afranga.com Avaliações 

It is a good alternative to P2P investment to diversify without cash drag and good yield.

But Afranga needs a faster support and a better way to deal with cash in and out.

Lemonway is not a good operator in my point of view, and the alternative to put our own bank data is even worst, because is causing problems in sending money to the account

You need something with less problems and more reliable

Virement perdu , et aucun retour de leur messagerie par mail depuis 1 semaine,
Le retour de leur pars à été fait et tout est rentré ds l ordre.

Afranga a ajouté le virement instantanée testé ce jour mais les fonds ne sont jamais arrivés. Qu est ce qui n est pas clair dans instantanée et où est passé mon argent? Grand mystere.

Velmi primitivní systém, absence sekundárního trhu, systém autoinvestu má příliš hrubé nastavení, nedobrá komunikace se zákaznickým servisem a téměř žádná diverzifikace.

Habia una promocion por llevar un amigo que daban una cantidad a cada persona ( referido y el referente), que acababa el 31 mayo. Mi hermano hizo los tramites el 28 mayo por la noche y tardaron mas de una semana en gestionar el ingreso de dinero de mi hermano y por lo tanto aunque hicimos las cosas en tiempo y forma, no lo aceptaron porque llego el dinero pasado el 31 de mayo. No son de fiar y envie un mail de queja y no me han respondido.
Cuidado porque si hay problemas no daran respuesta. Buscar mejores opciones.
Por cierto he informado en un grupo de inversores p2p de telegram en España de mas de 1500 personas de las practicas de Afranga.

Hi guys.
I invested in Afranga, it worked. I did what they required and I made my account, I transfered some money, I invested them but they didn't validate my bank account.
So, I can't withdraw any money from Afranga.
They are not able to validate my bank account and everytime they told me that the Lemonway didn't make it.
The Afranga told me that everything is fine, but the Lemonway doesn't approve them. Everytime they assured me that in 1 to 2 business days will be fine. It took 1 month and the situation is still on pending. I can just add money to the platform but I never could withdraw it. I spoke with 4 different persons from Afranga (2 on phone and 2 on emails and nothing). I sent them different bank statements for 2 different accounts and they didn't validate anyone.
Till now (one month and it is not solved) it is just one way, only invest money but no withdrawals.

I am extremely disappointed with Afranga’s referral program management and their rigid approach toward loyal customers.

I referred a friend who completed the registration and initiated the €1,000 deposit well within the promotional campaign period. However, due to standard banking processing times—a factor that is entirely outside the investor's control—the funds were only officially credited and invested 3 days later, falling just after the June 1st deadline.

Afranga is now refusing to pay the €100 bonus to both me (the referrer) and my friend (the referred investor), hiding behind strict terminology. The intention, the registration, and the financial commitment were all made on time. Punishing users for bank clearance delays shows a complete lack of flexibility and good faith.

This rigid positioning hurts Afranga’s credibility and leaves a very poor impression on how they value community growth and customer loyalty. I expected a much more professional and fair resolution.

Been on the platform since Aug 2025. Everything has been smooth so far.

I am new in the platform but so far things are going well.
I needed assistance and the suport team was very helpfull

Компанията постоянно внедрява нововъведения и подобрява качеството на услугата. Преводите се изпълняват до 3 работни дни.

I created the account a few weeks ago and the verification failed, and since that day I haven't been able to register.

Malheureusement depuis le 17 janvier il n'est pas possible de passer les étapes de LemonWay pour finir l'ouverture du compte. Déjà 6 relances, toujours la même réponse "Nous sommes en contact avec notre partenaire, Lemonway, pour nous assurer que ce problème est résolu, mais ils n'ont pas encore été en mesure de trouver et de mettre en œuvre une solution."

Rien n'avance, concrètement je suis pas sur que ce soit une plateforme bien sérieuse, s'il faut déjà presque 15 jours pour que le partenaire qui tiens financièrement la plateforme n'est pas capable de faire des validations des entrants. En plus du grand problème actuel pour les retraits.

I transferred money to this platform and also completed a test withdrawal / test reversal as requested. Unfortunately, I have still not received my funds back.

Despite providing all required documents and waiting several days, the withdrawal option is still not available and my money remains inaccessible. Customer support confirms that the verification is “in progress,” but no clear timeline has been provided.

This experience has been frustrating, as access to my own funds is delayed without explanation. I hope this issue will be resolved soon, but at this point I cannot recommend the service.

I invested in march 2025 and all payments are fine so far. There are no more 16% investments but still there are good percentages from time to time, need to watch. Onboarding process is a bit complex but probably because I am from EU and regulations. It's complex in each platform for EU citizens right now

I have been investing on Afranga/Stikcredit since 2021 and never met any serious problem. During the time no lends were declared to be in default, which is important. If any - more administrative- problem occured, the support staff reaction was quick, professional and always the problem was solved.

Af en toe mooie acties (om klanten te lokken en houden) met hoge rendementen, maar daarna netto rond de 10 % i.v.m. belasting inhouding. De goede regulatie, scheiding van geldtegoeden en betrouwbaarheid tot nu toe maken dit meer dan goed. Aanmelden ging prima, platform is overzichtelijk en betalingen altijd als gewenst. Een goed, betrouwbaar platform tussen al mijn Baltische platforms voor wat meer spreiding. Meestal zijn er gedurende een week of twee een paar verschillende leningen. Ik heb tot nu toe een stuk of vier verschillende kredietverstrekkers voorbij zien komen. Geen buyback hier dus ik hoop te vertouwen op de onderpanden van de bedrijven. Na drie maanden nog steeds prima, alleen zou een autoinvest fijn zijn. Agenda puntje?

Update januari 2026; Eén paar keer contact met de klantenservice gehad en tijdig en zeer correcte reacties ontvangen. Na verder onderzoek ben ik er achter dat Afranga ee sterkste kredietverstrekkers heeft qua liquide middelen, wat alle tijde betalingen verklaart. Ik ben nog steeds zeer tevreden na een half jaar. Er is wat meer diversiteit qua kredietverstrekkers tegenwoordig, al blijft Stikcredit de hoogste rente bieden.

I have been using the platform for a few years now and am very please with the returns I get. Recently, they had a campaign with 16% p.a. loans which is rarely found and the fact that the platform is licensed and has an incredible support makes it even better. I am not paying any fees at all.
On the downside, they still do not have an Autoinvest and Secondary market but I don't mind it as I prefer to take care of my investments by myself and am here for the long game and higher returns respectively.

I found in AFRANGA wrong IBAN and I arrived to loose my Money. Thanks to my bank, I got Money back. many days loosed until end of promotion...After magically problem solved.
No bonus and nothing!!!!

Very bad treatment for me!

Sorry but I'm very disappointed...

After 6 years it's First time a Company joke with me!

The company does not communicate properly, just like Stickredit i Afranka very few loans.