NestEgg.ai’s cover photo
NestEgg.ai

NestEgg.ai

Software Development

London, London 2,111 followers

NestEgg powers responsible lending through smarter decisioning tools.

About us

NestEgg is a fintech provider, powering responsible lending through smarter decisioning. We help credit unions and ethical lenders grow their loan books and member bases sustainably, while unlocking fairer borrowing for their members and communities. 🚀 Our Products & Services Smarter lending tools built for today’s borrower. 🔹Decision Engine: Automate lending decisions with configurable rules that combine credit data, Open Banking, and member history. Make faster, fairer, and more inclusive lending assessments and decisions - boosting approvals while managing risk. 🔹Broker Platform: Lenders can unlock a stream of pre-qualified loan applications. Our platform matches people actively searching for affordable loans with responsible lenders, expanding reach through referrals from banks, building societies, housing associations, and more. * NestEgg does not provide loans directly. Our job is to connect individuals with a range of trusted, responsible lenders. 🔹Loan Matching: Online applications that pre-qualify borrowers using soft credit checks. Applicants see if they’re eligible (without affecting their credit score), helping lenders convert more website visitors into successful borrowers. 🌍 Our Impact - 750,000+ lending decisions each year across 40+ UK credit unions. - £1bn of loan decisions in 2024 - £81m saved from high-cost credit since launch (as of March 2025). 🇨🇦 Canada Having powered 750,000+ lending decisions annually for 40+ UK credit unions and saving members over £81m from high-cost credit, NestEgg is supporting Canadian credit unions with insights and expertise as the Consumer-Driven Banking Framework arrives in 2026. Canadian credit unions can discover more here: https://nestegg.ai/open-banking-for-canadian-credit-unions/

Website
https://nestegg.ai/
Industry
Software Development
Company size
11-50 employees
Headquarters
London, London
Type
Privately Held
Founded
2016
Specialties
Loan decision software, Credit Unions, Financial wellness, Financial inclusion, Fintech, and Responsible lending

Locations

Employees at NestEgg.ai

Updates

  • We're here at The Housing Community Summit! We’ll be showcasing how our Platform helps housing professionals provide their tenants a safe, consistent route to affordable and responsible credit by connecting them to multiple credit unions through a single referral point. Find us at stand B24 and come and say hello to our co-founder, Adrian Davies! 👋 #TheHousingCommunitySummit #THCS26 #FinTech #ResponsibleLending #CreditUnions

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  • We're exhibiting at The Housing Community Summit tomorrow and looking forward to being there. We'll be showcasing our Platform to housing professionals, showing how it supports financial inclusion and affordability for residents. NestEgg's Platform builds on the strong work housing providers already deliver. It provides a safe, consistent route to credit, reducing reliance on high-cost lenders, and supporting sustainable tenancies. Rather than teams needing to research and recommend individual providers across different regions, our Platform connects residents to multiple credit unions through a single referral point, strengthening affordability and hardship support while helping residents avoid high-cost borrowing that can put tenancies at risk. Find us at stand B24 and come and say hello! 👋 #TheHousingCommunitySummit #THCS26 Chartered Institute of Housing

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  • Last week, we introduced Multi-Source ID Verification (MSID) and how it can help credit unions verify more applicants with less reliance on additional paperwork. This week, we're looking at the other side of the problem: how fraudsters try to exploit gaps in identity checks. Our latest blog covers five common fraud typologies: 🔹 Stolen identities - including identities belonging to recently deceased people 🔹 Last-minute mandate switches - changing the payout account after approval 🔹 Thin-file exploitation - using a clean but poorly corroborated credit file to pass an automated decision 🔹 Multiple credit union applications - applying to several institutions in quick succession 🔹 First-payment defaulters - appearing acceptable on credit data, then defaulting after the loan is paid out For each, we look at how NestEgg's Multi-Source ID Verification strengthens credit union fraud detection and closes the gap being exploited. Fraudsters don't necessarily need to beat every check, they just need to find the gap between them. Read part 2: ""Five identity fraud tactics and how to close each gap"" through the link in our comments. 👇 #CreditUnions #FraudDetection #IdentityVerification #Fintech

