| How debit cards enable the poor to save more P Bachas, P Gertler, S Higgins, E Seira Journal of Finance 76 (4), 1913-1957, 2021 | 306* | 2021 |
| Can a poverty-reducing and progressive tax and transfer system hurt the poor? S Higgins, N Lustig Journal of Development Economics 122, 63-75, 2016 | 223* | 2016 |
| Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion P Bachas, P Gertler, S Higgins, E Seira AEA Papers & Proceedings 108, 444-48, 2018 | 214 | 2018 |
| Financial Technology Adoption: Network Externalities of Cashless Payments in Mexico S Higgins American Economic Review 114 (11), 3469–3512, 2024 | 207* | 2024 |
| Using Lotteries to Attract Deposits P Gertler, S Higgins, A Scott, E Seira National Bureau of Economic Research, 2023 | 43* | 2023 |
| Do Behavioral Frictions Prevent Firms from Adopting Profitable Opportunities? P Gertler, S Higgins, U Malmendier, W Ojeda National Bureau of Economic Research, 2025 | 28* | 2025 |
| Fintech lending to borrowers with no credit history L Chioda, P Gertler, S Higgins, PC Medina National Bureau of Economic Research, 2024 | 20 | 2024 |
| Towards a Cashless Economy? Evidence from the Elasticity of Cash Deposits of Mexican Firms P Bachas, S Higgins, A Jensen Tech. rep., Mimeo, World Bank, 2020 | 7 | 2020 |
| Search and Negotiation with Biased Beliefs in Consumer Credit Markets S Higgins, E Berwart, S Kulkarni, S Truffa Available at SSRN 5037073, 2024 | 4* | 2024 |
Paul J. GERTLERLi Ka Shing Professor of Economics, University of California, BerkeleyVerified email at berkeley.edu
