Unbelievably Streamlined and Efficient
The process was streamlined and very simple. This was perhaps the easiest mortgage/HELOC I've ever experienced. I provided the basic information Figure needed, and they handled the rest. Although I am a full-time Federal employee, I also have a second private business that generates income I needed to have considered. Once I granted secure access to view my bank accounts for financial verification of my self-employment earnings, it simplified the entire process. Another lender was requesting profit-and-loss statements from the previous year, and YTD earnings. Figure was able to look at my 5-year-old accounts and see that the business was stable and consistent, and did not require these or any other items that needlessly slowed the process. Communication was clear and easy, and then entire process from application to funding in my bank account took 10 days, total. They even had an option where they sent someone to my home for closing, at a time of my choosing, making the entire process even more convenient. I would definitely use Figure for my next mortgage or HELOC experience. It really was an unbelievably easy loan to have funded! I still don't know how they did it.
2 March 2023
Unprompted review