Renasant Bank

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Renasant Corporation

Company type	Public
Traded as	Nasdaq: RNST S&P 600 component
Industry	Finance and insurance Securities
Founded	1904; 120 years ago (1904)
Headquarters	Tupelo, Mississippi, U.S.
Key people	Claude Mitchell "Mitch" Waycaster (President), Kevin Chapman (CEO)
Products	Financial services
Number of employees	2,400[1]
Website	renasantbank.com

Renasant Bank is an American regional commercial financial institution based in Tupelo, Mississippi. The bank has a market cap of greater than $1 billion and more than 190 branches in Alabama, Florida, Georgia, Mississippi and Tennessee.^[2] Renasant Bank operates under the parent company Renasant Corporation^[3] and is affiliated with Renasant Nation,^[4] a platform through which they publish blogs and shows.^[4][5]

Renasant began as The Peoples Bank and Trust Company in 1904. Throughout the 1980s and 1990s the bank grew by acquiring small local banks in Mississippi. In 2005, it acquired Heritage Bank of Decatur, Alabama,^[6] and Renasant Bancshares of Memphis, Tennessee and assumed the new Renasant Bank moniker. In 2007, Renasant acquired Capital Bank of Nashville, Tennessee. In 2010, as part of the financial crisis, it acquired the failed Crescent Bank and Trust of Jasper, Georgia and later the American Trust Bank of Roswell, Georgia, both suburban Atlanta banks. Additional acquisitions followed in the 2010s, Merchants and Farmers Bank of Kosciusko, Mississippi in 2013, Heritage Bank of the South in Albany, Georgia, in 2015, and Keyworth Bank of Johns Creek, Georgia.^[7][8] In the third quarter of 2018, Renasant acquired BrandBank of Lawrenceville, Georgia, adding 13 more locations. In 2024, Renasant Corporation and The First Bancshares, Inc. headquartered in Hattiesburg, Mississippi jointly announced that they had entered into a definitive agreement and plan of merger, pursuant to which The First will merge with and into Renasant in an all-stock transaction valued at approximately $1.2 billion. The Merger will create a six-state Southeastern banking franchise with approximately $25 billion in total assets, $18 billion in total loans and $21 billion in total deposits and add an additional 116 locations. The merger is expected to close in the first half of 2025.

Renasant Bank offers checking and savings accounts, credit cards, wealth management, and digital banking services.^[9] It also offers conforming, FHA, Jumbo, VA, and USDA mortgages as well as HELOCs.^[10][11] For businesses, it offers treasury and corporate banking services.^[12]

• Renasant website