Stablecoin Cards Cross $10B in Volume, $100B Market Potential

Stablecoins are moving from fintech experiment to institutional payments infrastructure. On 1 September, 21 global banks announced plans to establish a new company to issue a USD-denominated stablecoin, targeting launch in the first half of 2027. The initiative is intended to support wholesale, institutional and retail use cases, including cross-border payments and digital asset settlement, with compliance across frameworks such as the GENIUS Act and MiCA. A EUR stablecoin is expected to follow. For merchants, the important question is not simply whether stablecoins gain adoption. It is how smoothly they connect to the payment methods, currencies, risk controls, settlement processes and reporting systems already in use. That is where payment orchestration becomes critical. The future will not be defined by one rail replacing another, but by intelligent infrastructure that can route transactions across cards, account-to-account payments, digital assets and emerging agentic payment methods : securely and efficiently. At Quantum Payments, we see orchestration as the connective layer for this next phase of commerce: giving businesses the flexibility to adopt new payment rails without rebuilding their operations from the ground up. The stablecoin era may be approaching. The real opportunity is making it usable at scale. #Stablecoins #PaymentOrchestration #PaymentsInfrastructure #Fintech #DigitalPayments

Coinbase and Moov have partnered to bring stablecoin payments, custody and real-time funding capabilities to community banks and credit unions across the United States. Through the partnership, Moov is integrating Coinbase’s stablecoin payments infrastructure into its existing payments platform, giving financial institutions access to digital asset capabilities without requiring them to build a separate crypto technology stack. The infrastructure will support consumer stablecoin payments, merchant acceptance and settlement, payouts and custodial services. Coinbase will provide the regulated digital asset infrastructure, while Moov will connect those capabilities to the payment systems already used by financial institutions and their customers. Moov serves more than 1,000 community banks and credit unions, creating a significant distribution channel for stablecoin-based payment services. The collaboration aims to help smaller financial institutions respond to growing demand for faster, always-on payment infrastructure while maintaining their existing banking relationships. The partnership highlights the growing integration of stablecoins into traditional financial infrastructure and the expanding role of community banks in the digital payments ecosystem. #Coinbase #Moov #Stablecoins #Payments #Fintech #DigitalAssets #Banking #CreditUnions #CommunityBanking #DigitalPayments #Crypto #FinancialTechnology

I don’t think the next big opportunity in payments is simply “faster payments.” We’ve already spent years making payments faster. The next opportunity is making global money movement smarter. Smarter routing. Smarter FX. Smarter liquidity. Better access to local markets. Better connectivity between traditional banking and new payment technologies. And potentially, greater use of stablecoins and digital assets where they genuinely solve a problem. That’s why the future of payments is so interesting. It’s not about banking vs fintech. Or fiat vs crypto. Or traditional rails vs new rails. It’s about combining the right capabilities to solve the right problem. That’s the space we’re operating in at RemittancesHub. And personally, I think we’re only scratching the surface of what’s going to be possible in global money movement over the next few years. What do you think will have the biggest impact on global payments over the next five years? I’ll be interested to see what people think. RemittancesHub #Payments #GlobalPayments #Stablecoins #FX #FinTech #Banking #RemittancesHub

