Join Co-Founder and CEO, William Ross, at InsureTech Connect London for a discussion on how leading insurers are using advanced AI to drive measurable gains across the policy lifecycle, from faster decision-making to more intelligent workflows. 🎤 Session: What got us here won’t get us there: why 2026 is a tipping point for the future of insurance 📅 January 26, 2026 | 11:40-11:55 AM 📍 Main Stage - The Brewery, London Check out Federato’s full ITC London agenda here 👉 https://lnkd.in/e5nH7r9v See you in London! #InsurtechUK #ITCLondon #Insurtech #InsuranceInnovation #Federato
Federato
Insurance
San Francisco, CA 9,020 followers
Better underwriting decisioning built-in, not bolted on.
About us
The only AI-native platform that spans the full policy lifecycle and changes the way insurance work gets done. Our Agentic AI creates complete, fully explained, on-strategy quotes for underwriter review in minutes.
- Website
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https://www.federato.ai
External link for Federato
- Industry
- Insurance
- Company size
- 51-200 employees
- Headquarters
- San Francisco, CA
- Type
- Privately Held
- Founded
- 2020
Locations
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Primary
Get directions
San Francisco, CA, US
Employees at Federato
Updates
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As costs rise, risks shift, and AI redefines what's possible, insurers can't afford to build their future on yesterday’s systems. It’s time to move beyond legacy tools and point solutions. Join Celent's Karlyn Carnahan, ReSource Pro's Mark Breading, and Federato CEO and Co-founder William Ross for a candid conversation on why AI-native insurance technology will be a key competitive differentiator in 2026 and beyond. 📅 January 20, 2026 ⏰ 1:30–2:30 PM ET Seats are limited. Register now to be part of the discussion: https://lnkd.in/eGY5jfSC #Insurance #AI #Insurtech #DigitalTransformation #AgenticAI #InsuranceInnovation #Federato
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Insurance teams don’t lose time because information is missing. They lose time because context is. Today, we’re announcing new Content Management capabilities in the Federato platform. Underwriting decisions are shaped by documents, emails, exceptions, and approvals that rarely live in one place. By the next renewal, the “why” behind a decision is buried or gone entirely. Content Management changes that. By connecting documents and communications into a single AI-powered context, the Federato platform keeps inputs, reasoning, and decisions tied to the account as it evolves. Teams can ask questions in plain language, see answers grounded in source material, and trust how decisions were made. The breakthrough isn’t better storage. It’s durable decision context. This is how insurers move from digging and guessing to acting with confidence across the policy lifecycle. Read more on how Content Management brings context to every underwriting decision 👉 https://lnkd.in/ea7ztu_h
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Federato is heading to InsureTech Connect London January 26 - 27, 2026! Join 650+ leaders and 50+ speakers for 2 days of collaboration, networking, and innovation at the heart of the UK insurance sector. 🎤 Don’t miss our keynote and our Monday evening networking reception with InsTech! See where you can find us 👉 https://lnkd.in/e5nH7r9v #InsurtechUK #ITCLondon #Insurtech #InsuranceInnovation #Federato
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Moving beyond old core insurance requires modern technology and an aligned mindset. At InsureTech Connect Vegas, Dawn Zoppa of Ascendex Underwriters shared a timely perspective: old core isn’t just about legacy systems. It’s also about the processes, mindsets, and ways of working that shape how organizations move forward. When those elements evolve together, AI-native technology can deliver on its promise. When they don’t, even the most advanced tools fall short. Watch the clip to hear why progress beyond old core is as much about how organizations think and operate as it is about the technology they use. #Insurtech #AIinsurance #AgenticAI #InsuranceInnovation #OldCoreCant #FederatoCan
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Strategy drift doesn’t happen overnight. It happens when decisions across the policy lifecycle are made without real-time visibility into portfolio strategy. When teams rely on static guidance, effort gets wasted, and outcomes suffer. Real-time portfolio alignment keeps every decision focused on what the business needs, in the moment. On the blog, we break down why real-time alignment across the full policy lifecycle is a competitive necessity for insurers focused on disciplined growth. Read more here: 👉 https://lnkd.in/eHM-bGNr #InsurTech #AIinsurance #AgenticAI #OldCoreCant #FederatoCan
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Great conversation on The Software Leaders UNCENSORED Podcast. Our Co-Founder and CTO, William Steenbergen, joined host Steve Taplin to talk about what it really takes to apply AI in commercial insurance underwriting, and why this problem is both overlooked and mission-critical. They dig into: - Why underwriting is still weighed down by manual processes and fragmented tools - What it means to build an AI-native platform for the full insurance policy lifecycle - How focusing on process, not heroics, enables teams to scale without slowing down - Why customer-driven problem solving matters more than overengineering - What Federato learned by studying the global coverage gap and its impact on insurers If you’re thinking seriously about how AI can improve underwriting outcomes, not just automate tasks, this episode is worth a listen. Watch now: https://lnkd.in/eW_VPvQY
