| Distance and private information in lending S Agarwal, R Hauswald The Review of Financial Studies 23 (7), 2757-2788, 2010 | 2007 | 2010 |
| The age of reason: Financial decisions over the lifecycle S Agarwal, JC Driscoll, X Gabaix, D Laibson National Bureau of Economic Research, 2007 | 1749 | 2007 |
| The reaction of consumer spending and debt to tax rebates—evidence from consumer credit data S Agarwal, C Liu, NS Souleles Journal of political Economy 115 (6), 986-1019, 2007 | 722 | 2007 |
| Inconsistent regulators: Evidence from banking S Agarwal, D Lucca, A Seru, F Trebbi The Quarterly Journal of Economics 129 (2), 889-938, 2014 | 696 | 2014 |
| Cognitive abilities and household financial decision making S Agarwal, B Mazumder American Economic Journal: Applied Economics 5 (1), 193-207, 2013 | 675 | 2013 |
| Regulating consumer financial products: Evidence from credit cards S Agarwal, S Chomsisengphet, N Mahoney, J Stroebel The Quarterly Journal of Economics 130 (1), 111-164, 2015 | 578 | 2015 |
| Consumption and debt response to unanticipated income shocks: Evidence from a natural experiment in Singapore S Agarwal, W Qian American Economic Review 104 (12), 4205-4230, 2014 | 520 | 2014 |
| Telecommunications and economic growth: a panel data approach A Datta*, S Agarwal Applied Economics 36 (15), 1649-1654, 2004 | 516 | 2004 |
| Policy intervention in debt renegotiation: Evidence from the home affordable modification program S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, T Piskorski, ... Journal of Political Economy 125 (3), 654-712, 2017 | 490* | 2017 |
| From loan screening to loan prospecting S Agarwal, I Ben-David working paper, 2014 | 371* | 2014 |
| The spending and debt response to minimum wage hikes D Aaronson, S Agarwal, E French American Economic Review 102 (7), 3111-3139, 2012 | 368 | 2012 |
| Financial literacy and financial planning: Evidence from India S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, DD Evanoff Journal of Housing Economics 27, 4-21, 2015 | 359 | 2015 |
| Learning in the credit card market S Agarwal, JC Driscoll, X Gabaix, D Laibson National Bureau of Economic Research, 2008 | 357 | 2008 |
| Do banks pass through credit expansions to consumers who want to borrow? S Agarwal, S Chomsisengphet, N Mahoney, J Stroebel The Quarterly Journal of Economics 133 (1), 129-190, 2018 | 323* | 2018 |
| FinTech, lending and payment innovation: A review S Agarwal, J Zhang Asia‐Pacific Journal of Financial Studies 49 (3), 353-367, 2020 | 318 | 2020 |
| Payday loans and credit cards: New liquidity and credit scoring puzzles? S Agarwal, PM Skiba, J Tobacman American Economic Review 99 (2), 412-417, 2009 | 316 | 2009 |
| The role of securitization in mortgage renegotiation S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, DD Evanoff Journal of Financial Economics 102 (3), 559-578, 2011 | 311 | 2011 |
| Adverse selection in mortgage securitization S Agarwal, Y Chang, A Yavas Journal of Financial Economics 105 (3), 640-660, 2012 | 289 | 2012 |
| Do consumers choose the right credit contracts? S Agarwal, S Chomsisengphet, C Liu, NS Souleles The Review of Corporate Finance Studies 4 (2), 239-257, 2015 | 286 | 2015 |
| Optimal mortgage refinancing: a closed‐form solution S Agarwal, JC Driscoll, DI Laibson Journal of Money, Credit and Banking 45 (4), 591-622, 2013 | 284* | 2013 |
Souphala ChomsisengphetOffice of the Comptroller of the Currency, US Treasury Dept.Verified email at occ.treas.gov