🔵 Banking milestone: Nu Global launches a multi-currency account powered by stablecoins, digital dollars and digital euros that earn yield. A new customer experience. New plumbing for banking. Nubank's partnership with Sygnum Bank is bigger than just a new product launch of an international account. 𝐍𝐮 𝐆𝐥𝐨𝐛𝐚𝐥 lets customers hold digital dollars (USDC) or digital euros (EURC), earn daily yield, send and receive money across 35+ countries leveraging the capabilities of tokenized cash (invisibly), and spend via a virtual Mastercard. The customer proposition feels familiar: a multi-currency account for a global life. But the infrastructure is not. 𝗧𝗵𝗲 𝘀𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗽𝗹𝘂𝗺𝗯𝗶𝗻𝗴. Behind the experience are tokenized dollar and euro balances, with daily yield: 3.50% APY on USDC and 2.20% APY on EURC. 𝗪𝗵𝘆 𝗦𝘆𝗴𝗻𝘂𝗺 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 Nu could have chosen different partners: a crypto exchange, a stablecoin issuer, a custody specialist, a wallet provider, or an incumbent global bank with tokenized infrastructure capabilities. Potential partners could have included Coinbase, Circle, Fireblocks, BitGo, Anchorage Digital, Zodia Custody, or JP Morgan. Instead, Nu chose Sygnum: a Swiss-regulated digital-asset bank combining banking, custody, safeguarding, compliance, and tokenized-asset capabilities. That is a strong signal. 𝗕𝗲𝘆𝗼𝗻𝗱 𝘁𝗵𝗲 𝗺𝘂𝗹𝘁𝗶-𝗰𝘂𝗿𝗿𝗲𝗻𝗰𝘆 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 #Revolut helped normalize holding and spending multiple currencies. Nu Global adds a new layer: dollar and euro balances represented as stablecoins, with yield and cross-border mobility embedded in the experience. Will customers care whether the rails are stablecoins? Probably not. They will care whether their money moves easily, earns yield, and works internationally. And that is why this embedded tokenization story is worth watching. 𝐀𝐧 𝐞𝐦𝐛𝐞𝐝𝐝𝐞𝐝 𝐭𝐨𝐤𝐞𝐧𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐬𝐭𝐨𝐫𝐲 𝑰'𝒅 𝒍𝒐𝒗𝒆 𝒕𝒐 𝒉𝒆𝒂𝒓 from you: Do you think this evolution of the multi-currency account will become the new normal? #Nubank #Sygnum #NuGlobal #Tokenization #Stablecoins #DigitalBanking #Fintech #DigitalAssets

The “stablecoin sandwich” is becoming a core architecture for cross-border payments: Fiat → Stablecoin → Fiat. Stablecoins replace slow correspondent banking in the middle, enabling faster, cheaper, 24/7 global settlement. But here is the important evolution: millions of people and businesses already hold USDC or USDT. They don’t need the first conversion—they need to pay employees, suppliers, rent and invoices directly from stablecoins into someone else’s bank account. That creates a new category: Self-custodial stablecoin wallet → Fiat payment to any third-party bank account. The bigger opportunity may therefore extend beyond improving remittances. It is connecting the growing on-chain economy directly to the traditional financial system. #Stablecoins #Fintech #Payments #CrossBorderPayments #DigitalAssets https://lnkd.in/giHUj_7p

Revolut just got a US bank charter. Preliminary OCC approval. Announced this morning. Crypto and stablecoin services planned from day one. Revolut isn't a crypto startup. It's a 45-million-customer fintech with $2.2B in 2023 revenue. And they didn't apply for a banking license despite their crypto ambitions. They applied because of them. They weren't alone: → OpenReserve also received preliminary OCC approval — stablecoin infrastructure built in from the start → OCC has now granted preliminary charters to two fintechs in a single announcement, both with stablecoin rails baked in → Revolut processed over $100B in transactions in 2023 — that volume is about to move onto regulated US banking infrastructure with stablecoin capability The pattern is clear: → Stripe acquired Bridge for $1.1B → Mastercard acquired BVNK → Fiserv launched FIUSD across 10,000 banks → Now Revolut and OpenReserve get OCC blessing with crypto plans on the tin This is no longer fintech companies tolerating stablecoins. It's fintech companies building banks specifically to run them. The OCC isn't blocking the door anymore. They're handing out keys. #Payments #Fintech #Stablecoins #Banking

“Are Banks Actually Ready for Digital Money?” by RedCompass Labs, and it raises a question that goes well beyond stablecoins. Official Link: https://lnkd.in/dbt8zUA2 The interesting part is that banks are clearly moving, around 7 in 10 are already planning, building, or piloting some form of digital money. But only around 1 in 10 have stablecoin capabilities live in production. The real challenge isn’t issuing a token. It’s the plumbing behind it: payment hubs, core banking, liquidity, compliance, reconciliation and interoperability with existing rails. 57% of banks expect to upgrade or build infrastructure to support digital-money settlement. What I found particularly relevant is the report’s conclusion that this probably won’t become a “winner takes all” market. Stablecoins, tokenized deposits, CBDCs, and traditional payment rails are more likely to coexist in a multi-rail ecosystem. The big takeaway for me: banks may be ready to move, but being ready to scale is a completely different question. #stablecoin #fintech #payment

The most important innovation in payments over the past five years? Natasha Ardiani Hartoro, Founder and CEO of Durianpay, says it's the convergence between interoperable QR payments, real-time domestic payment rails, and stablecoin settlement infrastructure. But the rails underneath are still uneven. The biggest misconception about payments, she says, is that the rails are broadly standardized and interchangeable. They're not. Right now, she's watching stablecoins as a settlement medium for cross-border remittance. A step in the right direction. Looking ahead, she expects a programmable global money layer where value moves across currencies, jurisdictions, banks, wallets, and blockchains through one common set of programmable rules. Full conversation in the comments.

