Decision Engine Software

About

The NestEgg Decision Engine automates fast, fair, and inclusive credit union lending decisions.

Our Decision Engine automates fast, fair, and inclusive lending decisions. By combining credit data, Open Banking, and member history, it provides lenders with a holistic view of affordability, risk, and financial health. Configurable rules allow credit unions to set policies in minutes, improving approvals while reducing defaults.

The platform surfaces key risk and affordability insights at a glance, so loan officers spend less time sifting through complex reports and more time serving members. It integrates easily with existing websites, mobile apps, and back-office systems, enabling same-day decisions for most loans.

Used across 50+ UK credit unions, Decision Engine powers over 750,000 lending decisions annually and helps lenders grow sustainably while ensuring fairer outcomes for borrowers.

This product is intended for

• Loan Officer
• Senior Loan Officer
• Loan Manager
• Credit Underwriter
• Senior Credit Underwriter
• Loan Officer Assistant