Check out a new episode of The Software Leaders UNCENSORED Podcast! This time, host Steve Taplin sat down with William Steenbergen, Co-Founder & CTO of Federato, and one of the leading minds reimagining how insurance companies use AI. William and his team are tackling one of the most overlooked yet vital industries: commercial insurance underwriting, and demonstrating what happens when spreadsheets and manual review are replaced with data science, automation, and purpose-driven AI. In this episode, William shared: • How Federato became the only AI-native platform covering the entire insurance policy lifecycle, from submission to quoting, binding, and renewal. • Why his team locked themselves in Idaho for six months to study the global “coverage gap”, the growing difference between insured and uninsured economic losses, and how that inspired Federato’s mission. • How Federato helps commercial insurers cut underwriting times from 30 days to less than one day, while improving risk selection and portfolio accuracy by 3.6x. • The company’s fully remote work model across the US, Canada, and the UK, and why they invest heavily in in-person hack weeks and team retreats to maintain momentum. • How rapid growth can actually slow velocity, and why Federato moved from human-dependent processes to systems that “scale through process, not memory.” William’s Advice for Tech Leaders: “Don’t overthink it. Don’t overbuild. Just go and get shit done. Talk to your customers and figure out scale later.” Check the full episode in the comments! #AI #Podcast #Federato #SteveTaplin #WilliamSteenbergen #SonatafyTechnology #SoftwareLeadersUncensored
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The industry is deep into transformation, and the next phase won’t be driven by incremental upgrades. Insurers embracing AI-native thinking aren't just adding new tools. They're reimagining how work gets done with intelligent systems that support faster, more strategic decisions. At Federato, we’re proud to offer the industry’s first AI-native platform built for the full policy lifecycle, designed to help insurers operate smarter, move faster, and drive better business outcomes.
Everest Group’s latest Underwriting Orchestration for Property and Casualty (P&C) Insurance – Products PEAK Matrix® Assessment 2025 evaluates 24 leading technology providers, benchmarking them on market impact, vision, and capabilities. AdvantageGo, Appian, Artificial Labs, Buckhill Software, Cogitate, Concirrus, Convr, Decerto, Duck Creek Technologies, Federato, INSILLION, Insurity, Jarus Technologies, Kalepa, Majesco, Nativeorange, Newgen Software, OneShield, Optalitix, Pegasystems, Roots, Send, Tinubu Innoveo, Unqork As P&C carriers navigate rising distribution complexity, higher customer expectations, and the demand for faster decision-making, underwriting orchestration platforms are becoming essential. This report explores how providers are enabling real-time intake, AI-driven risk evaluation, seamless system integration, and scalable broker and portfolio intelligence. Discover the key differentiators shaping underwriting modernization from ecosystem fit and ease of deployment to governed, transparent AI capabilities. Read the full assessment to explore insights that can help accelerate underwriting transformation and deliver stronger enterprise performance. https://okt.to/hOw7dq Get in touch: Ronak Doshi, Aaditya Jain, Aurindum Mukherjee, Divya Jaiwar, Vanshika Notani #Insurance #PandC #UnderwritingTransformation #InsuranceTechnology #PEAKMatrix #EverestGroup
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AI-native insurance is already here. Are you ready? The pressure on insurers isn’t letting up. Climate volatility, rising costs, and tighter capital are reshaping the landscape, and old core systems can't keep up. Join Federato CEO Will Ross, Celent's Karlyn Carnahan, and ReSource Pro's Mark Breading for a candid conversation about what it takes to lead with an AI-native platform. In this webinar, you’ll learn: - Where AI can drive the most value in 2026 - Why bolt-on solutions are a strategic risk - What makes a platform AI-native, and why it matters - How top insurers are unlocking AI ROI now This isn’t theory. It’s a roadmap from top insurers already making AI work across the policy lifecycle. 📅 Registration is limited, so save your seat now: https://lnkd.in/eGY5jfSC #Insurtech #AIinsurance #TheOldCoreCant #FederatoCan
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Insurance executives don't trust what they can't see. Today, we're proud to officially launch Schema Sense, a new capability of our AI-native platform. For decades, P&C insurers have accepted black-box integrations as the cost of doing business. Data flows through opaque pipelines. Transformations happen in the shadows. When something breaks, teams spend weeks hunting for answers. Schema Sense changes this fundamental equation. Our new AI-native tooling brings complete transparency to data onboarding. Every field mapping is explicit. Every transformation is auditable. Every data point has clear lineage from source to destination. The result: 84% of native data schemas mapped automatically, cutting months off implementations. But the real breakthrough isn't speed, it's trust. When underwriters can trace every value back to its origin, they make better decisions. When IT teams can see every transformation step, they fix issues in hours instead of weeks. When compliance can see and explain the full data journey, they sleep better at night. This is what AI-native means: technology that enhances human judgment, not replaces it. Read how Schema Sense creates trusted data pipelines: https://lnkd.in/e_sVQs_q #Insurtech #AIinsurance #AgenticAI #DataTransparency #DataProvenance