Is SWIFT dead? Stablecoins are becoming the new for cross-border payments. Faster than correspondent banking. And much cheaper. For that reason most large banking groups are already investing into stablecoins. In Europe, in particular into EUR stablecoin issuance. But moving value is the easy part. The hard part is everything around it: finding a regulated counterparty, doing due diligence, sharing context, getting approvals. SWIFT never just moved money. It moved information: Who's paying, who's receiving, and why. A blockchain transaction alone doesn't carry any of that. This was a major barrier for the adoption of stablecoins in banking. And this is why this week's announcement by Plexo is so exciting for me!  Plexo is a coordination network. Regulated institutions find each other, reuse compliance evidence instead of rebuilding it every time, and settle directly, each side keeping its own approval authority. Its co-founder Anton Titov just announced Plexo's founding cohort: 25 financial institutions and payment providers, collectively operating across 75 markets in Africa, Latin America, Asia and Europe. Hercle, Tradevu, Echo Money, Kii Global, Zynta, Zuba, Schuman Financial, and 18 more. And I have the pleasure to see it from inside. Opening a new corridor today can take months. Finding the counterparty. Negotiating terms. Repeating KYB. Coordinating everything by hand. Now this process could drop to weeks. I experienced exactly this problem first hand. Last year, while supporting a Sub-Saharan African bank evaluate how to implement stablecoin infrastructure, I was stunned how cumbersome the process still was. The technology exists. But the institutional roads between the participants didn't. That's how I came to know Plexo, and later became a shareholder. We don't just need faster rails. We need the layer that lets regulated companies actually use them together. And now we have the network connecting the regulated institutions that already move the money. Any bank which is currently investing into or developing stablecoin topics, feel free to reach out to Anton Titov. He is still expanding the partner pool with banks, PSPs, and on-ramp/off-ramp partners to launch or expand new stablecoin corridors, including in Europe. Happy to connect you with Anton if this is relevant to you. Congrats to Anton and the Plexo team on the launch! #banking #fintech #stablecoins

🚨 A Regulated Bank Account via API: How Banking Infrastructure Has Changed FV Bank just launched Global Managed Accounts: regulated accounts, cross-border payments in 40+ currencies, and settlement in USDC and USDT - all under the partner company’s own brand. On July 31, 2026, infrastructure company Increase (already used by companies like Gusto, Ramp , and Stripe) launched its own bank with a full FDIC license. The goal is pretty straightforward: 👇 Give fintech companies direct access to the payment networks of the Federal Reserve, The Clearing House, and Visa without another middleman sitting in between. Basically, what we used to call a separate business model - embedded finance - is slowly becoming just another infrastructure layer. And that layer can be plugged into almost anything: → Payment platforms → Marketplaces → Crypto companies The Banking-as-a-Service market is estimated at around $29 billion in 2026. According to Mordor Intelligence, it could reach $65 billion by 2031. Let’s talk about clear crypto parallels here too. For example, WhiteBIT’s Crypto-as-a-Service lets fintech companies plug custody, liquidity, and compliance into their products - in much the same way Banking-as-a-Service plugs in accounts and payments. https://lnkd.in/e9gKMwv2 The company doesn’t need to build all that infrastructure from scratch. At the same time, the company still keeps full control over the customer experience. Launching a financial product used to take months of approvals, licenses, and infrastructure work. Now, much of it can be done through an API. The winner is often the company that gets its product to users faster. If you'd like to know more about the WhiteBIT Crypto-as-a-Service solution for your business, feel free to DM me. Guys, what do you think: what matters more for a fintech company today - speed to market or control over the product? #EmbeddedFinance #BankingAsAService #fintech #payments #crypto  #API #Stablecoins #FintechInnovation