Reap’s cover photo
Reap

Reap

Information Technology & Services

Stablecoin-native financial infrastructure for global businesses. Reap by Payward.

About us

Reap is a leading global stablecoin-native infrastructure platform that enables financial connectivity and access for businesses worldwide. By merging traditional finance with digital assets, and connecting financial ecosystems, Reap helps businesses move money globally through stablecoin-powered infrastructure. With stablecoin-native card issuing services, cross border payments, and business account management tools, we streamline financial operations and empower businesses to scale. Our APIs enable partners to embed financial services into their own products and services, from issuing Visa cards, agentic payments and managing financial operations. Founded in Hong Kong in 2018, Reap now has a team of more than 300 people worldwide. Reap by Payward. Payward powers a multi-asset portfolio of financial products building the world’s open financial system.

Website
https://reap.global/
Industry
Information Technology & Services
Company size
201-500 employees
Headquarters
Global
Type
Privately Held
Founded
2018
Specialties
Payments, Financing, Fintech, Credit, Digital Transformation, Virtual Banking, Cash Flow, Working Capital, Growth, B2B, Financial Platform, Finance Solution, and Card Issuing API

Products

Locations

Employees at Reap

Updates

  • Reap reposted this

    Through Reap’s collaboration with Visa, Payward Services is extending regulated card issuance beyond Asia and Latin America into EMEA and Africa. The collaboration brings stablecoin-linked Visa credit card programs to more than 100 markets globally, powered by Reap’s card-issuing infrastructure. Visa now sees $20 billion in annualized stablecoin settlement volume, up 15× year over year. Businesses need compliant infrastructure to use stablecoins for global treasury, cross-border spending and card programs. This strengthens the global reach of Payward Services’ existing cards and payments infrastructure to help partners, alongside trading, custody and liquidity through one integration.

  • View organization page for Reap

    41,751 followers

    Together with Visa, we're bringing stablecoin-enabled credit card programs and 24/7 settlement to over 100 markets, extending our infrastructure beyond Asia and Latin America into EMEA and Africa. As a Visa Principal Issuer Member in Hong Kong and Mexico, Reap handles regulated issuance, compliance and banking relationships, so partners can focus on product and growth. Nearly 99% of stablecoin payments are dollar-denominated. Almost none of the commercial activity behind them is. That's the gap our founder Daren Guo discussed with CoinDesk. Reap is preparing to support a Mexican peso stablecoin across our card, cross-border payment and treasury products, and exploring tokens pegged to the Hong Kong dollar, euro, won and yen — so businesses can manage FX around the clock, without routing everything through USD. 🔗 https://lnkd.in/g_GQGvip

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  • View organization page for Reap

    41,751 followers

    🛡️ Reap Sentry is here. Standing up card fraud management properly means buying a monitoring platform, integrating it, and hiring someone who knows how to run it. Six figures. Months of work. Before a single card goes out. Reap Sentry skips all of it. It's a managed card fraud function, run by our Risk team, on your card program. We configure the controls. We screen every authorisation in real time. We investigate the alerts, handle the chargebacks, and report confirmed fraud to Visa. You build nothing. License nothing. Hire no one. One questionnaire, and your program is protected from transaction one. Years of card issuing means we see fraud patterns across the whole portfolio. Every Sentry client inherits a defence tuned by everything the others have been hit with. Our first Sentry client goes live in October. Want to see how it fits your program? Let's talk.

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  • View organization page for Reap

    41,751 followers

    Singapore, we're coming. 🇸🇬 Reap will be at TOKEN2049 Singapore, 7–8 October at Marina Bay Sands —catch us on the ground to talk all things cards, stablecoins, and payments. Oh, and a few more exciting things coming your way soon... 👀 DM us if you’d love to chat.

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  • View organization page for Reap

    41,751 followers

    🐐

    View organization page for Payward

    6,114 followers

    Onchain perpetual futures, built for US clients. US clients have been stuck watching onchain perpetual futures markets grow everywhere except at home We intend to change that. We're working to bring Hyperliquid HIP-3* markets online through our regulatory stack — a permissioned version of Hyperliquid's perpetual futures framework, built for US clients. This is what it looks like to bring onchain markets onshore the right way.

  • View organization page for Reap

    41,751 followers

    Every connection and experience matters. That's exactly what we did this week at Barranquilla 🤝🚘🇨🇴

    Lo primero que uno quiere cuando aterriza en Barranquilla son dos cosas: una botella de agua para la humedad y un carro con aire acondicionado. Reap me cumplió las dos. Su Welcome Ride me recogió en el aeropuerto directo a una camioneta con aire acondicionado y agua fría. Pero el regalo de verdad fue con quién me tocó compartir ese riel: Kike Fadul Fadul, el GTM y strategy lead de Akua. Una hora de camino al hotel y nos chismoseamos origin stories, hablamos de orquestación de pagos, de cómo se construyen productos en una industria que no es sexy, de cómo Akua pasó de 35 a 70 personas en un año. Yo juré que era barranquillero y resulta que casi y que su vida pasada fue con Mastercard. Me contó de su experiencia emprendiendo con su hermana con una marca cool de zapatos y moda y un montón de temas que entre las correderas de eventos nunca nos habíamos sentado a hablar. Siempre había querido conectar con él y nunca se había dado. Reap nos puso en el mismo carro y pasó. Cuando alguien le pone creatividad a cómo recibe a la gente, pasan cosas así. Gracias Reap y Lucas Chaquea Guarnizo por ese detalle y por siempre ponerle atención a la experiencia de su ecosistema. Ahora sí llegó el tour de eventos del pre de Latam Fintech Market de Colombia Fintech. Barranquilla, hellou. 🌅🇨🇴🤣

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  • View organization page for Reap

    41,751 followers

    Crypto card spend hit $1.04B in July. But most cards still make users convert assets before they can spend. Not anymore. Today we're launching the Reap Virtual Asset Ledger — making bitcoin and other virtual assets spendable at the point of sale, through the same card infrastructure you already use.

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