Our experience with Niemi’s claims…
Our experience with Niemi’s claims handling has been completely unacceptable.
A large insured canvas was damaged during our move, and we reported it immediately after delivery in January 2025. We provided photographs, the completed claim form, proof of purchase and the relevant information from the insured inventory. Niemi confirmed that the official claim had been submitted on 28 January 2025 and advised that processing could take two to three months.
More than 18 months later, the claim is still unresolved.
We have repeatedly had to chase for updates, resend documents and provide information that had already been supplied. Niemi even acknowledged that there appeared to have been a handling error. The last update we received was in October 2025, when we were told that our clarification had been forwarded to the insurance company. Since then, there has been complete silence.
The claim concerns an item insured for only €400, yet it has taken longer than a year and a half without a decision or payment. Staff have been polite in their replies, but politeness does not make up for the extraordinary delays, poor follow-up and lack of ownership.
Based on our experience, I would not trust Niemi’s insurance or claims process.