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  • Identity checks shouldn't be the reason a good applicant walks away from your credit union. When an identity check doesn't get a strong match from a single source, good applicants get stuck. Having to dig out passports, utility bills, bank statements, then waiting on manual review results in many of them not returning. NestEgg's new Multi-Source ID Verification builds one configurable score from signals already available during the credit assessment: electoral roll history, credit account matches, DOB consensus, account longevity, and Open Banking name matching where connected. For credit unions, that means: ✅ Fewer applicants dropping out over paperwork requests ✅ Fewer cases referred for manual ID checks ✅ Automatic 2+2 source corroboration, built in ✅ Warning flags that still pull higher-risk cases for review ✅ A full audit trail behind every decision No new integration required, and you don't have to be using NestEgg for loan decisions. Multi-Source ID Verification works as its own standalone check. Full breakdown here: https://lnkd.in/eG5MGNFD #CreditUnions #IdentityVerification #FinTech

  • Three small features, one better lending experience 🔧 We've just shipped three updates to our Decision Engine, each solving a specific bit of everyday credit union lending friction: 🔔 Automated Open Banking reminders: the Decision Engine can send follow up emails at the two most common stall points: when an applicant skips the initial prompt, and when an officer's manual request goes unanswered. ✏️ Configurable email templates: credit unions can now edit wording and control which notifications are sent. Keeping your emails in-line with the credit union’s tone of voice. 📊 Analytics export: pull aggregate lending data straight into board packs, management reports, or your own BI tools Full breakdown in the comments 👇 #CreditUnions #LendingTechnology #DigitalLending

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  • NestEgg.ai reposted this

    View organization page for FinTech Scotland

    18,153 followers

    Thank you to all of the fintechs who attended our FRIL Kick-Off Day! 14 fintechs have been selected to take part in our Responsible AI Innovation Challenge. Today, they told our industry partners about the innovative solutions that they are building and how they are looking to collaborate. We'll feature each of them in the coming weeks but in the meantime, here's a first look at the cohort: Alethica Amplified Global™ Aveni bigspark ClearSky Cyber Thistle Finspector AltairaLabs Kallidin AI NestEgg.ai Nuggets TIKOS® Tokenive Verifoxx #FRIL #FinTech #Innovation

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  • Every credit union board asks the same question: is our loan book growing safely? The data to answer it is already in your systems. The problem is that most dashboards show you the numbers without telling you what they mean. Without the context to distinguish one from the other, lending managers default to instinct, executives struggle to make the case at board level, and the data that should be driving better decisions generates more questions than answers. NestEgg Performance Analytics is designed to close that gap. Our new Lending Performance Dashboard organises your decisioning data into two connected views: 📊 Operational Health - tells you how you're lending 📈 Portfolio Health - tells you whether those decisions are paying off Read our full blog post to see Performance Analytics in action 👇

  • Four new features are coming soon to the NestEgg Decision Engine, and they're all about giving credit unions more control, less manual work, and faster decisions for members. 🚀 Here's what's on the way: - Decision Summary Panel: faster approvals with one click suggested counter-offers - Lending Performance Dashboard: operational and portfolio health analytics together in one place - Enhanced ID checks: more data sources, configurable scores, and full transparency on outcomes - Save Only configurability: tailor your savings application to how you operate Read the full update through the link in our comments 👇 #CreditUnions #Fintech #LendingTechnology #NestEgg

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  • We're all set for the Irish League of Credit Unions Conference. If you're attending, come and find us at Stand 41! 👋 We'll be there to talk about the £165m question, and three others worth asking about the future of NI credit unions. Whether you're thinking about reaching younger members, growing your loan book, or giving your credit committee a stronger strategic view, we'd love to hear what you're working on. Read the full piece through the link in our comments👇 #CreditUnions #ILCUConference2026

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  • We're looking forward to the Irish League of Credit Unions Conference this week! 🎉 We can't wait to connect with credit unions and fellow exhibitors to help shape the future of the sector. Find us at Stand 41. Come say hello and let's chat about how NestEgg can help you lend more confidently, whether you're looking to attract younger borrowers, support existing members, or free up your team to do both. We'll walk you through real examples from Northern Ireland credit unions already seeing results. See you there! 👋 #CreditUnions #ILCUConference2026

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