance to complete the process. I was asked to provide many documents, some that were not legally required. It was time consuming and confusing. The upload link provided was a blank page and when I asked (twice) for a new link I never received a response. I tried another company and it was much better. Spergel=no help at all. Not recommended. Another Trustee will be more helpful and easier to work with.

29 June 2026
Unprompted review
Spergel logo

Reply from Spergel

We're terribly sorry to hear this, Paul. We strive to provide the best client experience and would like to learn more. Please reach out to us at hello@spergel.ca to discuss. Thank you.

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