Analysing the data of more than 800,000 issued loans. Data from: www.kaggle.com/wendykan/lending-club-loan-data Finding the factors which influence the interest rates and default rates most prominently.

Sample plot of correlation of interest rate and credit grade over the years.

Predicted interest rates are very accurate, with a mean absolute error of 0.27 over a range of interest rates with a mean of 12.74%